falsedesktopASB2020-09-30000000778920000067{"tbl_sim": "https://q10k.com/tbl-sim", "search": "https://q10k.com/search"}{"q10k_tbl_0": "Title of each class\tTrading symbol\tName of each exchange on which registered\nCommon stock par value $0.01 per share\tASB\tNew York Stock Exchange\nDepositary Shrs each representing 1/40th intrst in a shr of 6.125% Non-Cum. Perp Pref Stock Srs C\tASB PrC\tNew York Stock Exchange\nDepositary Shrs each representing 1/40th intrst in a shr of 5.375% Non-Cum. Perp Pref Stock Srs D\tASB PrD\tNew York Stock Exchange\nDepositary Shrs each representing 1/40th intrst in a shr of 5.875% Non-Cum. Perp Pref Stock Srs E\tASB PrE\tNew York Stock Exchange\nDepositary Shrs each representing 1/40th intrst in a shr of 5.625% Non-Cum. Perp Pref Stock Srs F\tASB PrF\tNew York Stock Exchange\n", "q10k_tbl_1": "Large accelerated filer\t☑\tAccelerated filer\t☐\nNon-accelerated filer\t☐\tSmaller reporting company\t☐\nEmerging growth company\t☐\t\t\n", "q10k_tbl_2": "\t\tPage\nPART I. Financial Information\t\t\n\tItem 1. Financial Statements (Unaudited):\t5\n\tConsolidated Balance Sheets\t5\n\tConsolidated Statements of Income\t6\n\tConsolidated Statements of Comprehensive Income\t7\n\tConsolidated Statements of Changes in Stockholders' Equity\t8\n\tConsolidated Statements of Cash Flows\t10\n\tNotes to Consolidated Financial Statements\t12\n\tItem 2. Management's Discussion and Analysis of Financial Condition and Results of Operations\t57\n\tItem 3. Quantitative and Qualitative Disclosures About Market Risk\t86\n\tItem 4. Controls and Procedures\t86\nPART II. Other Information\t\t\n\tItem 1. Legal Proceedings\t87\n\tItem 1A. Risk Factors\t86\n\tItem 2. Unregistered Sales of Equity Securities and Use of Proceeds\t89\n\tItem 6. Exhibits\t91\n\tSignatures\t92\n", "q10k_tbl_3": "MVE\tMarket Value of Equity\nNet Free Funds\tNoninterest-bearing sources of funds\nNII\tNet Interest Income\nNPAs\tNonperforming Assets\nOCC\tOffice of the Comptroller of the Currency\nOREO\tOther Real Estate Owned\nParent Company\tAssociated Banc-Corp individually\nPCD\tPurchased Credit Deteriorated\nPPP\tPaycheck Protection Program\nPPPLF\tPaycheck Protection Program Liquidity Facility\nRAP\tRetirement Account Plan - the Corporation's noncontributory defined benefit retirement plan\nRestricted Stock Awards\tRestricted common stock and restricted common stock units to certain key employees\nS&P\tStandard & Poor's\nSBA\tSmall Business Administration\nSEC\tU.S. Securities and Exchange Commission\nSeries C Preferred Stock\tThe Corporation's 6.125% Non-Cumulative Perpetual Preferred Stock Series C liquidation preference $1000 per share\nSeries D Preferred Stock\tThe Corporation's 5.375% Non-Cumulative Perpetual Preferred Stock Series D liquidation preference $1000 per share\nSeries E Preferred Stock\tThe Corporation's 5.875% Non-Cumulative Perpetual Preferred Stock Series E liquidation preference $1000 per share\nSeries F Preferred Stock\tThe Corporation's 5.625% Non-Cumulative Perpetual Preferred Stock Series F liquidation preference $1000 per share\nTDR\tTroubled Debt Restructuring\nUSI\tUSI Insurance Services LLC\nYTD\tYear-to-Date\n", "q10k_tbl_4": "\tSeptember 30 2020\tDecember 31 2019\n(In Thousands except share and per share data)\t(Unaudited)\t(Audited)\nAssets\t\t\nCash and due from banks\t401151\t373380\nInterest-bearing deposits in other financial institutions\t712416\t207624\nFederal funds sold and securities purchased under agreements to resell\t95\t7740\nInvestment securities held to maturity net at amortized cost(a)\t1990870\t2205083\nInvestment securities available for sale at fair value\t3258360\t3262586\nEquity securities\t15090\t15090\nFederal Home Loan Bank and Federal Reserve Bank stocks at cost\t168280\t227347\nResidential loans held for sale\t130139\t136280\nCommercial loans held for sale\t19360\t15000\nLoans\t25003753\t22821440\nAllowance for loan losses(a)\t(384711)\t(201371)\nLoans net\t24619041\t22620068\nBank and corporate owned life insurance\t679257\t671948\nTax credit and other investments\t314066\t279969\nPremises and equipment net\t422222\t435284\nGoodwill\t1107902\t1176230\nMortgage servicing rights net\t45261\t67306\nOther intangible assets net\t70507\t88301\nInterest receivable\t91612\t91196\nOther assets\t653117\t506046\nTotal assets\t34698746\t32386478\nLiabilities and Stockholders' Equity\t\t\nNoninterest-bearing demand deposits\t7489048\t5450709\nInterest-bearing deposits\t19223500\t18328355\nTotal deposits\t26712547\t23779064\nFederal funds purchased and securities sold under agreements to repurchase\t155329\t433097\nCommercial paper\t50987\t32016\nPPPLF\t1022217\t0\nFHLB advances\t1706763\t3180967\nOther long-term funding\t549201\t549343\nAllowance for unfunded commitments(a)\t57276\t21907\nAccrued expenses and other liabilities(a)\t398991\t467961\nTotal liabilities\t30653313\t28464355\nStockholders' Equity\t\t\nPreferred equity\t353637\t256716\nCommon equity\t\t\nCommon stock\t1752\t1752\nSurplus\t1717186\t1716431\nRetained earnings(a)\t2424992\t2380867\nAccumulated other comprehensive income (loss)\t3995\t(33183)\nTreasury stock at cost\t(456129)\t(400460)\nTotal common equity\t3691796\t3665407\nTotal stockholders' equity\t4045433\t3922124\nTotal liabilities and stockholders' equity\t34698746\t32386478\nPreferred shares authorized (par value $1.00 per share)\t750000\t750000\nPreferred shares issued and outstanding\t364458\t264458\nCommon shares authorized (par value $0.01 per share)\t250000000\t250000000\nCommon shares issued\t175216409\t175216409\nCommon shares outstanding\t153551692\t157171247\n", "q10k_tbl_5": "\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n(In Thousands except per share data)\t2020\t2019\t2020\t2019\nInterest income\t\t\t\t\nInterest and fees on loans\t182625\t248579\t599306\t768216\nInterest and dividends on investment securities\t\t\t\t\nTaxable\t13689\t23485\t50064\t79248\nTax-exempt\t14523\t14491\t44021\t42950\nOther interest\t2238\t4865\t7774\t13086\nTotal interest income\t213075\t291420\t701165\t903500\nInterest expense\t\t\t\t\nInterest on deposits\t10033\t61585\t59877\t191408\nInterest on federal funds purchased and securities sold under agreements to repurchase\t34\t145\t454\t1058\nInterest on other short-term funding\t5\t30\t46\t113\nInterest on PPPLF\t899\t0\t1574\t0\nInterest on FHLB advances\t14375\t15896\t47471\t53194\nInterest on long-term funding\t5580\t7398\t16780\t22196\nTotal interest expense\t30925\t85054\t126201\t267969\nNet interest income\t182150\t206365\t574964\t635532\nProvision for credit losses\t43009\t2000\t157009\t16000\nNet interest income after provision for credit losses\t139141\t204365\t417954\t619532\nNoninterest income\t\t\t\t\nWealth management fees(a)\t21152\t21015\t62884\t61885\nService charges and deposit account fees\t14283\t16561\t40989\t47102\nCard-based fees\t10195\t10456\t28685\t29848\nOther fee-based revenue\t4968\t5085\t14240\t14246\nCapital markets net\t7222\t4300\t22067\t12215\nMortgage banking net\t12636\t10940\t31043\t25118\nBank and corporate owned life insurance\t3074\t4337\t9793\t11482\nInsurance commissions and fess\t114\t20954\t45153\t69403\nAsset gains (losses) net(b)\t(339)\t877\t156945\t2316\nInvestment securities gains (losses) net\t7\t3788\t9222\t5931\nOther\t2232\t2537\t7321\t8344\nTotal noninterest income\t75545\t100850\t428342\t287890\nNoninterest expense\t\t\t\t\nPersonnel\t108567\t123170\t334117\t366449\nTechnology\t19666\t20572\t61639\t59698\nOccupancy\t17854\t15164\t48386\t45466\nBusiness development and advertising\t3626\t7991\t13007\t21284\nEquipment\t5399\t6335\t16150\t17580\nLegal and professional\t5591\t5724\t15809\t14342\nLoan and foreclosure costs\t2118\t1638\t8842\t5599\nFDIC assessment\t3900\t4000\t14650\t12250\nOther intangible amortization\t2253\t2686\t7939\t7237\nAcquisition related costs(c)\t218\t1629\t2457\t5995\nLoss on prepayments of FHLB advances\t44650\t0\t44650\t0\nOther\t13745\t12021\t35537\t34479\nTotal noninterest expense\t227587\t200930\t603184\t590380\nIncome (loss) before income taxes\t(12900)\t104286\t243112\t317042\nIncome tax expense (benefit)\t(58114)\t20947\t3342\t62356\nNet income\t45214\t83339\t239769\t254686\nPreferred stock dividends\t5207\t3801\t13152\t11402\nNet income available to common equity\t40007\t79539\t226618\t243285\nEarnings per common share\t\t\t\t\nBasic\t0.26\t0.50\t1.47\t1.49\nDiluted\t0.26\t0.49\t1.46\t1.48\nAverage common shares outstanding\t\t\t\t\nBasic\t152440\t159126\t153175\t161727\nDiluted\t153194\t160382\t153914\t163061\n", "q10k_tbl_6": "\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n($ in Thousands)\t2020\t2019\t2020\t2019\nNet income\t45214\t83339\t239769\t254686\nOther comprehensive income net of tax\t\t\t\t\nInvestment securities available for sale\t\t\t\t\nNet unrealized gains (losses)\t5840\t33173\t53900\t123139\nAmortization of net unrealized (gains) losses on available for sale securities transferred to held to maturity securities\t1296\t(8)\t2628\t279\nReclassification adjustment for net losses (gains) realized in net income\t(7)\t(3788)\t(9222)\t(5931)\nIncome tax (expense) benefit\t(1786)\t(7410)\t(11852)\t(29651)\nOther comprehensive income (loss) on investment securities available for sale\t5342\t21967\t35454\t87836\nDefined benefit pension and postretirement obligations\t\t\t\t\nAmortization of prior service cost\t(36)\t(36)\t(111)\t(111)\nAmortization of actuarial loss (gain)\t1313\t229\t2923\t357\nIncome tax (expense) benefit\t(703)\t(49)\t(1088)\t(62)\nOther comprehensive income (loss) on pension and postretirement obligations\t573\t144\t1724\t184\nTotal other comprehensive income (loss)\t5916\t22111\t37178\t88020\nComprehensive income\t51130\t105450\t276948\t342706\n", "q10k_tbl_7": "(In Thousands except per share data)\tPreferred Equity\tCommon Stock\tSurplus\tRetained Earnings\tAccumulated Other Comprehensive Income (Loss)\tTreasury Stock\tTotal\nBalance December 31 2019\t256716\t1752\t1716431\t2380867\t(33183)\t(400460)\t3922124\nCumulative effect of ASU 2016-13 adoption (CECL)\t0\t0\t0\t(98337)\t0\t0\t(98337)\nTotal shareholder's equity at beginning of period as adjusted\t256716\t1752\t1716431\t2282530\t(33183)\t(400460)\t3823787\nComprehensive income\t\t\t\t\t\t\t\nNet income\t0\t0\t0\t45838\t0\t0\t45838\nOther comprehensive income (loss)\t0\t0\t0\t0\t16209\t0\t16209\nComprehensive income\t\t\t\t\t\t\t62046\nCommon stock issued\t\t\t\t\t\t\t\nStock-based compensation plans net\t0\t0\t(20659)\t0\t0\t23555\t2896\nPurchase of treasury stock open market purchases\t0\t0\t0\t0\t0\t(71255)\t(71255)\nPurchase of treasury stock stock-based compensation plans\t0\t0\t0\t0\t0\t(5555)\t(5555)\nCash dividends\t\t\t\t\t\t\t\nCommon stock $0.18 per share\t0\t0\t0\t(28392)\t0\t0\t(28392)\nPreferred stock(a)\t0\t0\t0\t(3801)\t0\t0\t(3801)\nStock-based compensation expense net\t0\t0\t10744\t0\t0\t0\t10744\nBalance March 31 2020\t256716\t1752\t1706516\t2296176\t(16974)\t(453714)\t3790471\nComprehensive income:\t\t\t\t\t\t\t\nNet income\t0\t0\t0\t148718\t0\t0\t148718\nOther comprehensive income (loss)\t0\t0\t0\t0\t15054\t0\t15054\nComprehensive income\t\t\t\t\t\t\t163772\nCommon stock issued:\t\t\t\t\t\t\t\nStock-based compensation plans net\t0\t0\t1523\t0\t0\t(1350)\t173\nPurchase of treasury stock stock-based compensation plans\t0\t0\t0\t0\t0\t7\t7\nCash dividends:\t\t\t\t\t\t\t\nCommon stock $0.18 per share\t0\t0\t0\t(27889)\t0\t0\t(27889)\nPreferred stock(b)\t0\t0\t0\t(4144)\t0\t0\t(4144)\nIssuance of preferred stock\t97129\t0\t0\t0\t0\t0\t97129\nStock-based compensation expense net\t0\t0\t4939\t0\t0\t0\t4939\nBalance June 30 2020\t353846\t1752\t1712978\t2412859\t(1920)\t(455057)\t4024457\nComprehensive income:\t\t\t\t\t\t\t\nNet income\t0\t0\t0\t45214\t0\t0\t45214\nOther comprehensive income (loss)\t0\t0\t0\t0\t5916\t0\t5916\nComprehensive income\t\t\t\t\t\t\t51130\nCommon stock issued:\t\t\t\t\t\t\t\nStock-based compensation plans net\t0\t0\t706\t0\t0\t(610)\t95\nPurchase of treasury stock stock-based compensation plans\t0\t0\t0\t0\t0\t(462)\t(462)\nCash dividends:\t\t\t\t\t\t\t\nCommon stock $0.18 per share\t0\t0\t0\t(27875)\t0\t0\t(27875)\nPreferred stock(c)\t0\t0\t0\t(5207)\t0\t0\t(5207)\nIssuance of preferred stock\t(208)\t0\t0\t0\t0\t0\t(208)\nStock-based compensation expense net\t0\t0\t3502\t0\t0\t0\t3502\nBalance September 30 2020\t353637\t1752\t1717186\t2424992\t3995\t(456129)\t4045433\n", "q10k_tbl_8": "(In Thousands except per share data)\tPreferred Equity\tCommon Stock\tSurplus\tRetained Earnings\tAccumulated Other Comprehensive Income (Loss)\tTreasury Stock\tTotal\nBalance December 31 2018\t256716\t1752\t1712615\t2181414\t(124972)\t(246638)\t3780888\nComprehensive income\t\t\t\t\t\t\t\nNet income\t0\t0\t0\t86686\t0\t0\t86686\nOther comprehensive income (loss)\t0\t0\t0\t0\t21597\t0\t21597\nComprehensive income\t\t\t\t\t\t\t108283\nCommon stock issued\t\t\t\t\t\t\t\nStock-based compensation plans net\t0\t0\t(32220)\t0\t0\t39265\t7045\nPurchase of treasury stock open market purchases\t0\t0\t0\t0\t0\t(29999)\t(29999)\nPurchase of treasury stock stock-based compensation plans\t0\t0\t0\t0\t0\t(7468)\t(7468)\nCash dividends\t\t\t\t\t\t\t\nCommon stock $0.17 per share\t0\t0\t0\t(28183)\t0\t0\t(28183)\nPreferred stock(a)\t0\t0\t0\t(3801)\t0\t0\t(3801)\nStock-based compensation expense net\t0\t0\t9397\t0\t0\t0\t9397\nOther\t0\t0\t0\t(293)\t0\t0\t(293)\nBalance March 31 2019\t256716\t1752\t1689792\t2235824\t(103375)\t(244840)\t3835870\nComprehensive income:\t\t\t\t\t\t\t\nNet income\t0\t0\t0\t84661\t0\t0\t84661\nOther comprehensive income (loss)\t0\t0\t0\t0\t44311\t0\t44311\nComprehensive income\t\t\t\t\t\t\t128972\nCommon stock issued:\t\t\t\t\t\t\t\nStock-based compensation plans net\t0\t0\t(211)\t0\t0\t1038\t827\nPurchase of treasury stock open market purchases\t0\t0\t0\t0\t0\t(39602)\t(39602)\nPurchase of treasury stock stock-based compensation plans\t0\t0\t0\t0\t0\t(831)\t(831)\nCash dividends:\t\t\t\t\t\t\t\nCommon stock $0.17 per share\t0\t0\t0\t(27776)\t0\t0\t(27776)\nPreferred stock(a)\t0\t0\t0\t(3801)\t0\t0\t(3801)\nStock-based compensation expense net\t0\t0\t6134\t0\t0\t0\t6134\nBalance June 30 2019\t256716\t1752\t1695715\t2288909\t(59063)\t(284235)\t3899794\nComprehensive income:\t\t\t\t\t\t\t\nNet income\t0\t0\t0\t83339\t0\t0\t83339\nOther comprehensive income (loss)\t0\t0\t0\t0\t22111\t0\t22111\nComprehensive income\t\t\t\t\t\t\t105450\nCommon stock issued:\t\t\t\t\t\t\t\nStock-based compensation plans net\t0\t0\t12561\t0\t0\t(11363)\t1198\nPurchase of treasury stock open market purchases\t0\t0\t0\t0\t0\t(59999)\t(59999)\nPurchase of treasury stock stock-based compensation plans\t0\t0\t0\t0\t0\t(194)\t(194)\nCash dividends:\t\t\t\t\t\t\t\nCommon stock $0.17 per share\t0\t0\t0\t(27289)\t0\t0\t(27289)\nPreferred stock(a)\t0\t0\t0\t(3801)\t0\t0\t(3801)\nStock-based compensation expense net\t0\t0\t5696\t0\t0\t0\t5696\nBalance September 30 2019\t256716\t1752\t1713971\t2341158\t(36953)\t(355791)\t3920855\n", "q10k_tbl_9": "\tNine Months Ended September 30\t\n($ in Thousands)\t2020\t2019\nCash Flow From Operating Activities\t\t\nNet income\t239769\t254686\nAdjustments to reconcile net income to net cash provided by (used in) operating activities\t\t\nProvision for credit losses\t157009\t16000\nDepreciation and amortization\t38707\t43704\nAddition to (recovery of) valuation allowance on mortgage servicing rights net\t18481\t177\nAmortization of mortgage servicing rights\t16416\t8749\nAmortization of other intangible assets\t7939\t7237\nAmortization and accretion on earning assets funding and other net\t21748\t17607\nNet amortization of tax credit investments\t18988\t15512\nLosses (gains) on sales of investment securities net\t(9222)\t(5931)\nAsset (gains) losses net\t(156945)\t(2316)\n(Gain) loss on mortgage banking activities net\t(43889)\t(15966)\nMortgage loans originated and acquired for sale\t(1319034)\t(824289)\nProceeds from sales of mortgage loans held for sale\t1620777\t1048729\nChanges in certain assets and liabilities\t\t\n(Increase) decrease in interest receivable\t(415)\t2476\nIncrease (decrease) in interest payable\t(12735)\t589\nIncrease (decrease) in expense payable\t(32892)\t(15932)\n(Increase) decrease in net derivative position\t(133165)\t(109948)\nIncrease (decrease) in unsettled trades\t1000\t2577\n(Increase) decrease in net income tax position\t(58002)\t33770\nNet change in other assets and other liabilities\t48525\t(7446)\nNet cash provided by (used in) operating activities\t423060\t469986\nCash Flow From Investing Activities\t\t\nNet increase in loans\t(2170320)\t(72644)\nPurchases of\t\t\nAvailable for sale securities\t(1368124)\t(460124)\nHeld to maturity securities\t(109824)\t(322590)\nFederal Home Loan Bank and Federal Reserve Bank stocks\t(84152)\t(214554)\nPremises equipment and software net of disposals\t(34440)\t(50385)\nOther intangibles\t(200)\t0\nProceeds from\t\t\nSales of available for sale securities\t626283\t1367450\nSale of Federal Home Loan Bank and Federal Reserve Bank stocks\t144000\t257646\nPrepayments calls and maturities of available for sale investment securities\t893157\t400648\nPrepayments calls and maturities of held to maturity investment securities\t323175\t168378\nSales prepayments calls and maturities of other assets\t18457\t6674\nNet cash received in ABRC sale\t256511\t0\nNet change in tax credit and alternative investments\t(35630)\t(50117)\nNet cash (paid) received in acquisition\t(31518)\t551250\nNet cash provided by (used in) investing activities\t(1572625)\t1581631\nCash Flow From Financing Activities\t\t\nNet increase (decrease) in deposits\t2495229\t(1200004)\nNet increase (decrease) in short-term funding\t(284655)\t(48630)\nNet increase (decrease) in short-term FHLB advances\t(520000)\t(685000)\nRepayment of long-term FHLB advances\t(966777)\t(763036)\nProceeds from long-term FHLB advances\t4000\t751573\nProceeds from PPPLF\t1022217\t0\nRepayment of finance lease principal\t(1044)\t0\nProceeds from issuance of preferred shares\t96921\t0\nProceeds from issuance of common stock for stock-based compensation plans\t3165\t9070\nPurchase of treasury stock open market purchases\t(71255)\t(129600)\nPurchase of treasury stock stock-based compensation plans\t(6010)\t(8493)\nCash dividends on common stock\t(84156)\t(83248)\nCash dividends on preferred stock\t(13152)\t(11402)\nNet cash provided by (used in) financing activities\t1674484\t(2168770)\nNet increase (decrease) in cash cash equivalents and restricted cash\t524918\t(117154)\nCash cash equivalents and restricted cash at beginning of period\t588744\t876698\nCash cash equivalents and restricted cash at end of period\t1113663\t759545\n", "q10k_tbl_10": "\tNine Months Ended September 30\t\n($ in Thousands)\t2020\t2019\nSupplemental disclosures of cash flow information\t\t\nCash paid for interest\t137423\t266192\nCash paid for (received from) income and franchise taxes\t17682\t38979\nLoans and bank premises transferred to OREO\t12599\t7374\nCapitalized mortgage servicing rights\t11495\t8900\nLoans transferred into held for sale from portfolio net\t260856\t326476\nUnsettled trades to purchase securities\t1000\t2577\nAcquisition\t\t\nFair value of assets acquired including cash and cash equivalents\t457878\t695848\nFair value ascribed to goodwill and intangible assets\t22150\t29837\nFair value of liabilities assumed\t480028\t725764\nEquity issued in (adjustments related to) acquisition\t0\t(79)\n", "q10k_tbl_11": "\tNine Months Ended September 30\t\n($ in Thousands)\t2020\t2019\nCash and cash equivalents\t1113663\t562798\nRestricted cash\t0\t196747\nTotal cash cash equivalents and restricted cash shown in the statement of cash flows\t1113663\t759545\n", "q10k_tbl_12": "($ in Thousands)\tPurchase Accounting Adjustments\tFebruary 14 2020\nAssets\t\t\nCash and cash equivalents\t0\t44782\nInvestment securities available for sale\t(24)\t98743\nFederal Home Loan Bank and Federal Reserve Bank stocks at cost\t0\t781\nLoans\t(4808)\t369741\nPremises and equipment net\t(3005)\t4865\nBank owned life insurance\t9\t6770\nGoodwill\t\t13414\nCore deposit intangibles (included in other intangible assets net on the face of the consolidated balance sheets)\t7379\t7379\nOREO (included in other assets on the face of the consolidated balance sheets)\t670\t762\nOther assets\t4193\t9090\nTotal assets\t\t556328\nLiabilities\t\t\nDeposits\t1285\t438684\nOther borrowings\t61\t34613\nAccrued expenses and other liabilities\t179\t6730\nTotal liabilities\t\t480028\nTotal consideration paid\t\t76300\n", "q10k_tbl_13": "($ in Thousands)\tFebruary 14 2020\nPurchase price of loans at acquisition\t77221\nAllowance for credit losses at acquisition\t3504\nNon-credit discount/(premium) at acquisition\t(951)\nPar value of acquired loans at acquisition\t79774\n", "q10k_tbl_14": "($ in Thousands)\tPurchase Accounting Adjustments\tJune 14 2019\nAssets\t\t\nCash and cash equivalents\t0\t551250\nLoans\t(1552)\t116346\nPremises and equipment net\t4800\t22430\nGoodwill\t\t7286\nCore deposit intangibles (included in other intangible assets net on the face of the consolidated balance sheets)\t22630\t22630\nOREO (included in other assets on the face of the consolidated balance sheets)\t(2561)\t5263\nOther assets\t0\t559\nTotal assets\t\t725764\nLiabilities\t\t\nDeposits\t156\t725173\nOther liabilities\t70\t590\nTotal liabilities\t\t725764\n", "q10k_tbl_15": "\tDecember 31 2019\t\tJanuary 1 2020\t\n($ in Thousands)\tAllowance for Loan Losses\tAllowance for Unfunded Commitments\tCECL Day 1 Adjustment\tACLL Beginning Balance\nCommercial and industrial\t91133\t12276\t48921\t152330\nCommercial real estate - owner occupied\t10284\t127\t(1851)\t8560\nCommercial and business lending\t101417\t12403\t47070\t160890\nCommercial real estate - investor\t40514\t530\t2287\t43331\nReal estate construction\t24915\t7532\t25814\t58261\nCommercial real estate lending\t65428\t8062\t28101\t101591\nTotal Commercial\t166846\t20465\t75171\t262482\nResidential mortgage\t16960\t0\t33215\t50175\nHome equity\t10926\t1038\t14240\t26204\nOther consumer\t6639\t405\t8520\t15564\nTotal consumer\t34525\t1443\t55975\t91943\nTotal loans\t201371\t21907\t131147\t354425\n", "q10k_tbl_16": "Standard\tDescription\tDate of adoption\tEffect on financial statements\nASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments\tThe FASB issued an amendment to replace the current incurred loss impairment methodology. Under the new guidance entities will be required to measure expected credit losses by utilizing forward-looking information to assess an entity's ACL. The guidance also requires consideration of a broader range of reasonable and supportable information to inform credit loss estimates. The measurement of expected credit losses is based on relevant information about past events including historical experience current conditions and reasonable and supportable forecasts that affect the collectability of the reported amount. An entity must use judgment in determining the relevant information and estimation methods that are appropriate in its circumstances. This amendment was effective for fiscal years beginning after December 15 2019 including interim periods within those fiscal years. Entities should apply the amendment by means of a cumulative-effect adjustment to retained earnings as of the beginning of the fiscal year of adoption. ASU 2018-19 was issued to clarify that receivables arising from operating leases are not within the scope of Subtopic 326-20. Instead impairment of receivables arising from operating leases should be accounted for in accordance with Topic 842 Leases. ASU 2019-04 was issued and provided entities alternatives for measurement of accrued interest receivable clarified the steps entities should take when recording the transfer of loans or debt securities between measurement classifications or categories and clarifies that entities should include expected recoveries on financial assets. ASU 2019-05 was issued to provide entities that have certain instruments within the scope of Subtopic 320-20 with an option to irrevocably elect the fair value option in Subtopic 825-10. ASU 2020-02 was issued to further explain the measurement of current expected credit losses and the development governance and documentation of a systematic methodology.\t1st Quarter 2020\tThe Corporation has adopted the Update using a modified retrospective approach. The Corporation has developed a CECL allowance model which calculates reserves over the life of the loan and is largely driven by portfolio characteristics risk-grading economic outlook and key methodology assumptions. Those assumptions are based upon the existing probability of default and loss given default framework. At adoption the Corporation utilized a single economic forecast over a 2-year reasonable and supportable forecast period. In the second year the Corporation used straight-line reversion to historical losses. The Corporation recorded a $131 million adjustment to the ACL related to the adoption of this standard which includes $61 thousand related to the held to maturity investment securities portfolio. The Corporation has elected to maintain pools accounted for under Subtopic 310-30 at adoption. The Corporation has elected to utilize the 2019 Capital Transition Relief for initial adoption as well as the 2020 Capital Transition Relief as permitted under applicable regulations. The total impact at adoption equates to an approximately 29 bp net after tax reduction in the tangible common equity ratio. Results for the periods after January 1 2020 are presented in accordance with ASC 326 while prior period amounts continue to be reported in accordance with previously applicable standards.\nASU 2018-13 Fair Value Measurement (Topic 820): Disclosure Framework-Changes to the Disclosure Requirements for Fair Value Measurement\tThe FASB issued an amendment to add modify and remove disclosure requirements on fair value measurements in Topic 820 Fair Value Measurement based on the FASB Concepts Statement \"Conceptual Framework for Financial Reporting\" including the consideration of costs and benefits. The amendment was effective for fiscal years and interim periods within those fiscal years beginning after December 15 2019. The amendments on changes in unrealized gains and losses the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements and the narrative description of measurement uncertainty should be applied prospectively for only the most recent interim or annual period presented in the initial fiscal year of adoption. All other amendments should be applied retrospectively to all periods presented upon their effective date.\t1st Quarter 2020\tThe Corporation has evaluated and determined it has an immaterial impact with minor changes in presentation.\nASU 2017-04 Intangibles - Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment\tThe FASB issued an amendment to simplify the subsequent quantitative measurement of goodwill by eliminating step two from the goodwill impairment test. Instead an entity will perform only step one of its quantitative goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount and then recognizing an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value; however the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. An entity will still have the option to perform a qualitative assessment for a reporting unit to determine if the quantitative step one impairment test is necessary. This amendment was effective for annual or interim goodwill impairment tests in fiscal years beginning after December 15 2019. Entities should apply the amendment prospectively.\t1st Quarter 2020\tThere has been no material impact on results of operations financial position and liquidity. The Corporation performs its annual impairment testing in May.\n", "q10k_tbl_17": "Standard\tDescription\tDate of adoption\tEffect on financial statements\nASU 2020-03 Codification Improvements to Financial Instruments\tThe FASB issued an amendment to further clarify that all entities are required to provide the fair value option disclosures in paragraphs 825-10-50-24 through 50-32. The amendment also states that paragraphs 820-10-35-2A(g) and 820-10-35-18L are to include the phrase nonfinancial items accounted for as derivatives under Topic 815 to be consistent with the previous amendments to Section 820-10-35 that were made by ASU No. 2018-09 Codification Improvements. The amendment also clarifies that the disclosure requirements in Topic 320 apply to the disclosure requirements in Topic 942 for depository and lending institutions along with improving the understandability of the guidance relating to subtopic 470-50 and subtopic 820-10. Lastly the amendment clarifies that the contractual term of a net investment in a lease determined in accordance with Topic 842 should be the contractual term used to measure expected credit losses under Topic 326 and that when an entity regains control of financial assets sold an ACL should be recorded in accordance with Topic 326.\t1st Quarter 2020\tThe Corporation has evaluated and determined it has an immaterial impact.\nASU 2020-04 Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting\tThe FASB issued an amendment to provide optional expedients and exceptions for applying GAAP to contracts hedging relationships and other transactions affected by reference rate reform if certain criteria are met. The amendment only applies to contracts hedging relationships and other transactions that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform. The expedients and exceptions provided by the amendments do not apply to contract modifications made and hedging relationships entered into or evaluated after December 31 2022 except for hedging relationships existing as of December 31 2022 that an entity has elected certain optional expedients for and that are retained through the end of the hedging relationship.\t1st Quarter 2020\tThe Corporation has evaluated the impact of the Update and determined the expedients provided allow for simpler more streamlined modifications to the financial instruments referencing LIBOR. A small population of loans have been modified under the new standard.\n", "q10k_tbl_18": "Standard\tDescription\tDate of anticipated adoption\tEffect on financial statements\nASU 2018-14 Compensation-Retirement Benefits-Defined Benefit Plans-General (Subtopic 715-20): Disclosure Framework-Changes to the Disclosure Requirements for Defined Benefit Plans\tThe FASB issued an amendment to modify the disclosure requirements for employers that sponsor defined benefit pension or other postretirement plans. The amendments also added requirements to disclose the weighted-average interest crediting rates for cash balance plans and other plans with promised interest crediting rates and an explanation of the reasons for significant gains and losses related to changes in the benefit obligation for the period. The amendment also clarifies the disclosure requirements in paragraph 715-20-50-3 which states that certain information for defined benefit pension plans should be disclosed. The amendments in this Update remove disclosures that no longer are considered cost beneficial clarify the specific requirements of disclosures and add disclosure requirements identified as relevant. The amendment is effective for fiscal years ending after December 15 2020. Entities should apply the amendments in this Update on a retrospective basis to all periods presented. Early adoption is permitted.\t1st Quarter 2021\tThe Corporation is currently evaluating the impact on its results of operations financial position and liquidity.\nASU 2020-01 Investments-Equity Securities (Topic 321) Investments-Equity Method and Joint Ventures (Topic 323) and Derivatives and Hedging (Topic 815) Clarifying the Interactions between Topic 321 Topic 323 and Topic 815\tThe FASB issued an amendment to clarify the interaction of the accounting for equity securities under Topic 321 and investments accounted for under the equity method of accounting in Topic 323 and the accounting for certain forward contracts and purchased options accounted for under Topic 815. The amendments clarify that an entity should consider observable transactions that require it to either apply or discontinue the equity method of accounting for the purposes of applying the measurement alternative in accordance with Topic 321 immediately before applying or upon discontinuing the equity method. The amendments also clarify that for the purpose of applying paragraph 815-10-15-141(a) an entity should not consider whether upon the settlement of the forward contract or exercise of the purchased option individually or with existing investments the underlying securities would be accounted for under the equity method in Topic 323 or the fair value option in accordance with the financial instruments guidance in Topic 825. An entity also would evaluate the remaining characteristics in paragraph 815-10-15-141 to determine the accounting for those forward contracts and purchased options.\t1st Quarter 2021\tThe Corporation is currently evaluating the impact on its results of operations financial position and liquidity.\n", "q10k_tbl_19": "\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n(In Thousands except per share data)\t2020\t2019\t\t2020\t\t\t\t2019\t\t\nNet income\t45214\t83339\t\t239769\t\t\t\t254686\t\t\nPreferred stock dividends\t(5207)\t(3801)\t\t(13152)\t\t\t\t(11402)\t\t\nNet income available to common equity\t40007\t79539\t\t226618\t\t\t\t243285\t\t\nCommon shareholder dividends\t(27676)\t(27091)\t\t(83607)\t\t\t\t(82741)\t\t\nUnvested share-based payment awards\t(199)\t(198)\t\t(549)\t\t\t\t(506)\t\t\nUndistributed earnings\t12133\t52250\t\t142462\t\t\t\t160037\t\t\nUndistributed earnings allocated to common shareholders\t12045\t51870\t\t141426\t\t\t\t158970\t\t\nUndistributed earnings allocated to unvested share-based payment awards\t87\t380\t\t1036\t\t\t\t1067\t\t\nUndistributed earnings\t12133\t52250\t\t142462\t\t\t\t160037\t\t\nBasic\t\t\t\t\t\t\t\t\t\t\nDistributed earnings to common shareholders\t27676\t27091\t\t83607\t\t\t\t82741\t\t\nUndistributed earnings allocated to common shareholders\t12045\t51870\t\t141426\t\t\t\t158970\t\t\nTotal common shareholders earnings basic\t39721\t78961\t\t225032\t\t\t\t241711\t\t\nDiluted\t\t\t\t\t\t\t\t\t\t\nDistributed earnings to common shareholders\t27676\t27091\t\t83607\t\t\t\t82741\t\t\nUndistributed earnings allocated to common shareholders\t12045\t51870\t\t141426\t\t\t\t158970\t\t\nTotal common shareholders earnings diluted\t39721\t78961\t\t225032\t\t\t\t241711\t\t\nWeighted average common shares outstanding\t152440\t159126\t\t153175\t\t\t\t161727\t\t\nEffect of dilutive common stock awards\t754\t1256\t\t739\t\t\t\t1334\t\t\nDiluted weighted average common shares outstanding\t153194\t160382\t\t153914\t\t\t\t163061\t\t\nBasic earnings per common share\t0.26\t0.50\t\t1.47\t\t\t\t1.49\t\t\nDiluted earnings per common share\t0.26\t0.49\t\t1.46\t\t\t\t1.48\t\t\n", "q10k_tbl_20": "\t2020\t2019\nDividend yield\t3.50%\t3.30%\nRisk-free interest rate\t1.60%\t2.60%\nWeighted average expected volatility\t21.00%\t24.00%\nWeighted average expected life\t5.75 years\t5.75 years\nWeighted average per share fair value of options\t2.39\t4.00\n", "q10k_tbl_21": "Stock Options\tShares(a)\tWeighted Average Exercise Price\tWeighted Average Remaining Contractual Term\tAggregate Intrinsic Value(a)\nOutstanding at December 31 2019\t5543\t20.13\t6.25 years\t16043\nGranted\t1697\t18.43\t\t\nExercised\t(117)\t13.89\t\t\nForfeited or expired\t(306)\t21.48\t\t\nOutstanding at September 30 2020\t6817\t19.75\t6.47 years\t18\nOptions Exercisable at September 30 2020\t4203\t19.21\t5.07 years\t18\n", "q10k_tbl_22": "Restricted Stock Awards\tShares(a)\tWeighted Average Grant Date Fair Value\nOutstanding at December 31 2019\t2393\t22.39\nGranted\t1043\t18.21\nVested\t(905)\t22.64\nForfeited\t(146)\t20.65\nOutstanding at September 30 2020\t2385\t20.56\n", "q10k_tbl_23": "($ in Thousands)\tAmortized Cost\tGross Unrealized Gains\tGross Unrealized (Losses)\tFair Value\nInvestment securities available for sale\t\t\t\t\nU. S. Treasury securities\t26541\t108\t0\t26650\nAgency securities\t24983\t50\t0\t25033\nObligations of state and political subdivisions (municipal securities)\t450174\t24521\t0\t474695\nResidential mortgage-related securities\t\t\t\t\nFNMA / FHLMC\t1267003\t9554\t(94)\t1276463\nGNMA\t399490\t7823\t0\t407313\nCommercial mortgage-related securities\t\t\t\t\nFNMA / FHLMC\t19724\t2153\t0\t21877\nGNMA\t670573\t17805\t0\t688378\nAsset backed securities\t\t\t\t\nFFELP\t332398\t0\t(6556)\t325843\nSBA\t9159\t0\t(48)\t9111\nOther debt securities\t3000\t0\t(3)\t2997\nTotal investment securities available for sale\t3203046\t62015\t(6701)\t3258360\nInvestment securities held to maturity\t\t\t\t\nU. S. Treasury securities\t999\t31\t0\t1030\nObligations of state and political subdivisions (municipal securities)\t1444325\t115343\t(368)\t1559300\nResidential mortgage-related securities\t\t\t\t\nFNMA / FHLMC\t63142\t3147\t0\t66289\nGNMA\t159455\t5217\t0\t164672\nCommercial mortgage-related securities\t\t\t\t\nFNMA/FHLMC\t11220\t0\t0\t11220\nGNMA\t311798\t10142\t0\t321941\nTotal investment securities held to maturity\t1990940\t133880\t(368)\t2124452\n", "q10k_tbl_24": "($ in Thousands)\tAmortized Cost\tGross Unrealized Gains\tGross Unrealized (Losses)\tFair Value\nInvestment securities available for sale\t\t\t\t\nObligations of state and political subdivisions (municipal securities)\t529908\t16269\t(18)\t546160\nResidential mortgage-related securities\t\t\t\t\nFNMA / FHLMC\t131158\t1562\t(59)\t132660\nGNMA\t982941\t3887\t(1689)\t985139\nCommercial mortgage-related securities\t\t\t\t\nFNMA / FHLMC\t19929\t1799\t0\t21728\nGNMA\t1314836\t7403\t(12032)\t1310207\nFFELP asset backed securities\t270178\t0\t(6485)\t263693\nOther debt securities\t3000\t0\t0\t3000\nTotal investment securities available for sale\t3251950\t30920\t(20284)\t3262586\nInvestment securities held to maturity\t\t\t\t\nU. S. Treasury securities\t999\t19\t0\t1018\nObligations of state and political subdivisions (municipal securities)\t1418569\t69775\t(1118)\t1487227\nResidential mortgage-related securities\t\t\t\t\nFNMA / FHLMC\t81676\t1759\t(15)\t83420\nGNMA\t269523\t1882\t(1108)\t270296\nGNMA commercial mortgage-related securities\t434317\t6308\t(6122)\t434503\nTotal investment securities held to maturity\t2205083\t79744\t(8363)\t2276465\n", "q10k_tbl_25": "\tAvailable for Sale\t\tHeld to Maturity\t\n($ in Thousands)\tAmortized Cost\tFair Value\tAmortized Cost\tFair Value\nDue in one year or less\t8343\t8350\t28957\t29140\nDue after one year through five years\t82198\t82964\t63630\t65751\nDue after five years through ten years\t344172\t362247\t161769\t170223\nDue after ten years\t69987\t75815\t1190968\t1295217\nTotal debt securities\t504699\t529375\t1445325\t1560331\nResidential mortgage-related securities\t\t\t\t\nFNMA / FHLMC\t1267003\t1276463\t63142\t66289\nGNMA\t399490\t407313\t159455\t164672\nCommercial mortgage-related securities\t\t\t\t\nFNMA / FHLMC\t19724\t21877\t11220\t11220\nGNMA\t670573\t688378\t311798\t321941\nAsset backed securities\t\t\t\t\nFFELP\t332398\t325843\t0\t0\nSBA\t9159\t9111\t0\t0\nTotal investment securities\t3203046\t3258360\t1990940\t2124452\nRatio of fair value to amortized cost\t\t101.7%\t\t106.7%\n", "q10k_tbl_26": "($ in Thousands)\tAAA\tAA\tA\tTotal\nU. S. Treasury securities\t999\t0\t0\t999\nObligations of state and political subdivisions (municipal securities)\t567468\t860465\t16393\t1444325\nResidential mortgage-related securities\t\t\t\t\nFNMA/FHLMC\t63142\t0\t0\t63142\nGNMA\t159455\t0\t0\t159455\nCommercial mortgage-related securities\t\t\t\t\nFNMA/FHLMC\t11220\t0\t0\t11220\nGNMA\t311798\t0\t0\t311798\nTotal held to maturity securities\t1114082\t860465\t16393\t1990940\n", "q10k_tbl_27": "\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n($ in Thousands)\t2020\t2019\t2020\t2019\nGross gains on available for sale securities\t7\t4013\t9312\t6347\nGross gains on held to maturity securities\t0\t0\t0\t0\nTotal gains\t7\t4013\t9312\t6347\nGross (losses) on available for sale securities\t0\t(225)\t(90)\t(13861)\nGross (losses) on held to maturity securities\t0\t0\t0\t0\nTotal (losses)\t0\t(225)\t(90)\t(13861)\nWrite-up of equity securities without readily determinable fair values\t0\t0\t0\t13444\nInvestment securities gains (losses) net\t7\t3788\t9222\t5931\nProceeds from sales of investment securities\t8\t433222\t626283\t1367450\n", "q10k_tbl_28": "\tLess than 12 months\t\t\t12 months or more\t\t\tTotal\t\n($ in Thousands)\tNumber of Securities\tUnrealized (Losses)\tFair Value\tNumber of Securities\tUnrealized (Losses)\tFair Value\tUnrealized (Losses)\tFair Value\nInvestment securities available for sale\t\t\t\t\t\t\t\t\nResidential mortgage-related securities\t\t\t\t\t\t\t\t\nFNMA / FHLMC\t5\t(94)\t77157\t0\t0\t0\t(94)\t77157\nGNMA\t1\t0\t424\t0\t0\t0\t0\t424\nAsset backed securities\t\t\t\t\t\t\t\t\nFFELP\t5\t(837)\t93134\t20\t(5719)\t232709\t(6556)\t325843\nSBA\t15\t(48)\t8953\t0\t0\t0\t(48)\t8953\nOther debt securities\t3\t(3)\t2997\t0\t0\t0\t(3)\t2997\nTotal\t29\t(982)\t182665\t20\t(5719)\t232709\t(6701)\t415374\nInvestment securities held to maturity\t\t\t\t\t\t\t\t\nObligations of state and political subdivisions (municipal securities)\t10\t(368)\t25895\t0\t0\t0\t(368)\t25895\nTotal\t10\t(368)\t25895\t0\t0\t0\t(368)\t25895\n", "q10k_tbl_29": "\tLess than 12 months\t\t\t12 months or more\t\t\tTotal\t\n($ in Thousands)\tNumber of Securities\tUnrealized (Losses)\tFair Value\tNumber of Securities\tUnrealized (Losses)\tFair Value\tUnrealized (Losses)\tFair Value\nInvestment securities available for sale\t\t\t\t\t\t\t\t\nObligations of state and political subdivisions (municipal securities)\t4\t(18)\t1225\t0\t0\t0\t(18)\t1225\nResidential mortgage-related securities\t\t\t\t\t\t\t\t\nFNMA / FHLMC\t0\t0\t0\t4\t(59)\t34807\t(59)\t34807\nGNMA\t18\t(924)\t322394\t3\t(766)\t79461\t(1689)\t401856\nGNMA commercial mortgage-related securities\t22\t(810)\t258218\t42\t(11222)\t621307\t(12032)\t879524\nFFELP asset backed securities\t19\t(6092)\t250780\t2\t(393)\t12913\t(6485)\t263693\nOther debt securities\t2\t0\t2000\t0\t0\t0\t0\t2000\nTotal\t65\t(7843)\t834616\t51\t(12440)\t748487\t(20284)\t1583104\nInvestment securities held to maturity\t\t\t\t\t\t\t\t\nObligations of state and political subdivisions (municipal securities)\t52\t(1105)\t77562\t6\t(13)\t2378\t(1118)\t79940\nResidential mortgage-related securities\t\t\t\t\t\t\t\t\nFNMA / FHLMC\t1\t(6)\t1242\t1\t(9)\t833\t(15)\t2075\nGNMA\t12\t(1059)\t187261\t8\t(49)\t6587\t(1108)\t193849\nGNMA commercial mortgage-related securities\t2\t(29)\t26202\t21\t(6093)\t357733\t(6122)\t383935\nTotal\t67\t(2199)\t292267\t36\t(6164)\t367532\t(8363)\t659799\n", "q10k_tbl_30": "($ in Thousands)\tSeptember 30 2020\tDecember 31 2019\nPPP\t1022217\t0\nCommercial and industrial\t7933404\t7354594\nCommercial real estate - owner occupied\t904997\t911265\nCommercial and business lending\t9860618\t8265858\nCommercial real estate - investor\t4320926\t3794517\nReal estate construction\t1859609\t1420900\nCommercial real estate lending\t6180536\t5215417\nTotal commercial\t16041154\t13481275\nResidential mortgage\t7885523\t8136980\nHome equity\t761593\t852025\nOther consumer\t315483\t351159\nTotal consumer\t8962599\t9340164\nTotal loans\t25003753\t22821440\n", "q10k_tbl_31": "\t\t\tTerm Loans Amortized Cost Basis by Origination Year(a)\t\t\t\t\t\t\n($ in Thousands)\tRev Loans Converted to Term(a)\tRev Loans Amortized Cost Basis\tYTD 2020\t2019\t2018\t2017\t2016\tPrior\tTotal\nPPP:(b)\t\t\t\t\t\t\t\t\t\nRisk rating:\t\t\t\t\t\t\t\t\t\nPass\t0\t0\t995646\t0\t0\t0\t0\t0\t995646\nSpecial Mention\t0\t0\t7409\t0\t0\t0\t0\t0\t7409\nPotential Problem\t0\t0\t19161\t0\t0\t0\t0\t0\t19161\nPPP\t0\t0\t1022217\t0\t0\t0\t0\t0\t1022217\nCommercial and industrial:\t\t\t\t\t\t\t\t\t\nRisk rating:\t\t\t\t\t\t\t\t\t\nPass\t4904\t2031744\t1102032\t1581019\t1430036\t545931\t326862\t518950\t7536572\nSpecial Mention\t0\t9424\t13594\t61594\t48357\t22\t13783\t0\t146774\nPotential Problem(c)\t3089\t10580\t21483\t18101\t81580\t2369\t8031\t2015\t144159\nNonaccrual(d)\t568\t200\t1571\t6761\t15728\t44933\t29193\t7513\t105899\nCommercial and industrial\t8562\t2051948\t1138680\t1667475\t1575701\t593255\t377868\t528478\t7933404\nCommercial real estate - owner occupied:\t\t\t\t\t\t\t\t\t\nRisk rating:\t\t\t\t\t\t\t\t\t\nPass\t1150\t18912\t120161\t236928\t137669\t106305\t155023\t90750\t865748\nSpecial Mention\t0\t0\t2420\t2410\t1106\t556\t2671\t5236\t14398\nPotential Problem\t0\t2593\t678\t7804\t1354\t1135\t5127\t4117\t22808\nNonaccrual\t0\t0\t168\t0\t371\t326\t0\t1177\t2043\nCommercial real estate - owner occupied\t1150\t21505\t123426\t247142\t140499\t108323\t162821\t101280\t904997\nCommercial and business lending:\t\t\t\t\t\t\t\t\t\nRisk rating:\t\t\t\t\t\t\t\t\t\nPass\t6054\t2050656\t2217839\t1817947\t1567704\t652236\t481885\t609700\t9397966\nSpecial Mention\t0\t9424\t23423\t64004\t49462\t578\t16454\t5236\t168582\nPotential Problem(c)\t3089\t13173\t41323\t25905\t82934\t3504\t13158\t6132\t186129\nNonaccrual(d)\t568\t200\t1739\t6761\t16099\t45259\t29193\t8690\t107941\nCommercial and business lending\t9712\t2073453\t2284323\t1914617\t1716200\t701578\t540690\t629759\t9860618\nCommercial real estate - investor:\t\t\t\t\t\t\t\t\t\nRisk rating:\t\t\t\t\t\t\t\t\t\nPass\t84\t189623\t1082792\t1030772\t781592\t321341\t350582\t245290\t4001992\nSpecial Mention\t0\t0\t57701\t53145\t12408\t13439\t29818\t1506\t168018\nPotential Problem\t0\t854\t16032\t18026\t11424\t14733\t265\t39124\t100459\nNonaccrual\t19964\t0\t1018\t48691\t446\t0\t0\t304\t50458\nCommercial real estate - investor\t20049\t190477\t1157543\t1150634\t805870\t349513\t380665\t286224\t4320926\nReal estate construction:\t\t\t\t\t\t\t\t\t\nRisk rating:\t\t\t\t\t\t\t\t\t\nPass\t1151\t45347\t545859\t772861\t376567\t69025\t2588\t19928\t1832176\nSpecial Mention\t0\t0\t411\t0\t24437\t0\t0\t16\t24863\nPotential Problem\t0\t0\t127\t0\t355\t1557\t95\t45\t2178\nNonaccrual\t0\t0\t12\t0\t0\t0\t0\t380\t392\nReal estate construction\t1151\t45347\t546409\t772861\t401358\t70582\t2683\t20369\t1859609\nCommercial real estate lending:\t\t\t\t\t\t\t\t\t\nRisk rating:\t\t\t\t\t\t\t\t\t\nPass\t1236\t234970\t1628651\t1803633\t1158158\t390366\t353170\t265219\t5834167\nSpecial Mention\t0\t0\t58112\t53145\t36845\t13439\t29818\t1522\t192881\nPotential Problem\t0\t854\t16159\t18026\t11779\t16289\t360\t39169\t102637\nNonaccrual\t19964\t0\t1030\t48691\t446\t0\t0\t684\t50850\nCommercial real estate lending\t21200\t235823\t1703952\t1923495\t1207229\t420095\t383348\t306593\t6180536\n", "q10k_tbl_32": "\t\t\tTerm Loans Amortized Cost Basis by Origination Year(a)\t\t\t\t\t\t\n($ in Thousands)\tRev Loans Converted to Term(a)\tRev Loans Amortized Cost Basis\tYTD 2020\t2019\t2018\t2017\t2016\tPrior\tTotal\nTotal commercial:\t\t\t\t\t\t\t\t\t\nRisk rating:\t\t\t\t\t\t\t\t\t\nPass\t7290\t2285626\t3846490\t3621580\t2725863\t1042603\t835055\t874918\t15232134\nSpecial Mention\t0\t9424\t81534\t117150\t86307\t14017\t46272\t6758\t361463\nPotential Problem\t3089\t14027\t57482\t43931\t94713\t19793\t13518\t45301\t288766\nNonaccrual\t20533\t200\t2769\t55451\t16546\t45259\t29193\t9374\t158792\nTotal commercial\t30912\t2309277\t3988275\t3838112\t2923428\t1121672\t924038\t936352\t16041154\nResidential mortgage:\t\t\t\t\t\t\t\t\t\nRisk rating:\t\t\t\t\t\t\t\t\t\nPass\t0\t0\t1585703\t1608973\t685384\t1119248\t1025378\t1794997\t7819683\nSpecial Mention\t0\t0\t684\t0\t37\t0\t0\t392\t1113\nPotential Problem\t0\t0\t695\t663\t137\t0\t206\t694\t2396\nNonaccrual\t0\t0\t2292\t3282\t5624\t8243\t10334\t32557\t62331\nResidential mortgage\t0\t0\t1589374\t1612918\t691182\t1127490\t1035918\t1828640\t7885523\nHome equity:\t\t\t\t\t\t\t\t\t\nRisk rating:\t\t\t\t\t\t\t\t\t\nPass\t10470\t610660\t2041\t14679\t18022\t13415\t6700\t83761\t749277\nSpecial Mention\t107\t39\t0\t0\t0\t0\t0\t369\t408\nPotential Problem\t0\t1632\t0\t0\t0\t0\t0\t0\t1632\nNonaccrual\t972\t606\t421\t361\t523\t353\t230\t7782\t10277\nHome equity\t11549\t612936\t2462\t15040\t18545\t13768\t6930\t91912\t761593\nOther consumer:\t\t\t\t\t\t\t\t\t\nRisk rating:\t\t\t\t\t\t\t\t\t\nPass\t27\t164453\t7298\t11505\t4438\t2259\t1475\t123487\t314916\nSpecial Mention\t5\t369\t0\t0\t0\t0\t3\t5\t377\nNonaccrual\t2\t23\t1\t63\t5\t6\t74\t19\t190\nOther consumer\t34\t164845\t7298\t11568\t4443\t2265\t1551\t123511\t315483\nTotal consumer:\t\t\t\t\t\t\t\t\t\nRisk rating:\t\t\t\t\t\t\t\t\t\nPass\t10497\t775112\t1595042\t1635157\t707843\t1134922\t1033553\t2002246\t8883875\nSpecial Mention\t112\t408\t684\t0\t37\t0\t3\t766\t1898\nPotential Problem\t0\t1632\t695\t663\t137\t0\t206\t694\t4028\nNonaccrual\t974\t629\t2713\t3706\t6153\t8602\t10638\t40357\t72798\nTotal consumer\t11583\t777781\t1599134\t1639527\t714171\t1143524\t1044399\t2044063\t8962599\nTotal loans:\t\t\t\t\t\t\t\t\t\nRisk rating:\t\t\t\t\t\t\t\t\t\nPass\t17787\t3060738\t5441532\t5256737\t3433706\t2177524\t1868608\t2877164\t24116009\nSpecial Mention\t112\t9832\t82219\t117150\t86344\t14017\t46275\t7524\t363361\nPotential Problem\t3089\t15659\t58177\t44595\t94850\t19793\t13724\t45996\t292794\nNonaccrual\t21507\t829\t5482\t59157\t22698\t53861\t39830\t49731\t231590\nTotal loans\t42495\t3087058\t5587409\t5477639\t3637599\t2265196\t1968437\t2980415\t25003753\n", "q10k_tbl_33": "($ in Thousands)\tPass\tSpecial Mention\tPotential Problem\tNonaccrual\tTotal\nCommercial and industrial\t7118448\t79525\t110308\t46312\t7354594\nCommercial real estate - owner occupied\t866193\t25115\t19889\t67\t911265\nCommercial and business lending\t7984641\t104641\t130197\t46380\t8265858\nCommercial real estate - investor\t3620785\t139873\t29449\t4409\t3794517\nReal estate construction\t1420374\t33\t0\t493\t1420900\nCommercial real estate lending\t5041159\t139906\t29449\t4902\t5215417\nTotal commercial\t13025800\t244547\t159646\t51282\t13481275\nResidential mortgage\t8077122\t563\t1451\t57844\t8136980\nHome equity\t841757\t1164\t0\t9104\t852025\nOther consumer\t350260\t748\t0\t152\t351159\nTotal consumer\t9269139\t2475\t1451\t67099\t9340164\nTotal loans\t22294939\t247022\t161097\t118380\t22821440\n", "q10k_tbl_34": "\tAccruing\t\t\t\t\t\n($ in Thousands)\tCurrent(a)\t30-59 Days Past Due\t60-89 Days Past Due\t90 Days or More Past Due\tNonaccrual(b)(c)\tTotal\nPPP\t1022217\t0\t0\t0\t0\t1022217\nCommercial and industrial\t7826445\t115\t183\t763\t105899\t7933404\nCommercial real estate - owner occupied\t902085\t870\t0\t0\t2043\t904997\nCommercial and business lending\t9750747\t984\t183\t763\t107941\t9860618\nCommercial real estate - investor\t4270059\t409\t0\t0\t50458\t4320926\nReal estate construction\t1859106\t95\t16\t0\t392\t1859609\nCommercial real estate lending\t6129165\t504\t16\t0\t50850\t6180536\nTotal commercial\t15879912\t1488\t199\t763\t158792\t16041154\nResidential mortgage\t7816986\t5793\t392\t22\t62331\t7885523\nHome equity\t745563\t5201\t408\t145\t10277\t761593\nOther consumer\t313017\t949\t402\t925\t190\t315483\nTotal consumer\t8875566\t11943\t1201\t1091\t72798\t8962599\nTotal loans\t24755478\t13431\t1400\t1854\t231590\t25003753\n", "q10k_tbl_35": "\tAccruing\t\t\t\t\t\n($ in Thousands)\tCurrent\t30-59 Days Past Due\t60-89 Days Past Due\t90 Days or More Past Due\tNonaccrual(a)\tTotal\nCommercial and industrial\t7307118\t576\t245\t342\t46312\t7354594\nCommercial real estate - owner occupied\t909828\t1369\t0\t0\t67\t911265\nCommercial and business lending\t8216947\t1945\t245\t342\t46380\t8265858\nCommercial real estate - investor\t3788296\t1812\t0\t0\t4409\t3794517\nReal estate construction\t1420310\t64\t33\t0\t493\t1420900\nCommercial real estate lending\t5208606\t1876\t33\t0\t4902\t5215417\nTotal commercial\t13425552\t3821\t278\t342\t51282\t13481275\nResidential mortgage\t8069863\t8749\t525\t0\t57844\t8136980\nHome equity\t837274\t4483\t1164\t0\t9104\t852025\nOther consumer\t347007\t1135\t949\t1917\t152\t351159\nTotal consumer\t9254144\t14366\t2638\t1917\t67099\t9340164\nTotal loans\t22679696\t18188\t2916\t2259\t118380\t22821440\n", "q10k_tbl_36": "($ in Thousands)\tRecorded Investment\tUnpaid Principal Balance\tRelated Allowance\tAverage Recorded Investment\tInterest Income Recognized\nLoans with a related allowance\t\t\t\t\t\nCommercial and industrial\t47249\t63346\t12010\t45290\t1832\nCommercial real estate - owner occupied\t1676\t1682\t19\t1774\t88\nCommercial and business lending\t48924\t65028\t12029\t47064\t1919\nCommercial real estate - investor\t928\t2104\t15\t950\t15\nReal estate construction\t477\t559\t67\t494\t30\nCommercial real estate lending\t1405\t2663\t82\t1445\t45\nTotal commercial\t50329\t67691\t12111\t48509\t1965\nResidential mortgage\t21450\t22625\t2740\t23721\t856\nHome equity\t3076\t3468\t1190\t3756\t191\nOther consumer\t1247\t1249\t125\t1250\t1\nTotal consumer\t25773\t27342\t4055\t28726\t1047\nTotal loans with a related allowance\t76102\t95033\t16165\t77235\t3012\nLoans with no related allowance\t\t\t\t\t\nCommercial and industrial\t14787\t33438\t0\t20502\t63\nCommercial real estate - owner occupied\t0\t0\t0\t0\t0\nCommercial and business lending\t14787\t33438\t0\t20502\t63\nCommercial real estate - investor\t3705\t3705\t0\t3980\t159\nReal estate construction\t0\t0\t0\t0\t0\nCommercial real estate lending\t3705\t3705\t0\t3980\t159\nTotal commercial\t18491\t37142\t0\t24482\t222\nResidential mortgage\t14104\t14461\t0\t10962\t373\nHome equity\t1346\t1383\t0\t1017\t21\nOther consumer\t0\t0\t0\t0\t0\nTotal consumer\t15450\t15845\t0\t11979\t394\nTotal loans with no related allowance\t33941\t52987\t0\t36462\t616\nTotal\t\t\t\t\t\nCommercial and industrial\t62035\t96784\t12010\t65792\t1895\nCommercial real estate - owner occupied\t1676\t1682\t19\t1774\t88\nCommercial and business lending\t63711\t98466\t12029\t67566\t1982\nCommercial real estate - investor\t4633\t5808\t15\t4931\t174\nReal estate construction\t477\t559\t67\t494\t30\nCommercial real estate lending\t5110\t6367\t82\t5425\t204\nTotal commercial\t68820\t104833\t12111\t72991\t2186\nResidential mortgage\t35554\t37087\t2740\t34683\t1229\nHome equity\t4422\t4851\t1190\t4773\t211\nOther consumer\t1247\t1249\t125\t1250\t1\nTotal consumer\t41223\t43187\t4055\t40706\t1441\nTotal loans(a)\t110043\t148020\t16165\t113697\t3628\n", "q10k_tbl_37": "\tSeptember 30 2020\t\tDecember 31 2019\t\n($ in Thousands)\tPerforming Restructured Loans\tNonaccrual Restructured Loans(a)\tPerforming Restructured Loans\tNonaccrual Restructured Loans(a)\t\t\t\t\t\t\nCommercial and industrial\t16002\t7827\t16678\t7376\t\t\t\t\t\t\nCommercial real estate - owner occupied\t1389\t168\t1676\t0\t\t\t\t\t\t\nCommercial real estate - investor\t635\t0\t293\t0\t\t\t\t\t\t\nReal estate construction\t382\t98\t298\t179\t\t\t\t\t\t\nResidential mortgage\t5378\t14535\t3955\t13035\t\t\t\t\t\t\nHome equity\t1889\t1216\t1896\t1904\t\t\t\t\t\t\nOther consumer\t1218\t0\t1246\t1\t\t\t\t\t\t\nTotal restructured loans(b)\t26891\t23844\t26041\t22494\t\t\t\t\t\t\n", "q10k_tbl_38": "\tNine Months Ended September 30 2020\t\t\tNine Months Ended September 30 2019\t\t\n($ in Thousands)\tNumber of Loans\tRecorded Investment(a)\tUnpaid Principal Balance(b)\tNumber of Loans\tRecorded Investment(a)\tUnpaid Principal Balance(b)\nCommercial and industrial\t3\t1250\t1324\t1\t185\t185\nCommercial real estate - owner occupied\t2\t453\t751\t0\t0\t0\nCommercial real estate - investor\t1\t530\t530\t0\t0\t0\nReal estate construction\t1\t102\t102\t0\t0\t0\nResidential mortgage\t32\t5789\t5870\t47\t6785\t6863\nHome equity\t18\t676\t702\t18\t520\t520\nOther consumer\t0\t0\t0\t1\t9\t9\nTotal loans modified\t57\t8800\t9280\t67\t7500\t7577\n", "q10k_tbl_39": "\tNine Months Ended September 30 2020\t\tNine Months Ended September 30 2019\t\n($ in Thousands)\tNumber of Loans\tRecorded Investment\tNumber of Loans\tRecorded Investment\nCommercial real estate - investor\t0\t0\t1\t461\nResidential mortgage\t5\t1036\t27\t4528\nHome equity\t4\t208\t19\t538\nTotal loans modified\t9\t1244\t47\t5526\n", "q10k_tbl_40": "($ in Thousands)\tDec. 31 2019\tCumulative effect of ASU 2016-13 adoption (CECL)\tJan. 1 2020\tCharge offs\tRecoveries\tNet Charge offs\tGross up of allowance for PCD loans at acquisition\tProvision recorded at acquisition\tProvision for loan losses\tSept. 30 2020\tACLL / Loans\nAllowance for loan losses\t\t\t\t\t\t\t\t\t\t\t\nPPP\t0\t0\t0\t0\t0\t0\t0\t0\t968\t968\t\nCommercial and industrial\t91133\t52919\t144052\t(70011)\t5210\t(64802)\t293\t408\t87840\t167793\t\nCommercial real estate - owner occupied\t10284\t(1851)\t8433\t(419)\t4\t(415)\t890\t255\t2027\t11190\t\nCommercial and business lending\t101417\t51068\t152485\t(70430)\t5213\t(65216)\t1183\t663\t90836\t179951\t\nCommercial real estate - investor\t40514\t2041\t42555\t(4224)\t643\t(3581)\t753\t472\t50004\t90201\t\nReal estate construction\t24915\t7467\t32382\t(42)\t30\t(12)\t435\t492\t3823\t37119\t\nCommercial real estate lending\t65429\t9508\t74937\t(4266)\t673\t(3593)\t1188\t964\t53827\t127321\t\nTotal commercial\t166846\t60576\t227422\t(74696)\t5887\t(68810)\t2371\t1627\t144662\t307272\t\nResidential mortgage\t16960\t33215\t50175\t(1615)\t409\t(1206)\t651\t403\t(6382)\t43640\t\nHome equity\t10926\t11649\t22575\t(1551)\t1476\t(76)\t422\t374\t(3935)\t19361\t\nOther consumer\t6639\t7016\t13655\t(3875)\t845\t(3030)\t61\t140\t3612\t14438\t\nTotal consumer\t34525\t51880\t86405\t(7042)\t2730\t(4311)\t1134\t917\t(6705)\t77440\t\nTotal loans\t201371\t112457\t313828\t(81738)\t8617\t(73121)\t3504\t2543\t137957\t384711\t\nAllowance for unfunded commitments\t\t\t\t\t\t\t\t\t\t\t\nCommercial and industrial\t12276\t(3998)\t8278\t0\t0\t0\t0\t61\t12851\t21190\t\nCommercial real estate - owner occupied\t127\t0\t127\t0\t0\t0\t0\t4\t434\t564\t\nCommercial and business lending\t12403\t(3998)\t8405\t0\t0\t0\t0\t65\t13285\t21754\t\nCommercial real estate - investor\t530\t246\t776\t0\t0\t0\t0\t2\t(58)\t719\t\nReal estate construction\t7532\t18347\t25879\t\t0\t0\t0\t45\t2703\t28626\t\nCommercial real estate lending\t8062\t18593\t26655\t0\t0\t0\t0\t47\t2644\t29345\t\nTotal commercial\t20465\t14595\t35060\t0\t0\t0\t0\t112\t15929\t51100\t\nHome equity\t1038\t2591\t3629\t0\t0\t0\t0\t66\t(106)\t3588\t\nOther consumer\t405\t1504\t1909\t0\t0\t0\t0\t0\t676\t2585\t\nTotal consumer\t1443\t4095\t5538\t0\t0\t0\t0\t66\t571\t6176\t\nTotal loans\t21907\t18690\t40597\t0\t0\t0\t0\t179\t16500\t57276\t\nAllowance for credit losses on loans\t\t\t\t\t\t\t\t\t\t\t\nPPP\t0\t0\t0\t0\t0\t0\t0\t0\t968\t968\t0.09%\nCommercial and industrial\t103409\t48921\t152330\t(70011)\t5210\t(64802)\t293\t469\t100691\t188983\t2.38%\nCommercial real estate - owner occupied\t10411\t(1851)\t8560\t(419)\t4\t(415)\t890\t259\t2461\t11755\t1.30%\nCommercial and business lending\t113820\t47070\t160890\t(70430)\t5213\t(65216)\t1183\t728\t104120\t201706\t2.05%\nCommercial real estate - investor\t41044\t2287\t43331\t(4224)\t643\t(3581)\t753\t474\t49945\t90921\t2.10%\nReal estate construction\t32447\t25814\t58261\t(42)\t30\t(12)\t435\t537\t6525\t65745\t3.54%\nCommercial real estate lending\t73490\t28101\t101591\t(4266)\t673\t(3593)\t1188\t1011\t56471\t156667\t2.53%\nTotal commercial\t187311\t75171\t262482\t(74696)\t5887\t(68810)\t2371\t1739\t160591\t358372\t2.23%\nResidential mortgage\t16960\t33215\t50175\t(1615)\t409\t(1206)\t651\t403\t(6380)\t43643\t0.55%\nHome equity\t11964\t14240\t26204\t(1551)\t1476\t(76)\t422\t440\t(4041)\t22949\t3.01%\nOther consumer\t7044\t8520\t15564\t(3875)\t845\t(3030)\t61\t140\t4287\t17023\t5.40%\nTotal consumer\t35968\t55975\t91943\t(7042)\t2730\t(4311)\t1134\t983\t(6134)\t83616\t0.93%\nTotal loans\t223278\t131147\t354425\t(81738)\t8617\t(73121)\t3504\t2722\t154457\t441988\t1.77%\n", "q10k_tbl_41": "($ in Thousands)\tDecember 31 2018\tCharge offs\tRecoveries\tNet Charge offs\tProvision for loan losses\tDecember 31 2019\nAllowance for loan losses\t\t\t\t\t\t\nCommercial and industrial\t108835\t(63315)\t11875\t(51441)\t33738\t91133\nCommercial real estate - owner occupied\t9255\t(222)\t2795\t2573\t(1543)\t10284\nCommercial and business lending\t118090\t(63537)\t14670\t(48868)\t32195\t101417\nCommercial real estate - investor\t40844\t0\t31\t31\t(361)\t40514\nReal estate construction\t28240\t(60)\t302\t243\t(3568)\t24915\nCommercial real estate lending\t69084\t(60)\t333\t274\t(3929)\t65429\nTotal commercial\t187174\t(63597)\t15003\t(48594)\t28266\t166846\nResidential mortgage\t25595\t(3322)\t692\t(2630)\t(6005)\t16960\nHome equity\t19266\t(1846)\t2599\t753\t(9093)\t10926\nOther consumer\t5988\t(5548)\t868\t(4681)\t5332\t6639\nTotal consumer\t50849\t(10716)\t4159\t(6558)\t(9766)\t34525\nTotal loans\t238023\t(74313)\t19161\t(55152)\t18500\t201371\n", "q10k_tbl_42": "\tAllowance for loan losses\t\t\tLoans\t\t\t\n($ in Thousands)\tIndividually evaluated for impairment\tCollectively evaluated for impairment\tTotal allowance for loan losses\tIndividually evaluated for impairment\tCollectively evaluated for impairment\tAcquired and accounted for under ASC 310-30(a)\tTotal loans\nCommercial and industrial\t12010\t79123\t91133\t62035\t7292217\t342\t7354594\nCommercial real estate - owner occupied\t19\t10265\t10284\t1676\t909010\t579\t911265\nCommercial and business lending\t12029\t89388\t101417\t63711\t8201227\t921\t8265858\nCommercial real estate - investor\t15\t40498\t40514\t4633\t3789755\t129\t3794517\nReal estate construction\t67\t24848\t24915\t477\t1420416\t7\t1420900\nCommercial real estate lending\t82\t65346\t65429\t5110\t5210171\t136\t5215417\nTotal commercial\t12111\t154734\t166846\t68821\t13411398\t1057\t13481275\nResidential mortgage\t2740\t14220\t16960\t35554\t8100958\t469\t8136980\nHome equity\t1190\t9737\t10926\t4422\t847577\t26\t852025\nOther consumer\t125\t6514\t6639\t1247\t349912\t0\t351159\nTotal consumer\t4055\t30471\t34525\t41223\t9298447\t495\t9340164\nTotal loans\t16165\t185205\t201371\t110043\t22709845\t1552\t22821440\n", "q10k_tbl_43": "($ in Thousands)\tNine Months Ended September 30 2020\tYear Ended December 31 2019\nCore deposit intangibles\t\t\nGross carrying amount at the beginning of the year\t80730\t58100\nAdditions during the period\t7379\t22630\nAccumulated amortization\t(19003)\t(12456)\nNet book value\t69107\t68274\nAmortization during the year\t6547\t7130\nOther intangibles\t\t\nGross carrying amount at the beginning of the year\t38970\t44887\nAdditions during the period\t200\t0\nReductions due to sale\t(17435)\t(217)\nAccumulated amortization\t(20335)\t(24643)\nNet book value\t1400\t20027\nAmortization during the year\t1393\t2818\n", "q10k_tbl_44": "($ in Thousands)\tNine Months Ended September 30 2020\tYear Ended December 31 2019\nMortgage servicing rights\t\t\nMortgage servicing rights at beginning of period\t67607\t68433\nAdditions from acquisition\t1357\t0\nAdditions\t11495\t11606\nAmortization\t(16416)\t(12432)\nMortgage servicing rights at end of period\t64043\t67607\nValuation allowance at beginning of period\t(302)\t(239)\n(Additions) recoveries net\t(18481)\t(63)\nValuation allowance at end of period\t(18782)\t(302)\nMortgage servicing rights net\t45261\t67306\nFair value of mortgage servicing rights\t45303\t72532\nPortfolio of residential mortgage loans serviced for others (\"servicing portfolio\")\t8218839\t8488969\nMortgage servicing rights net to servicing portfolio\t0.55%\t0.79%\nMortgage servicing rights expense(a)\t34897\t12494\n", "q10k_tbl_45": "($ in Thousands)\tCore Deposit Intangibles\tOther Intangibles\tMortgage Servicing Rights\nThree Months Ending December 31 2020\t2203\t50\t4245\n2021\t8811\t200\t15333\n2022\t8811\t200\t10935\n2023\t8811\t200\t8030\n2024\t8811\t200\t6095\n2025\t8811\t200\t4764\nBeyond 2025\t22849\t350\t14640\nTotal Estimated Amortization Expense\t69107\t1400\t64043\n", "q10k_tbl_46": "($ in Thousands)\tSeptember 30 2020\tDecember 31 2019\nShort-Term Funding\t\t\nFederal funds purchased\t7575\t362000\nSecurities sold under agreements to repurchase\t147754\t71097\nFederal funds purchased and securities sold under agreements to repurchase\t155329\t433097\nCommercial paper\t50987\t32016\nTotal short-term funding\t206316\t465113\nLong-Term Funding\t\t\nBank senior notes at par due 2021\t300000\t300000\nCorporation subordinated notes at par due 2025\t250000\t250000\nPPPLF\t1022217\t0\nFinance leases\t1165\t2209\nCapitalized costs\t(1964)\t(2866)\nTotal long-term funding\t1571418\t549343\nTotal short and long-term funding excluding FHLB advances\t1777735\t1014456\nFHLB Advances\t\t\nShort-term FHLB advances\t0\t520000\nLong-term FHLB advances\t1706763\t2660967\nTotal FHLB advances\t1706763\t3180967\nTotal short and long-term funding\t3484498\t4195422\n", "q10k_tbl_47": "\tRemaining Contractual Maturity of the Agreements\t\t\t\t\n($ in Thousands)\tOvernight and Continuous\tUp to 30 days\t30-90 days\tGreater than 90 days\tTotal\nSeptember 30 2020\t\t\t\t\t\nRepurchase agreements\t\t\t\t\t\nAgency mortgage-related securities\t147754\t0\t0\t0\t147754\nTotal\t147754\t0\t0\t0\t147754\nDecember 31 2019\t\t\t\t\t\nRepurchase agreements\t\t\t\t\t\nAgency mortgage-related securities\t71097\t0\t0\t0\t71097\nTotal\t71097\t0\t0\t0\t71097\n", "q10k_tbl_48": "\tSeptember 30 2020\t\t\t\tDecember 31 2019\t\t\t\n\tAsset\t\tLiability\t\tAsset\t\tLiability\t\n($ in Thousands)\tNotional Amount\tFair Value\tNotional Amount\tFair Value\tNotional Amount\tFair Value\tNotional Amount\tFair Value\nNot designated as hedging instruments\t\t\t\t\t\t\t\t\nInterest rate-related instruments\t3731752\t225912\t3731752\t28960\t3029877\t77024\t3029877\t13073\nForeign currency exchange forwards\t431862\t4710\t422645\t4563\t272636\t4226\t264653\t4048\nCommodity contracts\t132055\t25935\t127597\t24476\t255089\t20528\t255165\t19624\nMortgage banking(a)(b)\t171871\t7888\t264000\t0\t255291\t2527\t263000\t710\nGross derivatives before netting\t\t264445\t\t57999\t\t104305\t\t37455\nLess: Legally enforceable master netting agreements\t2524\t\t2524\t\t10410\t\t10410\nLess: Cash collateral pledged/received\t24837\t\t28363\t\t1408\t\t11365\nTotal derivative instruments after netting\t237084\t\t27112\t\t92487\t\t15680\n", "q10k_tbl_49": "\tLocation and Amount of Gain or (Loss) Recognized in Income on Fair Value and Cash Flow Hedging Relationships\t\t\t\t\t\t\t\n\tThree Months Ended September 30\t\t\t\tNine Months Ended September 30\t\t\t\n\t2020\t\t2019\t\t2020\t\t2019\t\n($ in Thousands)\tInterest Income\tOther Income (Expense)\tInterest Income\tOther Income (Expense)\tInterest Income\tOther Income (Expense)\tInterest Income\tOther Income (Expense)\nTotal amounts of income and expense line items presented on the consolidated statements of income in which the effects of the fair value hedge is recorded\t(481)\t0\t(59)\t0\t(1345)\t(262)\t160\t0\nThe effects of fair value hedging: Gain or (loss) on fair value hedging relationships in Subtopic 815-20\t\t\t\t\t\t\t\t\nInterest contracts\t\t\t\t\t\t\t\t\nHedged items\t(481)\t0\t452\t0\t(1345)\t(262)\t6674\t0\nDerivatives designated as hedging instruments(a)\t0\t0\t(511)\t0\t0\t0\t(6514)\t0\n", "q10k_tbl_50": "\tConsolidated Statements of Income Category of Gain / (Loss) Recognized in Income\tThree Months Ended September 30\t\t\tNine Months Ended September 30\t\t\n($ in Thousands)\t2020\t\t2019\t2020\t\t2019\nDerivative Instruments\t\t\t\t\t\t\t\nInterest rate-related instruments - customer and mirror net\tCapital markets net\t507\t\t(619)\t(2648)\t\t(2309)\nForeign currency exchange forwards\tCapital markets net\t49\t\t72\t(31)\t\t284\nCommodity contracts\tCapital markets net\t(86)\t\t208\t555\t\t(2037)\nInterest rate lock commitments (mortgage)\tMortgage banking net\t(4948)\t\t(2851)\t5361\t\t(191)\nForward commitments (mortgage)\tMortgage banking net\t1293\t\t1313\t710\t\t1482\n", "q10k_tbl_51": "\tGross Amounts Recognized\tGross Amounts Subject to Master Netting Arrangements Offset on the Consolidated Balance Sheets\t\t\tNet Amounts Presented on the Consolidated Balance Sheets\tInvestment Securities Received\t\n($ in Thousands)\tDerivative Assets Offset\tCash Collateral Received\t\tNet amount\nDerivative assets\t\t\t\t\t\t\t\nSeptember 30 2020\t27408\t(2524)\t(24837)\t\t47\t0\t47\nDecember 31 2019\t11864\t(10410)\t(1408)\t\t45\t0\t45\n\tGross Amounts Recognized\tGross Amounts Subject to Master Netting Arrangements Offset on the Consolidated Balance Sheets\t\t\tNet Amounts Presented on the Consolidated Balance Sheets\tInvestment Securities Pledged\t\n($ in Thousands)\tDerivative Liabilities Offset\tCash Collateral Pledged\t\tNet amount\nDerivative liabilities\t\t\t\t\t\t\t\nSeptember 30 2020\t31164\t(2524)\t(28363)\t\t277\t0\t277\nDecember 31 2019\t22189\t(10410)\t(11365)\t\t413\t0\t413\n", "q10k_tbl_52": "($ in Thousands)\tSeptember 30 2020\tDecember 31 2019\nCommitments to extend credit excluding commitments to originate residential mortgage loans held for sale(a)(b)\t9582235\t9024412\nCommercial letters of credit(a)\t6977\t7081\nStandby letters of credit(c)\t252292\t277969\n", "q10k_tbl_53": "($ in Thousands)\tNine Months Ended September 30 2020\tYear Ended December 31 2019\nAllowance for Unfunded Commitments\t\t\nBalance at beginning of period\t21907\t24336\nCumulative effect of ASU 2016-13 adoption (CECL)\t18690\tN/A\nBalance at beginning of period adjusted\t40597\t24336\nProvision for unfunded commitments\t16500\t(2500)\nAmount recorded at acquisition\t179\t70\nBalance at end of period\t57276\t21907\n", "q10k_tbl_54": "($ in Thousands)\tFair Value Hierarchy\tSeptember 30 2020\tDecember 31 2019\nAssets\t\t\t\nInvestment securities available for sale\t\t\t\nU.S. Treasury securities\tLevel 1\t26650\t0\nAgency securities\tLevel 2\t25033\t0\nObligations of state and political subdivisions (municipal securities)\tLevel 2\t474695\t546160\nResidential mortgage-related securities\t\t\t\nFNMA / FHLMC\tLevel 2\t1276463\t132660\nGNMA\tLevel 2\t407313\t985139\nCommercial mortgage-related securities\t\t\t\nFNMA / FHLMC\tLevel 2\t21877\t21728\nGNMA\tLevel 2\t688378\t1310207\nAsset backed securities\t\t\t\nFFELP\tLevel 2\t325843\t263693\nSBA\tLevel 2\t9111\t0\nOther debt securities\tLevel 2\t2997\t3000\nTotal investment securities available for sale\tLevel 1\t26650\t0\nTotal investment securities available for sale\tLevel 2\t3231711\t3262586\nEquity securities with readily determinable fair values\tLevel 1\t1646\t1646\nResidential loans held for sale\tLevel 2\t130139\t136280\nInterest rate-related instruments(a)\tLevel 2\t225912\t77024\nForeign currency exchange forwards(a)\tLevel 2\t4710\t4226\nCommodity contracts(a)\tLevel 2\t25935\t20528\nInterest rate lock commitments to originate residential mortgage loans held for sale\tLevel 3\t7888\t2527\nLiabilities\t\t\t\nInterest rate-related instruments(a)\tLevel 2\t28960\t13073\nForeign currency exchange forwards(a)\tLevel 2\t4563\t4048\nCommodity contracts(a)\tLevel 2\t24476\t19624\nForward commitments to sell residential mortgage loans\tLevel 3\t0\t710\n", "q10k_tbl_55": "($ in Thousands)\tInterest rate lock commitments to originate residential mortgage loans held for sale\tForward commitments to sell residential mortgage loans\tTotal\nBalance December 31 2018\t2208\t2072\t140\nNew production\t24164\t(2367)\t26531\nClosed loans / settlements\t(29375)\t(5968)\t(23407)\nOther\t5530\t6973\t(1443)\nMortgage derivative gain (loss)\t319\t(1362)\t1681\nBalance December 31 2019\t2527\t710\t1817\nNew production\t59550\t(1790)\t61340\nClosed loans / settlements\t(60000)\t(14169)\t(45831)\nOther\t5703\t15140\t(9437)\nMortgage derivative gain (loss)\t5253\t(819)\t6072\nBalance September 30 2020\t7780\t(108)\t7888\n", "q10k_tbl_56": "($ in Thousands)\t\nEquity securities without readily determinable fair values\t\nCarrying value as of December 31 2019\t13444\nCarrying value changes\t0\nCarrying value as of September 30 2020\t13444\nCumulative upward carrying value changes between January 1 2018 and September 30 2020\t13444\nCumulative downward carrying value changes/impairment between January 1 2018 and September 30 2020\t0\n", "q10k_tbl_57": "\t\t\tConsolidated Statements of Income Category of Adjustment Recognized in Income\tAdjustment Recognized on the Consolidated Statements of Income\n($ in Thousands)\tFair Value Hierarchy\tFair Value\nSeptember 30 2020\t\t\t\t\nAssets\t\t\t\t\nIndividually evaluated loans(a)\tLevel 3\t117451\tProvision for credit losses\t(96856)\nOREO(b)\tLevel 2\t10953\tOther noninterest expense\t(7339)\nMortgage servicing rights\tLevel 3\t45303\tMortgage banking net\t(18481)\nDecember 31 2019\t\t\t\t\nAssets\t\t\t\t\nImpaired loans(c)\tLevel 3\t45792\tProvision for credit losses(d)\t(66172)\nOREO(b)\tLevel 2\t3565\tOther noninterest expense\t(1860)\nMortgage servicing rights\tLevel 3\t72532\tMortgage banking net\t(63)\nEquity securities\tLevel 3\t13444\tInvestment securities gains (losses) net\t13444\n", "q10k_tbl_58": "September 30 2020\tValuation Technique\tSignificant Unobservable Input\tRange of Inputs\t\t\tWeighted Average Input Applied\nMortgage servicing rights\tDiscounted cash flow\tDiscount rate\t9%\t0\t14%\t9%\nMortgage servicing rights\tDiscounted cash flow\tConstant prepayment rate\t14%\t0\t46%\t20%\nIndividually evaluated loans\tAppraisals / Discounted cash flow\tCollateral / Discount factor\t0%\t0\t42%\t37%\n", "q10k_tbl_59": "\t\tSeptember 30 2020\t\tDecember 31 2019\t\n($ in Thousands)\tFair Value Hierarchy Level\tCarrying Amount\tFair Value\tCarrying Amount\tFair Value\nFinancial assets\t\t\t\t\t\nCash and due from banks\tLevel 1\t401151\t401151\t373380\t373380\nInterest-bearing deposits in other financial institutions\tLevel 1\t712416\t712416\t207624\t207624\nFederal funds sold and securities purchased under agreements to resell\tLevel 1\t95\t95\t7740\t7740\nInvestment securities held to maturity net\tLevel 1\t999\t1030\t999\t1018\nInvestment securities held to maturity net\tLevel 2\t1989870\t2123351\t2204084\t2275447\nInvestment securities available for sale\tLevel 1\t26650\t26650\t0\t0\nInvestment securities available for sale\tLevel 2\t3231711\t3231711\t3262586\t3262586\nEquity securities with readily determinable fair values\tLevel 1\t1646\t1646\t1646\t1646\nEquity securities without readily determinable fair values\tLevel 3\t13444\t13444\t13444\t13444\nFHLB and Federal Reserve Bank stocks\tLevel 2\t168280\t168280\t227347\t227347\nResidential loans held for sale\tLevel 2\t130139\t130139\t136280\t136280\nCommercial loans held for sale\tLevel 2\t19360\t19360\t15000\t15000\nLoans net\tLevel 3\t24619041\t24532881\t22620068\t22399621\nBank and corporate owned life insurance\tLevel 2\t679257\t679257\t671948\t671948\nDerivatives (other assets)(a)\tLevel 2\t256557\t256557\t101778\t101778\nInterest rate lock commitments to originate residential mortgage loans held for sale (other assets)\tLevel 3\t7888\t7888\t2527\t2527\nFinancial liabilities\t\t\t\t\t\nNoninterest-bearing demand savings interest-bearing demand and money market accounts\tLevel 3\t24685695\t24685695\t21156261\t21156261\nBrokered CDs and other time deposits(b)\tLevel 2\t2026852\t2039995\t2622803\t2622803\nShort-term funding(c)\tLevel 2\t206316\t206316\t465113\t465113\nLong-term funding (excluding PPPLF)\tLevel 2\t549201\t589717\t549343\t572873\nPPPLF\tLevel 2\t1022217\t1022399\t0\t0\nFHLB advances\tLevel 2\t1706763\t1851567\t3180967\t3207793\nStandby letters of credit(d)\tLevel 2\t2489\t2489\t2710\t2710\nDerivatives (accrued expenses and other liabilities)(a)\tLevel 2\t57999\t57999\t36745\t36745\nForward commitments to sell residential mortgage loans (accrued expenses and other liabilities)\tLevel 3\t0\t0\t710\t710\n", "q10k_tbl_60": "\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n($ in Thousands)\t2020\t2019\t2020\t2019\nComponents of Net Periodic Benefit Cost\t\t\t\t\nRAP\t\t\t\t\nService cost\t1853\t1598\t6183\t5448\nInterest cost\t2124\t2489\t6139\t7314\nExpected return on plan assets\t(6386)\t(6099)\t(19196)\t(18249)\nAmortization of prior service cost\t(18)\t(18)\t(55)\t(55)\nAmortization of actuarial loss (gain)\t1313\t230\t2923\t360\nTotal net periodic pension cost\t(1114)\t(1800)\t(4006)\t(5183)\nPostretirement Plan\t\t\t\t\nInterest cost\t20\t26\t59\t78\nAmortization of prior service cost\t(19)\t(19)\t(56)\t(56)\nAmortization of actuarial loss (gain)\t0\t(1)\t0\t(3)\nTotal net periodic benefit cost\t1\t6\t2\t19\n", "q10k_tbl_61": "\tCorporate and Commercial Specialty\t\t\t\n\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n($ in Thousands)\t2020\t2019\t2020\t2019\nNet interest income\t92033\t111060\t298611\t339222\nNet intersegment interest income (expense)\t6937\t(12041)\t3123\t(40863)\nSegment net interest income\t98970\t99020\t301734\t298359\nNoninterest income\t37405\t33671\t111254\t101135\nTotal revenue\t136376\t132691\t412987\t399495\nCredit provision\t15572\t12248\t41456\t37417\nNoninterest expense\t52144\t57946\t159471\t174570\nIncome (loss) before income taxes\t68660\t62497\t212060\t187508\nIncome tax expense (benefit)\t12600\t11249\t39461\t35472\nNet income\t56060\t51248\t172599\t152036\nAllocated goodwill\t\t\t530144\t530144\n", "q10k_tbl_62": "\tCommunity Consumer and Business\t\t\t\n\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n($ in Thousands)\t2020\t2019\t2020\t2019\nNet interest income\t73644\t73777\t221691\t230476\nNet intersegment interest income (expense)\t9231\t25437\t42213\t68930\nSegment net interest income\t82875\t99214\t263904\t299406\nNoninterest income\t32958\t59934\t140442\t171283\nTotal revenue\t115833\t159148\t404345\t470688\nCredit provision\t5758\t4631\t16296\t13942\nNoninterest expense\t102100\t118241\t335591\t345611\nIncome (loss) before income taxes\t7975\t36277\t52458\t111135\nIncome tax expense (benefit)\t1675\t7618\t11016\t23338\nNet income\t6300\t28658\t41442\t87797\nAllocated goodwill\t\t\t577758\t646086\n", "q10k_tbl_63": "\tRisk Management and Shared Services\t\t\t\n\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n($ in Thousands)\t2020\t2019\t2020\t2019\nNet interest income\t16472\t21528\t54662\t65834\nNet intersegment interest income (expense)\t(16167)\t(13396)\t(45336)\t(28067)\nSegment net interest income\t305\t8131\t9326\t37767\nNoninterest income(a)\t5182\t7245\t176646\t15472\nTotal revenue\t5487\t15376\t185973\t53239\nCredit provision\t21679\t(14879)\t99257\t(35359)\nNoninterest expense(b)\t73343\t24743\t108122\t70198\nIncome (loss) before income taxes\t(89535)\t5512\t(21407)\t18400\nIncome tax expense (benefit)(c)\t(72389)\t2080\t(47135)\t3546\nNet income\t(17146)\t3432\t25728\t14854\nAllocated goodwill\t\t\t0\t0\n", "q10k_tbl_64": "\tConsolidated Total\t\t\t\n\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n($ in Thousands)\t2020\t2019\t2020\t2019\nNet interest income\t182150\t206365\t574964\t635532\nNet intersegment interest income (expense)\t0\t0\t0\t0\nSegment net interest income\t182150\t206365\t574964\t635532\nNoninterest income(a)\t75545\t100850\t428342\t287890\nTotal revenue\t257695\t307216\t1003305\t923422\nCredit provision\t43009\t2000\t157009\t16000\nNoninterest expense(b)\t227587\t200930\t603184\t590380\nIncome (loss) before income taxes\t(12900)\t104286\t243112\t317042\nIncome tax expense (benefit)c)\t(58114)\t20947\t3342\t62356\nNet income\t45214\t83339\t239769\t254686\nAllocated goodwill\t\t\t1107902\t1176230\n", "q10k_tbl_65": "($ in Thousands)\tInvestment Securities Available For Sale\tDefined Benefit Pension and Postretirement Obligations\tAccumulated Other Comprehensive Income (Loss)\nBalance December 31 2019\t3989\t(37172)\t(33183)\nOther comprehensive income (loss) before reclassifications\t53900\t0\t53900\nAmounts reclassified from accumulated other comprehensive income (loss)\t\t\t\nInvestment securities losses (gains) net\t(9222)\t0\t(9222)\nPersonnel expense\t0\t(111)\t(111)\nOther expense\t0\t2923\t2923\nInterest income\t2628\t0\t2628\nIncome tax (expense) benefit\t(11852)\t(1088)\t(12939)\nNet other comprehensive income (loss) during period\t35454\t1724\t37178\nBalance September 30 2020\t39443\t(35448)\t3995\nBalance December 31 2018\t(75643)\t(49330)\t(124972)\nOther comprehensive income (loss) before reclassifications\t123139\t0\t123139\nAmounts reclassified from accumulated other comprehensive income (loss)\t\t\t\nInvestment securities losses (gains) net\t(5931)\t0\t(5931)\nPersonnel expense\t0\t(111)\t(111)\nOther expense\t0\t357\t357\nInterest income\t279\t0\t279\nIncome tax (expense) benefit\t(29651)\t(62)\t(29713)\nNet other comprehensive income (loss) during period\t87836\t184\t88020\nBalance September 30 2019\t12194\t(49146)\t(36953)\n", "q10k_tbl_66": "($ in Thousands)\tInvestments Securities Available For Sale\tDefined Benefit Pension and Post Retirement Obligations\tAccumulated Other Comprehensive Income (Loss)\nBalance June 30 2020\t34101\t(36021)\t(1920)\nOther comprehensive income (loss) before reclassifications\t5840\t0\t5840\nAmounts reclassified from accumulated other comprehensive income (loss)\t\t\t\nInvestment securities losses (gains) net\t(7)\t0\t(7)\nPersonnel expense\t0\t(36)\t(36)\nOther expense\t0\t1313\t1313\nInterest income\t1296\t0\t1296\nIncome tax (expense) benefit\t(1786)\t(703)\t(2489)\nNet other comprehensive income (loss) during period\t5342\t573\t5916\nBalance September 30 2020\t39443\t(35448)\t3995\nBalance June 30 2019\t(9773)\t(49290)\t(59063)\nOther comprehensive income (loss) before reclassifications\t33173\t0\t33173\nAmounts reclassified from accumulated other comprehensive income (loss)\t\t\t\nInvestment securities loss (gain) net\t(3788)\t0\t(3788)\nPersonnel expense\t0\t(36)\t(36)\nOther expense\t0\t229\t229\nInterest income\t(8)\t0\t(8)\nIncome tax (expense) benefit\t(7410)\t(49)\t(7458)\nNet other comprehensive income (loss) during period\t21967\t144\t22111\nBalance September 30 2019\t12194\t(49146)\t(36953)\n", "q10k_tbl_67": "\tCorporate and Commercial Specialty\t\t\t\n\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n($ in Thousands)\t2020\t2019\t2020\t2019\nWealth management fees(a)\t21152\t20313\t61496\t59828\nService charges and deposit account fees\t4458\t3307\t12316\t10113\nCard-based fees(b)\t474\t451\t1216\t1341\nInsurance commissions and fees\t57\t109\t179\t283\nOther revenue\t1400\t690\t2481\t1743\nNoninterest Income (in-scope of Topic 606)\t27541\t24870\t77688\t73308\nNoninterest Income (out-of-scope of Topic 606)\t9864\t8801\t33566\t27827\nTotal Noninterest Income\t37405\t33671\t111254\t101135\n\tCommunity Consumer and Business\t\t\t\n\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n($ in Thousands)\t2020\t2019\t2020\t2019\nWealth management fees(a)\t0\t792\t1387\t2148\nService charges and deposit account fees\t9816\t13243\t28653\t36945\nCard-based fees(b)\t9699\t10004\t27392\t28490\nInsurance commissions and fees\t55\t20842\t44965\t69110\nOther revenue\t2168\t2441\t7315\t7057\nNoninterest Income (in-scope of Topic 606)\t21738\t47322\t109712\t143750\nNoninterest Income (out-of-scope of Topic 606)\t11220\t12612\t30730\t27533\nTotal Noninterest Income\t32958\t59934\t140442\t171283\n", "q10k_tbl_68": "\tRisk Management and Shared Services\t\t\t\n\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n($ in Thousands)\t2020\t2019\t2020\t2019\nWealth management fees(a)\t0\t(90)\t0\t(90)\nService charges and deposit account fees\t10\t12\t19\t44\nCard-based fees(b)\t34\t45\t127\t143\nInsurance commissions and fees\t2\t3\t8\t10\nOther revenue\t(82)\t252\t(33)\t690\nNoninterest Income (in-scope of Topic 606)\t(36)\t222\t121\t797\nNoninterest Income (out-of-scope of Topic 606)(c)\t5218\t7023\t176525\t14675\nTotal Noninterest Income\t5182\t7245\t176646\t15472\n\tConsolidated Total\t\t\t\n\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n($ in Thousands)\t2020\t2019\t2020\t2019\nWealth management fees(a)\t21152\t21015\t62884\t61885\nService charges and deposit account fees\t14283\t16561\t40989\t47102\nCard-based fees(b)\t10207\t10501\t28735\t29973\nInsurance commissions and fees\t114\t20954\t45153\t69403\nOther revenue\t3487\t3383\t9763\t9490\nNoninterest Income (in-scope of Topic 606)\t49243\t72414\t187521\t217853\nNoninterest Income (out-of-scope of Topic 606)(c)\t26302\t28436\t240821\t70037\nTotal Noninterest Income\t75545\t100850\t428342\t287890\n", "q10k_tbl_69": "\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n($ in Thousands)\t2020\t2019\t2020\t2019\nOperating Lease Costs(a)\t3970\t2708\t9224\t8502\nFinance Lease Costs\t39\t0\t115\t0\nOperating Lease Cash Flows\t2871\t2968\t8303\t8538\nFinance Lease Cash Flows\t40\t0\t82\t0\n", "q10k_tbl_70": "($ in Thousands)\tConsolidated Balance Sheets Category\tSeptember 30 2020\tDecember 31 2019\nAmount\t\nOperating lease right-of-use asset\tPremises and equipment\t35963\t45381\nFinance lease right-of-use asset\tOther assets\t1069\t2188\nOperating lease liability\tAccrued expenses and other liabilities\t40833\t49292\nFinance lease liability\tOther long-term funding\t1165\t2209\n", "q10k_tbl_71": "\tSeptember 30 2020\t\t\tDecember 31 2019\t\t\n($ in Thousands)\tLease payments\tWeighted-average lease term (in years)\tWeighted-average discount rate\tLease payments\tWeighted-average lease term (in years)\tWeighted-average discount rate\nOperating leases\t\t\t\t\t\t\nEquipment\t386\t2.74\t0.47%\t46\t0.83\t2.72%\nRetail and corporate offices\t38593\t5.90\t3.07%\t48940\t6.49\t3.34%\nLand\t6650\t9.09\t3.35%\t6594\t9.57\t3.21%\nTotal operating leases\t45630\t6.32\t3.28%\t55580\t6.83\t3.32%\nFinance leases\t\t\t\t\t\t\nLand\t1185\t1.89\t1.05%\t4827\t39.67\t3.99%\nTotal finance leases\t1185\t1.89\t1.05%\t4827\t39.67\t3.99%\n", "q10k_tbl_72": "($ in Thousands)\tOperating Leases\tFinance Leases\tAmount\nThree Months Ending December 31 2020\t2675\t40\t2715\n2021\t10158\t172\t10330\n2022\t7801\t973\t8774\n2023\t5559\t0\t5559\n2024\t4793\t0\t4793\nBeyond 2024\t14643\t0\t14643\nTotal lease payments\t45630\t1185\t46815\nLess: interest\t4797\t20\t4817\nPresent value of lease payments\t40833\t1165\t41998\n", "q10k_tbl_73": "\tYTD\t\t\t\t\t\t\n($ in Thousands except per share data)\tSeptember 30 2020\tSeptember 30 2019\t3Q20\t2Q20\t1Q20\t4Q19\t3Q19\nNet income\t239769\t254686\t45214\t148718\t45838\t72103\t83339\nNet income available to common equity\t226618\t243285\t40007\t144573\t42037\t68303\t79539\nEarnings per common share - basic\t1.47\t1.49\t0.26\t0.94\t0.27\t0.43\t0.50\nEarnings per common share - diluted\t1.46\t1.48\t0.26\t0.94\t0.27\t0.43\t0.49\nEffective tax rate\t1.37%\t19.67%\tN/M\t25.62%\t18.23%\t19.41%\t20.09%\n", "q10k_tbl_74": "\tNine Months Ended September 30\t\t\t\t\t\n\t2020\t\t\t2019\t\t\n($ in Thousands)\tAverage Balance\tInterest Income / Expense\tAverage Yield / Rate\tAverage Balance\tInterest Income / Expense\tAverage Yield / Rate\nAssets\t\t\t\t\t\t\nEarning assets\t\t\t\t\t\t\nLoans(a)(b)(c)\t\t\t\t\t\t\nCommercial PPP lending\t624305\t11012\t2.36%\t0\t0\t-%\nCommercial and business lending (excl PPP loans)\t8774616\t201265\t3.06%\t8500475\t299621\t4.71%\nCommercial real estate lending\t5695281\t147909\t3.47%\t5135447\t196005\t5.10%\nTotal commercial\t15094201\t360187\t3.19%\t13635922\t495626\t4.86%\nResidential mortgage\t8244116\t194521\t3.15%\t8360481\t215329\t3.43%\nRetail\t1150916\t45621\t5.29%\t1240793\t58517\t6.29%\nTotal loans\t24489234\t600329\t3.27%\t23237195\t769472\t4.42%\nInvestment securities\t\t\t\t\t\t\nTaxable\t3343083\t50064\t2.00%\t4507586\t79248\t2.34%\nTax-exempt(a)\t1939968\t55026\t3.78%\t1902768\t53687\t3.76%\nOther short-term investments\t1095555\t7774\t0.95%\t523010\t13086\t3.34%\nInvestments and other\t6378606\t112864\t2.36%\t6933364\t146022\t2.81%\nTotal earning assets\t30867840\t713193\t3.08%\t30170560\t915493\t4.05%\nOther assets net\t3460967\t\t\t3167352\t\t\nTotal assets\t34328806\t\t\t33337911\t\t\nLiabilities and Stockholders' Equity\t\t\t\t\t\t\nInterest-bearing liabilities\t\t\t\t\t\t\nInterest-bearing deposits\t\t\t\t\t\t\nSavings\t3198244\t2610\t0.11%\t2347428\t5000\t0.28%\nInterest-bearing demand\t5530482\t11281\t0.27%\t5061561\t45284\t1.20%\nMoney market\t6499965\t14152\t0.29%\t7144999\t60509\t1.13%\nNetwork transaction deposits\t1502449\t5750\t0.51%\t2003179\t36228\t2.42%\nTime deposits\t2412985\t26083\t1.44%\t3257930\t44388\t1.82%\nTotal interest-bearing deposits\t19144126\t59877\t0.42%\t19815097\t191408\t1.29%\nFederal funds purchased and securities sold under agreements to repurchase\t179615\t454\t0.34%\t124428\t1058\t1.14%\nCommercial paper\t38064\t35\t0.12%\t33610\t113\t0.45%\nPPPLF\t599368\t1574\t0.35%\t0\t0\t-%\nOther short-term funding\t5645\t11\t0.25%\t0\t0\t-%\nFHLB advances\t2829680\t47471\t2.24%\t3172606\t53194\t2.24%\nLong-term funding\t549088\t16780\t4.07%\t796165\t22196\t3.72%\nTotal short and long-term funding\t4201461\t66325\t2.11%\t4126810\t76560\t2.48%\nTotal interest-bearing liabilities\t23345586\t126201\t0.72%\t23941907\t267969\t1.50%\nNoninterest-bearing demand deposits\t6618058\t\t\t5133573\t\t\nOther liabilities\t457195\t\t\t404941\t\t\nStockholders' equity\t3907966\t\t\t3857490\t\t\nTotal liabilities and stockholders' equity\t34328806\t\t\t33337911\t\t\nInterest rate spread\t\t\t2.36%\t\t\t2.55%\nNet free funds\t\t\t0.18%\t\t\t0.31%\nFully tax-equivalent net interest income and net interest margin (\"NIM\")\t\t586992\t2.54%\t\t647525\t2.86%\nFully tax-equivalent adjustment\t\t12028\t\t\t11993\t\nNet interest income\t\t574964\t\t\t635532\t\n", "q10k_tbl_75": "\tThree Months Ended\t\t\t\t\t\t\t\t\n\tSeptember 30 2020\t\t\tJune 30 2020\t\t\tSeptember 30 2019\t\t\n($ in Thousands)\tAverage Balance\tInterest Income / Expense\tAverage Yield / Rate\tAverage Balance\tInterest Income / Expense\tAverage Yield / Rate\tAverage Balance\tInterest Income / Expense\tAverage Yield / Rate\nAssets\t\t\t\t\t\t\t\t\t\nEarning assets\t\t\t\t\t\t\t\t\t\nLoans(a)(b)(c)\t\t\t\t\t\t\t\t\t\nCommercial PPP lending\t1019808\t6172\t2.41%\t848761\t4841\t2.29%\t0\t0\t-%\nCommercial and business lending (excl PPP loans)\t8751083\t56951\t2.59%\t9192910\t64097\t2.80%\t8502268\t96327\t4.49%\nCommercial real estate lending\t6032308\t44354\t2.93%\t5720262\t46057\t3.24%\t5157031\t64058\t4.92%\nTotal commercial\t15803199\t107476\t2.71%\t15761933\t114995\t2.93%\t13659299\t160386\t4.66%\nResidential mortgage\t8058283\t61701\t3.06%\t8271757\t62860\t3.04%\t8337230\t68656\t3.29%\nRetail\t1101589\t13780\t4.99%\t1157116\t14368\t4.98%\t1255540\t20066\t6.38%\nTotal loans\t24963071\t182957\t2.92%\t25190806\t192223\t3.06%\t23252068\t249108\t4.26%\nInvestment securities\t\t\t\t\t\t\t\t\t\nTaxable\t3438858\t13689\t1.59%\t3129113\t16103\t2.06%\t4032027\t23485\t2.33%\nTax-exempt(a)\t1923445\t18154\t3.78%\t1922392\t18270\t3.80%\t1918661\t18114\t3.78%\nOther short-term investments\t1788471\t2238\t0.50%\t1016976\t2231\t0.88%\t619334\t4865\t3.12%\nInvestments and other\t7150775\t34081\t1.90%\t6068481\t36604\t2.41%\t6570022\t46464\t2.83%\nTotal earning assets\t32113847\t217038\t2.70%\t31259287\t228826\t2.94%\t29822090\t295572\t3.94%\nOther assets net\t3436512\t\t\t3586656\t\t\t3331910\t\t\nTotal assets\t35550359\t\t\t34845943\t\t\t33154000\t\t\nLiabilities and Stockholders' equity\t\t\t\t\t\t\t\t\t\nInterest-bearing liabilities\t\t\t\t\t\t\t\t\t\nInterest-bearing deposits\t\t\t\t\t\t\t\t\t\nSavings\t3462942\t382\t0.04%\t3260040\t429\t0.05%\t2618188\t2164\t0.33%\nInterest-bearing demand\t5835597\t1085\t0.07%\t5445267\t1442\t0.11%\t5452674\t16055\t1.17%\nMoney market\t6464784\t1444\t0.09%\t6496841\t1902\t0.12%\t6933230\t18839\t1.08%\nNetwork transaction deposits\t1528199\t609\t0.16%\t1544737\t539\t0.14%\t1764961\t10147\t2.28%\nTime deposits\t2135870\t6513\t1.21%\t2469899\t8866\t1.44%\t3107670\t14381\t1.84%\nTotal interest-bearing deposits\t19427392\t10033\t0.21%\t19216785\t13178\t0.28%\t19876723\t61585\t1.23%\nFederal funds purchased and securities sold under agreements to repurchase\t140321\t34\t0.10%\t204548\t51\t0.10%\t81285\t145\t0.71%\nCommercial paper\t42338\t5\t0.05%\t37526\t5\t0.05%\t28721\t30\t0.41%\nPPPLF\t1018994\t899\t0.35%\t774500\t676\t0.35%\t0\t0\t-%\nFHLB advances\t2450344\t14375\t2.33%\t2810867\t15470\t2.21%\t2716946\t15896\t2.32%\nLong-term funding\t549042\t5580\t4.06%\t548757\t5593\t4.08%\t796561\t7398\t3.71%\nTotal short and long-term funding\t4201039\t20892\t1.98%\t4376199\t21795\t2.00%\t3623513\t23469\t2.58%\nTotal interest-bearing liabilities\t23628431\t30925\t0.52%\t23592983\t34973\t0.60%\t23500235\t85054\t1.44%\nNoninterest-bearing demand deposits\t7412186\t\t\t6926401\t\t\t5324481\t\t\nOther liabilities\t475310\t\t\t480041\t\t\t425810\t\t\nStockholders' Equity\t4034432\t\t\t3846517\t\t\t3903474\t\t\nTotal liabilities and stockholders' equity\t35550359\t\t\t34845943\t\t\t33154000\t\t\nInterest rate spread\t\t\t2.18%\t\t\t2.34%\t\t\t2.50%\nNet free funds\t\t\t0.13%\t\t\t0.15%\t\t\t0.31%\nFully tax-equivalent net interest income and net interest margin (\"NIM\")\t\t186112\t2.31%\t\t193853\t2.49%\t\t210517\t2.81%\nFully tax-equivalent adjustment\t\t3963\t\t\t3981\t\t\t4152\t\nNet interest income\t\t182150\t\t\t189872\t\t\t206365\t\n", "q10k_tbl_76": "\tYTD\t\t\t\t\t\t\t\t3Q20 Change vs\t\n($ in Thousands except as noted)\tSeptember 30 2020\tSeptember 30 2019\tYTD % Change\t3Q20\t2Q20\t1Q20\t4Q19\t3Q19\t2Q20\t3Q19\nWealth management fees(a)\t62884\t61885\t2%\t21152\t20916\t20816\t21582\t21015\t1%\t1%\nService charges and deposit account fees\t40989\t47102\t(13)%\t14283\t11484\t15222\t16032\t16561\t24%\t(14)%\nCard-based fees\t28685\t29848\t(4)%\t10195\t8893\t9597\t9906\t10456\t15%\t(2)%\nOther fee-based revenue\t14240\t14246\t-%\t4968\t4774\t4497\t4696\t5085\t4%\t(2)%\nTotal fee-based revenue\t146798\t153082\t(4)%\t50598\t46068\t50132\t52217\t53117\t10%\t(5)%\nCapital markets net\t22067\t12215\t81%\t7222\t6910\t7935\t7647\t4300\t5%\t68%\nMortgage servicing fees net(b)\t324\t8037\t(96)%\t(957)\t(781)\t2062\t2104\t2473\t23%\tN/M\nGains (losses) and fair value adjustments on loans held for sale\t45267\t12803\tN/M\t14536\t20976\t9756\t4542\t4043\t(31)%\tN/M\nFair value adjustment on portfolio loans transferred to held for sale\t3932\t4456\t(12)%\t509\t0\t3423\t0\t4456\tN/M\t(89)%\nMortgage servicing rights (impairment) recovery\t(18481)\t(177)\tN/M\t(1451)\t(7932)\t(9098)\t114\t(31)\t(82)%\tN/M\nMortgage banking net\t31043\t25118\t24%\t12636\t12263\t6143\t6760\t10940\t3%\t16%\nBank and corporate owned life insurance\t9793\t11482\t(15)%\t3074\t3625\t3094\t3364\t4337\t(15)%\t(29)%\nInsurance commissions and fees\t45153\t69403\t(35)%\t114\t22430\t22608\t19701\t20954\t(99)%\t(99)%\nOther\t7321\t8344\t(12)%\t2232\t2737\t2352\t2822\t2537\t(18)%\t(12)%\nSubtotal\t262175\t279644\t(6)%\t75877\t94034\t92264\t92510\t96185\t(19)%\t(21)%\nAsset gains (losses) net(c)\t156945\t2316\tN/M\t(339)\t157361\t(77)\t398\t877\t(100)%\t(139)%\nInvestment securities gains(losses) net\t9222\t5931\t55%\t7\t3096\t6118\t26\t3788\t(100)%\t(100)%\nTotal noninterest income\t428342\t287890\t49%\t75545\t254490\t98306\t92934\t100850\t(70)%\t(25)%\nMortgage loans originated for sale during period\t1319034\t824289\t60%\t458361\t550419\t310254\t266503\t365108\t(17)%\t26%\nMortgage loan settlements during period\t1620777\t1048729\t55%\t598509\t725003\t297265\t268348\t616630\t(17)%\t(3)%\nMortgage portfolio loans transferred to held for sale during period\t269119\t242382\t11%\t69532\t0\t199587\t0\t242382\tN/M\t(71)%\nAssets under management at market value(d)\t12195\t11604\t5%\t12195\t11755\t10454\t12104\t11604\t4%\t5%\n", "q10k_tbl_77": "\tYTD\t\t\t\t\t\t\t\t3Q20 Change vs\t\n($ in Thousands)\tSept 30 2020\tSept 30 2019\tYTD % Change\t3Q20\t2Q20\t1Q20\t4Q19\t3Q19\t2Q20\t3Q19\nPersonnel\t334117\t366449\t(9)%\t108567\t111350\t114200\t120614\t123170\t(2)%\t(12)%\nTechnology\t61639\t59698\t3%\t19666\t21174\t20799\t22731\t20572\t(7)%\t(4)%\nOccupancy\t48386\t45466\t6%\t17854\t14464\t16069\t16933\t15164\t23%\t18%\nBusiness development and advertising\t13007\t21284\t(39)%\t3626\t3556\t5826\t8316\t7991\t2%\t(55)%\nEquipment\t16150\t17580\t(8)%\t5399\t5312\t5439\t5970\t6335\t2%\t(15)%\nLegal and professional\t15809\t14342\t10%\t5591\t5058\t5160\t5559\t5724\t11%\t(2)%\nLoan and foreclosure costs\t8842\t5599\t58%\t2118\t3605\t3120\t3262\t1638\t(41)%\t29%\nFDIC assessment\t14650\t12250\t20%\t3900\t5250\t5500\t4000\t4000\t(26)%\t(3)%\nOther intangible amortization\t7939\t7237\t10%\t2253\t2872\t2814\t2712\t2686\t(22)%\t(16)%\nAcquisition related costs(a)\t2457\t5995\t(59)%\t218\t518\t1721\t1325\t1629\t(58)%\t(87)%\nLoss on prepayments of FHLB advances\t44650\t0\tN/M\t44650\t0\t0\t0\t0\tN/M\tN/M\nOther\t35537\t34479\t3%\t13745\t10249\t11543\t12187\t12021\t34%\t14%\nTotal noninterest expense\t603184\t590380\t2%\t227587\t183407\t192191\t203609\t200930\t24%\t13%\nAverage full-time equivalent employees(b)\t4568\t4703\t(3)%\t4374\t4701\t4631\t4696\t4782\t(7)%\t(9)%\n", "q10k_tbl_78": "\tSeptember 30 2020\t\tJune 30 2020\t\tMarch 31 2020\t\tDecember 31 2019\t\tSeptember 30 2019\t\n($ in Thousands)\tAmount\t% of Total\tAmount\t% of Total\tAmount\t% of Total\tAmount\t% of Total\tAmount\t% of Total\nPPP\t1022217\t4%\t1012033\t4%\t0\t-%\t0\t-%\t0\t-%\nCommercial and industrial\t7933404\t32%\t7968709\t32%\t8517974\t35%\t7354594\t32%\t7495623\t33%\nCommercial real estate - owner occupied\t904997\t4%\t914385\t4%\t940687\t4%\t911265\t4%\t915524\t4%\nCommercial and business lending\t9860618\t39%\t9895127\t40%\t9458661\t39%\t8265858\t36%\t8411147\t37%\nCommercial real estate - investor\t4320926\t17%\t4174125\t17%\t4038036\t17%\t3794517\t17%\t3803277\t17%\nReal estate construction\t1859609\t7%\t1708189\t7%\t1544858\t6%\t1420900\t6%\t1356508\t6%\nCommercial real estate lending\t6180536\t25%\t5882314\t24%\t5582894\t23%\t5215417\t23%\t5159784\t23%\nTotal commercial\t16041154\t64%\t15777441\t64%\t15041555\t62%\t13481275\t59%\t13570932\t60%\nResidential mortgage\t7885523\t32%\t7933518\t32%\t8132417\t33%\t8136980\t36%\t7954801\t35%\nHome Equity\t761593\t3%\t795671\t3%\t844901\t3%\t852025\t4%\t879642\t4%\nOther consumer\t315483\t1%\t326040\t1%\t346761\t1%\t351159\t2%\t349335\t2%\nTotal consumer\t8962599\t36%\t9055230\t36%\t9324079\t38%\t9340164\t41%\t9183778\t40%\nTotal loans\t25003753\t100%\t24832671\t100%\t24365633\t100%\t22821440\t100%\t22754710\t100%\n", "q10k_tbl_79": "($ in Thousands)\tWithin 1 Year(a)\t1-5 Years\tAfter 5 Years\tTotal\t% of Total\nPPP\t0\t1022217\t0\t1022217\t4%\nCommercial and industrial\t7377493\t441045\t114867\t7933404\t32%\nCommercial real estate - owner occupied\t479130\t242001\t183866\t904997\t4%\nCommercial real estate - investor\t3894842\t330267\t95816\t4320926\t17%\nReal estate construction\t1786215\t58198\t15196\t1859609\t7%\nResidential Mortgage - Adjustable(b)\t591957\t1880665\t2015084\t4487706\t18%\nResidential Mortgage - Fixed\t44429\t83413\t3269974\t3397817\t14%\nHome Equity\t34463\t106261\t620870\t761593\t3%\nOther Consumer\t39701\t60774\t215008\t315483\t1%\nTotal Loans\t14248230\t4224842\t6530682\t25003753\t100%\nFixed rate\t5841503\t2082450\t3860305\t11784258\t47%\nFloating or adjustable rate\t8406726\t2142392\t2670377\t13219495\t53%\nTotal\t14248230\t4224842\t6530682\t25003753\t100%\n", "q10k_tbl_80": "($ in Millions)\tSeptember 30 2020\tJune 30 2020\tMarch 31 2020\tDecember 31 2019\tSeptember 30 2019\nPass\t242\t294\t361\t408\t493\nSpecial mention\t23\t24\t10\t9\t20\nPotential problem\t60\t63\t67\t43\t32\nNonaccrual\t8\t50\t29\t23\t36\nTotal oil and gas related loans\t333\t432\t466\t484\t582\nQuarter net charge offs/(recoveries)\t20\t25\t9\t10\t21\nOil and gas related allowance for loan losses\t49\t82\t75\t12\t21\nOil and gas related ACLL on loans\t51\t84\t78\t13\t22\nOil and gas allowance for loan losses to total oil and gas loans\tN/A\tN/A\tN/A\t2.6%\t3.7%\nOil and gas ACLL to total oil and gas loans\t15.3%\t19.4%\t16.6%\t2.7%\t3.8%\n", "q10k_tbl_81": "($ in Millions)\tDec. 31 2019\tCumulative effect of ASU 2016-13 adoption (CECL)\tJan. 1 2020\tCharge offs\tRecoveries\tNet Charge offs\tProvision for loan losses\tSep. 30 2020\tACLL / Loans\nAllowance for loan losses\t12\t53\t66\t(55)\t2\t(53)\t36\t49\t\nAllowance for unfunded commitments\t1\t2\t3\t0\t0\t0\t(1)\t2\t\nAllowance for credit losses on loans\t13\t55\t69\t(55)\t2\t(53)\t35\t51\t15.3%\n", "q10k_tbl_82": "($ in Millions)\tDec. 31 2018\tCharge offs\tRecoveries\tNet Charge offs\tProvision for loan losses\tDec. 31 2019\nAllowance for loan losses\t12\t(50)\t5\t(44)\t45\t12\n", "q10k_tbl_83": "($ in Thousands)\tOriginated Loans\tOriginated Balance\tOutstanding Balance\tImpacted Jobs\n>=$2000000\t99\t335534\t302399\t26688\n< $2000000 And > $350000\t485\t386062\t378435\t37274\n<=$350000\t7495\t343895\t341382\t50468\nTotal\t8079\t1065491\t1022217\t114430\n", "q10k_tbl_84": "($ in Thousands)\tNumber of Loans\tOutstanding Balance\nCommercial and business lending\t136\t57525\nCommercial real estate\t69\t228729\nTotal consumer\t1439\t375794\nTotal\t1644\t662048\n", "q10k_tbl_85": "($ in Thousands)\tSeptember 30 2020\tJune 30 2020\tMarch 31 2020\tDecember 31 2019\tSeptember 30 2019\nNonperforming assets\t\t\t\t\t\nCommercial and industrial\t105899\t80239\t58854\t46312\t56536\nCommercial real estate - owner occupied\t2043\t1932\t1838\t67\t68\nCommercial and business lending\t107941\t82171\t60692\t46380\t56604\nCommercial real estate - investor\t50458\t11172\t1091\t4409\t4800\nReal estate construction\t392\t503\t486\t493\t542\nCommercial real estate lending\t50850\t11675\t1577\t4902\t5342\nTotal commercial\t158792\t93846\t62269\t51282\t61946\nResidential mortgage\t62331\t66656\t64855\t57844\t57056\nHome equity\t10277\t10829\t9378\t9104\t9828\nOther consumer\t190\t276\t215\t152\t109\nTotal consumer\t72798\t77761\t74448\t67099\t66993\nTotal nonaccrual loans\t231590\t171607\t136717\t118380\t128939\nCommercial real estate owned\t2113\t2968\t3105\t3530\t3603\nResidential real estate owned\t1535\t3573\t5994\t5696\t4791\nBank properties real estate owned\t15335\t13723\t13431\t11874\t11230\nOREO\t18983\t20264\t22530\t21101\t19625\nOther nonperforming assets\t909\t909\t6004\t6004\t6004\nTotal nonperforming assets\t251481\t192780\t165251\t145485\t154568\nAccruing loans past due 90 days or more\t\t\t\t\t\nCommercial\t763\t385\t436\t342\t266\nConsumer\t1091\t1081\t1819\t1917\t1720\nTotal accruing loans past due 90 days or more\t1854\t1466\t2255\t2259\t1986\nRestructured loans (accruing)(a)\t\t\t\t\t\nCommercial\t18407\t18189\t18767\t18944\t17842\nConsumer\t8485\t7114\t7618\t7097\t6487\nTotal restructured loans (accruing)\t26891\t25303\t26384\t26041\t24329\nNonaccrual restructured loans (included in nonaccrual loans)\t23844\t25362\t24204\t22494\t16293\nRatios\t\t\t\t\t\nNonaccrual loans to total loans\t0.93%\t0.69%\t0.56%\t0.52%\t0.57%\nNPAs to total loans plus OREO\t1.01%\t0.78%\t0.68%\t0.64%\t0.68%\nNPAs to total assets\t0.72%\t0.54%\t0.49%\t0.45%\t0.47%\nAllowance for loan losses to nonaccrual loans\tN/A\tN/A\tN/A\t170.10%\t166.30%\nAllowance for credit losses on loans to nonaccrual loans\t190.85%\t249.74%\t288.24%\t188.61%\t184.07%\n", "q10k_tbl_86": "($ in Thousands)\tSeptember 30 2020\tJune 30 2020\tMarch 31 2020\tDecember 31 2019\tSeptember 30 2019\nAccruing loans 30-89 days past due\t\t\t\t\t\nCommercial and industrial\t298\t716\t976\t821\t426\nCommercial real estate - owner occupied\t870\t199\t51\t1369\t2646\nCommercial and business lending\t1167\t916\t1027\t2190\t3073\nCommercial real estate - investor\t409\t13874\t14462\t1812\t636\nReal estate construction\t111\t385\t179\t97\t595\nCommercial real estate lending\t520\t14260\t14641\t1909\t1232\nTotal commercial\t1687\t15175\t15668\t4099\t4304\nResidential mortgage\t6185\t3023\t10102\t9274\t8063\nHome equity\t5609\t3108\t7001\t5647\t4798\nOther consumer\t1351\t1482\t1777\t2083\t2203\nTotal consumer\t13144\t7613\t18879\t17005\t15063\nTotal accruing loans 30-89 days past due\t14831\t22788\t34547\t21104\t19367\nPotential problem loans\t\t\t\t\t\nPPP(a)\t19161\t19161\t0\t0\t0\nCommercial and industrial\t144159\t176270\t149747\t110308\t59427\nCommercial real estate - owner occupied\t22808\t15919\t15802\t19889\t22624\nCommercial and business lending\t186129\t211350\t165550\t130197\t82051\nCommercial real estate - investor\t100459\t88237\t61030\t29449\t49353\nReal estate construction\t2178\t2170\t1753\t0\t544\nCommercial real estate lending\t102637\t90407\t62783\t29449\t49897\nTotal commercial\t288766\t301758\t228333\t159646\t131948\nResidential mortgage\t2396\t3157\t3322\t1451\t1242\nHome equity\t1632\t1921\t2238\t0\t0\nTotal consumer\t4028\t5078\t5559\t1451\t1242\nTotal potential problem loans\t292794\t306836\t233892\t161097\t133189\n", "q10k_tbl_87": "\tYTD\t\tQuarter Ended\t\t\t\t\n($ in Thousands)\tSeptember 30 2020\tSeptember 30 2019\tSeptember 30 2020\tJune 30 2020\tMarch 31 2020\tDecember 31 2019\tSeptember 30 2019\nAllowance for Loan Losses\t\t\t\t\t\t\t\nBalance at beginning of period\t201371\t238023\t363803\t337793\t201371\t214425\t233659\nCumulative effect of ASU 2016-13 adoption (CECL)\t112457\tN/A\tN/A\tN/A\t112457\tN/A\tN/A\nBalance at beginning of period adjusted\t313828\t238023\t363803\t337793\t313828\t214425\t233659\nProvision for loan losses\t137957\t17500\t50500\t52500\t34957\t1000\t1000\nProvision for loan losses recorded at acquisition\t2543\tN/A\tN/A\tN/A\t2543\tN/A\tN/A\nGross up of allowance for PCD loans at acquisition\t3504\tN/A\tN/A\tN/A\t3504\tN/A\tN/A\nCharge offs\t(81738)\t(57560)\t(34079)\t(28351)\t(19308)\t(16752)\t(26313)\nRecoveries\t8617\t16462\t4488\t1861\t2268\t2699\t6079\nNet (charge offs) recoveries\t(73121)\t(41098)\t(29592)\t(26490)\t(17040)\t(14054)\t(20234)\nBalance at end of period\t384711\t214425\t384711\t363803\t337793\t201371\t214425\nAllowance for Unfunded Commitments\t\t\t\t\t\t\t\nBalance at beginning of period\t21907\t24336\t64776\t56276\t21907\t22907\t21907\nCumulative effect of ASU 2016-13 adoption (CECL)\t18690\tN/A\tN/A\tN/A\t18690\tN/A\tN/A\nBalance at beginning of period adjusted\t40597\t24336\t64776\t56276\t40597\t22907\t21907\nProvision for unfunded commitments\t16500\t(1500)\t(7500)\t8500\t15500\t(1000)\t1000\nAmount recorded at acquisition\t179\t70\t0\t0\t179\t0\t0\nBalance at end of period\t57276\t22907\t57276\t64776\t56276\t21907\t22907\nAllowance for credit losses on loans(a)\t441988\t237331\t441988\t428579\t394069\t223278\t237331\nProvision for credit losses on loans(b)(c)\t157000\t16000\t43000\t61000\t53000\t0\t2000\nNet loan (charge offs) recoveries\t\t\t\t\t\t\t\nCommercial and industrial\t(64802)\t(39523)\t(24834)\t(24919)\t(15049)\t(11917)\t(19918)\nCommercial real estate - owner occupied\t(415)\t2573\t(416)\t1\t0\t0\t1483\nCommercial and business lending\t(65216)\t(36950)\t(25249)\t(24919)\t(15048)\t(11917)\t(18435)\nCommercial real estate - investor\t(3581)\t31\t(3609)\t28\t0\t0\t(3)\nReal estate construction\t(12)\t170\t(21)\t(3)\t11\t72\t20\nCommercial real estate lending\t(3593)\t202\t(3630)\t25\t11\t72\t17\nTotal commercial\t(68810)\t(36749)\t(28879)\t(24893)\t(15037)\t(11845)\t(18418)\nResidential mortgage\t(1206)\t(1215)\t(79)\t(215)\t(912)\t(1415)\t(393)\nHome equity\t(76)\t273\t156\t(303)\t71\t480\t(275)\nOther consumer\t(3030)\t(3407)\t(790)\t(1078)\t(1162)\t(1274)\t(1148)\nTotal consumer\t(4311)\t(4349)\t(712)\t(1596)\t(2003)\t(2208)\t(1816)\nTotal net (charge offs) recoveries\t(73121)\t(41098)\t(29592)\t(26490)\t(17040)\t(14054)\t(20234)\nRatios\t\t\t\t\t\t\t\nAllowance for loan losses to total loans\tN/A\t0.94%\tN/A\tN/A\tN/A\t0.88%\t0.94%\nAllowance for credit losses on loans to total loans\t1.77%\t1.04%\t1.77%\t1.73%\t1.62%\t0.98%\t1.04%\nAllowance for loan losses to net charge offs (annualized)\tN/A\t3.9x\tN/A\tN/A\tN/A\t3.6x\t2.7x\nAllowance for credit losses on loans to net charge offs (annualized)\t4.5x\t4.3x\t3.8x\t4.0x\t5.7x\t4.0x\t3.0x\n", "q10k_tbl_88": "\tYTD\t\tQuarter Ended\t\t\t\t\n(In basis points)\tSeptember 30 2020\tSeptember 30 2019\tSeptember 30 2020\tJune 30 2020\tMarch 31 2020\tDecember 31 2019\tSeptember 30 2019\nNet loan (charge offs) recoveries\t\t\t\t\t\t\t\nCommercial and industrial\t(108)\t(70)\t(126)\t(121)\t(81)\t(65)\t(104)\nCommercial real estate - owner occupied\t(6)\t37\t(18)\t0\t0\t0\t63\nCommercial and business lending\t(93)\t(58)\t(103)\t(100)\t(72)\t(58)\t(86)\nCommercial real estate - investor\t(12)\t0\t(34)\t0\t0\t0\t0\nReal estate construction\t0\t2\t0\t0\t0\t2\t1\nCommercial real estate lending\t(8)\t1\t(24)\t0\t0\t1\t0\nTotal commercial\t(61)\t(36)\t(73)\t(64)\t(44)\t(35)\t(53)\nResidential mortgage\t(2)\t(2)\t0\t(1)\t(4)\t(7)\t(2)\nHome equity\t(1)\t4\t8\t(15)\t3\t22\t(12)\nOther consumer\t(120)\t(128)\t(98)\t(128)\t(134)\t(145)\t(129)\nTotal consumer\t(6)\t(6)\t(3)\t(7)\t(8)\t(9)\t(8)\nTotal net (charge offs) recoveries\t(40)\t(24)\t(47)\t(42)\t(29)\t(24)\t(35)\n", "q10k_tbl_89": "($ in Thousands)\tDecember 31 2019\tCECL Day 1 Adjustment\tACLL Beginning Balance\tNet ACLL Build\tMarch 31 2020\tNet ACLL Build\tJune 30 2020\tNet ACLL Build\tSeptember 30 2020\tACLL / Loans\nPPP\t0\t0\t0\t0\t0\t808\t808\t160\t968\t0.09%\nCommercial and industrial\t103409\t48921\t152330\t36458\t188788\t6367\t195155\t(6171)\t188983\t2.38%\nCommercial real estate - owner occupied\t10411\t(1851)\t8560\t1993\t10553\t(15)\t10538\t1215\t11755\t1.30%\nCommercial and business lending\t113820\t47070\t160890\t38451\t199342\t7159\t206501\t(4795)\t201706\t2.05%\nCommercial real estate - investor\t41044\t2287\t43331\t(785)\t42546\t16524\t59070\t31850\t90921\t2.10%\nReal estate construction\t32447\t25814\t58261\t7428\t65688\t10585\t76273\t(10528)\t65745\t3.54%\nCommercial real estate lending\t73490\t28101\t101591\t6643\t108235\t27109\t135343\t21323\t156667\t2.53%\nTotal Commercial\t187311\t75171\t262482\t45094\t307577\t34269\t341844\t16527\t358372\t2.23%\nResidential mortgage\t16960\t33215\t50175\t(6227)\t43947\t(121)\t43826\t(183)\t43643\t0.55%\nHome equity\t11964\t14240\t26204\t39\t26244\t(936)\t25308\t(2359)\t22949\t3.01%\nOther consumer\t7044\t8520\t15564\t737\t16302\t1299\t17601\t(578)\t17023\t5.40%\nTotal consumer\t35968\t55975\t91943\t(5450)\t86493\t242\t86735\t(3120)\t83616\t0.93%\nTotal allowance for credit losses on loans\t223278\t131147\t354425\t39643\t394069\t34510\t428579\t13408\t441988\t1.77%\n", "q10k_tbl_90": "\tSeptember 30 2020\t\tJune 30 2020\t\tMarch 31 2020\t\tDecember 31 2019\t\tSeptember 30 2019\t\n($ in Thousands)\tAmount\t% of Total\tAmount\t% of Total\tAmount\t% of Total\tAmount\t% of Total\tAmount\t% of Total\nNoninterest-bearing demand\t7489048\t28%\t7573942\t29%\t6107386\t24%\t5450709\t23%\t5503223\t23%\nSavings\t3529423\t13%\t3394930\t13%\t3033039\t12%\t2735036\t12%\t2643950\t11%\nInterest-bearing demand\t5979449\t22%\t5847349\t22%\t6170071\t24%\t5329717\t22%\t5434955\t22%\nMoney market\t7687775\t29%\t7486319\t28%\t7717739\t30%\t7640798\t32%\t7930676\t32%\nBrokered CDs\t0\t-%\t4225\t-%\t65000\t-%\t5964\t-%\t16266\t-%\nOther time\t2026852\t8%\t2244680\t8%\t2568345\t10%\t2616839\t11%\t2893493\t12%\nTotal deposits\t26712547\t100%\t26551444\t100%\t25661580\t100%\t23779064\t100%\t24422562\t100%\nCustomer funding(a)\t198741\t\t178398\t\t142174\t\t103113\t\t108369\t\nTotal deposits and customer funding\t26911289\t\t26729842\t\t25803754\t\t23882177\t\t24530932\t\nNetwork transaction deposits(b)\t1390778\t\t1496958\t\t1731996\t\t1336286\t\t1527910\t\nNet deposits and customer funding (total deposits and customer funding excluding Brokered CDs and network transaction deposits)\t25520511\t\t25228660\t\t24006758\t\t22539927\t\t22986756\t\nTime deposits of more than $250000\t463739\t\t559434\t\t756195\t\t861183\t\t1074990\t\n", "q10k_tbl_91": "\tDynamic Forecast September 30 2020\tStatic Forecast September 30 2020\tDynamic Forecast December 31 2019\tStatic Forecast December 31 2019\nGradual Rate Change\t\t\t\t\n100 bp increase in interest rates\t5.8%\t5.8%\t4.0%\t3.7%\n200 bp increase in interest rates\t11.8%\t11.5%\t7.4%\t6.7%\n", "q10k_tbl_92": "\tSeptember 30 2020\tDecember 31 2019\nInstantaneous Rate Change\t\t\n100 bp increase in interest rates\t1.7%\t(0.5)%\n200 bp increase in interest rates\t2.9%\t(2.1)%\n", "q10k_tbl_93": "($ in Thousands)\tOne Year or Less\tOne to Three Years\tThree to Five Years\tOver Five Years\tTotal\nTime deposits\t1604065\t335633\t87143\t11\t2026852\nShort-term funding\t206316\t0\t0\t0\t206316\nFHLB advances\t91768\t9961\t1000633\t604401\t1706763\nPPPLF\t0\t1000145\t22073\t0\t1022217\nOther long-term funding\t299243\t155\t249803\t0\t549201\nOperating leases\t9250\t12589\t8135\t10859\t40833\nCommitments to extend credit\t4556350\t3753792\t1357817\t178277\t9846235\nTotal\t6766992\t5112274\t2725604\t793548\t15398417\n", "q10k_tbl_94": "\tYTD\t\tQuarter Ended\t\t\t\t\n($ in Thousands)\tSeptember 30 2020\tSeptember 30 2019\tSeptember 30 2020\tJune 30 2020\tMarch 31 2020\tDecember 31 2019\tSeptember 30 2019\nRisk-based Capital(a)\t\t\t\t\t\t\t\nCET1\t\t\t2671739\t2651286\t2421135\t2480698\t2482394\nTier 1 capital\t\t\t3024710\t3004424\t2676951\t2736776\t2738708\nTotal capital\t\t\t3601705\t3577757\t3249807\t3208625\t3224538\nTotal risk-weighted assets\t\t\t26141710\t25864463\t25866140\t24296382\t24312727\nCET1 capital ratio\t\t\t10.22%\t10.25%\t9.36%\t10.21%\t10.21%\nTier 1 capital ratio\t\t\t11.57%\t11.62%\t10.35%\t11.26%\t11.26%\nTotal capital ratio\t\t\t13.78%\t13.83%\t12.56%\t13.21%\t13.26%\nTier 1 leverage ratio\t\t\t9.02%\t9.08%\t8.50%\t8.83%\t8.57%\nSelected Equity and Performance Ratios\t\t\t\t\t\t\t\nTotal stockholders' equity / assets\t\t\t11.66%\t11.34%\t11.18%\t12.11%\t12.03%\nDividend payout ratio(b)\t36.73%\t34.23%\t69.23%\t19.15%\t66.67%\t41.86%\t34.00%\nReturn on average assets(c)\t0.93%\t1.02%\t0.51%\t1.72%\t0.57%\t0.89%\t1.00%\nNoninterest expense / average assets(c)\t2.35%\t2.37%\t2.55%\t2.12%\t2.37%\t2.51%\t2.40%\n", "q10k_tbl_95": "\tYTD\t\tQuarter Ended\t\t\t\t\n($ in Thousands)\tSeptember 30 2020\tSeptember 30 2019\tSeptember 30 2020\tJune 30 2020\tMarch 31 2020\tDecember 31 2019\tSeptember 30 2019\nSelected Equity and Performance Ratios(a)(b)\t\t\t\t\t\t\t\nTangible common equity / tangible assets\t\t\t7.50%\t7.25%\t6.90%\t7.71%\t7.65%\nReturn on average equity\t8.20%\t8.83%\t4.46%\t15.55%\t4.80%\t7.31%\t8.47%\nReturn on average tangible common equity\t12.79%\t13.86%\t6.36%\t25.45%\t7.31%\t11.33%\t13.27%\nReturn on average common equity Tier 1\t11.97%\t13.15%\t5.98%\t23.71%\t6.84%\t10.94%\t12.78%\nReturn on average tangible assets\t0.97%\t1.06%\t0.52%\t1.78%\t0.59%\t0.93%\t1.04%\nAverage stockholders' equity / average assets\t11.38%\t11.57%\t11.35%\t11.04%\t11.79%\t12.16%\t11.77%\nTangible Common Equity Reconciliation(a)\t\t\t\t\t\t\t\nCommon equity\t\t\t3691796\t3670612\t3533755\t3665407\t3664139\nGoodwill and other intangible assets net\t\t\t(1178409)\t(1180661)\t(1284111)\t(1264531)\t(1267319)\nTangible common equity\t\t\t2513387\t2489951\t2249644\t2400876\t2396820\nTangible Assets Reconciliation(a)\t\t\t\t\t\t\t\nTotal assets\t\t\t34698746\t35501464\t33908056\t32386478\t32596460\nGoodwill and other intangible assets net\t\t\t(1178409)\t(1180661)\t(1284111)\t(1264531)\t(1267319)\nTangible assets\t\t\t33520337\t34320803\t32623944\t31121947\t31329141\nAverage Tangible Common Equity and Average Common Equity Tier 1 Reconciliation(a)(b)\t\t\t\t\t\t\t\nCommon equity\t3610864\t3600774\t3680687\t3566293\t3585083\t3657823\t3646758\nGoodwill and other intangible assets net\t(1244147)\t(1253484)\t(1179796)\t(1281176)\t(1272175)\t(1266117)\t(1268960)\nTangible common equity\t2366717\t2347290\t2500891\t2285117\t2312908\t2391706\t2377798\nModified CECL transitional amount\t112441\tN/A\t120228\t115272\t101340\tN/A\tN/A\nAccumulated other comprehensive loss (income)\t4762\t79775\t(3682)\t7663\t10398\t36810\t42224\nDeferred tax assets (liabilities) net\t44516\t46713\t42183\t44777\t46635\t47774\t48772\nAverage common equity Tier 1\t2528436\t2473778\t2659620\t2452829\t2471281\t2476290\t2468794\nAverage Tangible Assets Reconciliation(a)\t\t\t\t\t\t\t\nTotal assets\t34328806\t33337911\t35550359\t34845943\t32577005\t32182183\t33154000\nGoodwill and other intangible assets net\t(1244147)\t(1253484)\t(1179796)\t(1281176)\t(1272175)\t(1266117)\t(1268960)\nTangible assets\t33084660\t32084428\t34370563\t33564768\t31304829\t30916066\t31885039\nEfficiency Ratio Reconciliation(c)\t\t\t\t\t\t\t\nFederal Reserve efficiency ratio\t62.34%\t64.18%\t85.41%\t43.49%\t70.37%\t69.14%\t66.55%\nFully tax-equivalent adjustment\t(0.75)%\t(0.83)%\t(1.29)%\t(0.39)%\t(0.96)%\t(0.91)%\t(0.90)%\nOther intangible amortization\t(0.80)%\t(0.79)%\t(0.87)%\t(0.65)%\t(0.95)%\t(0.93)%\t(0.89)%\nFully tax-equivalent efficiency ratio\t60.80%\t62.58%\t83.25%\t42.46%\t68.47%\t67.32%\t64.78%\nAcquisition related costs adjustment(d)\t(0.24)%\t(0.65)%\t(0.08)%\t(0.12)%\t(0.58)%\t(0.45)%\t(0.53)%\nProvision for unfunded commitments adjustment\t(1.64)%\t0.16%\t2.87%\t(1.91)%\t(5.18)%\t0.34%\t(0.33)%\nAsset gains (losses) net adjustment\t10.89%\t0.16%\t(0.11)%\t22.10%\t(0.02)%\t0.09%\t0.18%\n3Q 2020 Initiatives(e)\t(7.07)%\t-%\t(22.90)%\t-%\t-%\t-%\t-%\nAdjusted efficiency ratio\t62.74%\t62.24%\t63.00%\t62.53%\t62.70%\t67.30%\t64.11%\n", "q10k_tbl_96": "\tThree Months Ended September 30\t\t\t\tNine Months Ended September 30\t\t\t\n($ in Thousands)\t2020\t2019\t% Change\t\t2020\t2019\t% Change\t\nCorporate and Commercial Specialty\t\t\t\t\t\t\t\t\nTotal revenue\t136376\t132691\t3%\t\t412987\t399495\t3%\t\nCredit provision\t15572\t12248\t27%\t\t41456\t37417\t11%\t\nNoninterest expense\t52144\t57946\t(10)%\t\t159471\t174570\t(9)%\t\nIncome tax expense (benefit)\t12600\t11249\t12%\t\t39461\t35472\t11%\t\nAverage earning assets\t14614788\t12887424\t13%\t\t14064225\t12796836\t10%\t\nAverage loans\t14681690\t12952246\t13%\t\t14124838\t12853566\t10%\t\nAverage deposits\t9631000\t9985041\t(4)%\t\t9387212\t9930193\t(5)%\t\nAverage allocated capital (Average CET1)(a)\t1468341\t1294617\t13%\t\t1414696\t1281093\t10%\t\nReturn on average allocated capital (ROCET1)(a)\t15.19%\t15.71%\t(52)\tbp\t16.30%\t15.87%\t43 bp\t\nCommunity Consumer and Business\t\t\t\t\t\t\t\t\nTotal revenue\t115833\t159148\t(27)%\t\t404345\t470688\t(14)%\t\nCredit provision\t5758\t4631\t24%\t\t16296\t13942\t17%\t\nNoninterest expense\t102100\t118241\t(14)%\t\t335591\t345611\t(3)%\t\nIncome tax expense (benefit)\t1675\t7618\t(78)%\t\t11016\t23338\t(53)%\t\nAverage earning assets\t9482677\t9285506\t2%\t\t9522498\t9270774\t3%\t\nAverage loans\t9414194\t9217874\t2%\t\t9457405\t9205289\t3%\t\nAverage deposits\t15577322\t13369386\t17%\t\t14753893\t12762492\t16%\t\nAverage allocated capital (Average CET1)(a)\t507233\t543473\t(7)%\t\t543377\t545760\t-%\t\nReturn on average allocated capital (ROCET1)(a)\t4.94%\t20.92%\tN/M\t\t10.19%\t21.51%\tN/M\t\nRisk Management and Shared Services\t\t\t\t\t\t\t\t\nTotal revenue(c)\t5487\t15376\t(64)%\t\t185973\t53239\tN/M\t\nCredit provision\t21679\t(14879)\tN/M\t\t99257\t(35359)\tN/M\t\nNoninterest expense(b)\t73343\t24743\t196%\t\t108122\t70198\t54%\t\nIncome tax expense (benefit)(d)\t(72389)\t2080\tN/M\t\t(47135)\t3546\tN/M\t\nAverage earning assets\t8016381\t7649160\t5%\t\t7281117\t8102949\t(10)%\t\nAverage loans\t867187\t1081948\t(20)%\t\t906992\t1178341\t(23)%\t\nAverage deposits\t1631256\t1846776\t(12)%\t\t1621079\t2255985\t(28)%\t\nAverage allocated capital (Average CET1)(a)\t684046\t630704\t8%\t\t570363\t646925\t(12)%\t\nReturn on average allocated capital (ROCET1)(a)\t(13.00)%\t(0.23)%\tN/M\t\t6.03%\t0.71%\tN/M\t\nConsolidated Total\t\t\t\t\t\t\t\t\nTotal revenue(c)\t257695\t307216\t(16)%\t\t1003305\t923422\t9%\t\nReturn on average allocated capital (ROCET1)(a)\t5.98%\t12.78%\tN/M\t\t11.97%\t13.15%\t(118)\tbp\n", "q10k_tbl_97": "\tTotal Number of Shares Purchased(a)\tAverage Price Paid per Share\tTotal Number of Shares Purchased as Part of Publicly Announced Plans or Programs\tMaximum Number of Shares that May Yet Be Purchased Under the Plans or Programs(b)\nPeriod\t\t\t\t\nJuly 1 2020 - July 31 2020\t21229\t13.54\t0\t0\nAugust 1 2020 - August 31 2020\t4382\t13.91\t0\t0\nSeptember 1 2020 - September 30 2020\t9199\t13.17\t0\t0\nTotal\t34810\t13.49\t0\t8922429\n", "q10k_tbl_98": "Exhibit (31.1) Certification Under Section 302 of Sarbanes-Oxley by Philip B. Flynn Chief Executive Officer.\nExhibit (31.2) Certification Under Section 302 of Sarbanes-Oxley by Christopher J. Del Moral-Niles Chief Financial Officer.\nExhibit (32) Certification by the Chief Executive Officer and Chief Financial Officer Pursuant to 18 U.S.C. Section 1350 as Adopted Pursuant to Section 906 of Sarbanes-Oxley.\nExhibit (101) Interactive data files pursuant to Rule 405 of Regulation S-T: (i) Unaudited Consolidated Balance Sheets (ii) Unaudited Consolidated Statements of Income (iii) Unaudited Consolidated Statements of Comprehensive Income (iv) Unaudited Consolidated Statements of Changes in Stockholders' Equity (v) Unaudited Consolidated Statements of Cash Flows and (vi) Notes to Consolidated Financial Statements.\n"}{"bs": "q10k_tbl_4", "is": "q10k_tbl_5", "cf": "q10k_tbl_9"}None
QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the quarterly period ended: September 30, 2020
☐
TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the transition period from to
Commission file number: 001-31343
Associated Banc-Corp
(Exact name of registrant as specified in its charter)
Wisconsin
39-1098068
(State or other jurisdiction of incorporation or organization)
(I.R.S. Employer Identification No.)
433 Main Street
Green Bay,
Wisconsin
54301
(Address of principal executive offices)
(Zip Code)
(920) 491-7500
(Registrant’s telephone number, including area code)
(not applicable)
(Former name, former address and former fiscal year, if changed since last report)
Securities Registered Pursuant to Section 12(b) of the act:
Title of each class
Trading symbol
Name of each exchange on which registered
Common stock, par value $0.01 per share
ASB
New York Stock Exchange
Depositary Shrs, each representing 1/40th intrst in a shr of 6.125% Non-Cum. Perp Pref Stock, Srs C
ASB PrC
New York Stock Exchange
Depositary Shrs, each representing 1/40th intrst in a shr of 5.375% Non-Cum. Perp Pref Stock, Srs D
ASB PrD
New York Stock Exchange
Depositary Shrs, each representing 1/40th intrst in a shr of 5.875% Non-Cum. Perp Pref Stock, Srs E
ASB PrE
New York Stock Exchange
Depositary Shrs, each representing 1/40th intrst in a shr of 5.625% Non-Cum. Perp Pref Stock, Srs F
ASB PrF
New York Stock Exchange
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.
Yes☑ No ☐
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).
Yes☑ No ☐
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.
Large accelerated filer
☑
Accelerated filer
☐
Non-accelerated filer
☐
Smaller reporting company
☐
Emerging growth company
☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).
Yes ☐ No ☑
APPLICABLE ONLY TO CORPORATE ISSUERS:
The number of shares outstanding of registrant’s common stock, par value $0.01 per share, at October 27, 2020 was 153,589,914.