falsedesktopBMTC2020-09-30000080268120000245{"tbl_sim": "https://q10k.com/tbl-sim", "search": "https://q10k.com/search"}{"q10k_tbl_0": "PART I -\tFINANCIAL INFORMATION\t\nITEM 1.\tFinancial Statements (unaudited)\t\n\tConsolidated Financial Statements (unaudited)\tPage 3\n\tNotes to Consolidated Financial Statements (unaudited)\tPage 12\nITEM 2.\tManagement's Discussion and Analysis of Financial Condition and Results of Operations\tPage 57\nITEM 3.\tQuantitative and Qualitative Disclosures About Market Risk\tPage 81\nITEM 4.\tControls and Procedures\tPage 81\nPART II -\tOTHER INFORMATION\tPage 82\nITEM 1.\tLegal Proceedings\tPage 82\nITEM 1A.\tRisk Factors\tPage 82\nITEM 2.\tUnregistered Sales of Equity Securities and Use of Proceeds\tPage 85\nITEM 3.\tDefaults Upon Senior Securities\tPage 86\nITEM 4.\tMine Safety Disclosures\tPage 86\nITEM 5.\tOther Information\tPage 86\nITEM 6.\tExhibits\tPage 87\n", "q10k_tbl_1": "(dollars in thousands)\tSeptember 30 2020\tDecember 31 2019\nAssets\t\t\nCash and due from banks\t15670\t11603\nInterest bearing deposits with banks\t241763\t42328\nCash and cash equivalents\t257433\t53931\nInvestment securities available for sale at fair value (amortized cost of $549846 and $1001034 as of September 30 2020 and December 31 2019 respectively)\t564774\t1005984\nInvestment securities held to maturity at amortized cost (fair value of $12144 and $12661 as of September 30 2020 and December 31 2019 respectively)\t11725\t12577\nInvestment securities trading\t8030\t8621\nLoans held for sale\t4574\t4249\nPortfolio loans and leases originated\t3396068\t3320816\nPortfolio loans and leases acquired\t280616\t368497\nTotal portfolio loans and leases\t3676684\t3689313\nLess: Allowance for credit losses on originated loans and leases\t(52968)\t(22526)\nLess: Allowance for credit losses on acquired loans and leases\t(3460)\t(76)\nTotal allowance for credit losses on loans and leases\t(56428)\t(22602)\nNet portfolio loans and leases\t3620256\t3666711\nPremises and equipment net\t60369\t64965\nOperating lease right-of-use assets\t38536\t40961\nAccrued interest receivable\t16609\t12482\nMortgage servicing rights\t2881\t4450\nBank owned life insurance\t60072\t59079\nFederal Home Loan Bank stock\t4506\t23744\nGoodwill\t184012\t184012\nIntangible assets\t16433\t19131\nOther investments\t17129\t16683\nOther assets\t179600\t85679\nTotal assets\t5046939\t5263259\nLiabilities\t\t\nDeposits:\t\t\nNoninterest-bearing\t1230391\t898173\nInterest-bearing\t2783188\t2944072\nTotal deposits\t4013579\t3842245\nShort-term borrowings\t23456\t493219\nLong-term FHLB advances\t44872\t52269\nSubordinated notes\t98839\t98705\nJunior subordinated debentures\t21889\t21753\nOperating lease liabilities\t42895\t45258\nAccrued interest payable\t7984\t6248\nOther liabilities\t180808\t91335\nTotal liabilities\t4434322\t4651032\nShareholders' equity\t\t\nCommon stock par value $1; authorized 100000000 shares; issued 24709662 and 24650051 shares as of September 30 2020 and December 31 2019 respectively and outstanding of 19958186 and 20126296 as of September 30 2020 and December 31 2019 respectively\t24710\t24650\nPaid-in capital in excess of par value\t380770\t378606\nLess: Common stock in treasury at cost - 4751476 and 4523755 shares as of September 30 2020 and December 31 2019 respectively\t(89100)\t(81174)\nAccumulated other comprehensive income net of tax\t10139\t2187\nRetained earnings\t286865\t288653\nTotal Bryn Mawr Bank Corporation shareholders' equity\t613384\t612922\nNoncontrolling interest\t(767)\t(695)\nTotal shareholders' equity\t612617\t612227\nTotal liabilities and shareholders' equity\t5046939\t5263259\n", "q10k_tbl_2": "\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n(dollars in thousands except share and per share data)\t2020\t2019\t2020\t2019\nInterest income:\t\t\t\t\nInterest and fees on loans and leases\t36799\t45527\t120284\t135147\nInterest on cash and cash equivalents\t85\t143\t233\t348\nInterest on investment securities:\t\t\t\t\nTaxable\t2639\t3870\t8685\t10814\nNon-taxable\t18\t31\t64\t115\nDividends\t1\t2\t4\t5\nTotal interest income\t39542\t49573\t129270\t146429\nInterest expense:\t\t\t\t\nInterest on deposits\t2967\t9510\t15080\t27262\nInterest on short-term borrowings\t8\t937\t693\t2237\nInterest on FHLB advances and other borrowings\t234\t243\t633\t790\nInterest on subordinated notes\t1094\t1145\t3383\t3434\nInterest on junior subordinated debentures\t207\t340\t731\t1050\nTotal interest expense\t4510\t12175\t20520\t34773\nNet interest income\t35032\t37398\t108750\t111656\nProvision for credit losses on loans and leases\t3641\t919\t40278\t6282\nNet interest income after provision for credit losses on loans and leases\t31391\t36479\t68472\t105374\nNoninterest income:\t\t\t\t\nFees for wealth management services\t11707\t10826\t31944\t32728\nInsurance commissions\t1682\t1842\t4518\t5211\nCapital markets revenue\t3314\t2113\t8650\t5821\nService charges on deposits\t663\t856\t2112\t2516\nLoan servicing and other fees\t373\t555\t1286\t1717\nNet gain on sale of loans\t1021\t674\t4937\t1745\nNet gain (loss) on sale of other real estate owned (\"OREO\")\t0\t(12)\t148\t(36)\nDividends on FHLB and FRB stock\t127\t346\t814\t1073\nOther operating income\t2212\t2255\t5556\t8154\nTotal noninterest income\t21099\t19455\t59965\t58929\nNoninterest expenses:\t\t\t\t\nSalaries and wages\t17201\t17765\t51116\t55704\nEmployee benefits\t3026\t3288\t9747\t10771\nOccupancy and bank premises\t3055\t3008\t9103\t9385\nFurniture fixtures and equipment\t2481\t2335\t7032\t7292\nAdvertising\t458\t587\t1055\t1506\nAmortization of intangible assets\t870\t954\t2698\t2848\nProfessional fees\t1718\t1044\t4661\t3680\nPennsylvania bank shares tax\t115\t514\t347\t1436\nData processing\t1403\t1377\t4276\t4000\nOther operating expenses\t5330\t4301\t16676\t13463\nTotal noninterest expenses\t35657\t35173\t106711\t110085\nIncome before income taxes\t16833\t20761\t21726\t54218\nIncome tax expense\t3709\t4402\t4762\t11405\nNet income\t13124\t16359\t16964\t42813\nNet loss attributable to noncontrolling interest\t(40)\t(1)\t(72)\t(9)\nNet income attributable to Bryn Mawr Bank Corporation\t13164\t16360\t17036\t42822\nBasic earnings per common share\t0.66\t0.81\t0.85\t2.13\nDiluted earnings per common share\t0.66\t0.81\t0.85\t2.12\nDividends paid or accrued per common share\t0.27\t0.26\t0.79\t0.76\nWeighted-average basic shares outstanding\t19945634\t20132117\t19975069\t20148289\nDilutive shares\t75983\t76513\t87039\t88042\nAdjusted weighted-average diluted shares\t20021617\t20208630\t20062108\t20236331\n", "q10k_tbl_3": "\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n(dollars in thousands)\t2020\t2019\t2020\t2019\nNet income attributable to Bryn Mawr Bank Corporation\t13164\t16360\t17036\t42822\nOther comprehensive income:\t\t\t\t\nNet change in unrealized gains on investment securities available for sale:\t\t\t\t\nUnrealized investment gains net of tax expense of $291 $261 $2095 and $2702 respectively\t1097\t983\t7883\t10164\nNet change in unfunded pension liability:\t\t\t\t\nChange in unfunded pension liability related to unrealized loss prior service cost and transition obligation net of tax expense of $6 $4 $19 and $12 respectively\t23\t15\t69\t47\nTotal other comprehensive income\t1120\t998\t7952\t10211\nTotal comprehensive income\t14284\t17358\t24988\t53033\n", "q10k_tbl_4": "\tNine Months Ended September 30\t\n(dollars in thousands)\t2020\t2019\nOperating activities:\t\t\nNet income attributable to Bryn Mawr Bank Corporation\t17036\t42822\nAdjustments to reconcile net income to net cash provided by operating activities:\t\t\nProvision for credit losses on loans and leases\t40278\t6282\nDepreciation of fixed assets\t6028\t5719\nNon-cash operating lease expense\t2425\t2744\nNet amortization of investment premiums and discounts\t3384\t1987\nNet gain on sale of loans\t(4937)\t(1745)\nStock based compensation\t2157\t2921\nAmortization and net impairment of mortgage servicing rights\t1569\t467\nNet accretion of fair value adjustments\t(2789)\t(3843)\nAmortization of intangible assets\t2698\t2848\nNet (gain) loss on sale of OREO\t(148)\t36\nNet increase in cash surrender value of bank owned life insurance (\"BOLI\")\t(993)\t(905)\nOther net\t1102\t(418)\nLoans originated for sale\t(80695)\t(65373)\nProceeds from loans sold\t82719\t65939\nProvision for deferred income taxes\t476\t446\nChange in income taxes payable/receivable net\t(5323)\t6147\nChange in accrued interest receivable\t(4127)\t(161)\nChange in accrued interest payable\t1736\t2363\nChange in operating lease liabilities\t(2363)\t(2613)\nChange in other assets\t(95577)\t(107390)\nChange in other liabilities\t87533\t54348\nNet cash provided by operating activities\t52189\t12621\nInvesting activities:\t\t\nPurchases of investment securities available for sale\t(238008)\t(219735)\nPurchases of investment securities held to maturity\t(1103)\t(4868)\nProceeds from maturity and paydowns of investment securities available for sale\t594650\t266526\nProceeds from maturity and paydowns of investment securities held to maturity\t1842\t548\nNet change in FHLB stock\t19238\t(1618)\nProceeds from calls of investment securities\t97775\t97406\nNet change in other investments\t(446)\t(157)\nPurchase of customer relationships\t0\t(18)\nNet portfolio loan and lease originations\t(293873)\t(117952)\nProceeds from sales of loans originally classified as portfolio loans and leases\t302169\t0\nPurchases of premises and equipment\t(1430)\t(6509)\nProceeds from sale of OREO\t534\t380\nNet cash provided by investing activities\t481348\t14003\nFinancing activities:\t\t\nChange in deposits\t171651\t99945\nChange in short-term borrowings\t(469763)\t(48896)\nDividends paid\t(15957)\t(15445)\nChange in long-term FHLB advances and other borrowings\t(7500)\t(10740)\nPayment of contingent consideration for business combinations\t(507)\t(875)\nCash payments to taxing authorities on employees' behalf from shares withheld from stock-based compensation\t(594)\t(572)\nNet purchase of treasury stock for deferred compensation plans\t(128)\t(140)\nNet purchase of treasury stock through publicly announced plans\t(7249)\t(4524)\nProceeds from exercise of stock options\t12\t907\nNet cash (used in) provided by financing activities\t(330035)\t19660\nChange in cash and cash equivalents\t203502\t46284\nCash and cash equivalents at beginning of period\t53931\t48456\nCash and cash equivalents at end of period\t257433\t94740\nSupplemental cash flow information:\t\t\nCash paid during the year for:\t\t\nIncome taxes\t9613\t9344\nInterest\t18784\t32410\nNon-cash information:\t\t\nAvailable for sale securities purchased not settled\t6500\t0\nChange in other comprehensive income\t7952\t10211\nChange in deferred tax due to change in comprehensive income\t2114\t2714\nTransfer of loans to OREO and repossessed assets\t386\t72\n", "q10k_tbl_5": "\tFor the Three Months Ended September 30 2020\t\t\t\t\t\t\t\n(dollars in thousands except share and per share data)\tShares of Common Stock Issued\tCommon Stock\tPaid-in Capital\tTreasury Stock\tAccumulated Other Comprehensive Income\tRetained Earnings\tNoncontrolling Interest\tTotal Shareholders' Equity\nBalance June 30 2020\t24662161\t24662\t380167\t(88612)\t9019\t279165\t(727)\t603674\nNet income attributable to Bryn Mawr Bank Corporation\t0\t0\t0\t0\t0\t13164\t0\t13164\nNet loss attributable to noncontrolling interest\t0\t0\t0\t0\t0\t0\t(40)\t(40)\nDividends paid or accrued $0.27 per share\t0\t0\t0\t0\t0\t(5464)\t0\t(5464)\nOther comprehensive income net of tax expense of $297\t0\t0\t0\t0\t1120\t0\t0\t1120\nStock based compensation\t0\t0\t644\t0\t0\t0\t0\t644\nNet purchase of treasury stock from stock awards for statutory tax withholdings\t0\t0\t0\t(450)\t0\t0\t0\t(450)\nNet treasury stock activity for deferred compensation trusts\t0\t0\t0\t(38)\t0\t0\t0\t(38)\nCommon stock issued:\t\t\t\t\t\t\t\t\nCommon stock issued through share-based awards and options exercises\t47501\t48\t(41)\t0\t0\t0\t0\t7\nBalance September 30 2020\t24709662\t24710\t380770\t(89100)\t10139\t286865\t(767)\t612617\n", "q10k_tbl_6": "\tFor the Three Months Ended September 30 2019\t\t\t\t\t\t\t\n\tShares of Common Stock Issued\tCommon Stock\tPaid-in Capital\tTreasury Stock\tAccumulated Other Comprehensive Income\tRetained Earnings\tNoncontrolling Interest\tTotal Shareholders' Equity\nBalance June 30 2019\t24582557\t24583\t376652\t(78583)\t1700\t266496\t(693)\t590155\nNet income attributable to Bryn Mawr Bank Corporation\t0\t0\t0\t0\t0\t16360\t0\t16360\nNet loss attributable to noncontrolling interest\t0\t0\t0\t0\t0\t0\t(1)\t(1)\nDividends paid or accrued $0.26 per share\t0\t0\t0\t0\t0\t(5288)\t0\t(5288)\nOther comprehensive income net of tax expense of $265\t0\t0\t0\t0\t998\t0\t0\t998\nStock based compensation\t0\t0\t934\t0\t0\t0\t0\t934\nNet purchase of treasury stock from stock awards for statutory tax withholdings\t0\t0\t0\t(527)\t0\t0\t0\t(527)\nNet treasury stock activity for deferred compensation trusts\t0\t0\t0\t(58)\t0\t0\t0\t(58)\nPurchase of treasury stock through publicly announced plans\t0\t0\t0\t(1921)\t0\t0\t0\t(1921)\nCommon stock issued:\t\t\t\t\t\t\t\t\nCommon stock issued through share-based awards and options exercises\t63188\t63\t220\t0\t0\t0\t0\t283\nBalance September 30 2019\t24645745\t24646\t377806\t(81089)\t2698\t277568\t(694)\t600935\n", "q10k_tbl_7": "\tFor the Nine Months Ended September 30 2020\t\t\t\t\t\t\t\n(dollars in thousands except share and per share data)\tShares of Common Stock Issued\tCommon Stock\tPaid-in Capital\tTreasury Stock\tAccumulated Other Comprehensive Income\tRetained Earnings\tNoncontrolling Interest\tTotal Shareholders' Equity\nBalance December 31 2019\t24650051\t24650\t378606\t(81174)\t2187\t288653\t(695)\t612227\nNet income attributable to Bryn Mawr Bank Corporation\t0\t0\t0\t0\t0\t17036\t0\t17036\nNet loss attributable to noncontrolling interest\t0\t0\t0\t0\t0\t0\t(72)\t(72)\nCumulative-effect adjustment due to the adoption of ASU No. 2016-13\t0\t0\t0\t0\t0\t(2801)\t0\t(2801)\nDividends paid or accrued $0.79 per share\t0\t0\t0\t0\t0\t(16023)\t0\t(16023)\nOther comprehensive income net of tax expense of $2114\t0\t0\t0\t0\t7952\t0\t0\t7952\nStock based compensation\t0\t0\t2157\t0\t0\t0\t0\t2157\nRetirement of treasury stock\t(3816)\t(4)\t(41)\t45\t0\t0\t0\t0\nNet purchase of treasury stock from stock awards for statutory tax withholdings\t0\t0\t0\t(594)\t0\t0\t0\t(594)\nNet treasury stock activity for deferred compensation trusts\t0\t0\t0\t(128)\t0\t0\t0\t(128)\nPurchase of treasury stock through publicly announced plans\t0\t0\t0\t(7249)\t0\t0\t0\t(7249)\nCommon stock issued:\t\t\t\t\t\t\t\t\nCommon stock issued through share-based awards and options exercises\t63427\t64\t48\t0\t0\t0\t0\t112\nBalance September 30 2020\t24709662\t24710\t380770\t(89100)\t10139\t286865\t(767)\t612617\n", "q10k_tbl_8": "\tFor the Nine Months Ended September 30 2019\t\t\t\t\t\t\t\n\tShares of Common Stock Issued\tCommon Stock\tPaid-in Capital\tTreasury Stock\tAccumulated Other Comprehensive (Loss) Income\tRetained Earnings\tNoncontrolling Interest\tTotal Shareholders' Equity\nBalance December 31 2018\t24545348\t24545\t374010\t(75883)\t(7513)\t250230\t(685)\t564704\nNet income attributable to Bryn Mawr Bank Corporation\t0\t0\t0\t0\t0\t42822\t0\t42822\nNet loss attributable to noncontrolling interest\t0\t0\t0\t0\t0\t0\t(9)\t(9)\nDividends paid or accrued $0.76 per share\t0\t0\t0\t0\t0\t(15484)\t0\t(15484)\nOther comprehensive income net of tax expense of $2714\t0\t0\t0\t0\t10211\t0\t0\t10211\nStock based compensation\t0\t0\t2921\t0\t0\t0\t0\t2921\nRetirement of treasury stock\t(2704)\t(3)\t(27)\t30\t0\t0\t0\t0\nNet purchase of treasury stock from stock awards for statutory tax withholdings\t0\t0\t0\t(572)\t0\t0\t0\t(572)\nNet treasury stock activity for deferred compensation trusts\t0\t0\t0\t(140)\t0\t0\t0\t(140)\nPurchase of treasury stock through publicly announced plans\t0\t0\t0\t(4524)\t0\t0\t0\t(4524)\nCommon stock issued:\t\t\t\t\t\t\t\t\nCommon stock issued through share-based awards and options exercises\t103101\t104\t902\t0\t0\t0\t0\t1006\nBalance September 30 2019\t24645745\t24646\t377806\t(81089)\t2698\t277568\t(694)\t600935\n", "q10k_tbl_9": "\tJanuary 1 2020\t\t\t\t\n\tPre-CECL Adoption\tReclassification to CECL Portfolio Segmentation\tPre-CECL Adoption Portfolio Segmentation\tPost-CECL Adoption Portfolio Segmentation\tImpact of CECL Adoption\nAssets:\t\t\t\t\t\nLoans and leases:\t\t\t\t\t\nCommercial mortgage\t1913430\t(1913430)\t0\t0\t0\nCRE - nonowner-occupied\t0\t1337167\t1337167\t1337464\t297\nCRE - owner-occupied\t0\t527607\t527607\t527607\t0\nHome equity lines of credit\t194639\t29623\t224262\t224262\t0\nResidential mortgage\t489903\t(489903)\t0\t0\t0\nResidential mortgage - first liens\t0\t706690\t706690\t706843\t153\nResidential mortgage - junior liens\t0\t36843\t36843\t36843\t0\nConstruction\t159867\t42331\t202198\t202198\t0\nCommercial & Industrial\t709257\t(277030)\t432227\t432248\t21\nConsumer\t57139\t102\t57241\t57241\t0\nLeases\t165078\t0\t165078\t165088\t10\nTotal loans and leases\t3689313\t0\t3689313\t3689794\t481\nACL on loans and leases\t\t\t\t\t\nCommercial mortgage\t10434\t(10434)\t0\t0\t0\nCRE - nonowner-occupied\t0\t7960\t7960\t7493\t(467)\nCRE - owner-occupied\t0\t2825\t2825\t2841\t16\nHome equity lines of credit\t890\t224\t1114\t1068\t(46)\nResidential mortgage\t1538\t(1538)\t0\t0\t0\nResidential mortgage - first liens\t0\t2501\t2501\t4909\t2408\nResidential mortgage - junior liens\t0\t338\t338\t417\t79\nConstruction\t997\t233\t1230\t871\t(359)\nCommercial & Industrial\t6029\t(2194)\t3835\t3676\t(159)\nConsumer\t353\t85\t438\t578\t140\nLeases\t2361\t0\t2361\t3955\t1594\nTotal ACL on loans and leases\t22602\t0\t22602\t25808\t3206\nLiabilities:\t\t\t\t\t\nACL on OBS credit exposures\t360\t0\t360\t1181\t821\nTotal ACL\t22962\t0\t22962\t26989\t4027\nRetained earnings:\t\t\t\t\t\nTotal increase in ACL\t\t\t\t\t4027\nBalance sheet reclassification\t\t\t\t\t(481)\nTotal pre-tax impact\t\t\t\t\t3546\nTax effect\t\t\t\t\t(745)\nDecrease to retained earnings\t\t\t\t\t2801\n", "q10k_tbl_10": "(dollars in thousands)\tAmortized Cost\tGross Unrealized Gains\tGross Unrealized Losses\tFair Value\nU.S. Treasury securities\t100\t0\t0\t100\nObligations of the U.S. government and agencies\t89933\t1100\t(105)\t90928\nObligations of state and political subdivisions\t3151\t27\t0\t3178\nMortgage-backed securities\t418921\t13372\t(471)\t431822\nCollateralized mortgage obligations\t21591\t662\t0\t22253\nCollateralized loan obligations\t6500\t0\t0\t6500\nCorporate bonds\t9000\t343\t0\t9343\nOther investment securities\t650\t0\t0\t650\nTotal\t549846\t15504\t(576)\t564774\n", "q10k_tbl_11": "(dollars in thousands)\tAmortized Cost\tGross Unrealized Gains\tGross Unrealized Losses\tFair Value\nU.S. Treasury securities\t500066\t35\t0\t500101\nObligations of the U.S. government and agencies\t102179\t193\t(352)\t102020\nObligations of state and political subdivisions\t5366\t13\t0\t5379\nMortgage-backed securities\t360977\t5182\t(157)\t366002\nCollateralized mortgage obligations\t31796\t195\t(159)\t31832\nOther investment securities\t650\t0\t0\t650\nTotal\t1001034\t5618\t(668)\t1005984\n", "q10k_tbl_12": "\tLess than 12 Months\t\t12 Months or Longer\t\tTotal\t\n(dollars in thousands)\tFair Value\tUnrealized Losses\tFair Value\tUnrealized Losses\tFair Value\tUnrealized Losses\nObligations of the U.S. government and agencies\t30890\t(105)\t0\t0\t30890\t(105)\nMortgage-backed securities\t73538\t(471)\t0\t0\t73538\t(471)\nTotal\t104428\t(576)\t0\t0\t104428\t(576)\n", "q10k_tbl_13": "\tLess than 12 Months\t\t12 Months or Longer\t\tTotal\t\n(dollars in thousands)\tFair Value\tUnrealized Losses\tFair Value\tUnrealized Losses\tFair Value\tUnrealized Losses\nObligations of the U.S. government and agencies\t48497\t(315)\t7966\t(37)\t56463\t(352)\nMortgage-backed securities\t33783\t(119)\t5977\t(38)\t39760\t(157)\nCollateralized mortgage obligations\t6978\t(67)\t10861\t(92)\t17839\t(159)\nTotal\t89258\t(501)\t24804\t(167)\t114062\t(668)\n", "q10k_tbl_14": "\tSeptember 30 2020\t\tDecember 31 2019\t\n(dollars in thousands)\tAmortized Cost\tFair Value\tAmortized Cost\tFair Value\nInvestment securities:\t\t\t\t\nDue in one year or less\t3133\t3161\t504851\t504890\nDue after one year through five years\t15396\t15771\t38710\t38623\nDue after five years through ten years\t76204\t76772\t53598\t53457\nDue after ten years\t14601\t14995\t11102\t11180\nSubtotal\t109334\t110699\t608261\t608150\nMortgage-related securities(1)\t440512\t454075\t392773\t397834\nTotal\t549846\t564774\t1001034\t1005984\n", "q10k_tbl_15": "\tSeptember 30 2020\t\tDecember 31 2019\t\n(dollars in thousands)\tAmortized Cost\tFair Value\tAmortized Cost\tFair Value\nMortgage-backed securities(1)\t11725\t12144\t12577\t12661\n", "q10k_tbl_16": "Loans and Leases\t\t\t\t\t\t\n\tSeptember 30 2020\t\t\tDecember 31 2019\t\t\n(dollars in thousands)\tOriginated\tAcquired\tTotal Loans and Leases\tOriginated\tAcquired\tTotal Loans and Leases\nLoans held for sale\t4574\t0\t4574\t4249\t0\t4249\nReal estate loans:\t\t\t\t\t\t\nCommercial real estate (CRE) - nonowner-occupied\t1264257\t118500\t1382757\t1161815\t175352\t1337167\nCommercial real estate (CRE) - owner-occupied\t527908\t40310\t568218\t479466\t48141\t527607\nHome equity lines of credit\t166765\t12360\t179125\t209239\t15023\t224262\nResidential mortgage - 1st liens\t570906\t90017\t660923\t604884\t101806\t706690\nResidential mortgage - junior liens\t24730\t1420\t26150\t34903\t1940\t36843\nConstruction\t178055\t8360\t186415\t193307\t8891\t202198\nTotal real estate loans\t2732621\t270967\t3003588\t2683614\t351153\t3034767\nCommercial & Industrial\t459182\t6134\t465316\t425322\t6905\t432227\nConsumer\t46956\t87\t47043\t54913\t2328\t57241\nLeases\t157309\t3428\t160737\t156967\t8111\t165078\nTotal portfolio loans and leases\t3396068\t280616\t3676684\t3320816\t368497\t3689313\nTotal loans and leases\t3400642\t280616\t3681258\t3325065\t368497\t3693562\nLoans with fixed rates\t1262807\t153830\t1416637\t1251762\t216269\t1468031\nLoans with adjustable or floating rates\t2137835\t126786\t2264621\t2073303\t152228\t2225531\nTotal loans and leases\t3400642\t280616\t3681258\t3325065\t368497\t3693562\nNet deferred loan origination fees (costs) included in the above loan table\t222\t0\t222\t(193)\t0\t(193)\n", "q10k_tbl_17": "Components of Net Investment in Leases\t\t\t\t\t\t\n\tSeptember 30 2020\t\t\tDecember 31 2019\t\t\n(dollars in thousands)\tOriginated\tAcquired\tTotal Leases\tOriginated\tAcquired\tTotal Leases\nMinimum lease payments receivable\t173146\t3603\t176749\t174385\t8753\t183138\nUnearned lease income\t(22221)\t(231)\t(22452)\t(23641)\t(813)\t(24454)\nInitial direct costs and deferred fees\t6384\t56\t6440\t6223\t171\t6394\nTotal Leases\t157309\t3428\t160737\t156967\t8111\t165078\n", "q10k_tbl_18": "Nonperforming Loans and Leases\t\t\t\t\t\t\n\tSeptember 30 2020\t\t\tDecember 31 2019\t\t\n(dollars in thousands)\tOriginated\tAcquired\tTotal Loans and Leases\tOriginated\tAcquired\tTotal Loans and Leases\nCRE - nonowner-occupied\t242\t607\t849\t199\t0\t199\nCRE - owner-occupied\t2537\t1060\t3597\t1523\t2636\t4159\nHome equity lines of credit\t616\t274\t890\t636\t0\t636\nResidential mortgage - 1st liens\t830\t32\t862\t630\t1817\t2447\nResidential mortgage - junior liens\t50\t0\t50\t83\t0\t83\nCommercial & Industrial\t1474\t310\t1784\t1799\t381\t2180\nConsumer\t31\t0\t31\t19\t42\t61\nLeases\t512\t22\t534\t747\t136\t883\nTotal non-performing loans and leases\t6292\t2305\t8597\t5636\t5012\t10648\n", "q10k_tbl_19": "Payment Status of All Portfolio Loans and Leases\t\t\t\t\t\t\t\t\n\tAccruing Loans and Leases\t\t\t\t\t\t\t\nAs of September 30 2020\t30 - 59 Days Past Due\t60 - 89 Days Past Due\tOver 89 Days Past Due\tTotal Past Due\tCurrent\tTotal Accruing Loans and Leases\tNonaccrual Loans and Leases\tTotal Loans and Leases\n(dollars in thousands)\t\t\t\t\nCRE - nonowner-occupied\t0\t230\t0\t230\t1381678\t1381908\t849\t1382757\nCRE - owner-occupied\t1934\t743\t0\t2677\t561944\t564621\t3597\t568218\nHome equity lines of credit\t45\t0\t0\t45\t178190\t178235\t890\t179125\nResidential mortgage - 1st liens\t3368\t0\t0\t3368\t656693\t660061\t862\t660923\nResidential mortgage - junior liens\t4\t0\t0\t4\t26096\t26100\t50\t26150\nConstruction\t0\t0\t0\t0\t186415\t186415\t0\t186415\nCommercial & Industrial\t1237\t240\t0\t1477\t462055\t463532\t1784\t465316\nConsumer\t15\t12\t0\t27\t46985\t47012\t31\t47043\nLeases\t1108\t415\t0\t1523\t158680\t160203\t534\t160737\nTotal portfolio loans and leases\t7711\t1640\t0\t9351\t3658736\t3668087\t8597\t3676684\n", "q10k_tbl_20": "Payment Status of All Portfolio Loans and Leases\t\t\t\t\t\t\t\t\n\tAccruing Loans and Leases\t\t\t\t\t\t\t\nAs of December 31 2019\t30 - 59 Days Past Due\t60 - 89 Days Past Due\tOver 89 Days Past Due\tTotal Past Due\tCurrent\tTotal Accruing Loans and Leases\tNonaccrual Loans and Leases\tTotal Loans and Leases\n(dollars in thousands)\t\t\t\t\nCRE - nonowner-occupied\t184\t0\t0\t184\t1336784\t1336968\t199\t1337167\nCRE - owner-occupied\t2462\t0\t0\t2462\t520986\t523448\t4159\t527607\nHome equity lines of credit\t354\t365\t0\t719\t222907\t223626\t636\t224262\nResidential mortgage - 1st liens\t1639\t388\t0\t2027\t702216\t704243\t2447\t706690\nResidential mortgage - junior liens\t116\t0\t0\t116\t36644\t36760\t83\t36843\nConstruction\t0\t0\t0\t0\t202198\t202198\t0\t202198\nCommercial & Industrial\t0\t0\t0\t0\t430047\t430047\t2180\t432227\nConsumer\t98\t140\t0\t238\t56942\t57180\t61\t57241\nLeases\t857\t594\t0\t1451\t162744\t164195\t883\t165078\nTotal portfolio loans and leases\t5710\t1487\t0\t7197\t3671468\t3678665\t10648\t3689313\n", "q10k_tbl_21": "Payment Status of Originated Portfolio Loans and Leases\t\t\t\t\t\t\t\t\n\tAccruing Loans and Leases\t\t\t\t\t\t\t\nAs of September 30 2020\t30 - 59 Days Past Due\t60 - 89 Days Past Due\tOver 89 Days Past Due\tTotal Past Due\tCurrent\tTotal Accruing Loans and Leases\tNonaccrual Loans and Leases\tTotal Loans and Leases\n(dollars in thousands)\t\t\t\t\nCRE - nonowner-occupied\t0\t0\t0\t0\t1264015\t1264015\t242\t1264257\nCRE - owner-occupied\t924\t743\t0\t1667\t523704\t525371\t2537\t527908\nHome equity lines of credit\t45\t0\t0\t45\t166104\t166149\t616\t166765\nResidential mortgage - 1st liens\t668\t0\t0\t668\t569408\t570076\t830\t570906\nResidential mortgage - junior liens\t4\t0\t0\t4\t24676\t24680\t50\t24730\nConstruction\t0\t0\t0\t0\t178055\t178055\t0\t178055\nCommercial & Industrial\t1237\t240\t0\t1477\t456231\t457708\t1474\t459182\nConsumer\t15\t12\t0\t27\t46898\t46925\t31\t46956\nLeases\t1044\t377\t0\t1421\t155376\t156797\t512\t157309\nTotal portfolio loans and leases\t3937\t1372\t0\t5309\t3384467\t3389776\t6292\t3396068\n", "q10k_tbl_22": "Payment Status of Originated Portfolio Loans and Leases\t\t\t\t\t\t\t\t\n\tAccruing Loans and Leases\t\t\t\t\t\t\t\nAs of December 31 2019\t30 - 59 Days Past Due\t60 - 89 Days Past Due\tOver 89 Days Past Due\tTotal Past Due\tCurrent\tTotal Accruing Loans and Leases\tNonaccrual Loans and Leases\tTotal Loans and Leases\n(dollars in thousands)\t\t\t\t\nCRE - nonowner-occupied\t184\t0\t0\t184\t1161432\t1161616\t199\t1161815\nCRE - owner-occupied\t2462\t0\t0\t2462\t475481\t477943\t1523\t479466\nHome equity lines of credit\t254\t365\t0\t619\t207984\t208603\t636\t209239\nResidential mortgage - 1st liens\t890\t102\t0\t992\t603262\t604254\t630\t604884\nResidential mortgage - junior liens\t116\t0\t0\t116\t34704\t34820\t83\t34903\nConstruction\t0\t0\t0\t0\t193307\t193307\t0\t193307\nCommercial & Industrial\t0\t0\t0\t0\t423523\t423523\t1799\t425322\nConsumer\t18\t88\t0\t106\t54788\t54894\t19\t54913\nLeases\t781\t566\t0\t1347\t154873\t156220\t747\t156967\nTotal portfolio loans and leases\t4705\t1121\t0\t5826\t3309354\t3315180\t5636\t3320816\n", "q10k_tbl_23": "Payment Status of Acquired Portfolio Loans and Leases\t\t\t\t\t\t\t\t\n\tAccruing Loans and Leases\t\t\t\t\t\t\t\nAs of September 30 2020\t30 - 59 Days Past Due\t60 - 89 Days Past Due\tOver 89 Days Past Due\tTotal Past Due\tCurrent\tTotal Accruing Loans and Leases\tNonaccrual Loans and Leases\tTotal Loans and Leases\n(dollars in thousands)\t\t\t\t\nCRE - nonowner-occupied\t0\t230\t0\t230\t117663\t117893\t607\t118500\nCRE - owner-occupied\t1010\t0\t0\t1010\t38240\t39250\t1060\t40310\nHome equity lines of credit\t0\t0\t0\t0\t12086\t12086\t274\t12360\nResidential mortgage - 1st liens\t2700\t0\t0\t2700\t87285\t89985\t32\t90017\nResidential mortgage - junior liens\t0\t0\t0\t0\t1420\t1420\t0\t1420\nConstruction\t0\t0\t0\t0\t8360\t8360\t0\t8360\nCommercial & Industrial\t0\t0\t0\t0\t5824\t5824\t310\t6134\nConsumer\t0\t0\t0\t0\t87\t87\t0\t87\nLeases\t64\t38\t0\t102\t3304\t3406\t22\t3428\nTotal portfolio loans and leases\t3774\t268\t0\t4042\t274269\t278311\t2305\t280616\n", "q10k_tbl_24": "Payment Status of Acquired Portfolio Loans and Leases\t\t\t\t\t\t\t\t\n\tAccruing Loans and Leases\t\t\t\t\t\t\t\nAs of December 31 2019\t30 - 59 Days Past Due\t60 - 89 Days Past Due\tOver 89 Days Past Due\tTotal Past Due\tCurrent\tTotal Accruing Loans and Leases\tNonaccrual Loans and Leases\tTotal Loans and Leases\n(dollars in thousands)\t\t\t\t\nCRE - nonowner-occupied\t0\t0\t0\t0\t175352\t175352\t0\t175352\nCRE - owner-occupied\t0\t0\t0\t0\t45505\t45505\t2636\t48141\nHome equity lines of credit\t100\t0\t0\t100\t14923\t15023\t0\t15023\nResidential mortgage - 1st liens\t749\t286\t0\t1035\t98954\t99989\t1817\t101806\nResidential mortgage - junior liens\t0\t0\t0\t0\t1940\t1940\t0\t1940\nConstruction\t0\t0\t0\t0\t8891\t8891\t0\t8891\nCommercial & Industrial\t0\t0\t0\t0\t6524\t6524\t381\t6905\nConsumer\t80\t52\t0\t132\t2154\t2286\t42\t2328\nLeases\t76\t28\t0\t104\t7871\t7975\t136\t8111\nTotal portfolio loans and leases\t1005\t366\t0\t1371\t362114\t363485\t5012\t368497\n", "q10k_tbl_25": "(dollars in thousands)\tCRE - nonowner-occupied\tCRE - owner-occupied\tHome equity lines of credit\tResidential mortgage - 1st liens\tResidential mortgage - junior liens\tConstruction\tCommercial & Industrial\tConsumer\tLeases\tTotal\nBalance June 30 2020\t15331\t5083\t1627\t8198\t521\t6061\t7988\t440\t9725\t54974\nLoans and leases charged-off\t0\t(508)\t0\t(15)\t0\t0\t(1630)\t(152)\t(588)\t(2893)\nRecoveries collected\t2\t14\t0\t27\t0\t1\t109\t19\t534\t706\nPCL on loans and leases\t1209\t1419\t180\t192\t(70)\t(1090)\t1906\t232\t(337)\t3641\nBalance September 30 2020\t16542\t6008\t1807\t8402\t451\t4972\t8373\t539\t9334\t56428\n", "q10k_tbl_26": "(dollars in thousands)\tCRE - nonowner-occupied\tCRE - owner-occupied\tHome equity lines of credit\tResidential mortgage - 1st liens\tResidential mortgage - junior liens\tConstruction\tCommercial & Industrial\tConsumer\tLeases\tTotal\nBalance December 31 2019 Prior to Adoption of ASC 326\t7960\t2825\t1114\t2501\t338\t1230\t3835\t438\t2361\t22602\nImpact of Adopting ASC 326\t(467)\t16\t(46)\t2408\t79\t(359)\t(159)\t140\t1594\t3206\nLoans and leases charged-off\t0\t(1742)\t(114)\t(1298)\t0\t0\t(2779)\t(741)\t(4658)\t(11332)\nRecoveries collected\t8\t14\t4\t164\t0\t3\t146\t109\t1226\t1674\nPCL on loans and leases\t9041\t4895\t849\t4627\t34\t4098\t7330\t593\t8811\t40278\nBalance September 30 2020\t16542\t6008\t1807\t8402\t451\t4972\t8373\t539\t9334\t56428\n", "q10k_tbl_27": "(dollars in thousands)\tCRE - nonowner-occupied\tCRE - owner-occupied\tHome equity lines of credit\tResidential mortgage - 1st liens\tResidential mortgage - junior liens\tConstruction\tCommercial & Industrial\tConsumer\tLeases\tTotal\nBalance June 30 2019\t6833\t2660\t1252\t2644\t343\t1280\t3582\t339\t2249\t21182\nLoans and leases charged-off\t0\t(681)\t0\t(4)\t0\t0\t(4)\t(202)\t(657)\t(1548)\nRecoveries collected\t7\t1\t22\t11\t0\t1\t20\t15\t147\t224\nPCL on loans and leases\t160\t244\t(92)\t(139)\t(9)\t(49)\t16\t231\t557\t919\nBalance September 30 2019\t7000\t2224\t1182\t2512\t334\t1232\t3614\t383\t2296\t20777\n", "q10k_tbl_28": "Roll-Forward of ACL on Loans and Leases\t\t\t\t\t\t\t\t\t\t\n(dollars in thousands)\tCRE - nonowner-occupied\tCRE - owner-occupied\tHome equity lines of credit\tResidential mortgage - 1st liens\tResidential mortgage - junior liens\tConstruction\tCommercial & Industrial\tConsumer\tLeases\tTotal\nBalance December 31 2018\t5856\t2454\t1140\t2561\t364\t1715\t3166\t303\t1867\t19426\nLoans and leases charged-off\t(1515)\t(681)\t(314)\t(685)\t(56)\t0\t(221)\t(448)\t(1849)\t(5769)\nRecoveries collected\t14\t1\t106\t25\t4\t3\t65\t40\t580\t838\nPCL on loans and leases\t2645\t450\t250\t611\t22\t(486)\t604\t488\t1698\t6282\nBalance September 30 2019\t7000\t2224\t1182\t2512\t334\t1232\t3614\t383\t2296\t20777\n", "q10k_tbl_29": "\t\t\tTerm Loans\t\t\t\t\t\t\t\t\t\t\t\tRevolving Loans\t\t\t\t\n\t\t\tAmortized Cost Basis by Origination Year(1)\t\t\t\t\t\t\t\t\t\t\t\tAmortized Cost Basis\t\t\t\t\n(dollars in thousands)\tRisk Rating\t\t2020\t\t2019\t\t2018\t\t2017\t\t2016\t\t2015 and Prior\t\tRevolving Lines of Credit\t\tRevolving Lines of Credit Converted to Term Loans\t\tTotal\nCRE - nonowner-occupied\tPass\t\t207004\t\t414730\t\t149261\t\t118961\t\t112469\t\t98340\t\t40131\t\t0\t\t1140896\nPass-Watch\t\t1849\t\t31579\t\t38925\t\t3840\t\t3100\t\t17504\t\t0\t\t0\t\t96797\nSpecial Mention\t\t14123\t\t0\t\t9907\t\t387\t\t4600\t\t0\t\t0\t\t0\t\t29017\nSubstandard\t\t13060\t\t33778\t\t12817\t\t5599\t\t43031\t\t7762\t\t0\t\t0\t\t116047\nTotal\t\t236036\t\t480087\t\t210910\t\t128787\t\t163200\t\t123606\t\t40131\t\t0\t\t1382757\nCRE - owner-occupied\tPass\t\t114385\t\t105663\t\t120453\t\t68781\t\t46220\t\t43428\t\t12854\t\t0\t\t511784\nPass-Watch\t\t3018\t\t2407\t\t2411\t\t7180\t\t3478\t\t1899\t\t0\t\t0\t\t20393\nSpecial Mention\t\t3723\t\t1909\t\t3691\t\t0\t\t0\t\t864\t\t50\t\t0\t\t10237\nSubstandard\t\t3695\t\t6532\t\t6988\t\t680\t\t5819\t\t1927\t\t163\t\t0\t\t25804\nTotal\t\t124821\t\t116511\t\t133543\t\t76641\t\t55517\t\t48118\t\t13067\t\t0\t\t568218\nHome equity lines of credit\tPass\t\t2936\t\t208\t\t0\t\t71\t\t276\t\t2259\t\t168211\t\t4190\t\t178151\nSpecial Mention\t\t0\t\t0\t\t0\t\t0\t\t0\t\t0\t\t39\t\t0\t\t39\nSubstandard\t\t0\t\t309\t\t0\t\t58\t\t0\t\t306\t\t262\t\t0\t\t935\nTotal\t\t2936\t\t517\t\t0\t\t129\t\t276\t\t2565\t\t168512\t\t4190\t\t179125\nResidential mortgage - 1st liens\tPass\t\t77374\t\t131083\t\t81884\t\t83352\t\t74824\t\t199430\t\t988\t\t0\t\t648935\nPass-Watch\t\t1488\t\t0\t\t0\t\t0\t\t0\t\t262\t\t0\t\t0\t\t1750\nSpecial Mention\t\t0\t\t0\t\t0\t\t0\t\t0\t\t7480\t\t0\t\t0\t\t7480\nSubstandard\t\t881\t\t81\t\t805\t\t26\t\t933\t\t32\t\t0\t\t0\t\t2758\nTotal\t\t79743\t\t131164\t\t82689\t\t83378\t\t75757\t\t207204\t\t988\t\t0\t\t660923\nResidential mortgage - junior liens\tPass\t\t2181\t\t4753\t\t3994\t\t3481\t\t3055\t\t8448\t\t188\t\t0\t\t26100\nSubstandard\t\t0\t\t0\t\t0\t\t0\t\t35\t\t15\t\t0\t\t0\t\t50\nTotal\t\t2181\t\t4753\t\t3994\t\t3481\t\t3090\t\t8463\t\t188\t\t0\t\t26150\nConstruction\tPass\t\t70638\t\t73261\t\t9271\t\t1607\t\t0\t\t4963\t\t9945\t\t0\t\t169685\nPass-Watch\t\t10275\t\t0\t\t1012\t\t0\t\t0\t\t0\t\t0\t\t0\t\t11287\nSubstandard\t\t5443\t\t0\t\t0\t\t0\t\t0\t\t0\t\t0\t\t0\t\t5443\nTotal\t\t86356\t\t73261\t\t10283\t\t1607\t\t0\t\t4963\t\t9945\t\t0\t\t186415\nCommercial & Industrial\tPass\t\t108017\t\t72526\t\t66745\t\t14777\t\t29331\t\t20327\t\t97839\t\t0\t\t409562\nPass-Watch\t\t5375\t\t9036\t\t62\t\t8779\t\t305\t\t79\t\t8162\t\t0\t\t31798\nSpecial Mention\t\t523\t\t0\t\t0\t\t210\t\t0\t\t0\t\t802\t\t0\t\t1535\nSubstandard\t\t1694\t\t2815\t\t9627\t\t1484\t\t1265\t\t1489\t\t4047\t\t0\t\t22421\nTotal\t\t115609\t\t84377\t\t76434\t\t25250\t\t30901\t\t21895\t\t110850\t\t0\t\t465316\nConsumer\tPass\t\t1276\t\t4210\t\t2123\t\t282\t\t23\t\t214\t\t37408\t\t0\t\t45536\nSubstandard\t\t1489\t\t5\t\t13\t\t0\t\t0\t\t0\t\t0\t\t0\t\t1507\nTotal\t\t2765\t\t4215\t\t2136\t\t282\t\t23\t\t214\t\t37408\t\t0\t\t47043\nLeases\tPass\t\t45011\t\t62933\t\t40025\t\t9988\t\t2153\t\t94\t\t0\t\t0\t\t160204\nSubstandard\t\t85\t\t174\t\t205\t\t56\t\t13\t\t0\t\t0\t\t0\t\t533\nTotal\t\t45096\t\t63107\t\t40230\t\t10044\t\t2166\t\t94\t\t0\t\t0\t\t160737\nTotal portfolio loans and leases\t\t\t695543\t\t957992\t\t560219\t\t329599\t\t330930\t\t417122\t\t381089\t\t4190\t\t3676684\n", "q10k_tbl_30": "As of September 30 2020\t\t\t\n(dollars in thousands)\tNonaccrual with No ACL\tNonaccrual with ACL\tLoans Past Due Over 89 Days Still Accruing\t\t\t\nCRE - nonowner-occupied\t849\t0\t0\t\t\t\nCRE - owner-occupied\t3597\t0\t0\t\t\t\nHome equity lines of credit\t890\t0\t0\t\t\t\nResidential mortgage - 1st liens\t862\t0\t0\t\t\t\nResidential mortgage - junior liens\t50\t0\t0\t\t\t\nConstruction\t0\t0\t0\t\t\t\nCommercial & Industrial\t1784\t0\t0\t\t\t\nConsumer\t0\t31\t0\t\t\t\nLeases\t0\t534\t0\t\t\t\nTotal non-performing loans and leases\t8032\t565\t0\t\t\t\n", "q10k_tbl_31": "As of December 31 2019\t\t\t\n(dollars in thousands)\tNonaccrual with No ACL\tNonaccrual with ACL\tLoans Past Due Over 89 Days Still Accruing\t\t\t\nCRE - nonowner-occupied\t199\t0\t0\t\t\t\nCRE - owner-occupied\t4159\t0\t0\t\t\t\nHome equity lines of credit\t636\t0\t0\t\t\t\nResidential mortgage - 1st liens\t2447\t0\t0\t\t\t\nResidential mortgage - junior liens\t83\t0\t0\t\t\t\nConstruction\t0\t0\t0\t\t\t\nCommercial & Industrial\t2180\t0\t0\t\t\t\nConsumer\t42\t19\t0\t\t\t\nLeases\t0\t883\t0\t\t\t\nTotal non-performing loans and leases\t9746\t902\t0\t\t\t\n", "q10k_tbl_32": "As of September 30 2020\t\t\t\n(dollars in thousands)\tReal Estate Collateral\tNon-Real Estate Collateral\tIndividually Evaluated ACL\nCRE - nonowner-occupied\t849\t0\t0\nCRE - owner-occupied\t3597\t0\t0\nHome equity lines of credit\t890\t0\t0\nResidential mortgage - 1st liens\t862\t0\t0\nResidential mortgage - junior liens\t50\t0\t0\nConstruction\t0\t0\t0\nCommercial & Industrial\t0\t1784\t0\nConsumer\t0\t31\t31\nLeases\t0\t534\t269\nTotal collateral-dependent loans and leases\t6248\t2349\t300\n", "q10k_tbl_33": "As of December 31 2019\t\t\t\n(dollars in thousands)\tReal Estate Collateral\tNon-Real Estate Collateral\tIndividually Evaluated ACL\nCRE - nonowner-occupied\t199\t0\t0\nCRE - owner-occupied\t4159\t0\t0\nHome equity lines of credit\t636\t0\t0\nResidential mortgage - 1st liens\t2447\t0\t0\nResidential mortgage - junior liens\t83\t0\t0\nConstruction\t0\t0\t0\nCommercial & Industrial\t0\t2180\t0\nConsumer\t0\t61\t19\nLeases\t0\t883\t60\nTotal collateral-dependent loans and leases\t7524\t3124\t79\n", "q10k_tbl_34": "Troubled Debt Restructurings(1)\t\t\n(dollars in thousands)\tSeptember 30 2020\tDecember 31 2019\nTDRs included in nonperforming loans and leases\t1393\t3018\nTDRs in compliance with modified terms\t8590\t5071\nTotal TDRs\t9983\t8089\n", "q10k_tbl_35": "Troubled Debt Restructurings(1)\t\t\t\n\tFor the Three Months Ended September 30 2020\t\t\n(dollars in thousands)\tNumber of Contracts\tPre-Modification Outstanding Recorded Investment\tPost-Modification Outstanding Recorded Investment\nCRE - owner-occupied\t1\t337\t337\nLeases\t7\t375\t375\nTotal\t8\t712\t712\n", "q10k_tbl_36": "Troubled Debt Restructurings(1)\t\t\t\n\tFor the Nine Months Ended September 30 2020\t\t\n(dollars in thousands)\tNumber of Contracts\tPre-Modification Outstanding Recorded Investment\tPost-Modification Outstanding Recorded Investment\nCRE - nonowner-occupied\t2\t1818\t1818\nCRE - owner-occupied\t1\t337\t337\nConstruction\t2\t2379\t2379\nLeases\t7\t375\t375\nTotal\t12\t4909\t4909\n", "q10k_tbl_37": "\tThree Months Ended September 30\t\n(dollars in thousands)\t2020\t2019\nBalance beginning of period\t3440\t4744\nAdditions\t0\t0\nAmortization\t(413)\t(183)\n(Impairment) / Recovery\t(146)\t19\nBalance end of period\t2881\t4580\nFair value\t2881\t4925\nResidential mortgage loans serviced for others\t407781\t527869\n", "q10k_tbl_38": "\tNine Months Ended September 30\t\n(dollars in thousands)\t2020\t2019\nBalance beginning of period\t4450\t5047\nAdditions\t0\t0\nAmortization\t(970)\t(459)\nImpairment\t(599)\t(8)\nBalance end of period\t2881\t4580\n", "q10k_tbl_39": "(dollars in thousands)\tSeptember 30 2020\tDecember 31 2019\nFair value amount of MSRs\t2881\t4838\nWeighted average life (in years)\t4.8\t6.0\nPrepayment speeds (constant prepayment rate)(1)\t13.6%\t10.5%\nImpact on fair value:\t\t\n10% adverse change\t(154)\t(149)\n20% adverse change\t(297)\t(297)\nDiscount rate\t9.56%\t9.55%\nImpact on fair value:\t\t\n10% adverse change\t(85)\t(166)\n20% adverse change\t(165)\t(321)\n", "q10k_tbl_40": "(dollars in thousands)\tBalance December 31 2019\tAdditions\tAmortization\tBalance September 30 2020\tAmortization Period\nGoodwill - Wealth\t20412\t0\t0\t20412\tIndefinite\nGoodwill - Banking\t156991\t0\t0\t156991\tIndefinite\nGoodwill - Insurance\t6609\t0\t0\t6609\tIndefinite\nTotal Goodwill\t184012\t0\t0\t184012\t\nCore deposit intangible\t4598\t0\t(847)\t3751\t10 years\nCustomer relationships\t11820\t0\t(1357)\t10463\t5 to 20 years\nNon-compete agreements\t911\t0\t(142)\t769\t5 to 10 years\nTrade name\t1651\t0\t(352)\t1299\t3 to 5 years\nDomain name\t151\t0\t0\t151\tIndefinite\nTotal Intangible Assets\t19131\t0\t(2698)\t16433\t\nTotal Goodwill and Intangible Assets\t203143\t0\t(2698)\t200445\t\n", "q10k_tbl_41": "(dollars in thousands)\tSeptember 30 2020\tDecember 31 2019\nInterest-bearing demand\t815561\t944915\nMoney market\t1199429\t1106478\nSavings\t245167\t220450\nRetail time deposits\t366245\t405123\nWholesale non-maturity deposits\t77356\t177865\nWholesale time deposits\t79430\t89241\nTotal interest-bearing deposits\t2783188\t2944072\nNoninterest-bearing deposits\t1230391\t898173\nTotal deposits\t4013579\t3842245\n", "q10k_tbl_42": "(dollars in thousands)\tSeptember 30 2020\tDecember 31 2019\nRepurchase agreements(1) - commercial customers\t23456\t10819\nShort-term FHLB advances\t0\t482400\nTotal short-term borrowings\t23456\t493219\n", "q10k_tbl_43": "\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n(dollars in thousands)\t2020\t2019\t2020\t2019\nBalance at period-end\t23456\t203471\t23456\t203471\nMaximum amount outstanding at any month end\t123629\t262699\t174431\t262699\nAverage balance outstanding during the period\t29913\t169985\t102173\t132100\nWeighted-average interest rate:\t\t\t\t\nAs of the period-end\t0.10%\t1.98%\t0.10%\t1.98%\nPaid during the period\t0.11%\t2.19%\t0.91%\t2.26%\n", "q10k_tbl_44": "(dollars in thousands)\tSeptember 30 2020\tDecember 31 2019\nWithin one year\t19872\t12363\nOver one year through five years\t25000\t39906\nTotal\t44872\t52269\n", "q10k_tbl_45": "\tMaturity Range(1)\t\tWeighted Average Rate(1)\t\tCoupon Rate(1)\t\t\t\tBalance at\t\t\nDescription\tFrom\tTo\t\tFrom\t\tTo\t\tSeptember 30 2020\t\tDecember 31 2019\nBullet maturity - fixed rate\t12/9/2020\t11/12/2021\t1.73%\t\t1.40%\t\t2.13%\t\t44837\t\t52269\n", "q10k_tbl_46": "\tSeptember 30 2020\t\tDecember 31 2019\t\n(dollars in thousands)\tBalance\tRate(1)(2)\tBalance\tRate(1)(2)\nSubordinated notes - due 2027\t69103\t4.25%\t69009\t4.25%\nSubordinated notes - due 2025\t29736\t3.35\t29696\t4.75\nTotal subordinated notes\t98839\t\t98705\t\n", "q10k_tbl_47": "\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n\t2020\t2019\t2020\t2019\n(dollars in thousands)\t\t\t\t\nOperating lease expense\t1199\t1331\t3595\t3994\nShort term lease expense\t15\t15\t44\t44\nVariable lease expense\t323\t297\t988\t1107\nSublease income\t(11)\t(7)\t(28)\t(23)\nTotal lease expense\t1526\t1636\t4599\t5122\n", "q10k_tbl_48": "\tNine Months Ended September 30\t\n\t2020\t2019\n(dollars in thousands)\t\t\nCash paid for amounts included in the measurement of lease liabilities:\t\t\nOperating cash flows from operating leases\t3532\t3865\nROU assets obtained in exchange for lease liabilities\t0\t44944\n", "q10k_tbl_49": "\tSeptember 30 2020\n(dollars in thousands)\t\n2020\t1173\n2021\t4479\n2022\t4200\n2023\t4047\n2024\t4076\n2025 and thereafter\t37308\nTotal lease payments\t55283\nLess: imputed interest\t12388\nPresent value of operating lease liabilities\t42895\n", "q10k_tbl_50": "\tAsset Derivatives\t\tLiability Derivatives\t\n(dollars in thousands)\tNotional Amount\tFair Value\tNotional Amount\tFair Value\nDerivatives not designated as hedging instruments\t\t\t\t\nAs of September 30 2020:\t\t\t\t\nCustomer derivatives - interest rate swaps\t1076229\t135998\t1076229\t135998\nFX forwards\t0\t0\t692\t24\nRPAs sold\t0\t0\t15009\t36\nRPAs purchased\t55547\t490\t0\t0\nTotal derivatives\t1131776\t136488\t1091930\t136058\nAs of December 31 2019:\t\t\t\t\nCustomer derivatives - interest rate swaps\t790209\t47627\t790209\t47627\nRPAs sold\t0\t0\t4232\t16\nRPAs purchased\t20249\t90\t0\t0\nTotal derivatives\t810458\t47717\t794441\t47643\n", "q10k_tbl_51": "(dollars in thousands)\tNet Change in Unrealized Gains on Available-for- Sale Investment Securities\tNet Change in Unfunded Pension Liability\tAccumulated Other Comprehensive Income (Loss)\nBalance June 30 2020\t10696\t(1677)\t9019\nOther comprehensive income\t1097\t23\t1120\nBalance September 30 2020\t11793\t(1654)\t10139\nBalance June 30 2019\t2952\t(1252)\t1700\nOther comprehensive income\t983\t15\t998\nBalance September 30 2019\t3935\t(1237)\t2698\n", "q10k_tbl_52": "(dollars in thousands)\tNet Change in Unrealized Gains on Available-for- Sale Investment Securities\tNet Change in Unfunded Pension Liability\tAccumulated Other Comprehensive Income (Loss)\nBalance December 31 2019\t3910\t(1723)\t2187\nOther comprehensive income\t7883\t69\t7952\nBalance September 30 2020\t11793\t(1654)\t10139\nBalance December 31 2018\t(6229)\t(1284)\t(7513)\nOther comprehensive income\t10164\t47\t10211\nBalance September 30 2019\t3935\t(1237)\t2698\n", "q10k_tbl_53": "\tAmount Reclassified from Accumulated Other Comprehensive Income (Loss)\t\t\nDescription of Accumulated Other Comprehensive Income (Loss) Component\tThree Months Ended September 30\t\tAffected Income Statement Category\n\t2020\t2019\t\nUnfunded pension liability:\t\t\t\nAmortization of net loss included in net periodic pension costs(1)\t18\t10\tOther operating expenses\nIncome tax effect\t(4)\t(2)\tIncome tax expense\nNet of income tax\t14\t8\tNet income\n", "q10k_tbl_54": "\tAmount Reclassified from Accumulated Other Comprehensive Income (Loss)\t\t\nDescription of Accumulated Other Comprehensive Income (Loss) Component\tNine Months Ended September 30\t\tAffected Income Statement Category\n\t2020\t2019\t\nUnfunded pension liability:\t\t\t\nAmortization of net loss included in net periodic pension costs(1)\t53\t34\tOther operating expenses\nIncome tax effect\t(11)\t(7)\tIncome tax expense\nNet of income tax\t42\t27\tNet income\n", "q10k_tbl_55": "\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n(dollars in thousands except share and per share data)\t2020\t2019\t2020\t2019\nNumerator:\t\t\t\t\nNet income available to common shareholders\t13164\t16360\t17036\t42822\nDenominator for basic earnings per share - weighted average shares outstanding\t19945634\t20132117\t19975069\t20148289\nEffect of dilutive common shares\t75983\t76513\t87039\t88042\nDenominator for diluted earnings per share - adjusted weighted average shares outstanding\t20021617\t20208630\t20062108\t20236331\nBasic earnings per share\t0.66\t0.81\t0.85\t2.13\nDiluted earnings per share\t0.66\t0.81\t0.85\t2.12\nAntidilutive shares excluded from computation of average dilutive earnings per share\t90518\t769\t85723\t1840\n", "q10k_tbl_56": "\tThree Months Ended September 30 2020\t\t\tThree Months Ended September 30 2019\t\t\n(dollars in thousands)\tBanking\tWealth Management\tConsolidated\tBanking\tWealth Management\tConsolidated\nFees for wealth management services\t0\t11707\t11707\t0\t10826\t10826\nInsurance commissions\t0\t1682\t1682\t0\t1842\t1842\nCapital markets revenue(1)\t3314\t0\t3314\t2113\t0\t2113\nService charges on deposit accounts\t663\t0\t663\t856\t0\t856\nLoan servicing and other fees(1)\t373\t0\t373\t555\t0\t555\nNet gain on sale of loans(1)\t1021\t0\t1021\t674\t0\t674\nDividends on FHLB and FRB stock(1)\t127\t0\t127\t346\t0\t346\nOther operating income(2)\t2198\t14\t2212\t2219\t36\t2255\nTotal noninterest income\t7696\t13403\t21099\t6751\t12704\t19455\n", "q10k_tbl_57": "\tNine Months Ended September 30 2020\t\t\tNine Months Ended September 30 2019\t\t\n(dollars in thousands)\tBanking\tWealth Management\tConsolidated\tBanking\tWealth Management\tConsolidated\nFees for wealth management services\t0\t31944\t31944\t0\t32728\t32728\nInsurance commissions\t0\t4518\t4518\t0\t5211\t5211\nCapital markets revenue(1)\t8650\t0\t8650\t5821\t0\t5821\nService charges on deposit accounts\t2112\t0\t2112\t2516\t0\t2516\nLoan servicing and other fees(1)\t1286\t0\t1286\t1717\t0\t1717\nNet gain on sale of loans(1)\t4937\t0\t4937\t1745\t0\t1745\nNet gain (loss) on sale of OREO\t148\t0\t148\t(36)\t0\t(36)\nDividends on FHLB and FRB stock(1)\t814\t0\t814\t1073\t0\t1073\nOther operating income(2)\t5441\t115\t5556\t8071\t83\t8154\nTotal noninterest income\t23388\t36577\t59965\t20907\t38022\t58929\n", "q10k_tbl_58": "\tShares\tWeighted Average Exercise Price\tWeighted Average Grant Date Fair Value\nOptions outstanding June 30 2020\t563\t21.32\t19.09\nForfeited\t0\t0\t0\nExpired\t0\t0\t0\nExercised\t(338)\t23.32\t23.20\nOptions outstanding September 30 2020\t225\t18.33\t12.93\n", "q10k_tbl_59": "\tShares\tWeighted Average Exercise Price\tWeighted Average Grant Date Fair Value\nOptions outstanding December 31 2019\t901\t19.33\t16.78\nForfeited\t0\t0\t0\nExpired\t0\t0\t0\nExercised\t(676)\t19.67\t18.06\nOptions outstanding September 30 2020\t225\t18.33\t12.93\n", "q10k_tbl_60": "\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n(dollars in thousands)\t2020\t2019\t2020\t2019\nProceeds from exercise of stock options\t7\t285\t12\t907\nRelated tax benefit recognized\t0\t57\t2\t212\nNet proceeds of options exercised\t7\t342\t14\t1119\nIntrinsic value of options exercised\t4\t272\t12\t1010\n", "q10k_tbl_61": "(dollars in thousands except share data and exercise price)\tOutstanding\tExercisable\nNumber of shares\t225\t225\nWeighted average exercise price\t18.33\t18.33\nAggregate intrinsic value\t1\t1\nWeighted average remaining contractual term in years\t3.3\t3.3\n", "q10k_tbl_62": "\tThree Months Ended September 30 2020\t\tNine Months Ended September 30 2020\t\n\tNumber of Shares\tWeighted Average Grant Date Fair Value\tNumber of Shares\tWeighted Average Grant Date Fair Value\nBeginning balance\t129926\t37.92\t115466\t38.57\nGranted\t0\t0\t26818\t35.90\nVested\t(9707)\t38.83\t(21479)\t39.32\nForfeited\t(1067)\t40.97\t(1653)\t39.12\nEnding balance\t119152\t37.82\t119152\t37.82\n", "q10k_tbl_63": "\tThree Months Ended September 30 2020\t\tNine Months Ended September 30 2020\t\n\tNumber of Shares\tWeighted Average Grant Date Fair Value\tNumber of Shares\tWeighted Average Grant Date Fair Value\nBeginning balance\t189808\t37.31\t136271\t37.87\nGranted\t0\t0\t53685\t35.90\nVested\t(37456)\t36.45\t(37456)\t36.45\nForfeited\t(4149)\t36.31\t(4297)\t36.44\nEnding balance\t148203\t37.56\t148203\t37.56\n", "q10k_tbl_64": "As of September 30 2020\t\t\t\t\n(dollars in thousands)\tTotal\tLevel 1\tLevel 2\tLevel 3\nInvestment securities available for sale:\t\t\t\t\nU.S. Treasury securities\t100\t100\t0\t0\nObligations of U.S. government & agencies\t90928\t0\t90928\t0\nObligations of state & political subdivisions\t3178\t0\t3178\t0\nMortgage-backed securities\t431822\t0\t431822\t0\nCollateralized mortgage obligations\t22253\t0\t22253\t0\nCollateralized loan obligations\t6500\t0\t6500\t0\nCorporate bonds\t9343\t0\t9343\t0\nOther investment securities\t650\t0\t650\t0\nTotal investment securities available for sale\t564774\t100\t564674\t0\nInvestment securities trading:\t\t\t\t\nMutual funds\t8030\t8030\t0\t0\nDerivatives:\t\t\t\t\nInterest rate swaps\t135998\t0\t135998\t0\nRPAs purchased\t490\t0\t490\t0\nTotal derivatives\t136488\t0\t136488\t0\nTotal recurring fair value measurements\t709292\t8130\t701162\t0\n", "q10k_tbl_65": "As of December 31 2019\t\t\t\t\n(dollars in thousands)\tTotal\tLevel 1\tLevel 2\tLevel 3\nInvestment securities available for sale:\t\t\t\t\nU.S. Treasury securities\t500101\t500101\t0\t0\nObligations of U.S. government & agencies\t102020\t0\t102020\t0\nObligations of state & political subdivisions\t5379\t0\t5379\t0\nMortgage-backed securities\t366002\t0\t366002\t0\nCollateralized mortgage obligations\t31832\t0\t31832\t0\nOther investment securities\t650\t0\t650\t0\nTotal investment securities available for sale\t1005984\t500101\t505883\t0\nInvestment securities trading:\t\t\t\t\nMutual funds\t8621\t8621\t0\t0\nDerivatives:\t\t\t\t\nInterest rate swaps\t47627\t0\t47627\t0\nRPAs purchased\t90\t0\t90\t0\nTotal derivatives\t47717\t0\t47717\t0\nTotal recurring fair value measurements\t1062322\t508722\t553600\t0\n", "q10k_tbl_66": "As of September 30 2020\t\t\t\t\n(dollars in thousands)\tTotal\tLevel 1\tLevel 2\tLevel 3\nMSRs\t2881\t0\t0\t2881\nCollateral-dependent loans and leases\t8297\t0\t0\t8297\nTotal non-recurring fair value measurements\t11178\t0\t0\t11178\n", "q10k_tbl_67": "As of December 31 2019\t\t\t\t\n(dollars in thousands)\tTotal\tLevel 1\tLevel 2\tLevel 3\nMSRs\t4838\t0\t0\t4838\nImpaired loans and leases\t15311\t0\t0\t15311\nTotal non-recurring fair value measurements\t20149\t0\t0\t20149\n", "q10k_tbl_68": "\t\tSeptember 30 2020\t\tDecember 31 2019\t\n(dollars in thousands)\tFair Value Hierarchy Level(1)\tCarrying Amount\tFair Value\tCarrying Amount\tFair Value\nFinancial assets:\t\t\t\t\t\nCash and cash equivalents\tLevel 1\t257433\t257433\t53931\t53931\nInvestment securities - available for sale\tSee Note 19\t564774\t564774\t1005984\t1005984\nInvestment securities - trading\tSee Note 19\t8030\t8030\t8621\t8621\nInvestment securities - held to maturity\tLevel 2\t11725\t12144\t12577\t12661\nLoans held for sale\tLevel 2\t4574\t4574\t4249\t4249\nNet portfolio loans and leases\tLevel 3\t3620256\t3561812\t3666711\t3596268\nMSRs\tLevel 3\t2881\t2881\t4450\t4838\nInterest rate swaps\tLevel 2\t135998\t135998\t47627\t47627\nFX forwards\tLevel 2\t0\t0\t0\t0\nRPAs purchased\tLevel 2\t490\t490\t90\t90\nOther assets\tLevel 3\t38244\t38244\t52908\t52908\nTotal financial assets\t\t4644405\t4586380\t4857148\t4787177\nFinancial liabilities:\t\t\t\t\t\nDeposits\tLevel 2\t4013579\t4017533\t3842245\t3842014\nShort-term borrowings\tLevel 2\t23456\t23456\t493219\t493219\nLong-term FHLB advances\tLevel 2\t44872\t45589\t52269\t52380\nSubordinated notes\tLevel 2\t98839\t91534\t98705\t97199\nJunior subordinated debentures\tLevel 2\t21889\t26984\t21753\t25652\nInterest rate swaps\tLevel 2\t135998\t135998\t47627\t47627\nFX forwards\tLevel 2\t24\t24\t0\t0\nRPAs sold\tLevel 2\t36\t36\t16\t16\nOther liabilities\tLevel 3\t52735\t52735\t50251\t50251\nTotal financial liabilities\t\t4391428\t4393889\t4606085\t4608358\n", "q10k_tbl_69": "\tThree Months Ended September 30 2020\t\t\tThree Months Ended September 30 2019\t\t\n(dollars in thousands)\tBanking\tWealth Management\tConsolidated\tBanking\tWealth Management\tConsolidated\nNet interest income\t35031\t1\t35032\t37397\t1\t37398\nPCL on loans and leases\t3641\t0\t3641\t919\t0\t919\nNet interest income after PCL on loans and leases\t31390\t1\t31391\t36478\t1\t36479\nNoninterest income:\t\t\t\t\t\t\nFees for wealth management services\t0\t11707\t11707\t0\t10826\t10826\nInsurance commissions\t0\t1682\t1682\t0\t1842\t1842\nCapital markets revenue\t3314\t0\t3314\t2113\t0\t2113\nService charges on deposit accounts\t663\t0\t663\t856\t0\t856\nLoan servicing and other fees\t373\t0\t373\t555\t0\t555\nNet gain on sale of loans\t1021\t0\t1021\t674\t0\t674\nOther operating income\t2325\t14\t2339\t2565\t36\t2601\nTotal noninterest income\t7696\t13403\t21099\t6751\t12704\t19455\nNoninterest expenses:\t\t\t\t\t\t\nSalaries & wages\t11883\t5318\t17201\t12674\t5091\t17765\nEmployee benefits\t2200\t826\t3026\t2343\t945\t3288\nOccupancy and bank premises\t2559\t496\t3055\t2502\t506\t3008\nAmortization of intangible assets\t263\t607\t870\t327\t627\t954\nProfessional fees\t1549\t169\t1718\t902\t142\t1044\nOther operating expenses\t8587\t1200\t9787\t7643\t1471\t9114\nTotal noninterest expenses\t27041\t8616\t35657\t26391\t8782\t35173\nSegment profit\t12045\t4788\t16833\t16838\t3923\t20761\nIntersegment (revenues) expenses(1)\t(133)\t133\t0\t(124)\t124\t0\nPre-tax segment profit after eliminations\t11912\t4921\t16833\t16714\t4047\t20761\n% of segment pre-tax profit after eliminations\t70.8%\t29.2%\t100.0%\t80.5%\t19.5%\t100.0%\nSegment assets (dollars in millions)\t4996.7\t50.2\t5046.9\t4771.9\t56.7\t4828.6\n", "q10k_tbl_70": "\tNine Months Ended September 30 2020\t\t\tNine Months Ended September 30 2019\t\t\n(dollars in thousands)\tBanking\tWealth Management\tConsolidated\tBanking\tWealth Management\tConsolidated\nNet interest income\t108747\t3\t108750\t111652\t4\t111656\nPCL on loans and leases\t40278\t0\t40278\t6282\t0\t6282\nNet interest income after PCL on loans and leases\t68469\t3\t68472\t105370\t4\t105374\nNoninterest income:\t\t\t\t\t\t\nFees for wealth management services\t0\t31944\t31944\t0\t32728\t32728\nInsurance commissions\t0\t4518\t4518\t0\t5211\t5211\nCapital markets revenue\t8650\t0\t8650\t5821\t0\t5821\nService charges on deposit accounts\t2112\t0\t2112\t2516\t0\t2516\nLoan servicing and other fees\t1286\t0\t1286\t1717\t0\t1717\nNet gain on sale of loans\t4937\t0\t4937\t1745\t0\t1745\nNet gain (loss) on sale of OREO\t148\t0\t148\t(36)\t0\t(36)\nOther operating income\t6255\t115\t6370\t9144\t83\t9227\nTotal noninterest income\t23388\t36577\t59965\t20907\t38022\t58929\nNoninterest expenses:\t\t\t\t\t\t\nSalaries & wages\t35441\t15675\t51116\t40744\t14960\t55704\nEmployee benefits\t7098\t2649\t9747\t7853\t2918\t10771\nOccupancy and bank premises\t7610\t1493\t9103\t7842\t1543\t9385\nAmortization of intangible assets\t846\t1852\t2698\t982\t1866\t2848\nProfessional fees\t4003\t658\t4661\t3286\t394\t3680\nOther operating expenses\t25319\t4067\t29386\t22895\t4802\t27697\nTotal noninterest expenses\t80317\t26394\t106711\t83602\t26483\t110085\nSegment profit\t11540\t10186\t21726\t42675\t11543\t54218\nIntersegment (revenues) expenses(1)\t(488)\t488\t0\t(372)\t372\t0\nPre-tax segment profit after eliminations\t11052\t10674\t21726\t42303\t11915\t54218\n% of segment pre-tax profit after eliminations\t50.9%\t49.1%\t100.0%\t78.0%\t22.0%\t100.0%\nSegment assets (dollars in millions)\t4996.7\t50.2\t5046.9\t4771.9\t56.7\t4828.6\n", "q10k_tbl_71": "(dollars in millions)\tSeptember 30 2020\tDecember 31 2019\nAssets under management administration supervision and brokerage\t17244.3\t16548.1\n", "q10k_tbl_72": "\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n\t2020\t2019\t2020\t2019\nReturn on average equity\t8.60%\t10.90%\t3.74%\t9.82%\nReturn on average assets\t1.02\t1.36\t0.45\t1.23\nTax-equivalent net interest margin\t3.03\t3.54\t3.21\t3.61\nEquity to assets ratio\t11.81\t12.51\t11.98\t12.53\nBasic earnings per share\t0.66\t0.81\t0.85\t2.13\nDiluted earnings per share\t0.66\t0.81\t0.85\t2.12\nDividends paid or accrued per share\t0.27\t0.26\t0.79\t0.76\nDividends paid or accrued per share to net income per basic common share\t40.9%\t32.1%\t92.9%\t35.7%\n", "q10k_tbl_73": "(dollars in millions except per share amounts)\tSeptember 30 2020\tDecember 31 2019\nBook value per share\t30.70\t30.42\nACL on loans and leases as a percentage of portfolio loans and leases\t1.53%\t0.61%\nTier I capital to risk weighted assets\t11.48\t11.42\nLoan to deposit ratio\t91.6\t96.0\nWealth assets under management administration supervision and brokerage\t17244.3\t16548.1\nPortfolio loans and leases\t3676.7\t3689.3\nTotal assets\t5046.9\t5263.3\nTotal shareholders' equity\t612.6\t612.2\n", "q10k_tbl_74": "\tThree Months Ended September 30\t\t\t\t\t\n\t2020\t\t\t2019\t\t\n(dollars in thousands)\tAverage Balance\tInterest Income/ Expense\tAverage Rates Earned/ Paid\tAverage Balance\tInterest Income/ Expense\tAverage Rates Earned/ Paid\nAssets:\t\t\t\t\t\t\nInterest-bearing deposits with banks\t336225\t85\t0.10%\t48597\t143\t1.17%\nInvestment securities - available for sale:\t\t\t\t\t\t\nTaxable\t550199\t2562\t1.85\t594975\t3765\t2.51\nTax-exempt(4)\t3690\t23\t2.48\t6594\t36\t2.17\nTotal investment securities - available for sale\t553889\t2585\t1.86\t601569\t3801\t2.51\nInvestment securities - held to maturity\t12248\t57\t1.85\t12360\t80\t2.57\nInvestment securities - trading\t7957\t21\t1.05\t8407\t27\t1.27\nLoans and leases(1)(2)(3)(4)\t3701495\t36901\t3.97\t3532923\t45642\t5.13\nTotal interest-earning assets\t4611814\t39649\t3.42\t4203856\t49693\t4.69\nCash and due from banks\t16557\t\t\t12890\t\t\nACL on loans and leases\t(55285)\t\t\t(21438)\t\t\nOther assets\t584502\t\t\t564766\t\t\nTotal assets\t5157588\t\t\t4760074\t\t\nLiabilities:\t\t\t\t\t\t\nSavings NOW and market rate accounts\t2282591\t1042\t0.18\t1996181\t5445\t1.08\nWholesale deposits\t223527\t465\t0.83\t299309\t1729\t2.29\nRetail time deposits\t385534\t1460\t1.51\t480736\t2336\t1.93\nTotal interest-bearing deposits\t2891652\t2967\t0.41\t2776226\t9510\t1.36\nShort-term borrowings\t29913\t8\t0.11\t169985\t937\t2.19\nLong-term FHLB advances\t44849\t234\t2.08\t45698\t243\t2.11\nSubordinated notes\t98815\t1094\t4.40\t98634\t1145\t4.61\nJunior subordinated debt\t21859\t207\t3.77\t21680\t340\t6.22\nTotal interest-bearing liabilities\t3087088\t4510\t0.58\t3112223\t12175\t1.55\nNoninterest-bearing deposits\t1220570\t\t\t903314\t\t\nOther liabilities\t240737\t\t\t149226\t\t\nTotal noninterest-bearing liabilities\t1461307\t\t\t1052540\t\t\nTotal liabilities\t4548395\t\t\t4164763\t\t\nShareholders' equity\t609193\t\t\t595311\t\t\nTotal liabilities and shareholders' equity\t5157588\t\t\t4760074\t\t\nNet interest spread\t\t\t2.84\t\t\t3.14\nEffect of noninterest-bearing sources\t\t\t0.19\t\t\t0.40\nNet interest income/margin on earning assets(4)\t\t35139\t3.03\t\t37518\t3.54\nTax-equivalent adjustment(4)\t\t107\t0.01%\t\t120\t0.01%\n", "q10k_tbl_75": "\tNine Months Ended September 30\t\t\t\t\t\n\t2020\t\t\t2019\t\t\n(dollars in thousands)\tAverage Balance\tInterest Income/ Expense\tAverage Rates Earned/ Paid\tAverage Balance\tInterest Income/ Expense\tAverage Rates Earned/ Paid\nAssets:\t\t\t\t\t\t\nInterest-bearing deposits with banks\t194652\t233\t0.16%\t39785\t348\t1.17%\nInvestment securities - available for sale:\t\t\t\t\t\t\nTaxable\t527837\t8402\t2.13\t566742\t10528\t2.48\nTax-exempt(4)\t4388\t77\t2.34\t7961\t134\t2.25\nTotal investment securities - available for sale\t532225\t8479\t2.13\t574703\t10662\t2.48\nInvestment securities - held to maturity\t12854\t217\t2.26\t10540\t218\t2.77\nInvestment securities - trading\t8095\t70\t1.16\t8206\t73\t1.19\nLoans and leases(1)(2)(3)(4)\t3792969\t120578\t4.25\t3511829\t135503\t5.16\nTotal interest-earning assets\t4540795\t129577\t3.81\t4145063\t146804\t4.74\nCash and due from banks\t15145\t\t\t13671\t\t\nAllowance for loan and lease losses\t(45099)\t\t\t(20729)\t\t\nOther assets\t565649\t\t\t515059\t\t\nTotal assets\t5076490\t\t\t4653064\t\t\nLiabilities:\t\t\t\t\t\t\nSavings NOW and market rate accounts\t2264407\t8364\t0.49\t1908405\t14249\t1.00\nWholesale deposits\t240571\t1928\t1.07\t329103\t5884\t2.39\nRetail time deposits\t399799\t4788\t1.60\t511290\t7129\t1.86\nTotal interest-bearing deposits\t2904777\t15080\t0.69\t2748798\t27262\t1.33\nShort-term borrowings\t102173\t693\t0.91\t132100\t2237\t2.26\nLong-term FHLB advances\t46110\t633\t1.83\t51125\t790\t2.07\nSubordinated notes\t98770\t3383\t4.58\t98588\t3434\t4.66\nJunior subordinated debt\t21814\t731\t4.48\t21638\t1050\t6.49\nTotal interest-bearing liabilities\t3173644\t20520\t0.86\t3052249\t34773\t1.52\nNoninterest-bearing deposits\t1080837\t\t\t895111\t\t\nOther liabilities\t213750\t\t\t122665\t\t\nTotal noninterest-bearing liabilities\t1294587\t\t\t1017776\t\t\nTotal liabilities\t4468231\t\t\t4070025\t\t\nShareholders' equity\t608259\t\t\t583039\t\t\nTotal liabilities and shareholders' equity\t5076490\t\t\t4653064\t\t\nNet interest spread\t\t\t2.95\t\t\t3.22\nEffect of noninterest-bearing sources\t\t\t0.26\t\t\t0.39\nNet interest income/margin on earning assets(4)\t\t109057\t3.21\t\t112031\t3.61\nTax-equivalent adjustment(4)\t\t307\t0.01%\t\t375\t0.01%\n", "q10k_tbl_76": "\t2020 Compared to 2019\t\t\t\t\t\n(dollars in thousands)\tThree Months Ended September 30\t\t\tNine Months Ended September 30\t\t\nincrease/(decrease)\tVolume\tRate\tTotal\tVolume\tRate\tTotal\nInterest Income:\t\t\t\t\t\t\nInterest-bearing deposits with banks\t3450\t(3508)\t(58)\t1831\t(1946)\t(115)\nInvestment securities - taxable\t(286)\t(946)\t(1232)\t(666)\t(1464)\t(2130)\nInvestment securities -nontaxable\t(30)\t17\t(13)\t(62)\t5\t(57)\nLoans and leases\t12931\t(21672)\t(8741)\t16011\t(30936)\t(14925)\nTotal interest income\t16065\t(26109)\t(10044)\t17114\t(34341)\t(17227)\nInterest expense:\t\t\t\t\t\t\nSavings NOW and market rate accounts\t4801\t(9204)\t(4403)\t4056\t(9941)\t(5885)\nWholesale deposits\t(439)\t(825)\t(1264)\t(1582)\t(2374)\t(3956)\nRetail time deposits\t(466)\t(410)\t(876)\t(1559)\t(782)\t(2341)\nShort-term borrowings\t(772)\t(157)\t(929)\t(508)\t(1036)\t(1544)\nLong-term FHLB advances\t(5)\t(4)\t(9)\t(76)\t(81)\t(157)\nSubordinated notes\t14\t(65)\t(51)\t10\t(61)\t(51)\nJunior subordinated debt\t19\t(152)\t(133)\t14\t(333)\t(319)\nTotal interest expense\t3152\t(10817)\t(7665)\t355\t(14608)\t(14253)\nInterest differential\t12913\t(15292)\t(2379)\t16759\t(19733)\t(2974)\n", "q10k_tbl_77": "Quarter\tInterest- Earning Asset Yield\tInterest- Bearing Liability Cost\tNet Interest Spread\tEffect of Noninterest Bearing Sources\tNet Interest Margin\n3rd Quarter 2020\t3.42%\t0.58%\t2.84%\t0.19%\t3.03%\n2nd Quarter 2020\t3.76\t0.77\t2.99\t0.23\t3.22\n1st Quarter 2020\t4.29\t1.24\t3.05\t0.33\t3.38\n4th Quarter 2019\t4.39\t1.41\t2.98\t0.38\t3.36\n3rd Quarter 2019\t4.69\t1.55\t3.14\t0.40\t3.54\n", "q10k_tbl_78": "\tChange in Net Interest Income Over the Twelve Months Beginning After September 30 2020\t\tChange in Net Interest Income Over the Twelve Months Beginning After December 31 2019\t\n\tAmount\tPercentage\tAmount\tPercentage\n+300 basis points\t18816\t13.18%\t15357\t10.52%\n+200 basis points\t12165\t8.52\t10217\t7.00\n+100 basis points\t5844\t4.09\t5079\t3.48\n-100 basis points\t(3239)\t(2.27)\t(6817)\t(4.67)\n", "q10k_tbl_79": "(dollars in millions)\t0 to 90 Days\t91 to 365 Days\t1 - 5 Years\tOver 5 Years\tNon-Rate Sensitive\tTotal\nAssets:\t\t\t\t\t\t\nInterest-bearing deposits with banks\t241.8\t0\t0\t0\t0\t241.8\nInvestment securities(1)\t48.6\t161.8\t268.8\t105.3\t0\t584.5\nLoans and leases(2)\t1805.5\t372.6\t1168.6\t334.6\t0\t3681.3\nACL on loans and leases\t0\t0\t0\t0\t(56.4)\t(56.4)\nCash and due from banks\t0\t0\t0\t0\t15.7\t15.7\nOperating lease right-of-use assets\t0.7\t2.1\t10.4\t25.3\t0\t38.5\nOther assets\t0\t0\t0\t0\t541.5\t541.5\nTotal assets\t2096.6\t536.5\t1447.8\t465.2\t500.8\t5046.9\nLiabilities and shareholders' equity:\t\t\t\t\t\t\nDemand noninterest-bearing\t34.9\t104.6\t360.6\t730.3\t0\t1230.4\nSavings NOW and market rate\t90.2\t270.5\t858.0\t1041.5\t0\t2260.2\nTime deposits\t82.8\t193.5\t88.6\t1.3\t0\t366.2\nWholesale non-maturity deposits\t77.4\t0\t0\t0\t0\t77.4\nWholesale time deposits\t43.4\t0\t36.0\t0\t0\t79.4\nShort-term borrowings\t23.5\t0\t0\t0\t0\t23.5\nLong-term FHLB advances\t5.0\t15.0\t24.9\t0\t0\t44.9\nSubordinated notes\t30.0\t0\t68.8\t0\t0\t98.8\nJunior subordinated debentures\t21.9\t0\t0\t0\t0\t21.9\nOperating lease liabilities\t0.8\t2.3\t11.6\t28.2\t0\t42.9\nOther liabilities\t0\t0\t0\t0\t188.7\t188.7\nShareholders' equity\t21.6\t64.7\t345.0\t172.4\t0\t603.7\nTotal liabilities and shareholders' equity\t431.5\t650.6\t1793.5\t1973.7\t188.7\t5038.0\nInterest-earning assets\t2095.9\t534.4\t1437.4\t439.9\t0\t4507.6\nInterest-bearing liabilities\t374.2\t479.0\t1076.3\t1042.8\t0\t2972.3\nDifference between interest-earning assets and interest-bearing liabilities\t1721.7\t55.4\t361.1\t(602.9)\t0\t1535.3\nCumulative difference between interest earning assets and interest-bearing liabilities\t1721.7\t1777.1\t2138.2\t1535.3\t0\t1535.3\nCumulative earning assets as a % of cumulative interest-bearing liabilities\t560%\t308%\t211%\t152%\t\t\n", "q10k_tbl_80": "Allocation of ACL\t\t\t\t\n\tSeptember 30 2020\t\tDecember 31 2019\t\n(dollars in thousands)\tACL\t% Loans and Leases to Total Loans and Leases\tACL\t% Loans and Leases to Total Loans and Leases\nCRE - nonowner-occupied\t16542\t37.6%\t7960\t36.2%\nCRE - owner-occupied\t6008\t15.5\t2825\t14.3\nHome equity lines of credit\t1807\t4.9\t1114\t6.1\nResidential mortgage - 1st liens\t8402\t18.0\t2501\t19.2\nResidential mortgage - junior liens\t451\t0.7\t338\t1.0\nConstruction\t4972\t5.1\t1230\t5.5\nCommercial & Industrial\t8373\t12.7\t3835\t11.7\nConsumer\t539\t1.3\t438\t1.6\nLeases\t9334\t4.4\t2361\t4.5\nTotal ACL on loans and leases\t56428\t100.0%\t22602\t100.0%\n", "q10k_tbl_81": "(dollars in thousands)\tSeptember 30 2020\tDecember 31 2019\nNonperforming Assets:\t\t\nNonperforming loans and leases\t8597\t10648\nOther real estate owned\t0\t0\nTotal nonperforming assets\t8597\t10648\nTroubled Debt Restructurings(1):\t\t\nTDRs included in non-performing loans\t1393\t3018\nTDRs in compliance with modified terms\t8590\t5071\nTotal TDRs\t9983\t8089\nLoan and Lease quality indicators:\t\t\nAllowance for credit losses on loans and leases to nonperforming loans and leases\t656.4%\t212.3%\nNonperforming loans and leases to total portfolio loans and leases\t0.23\t0.29\nAllowance for credit losses on loans and leases to total portfolio loans and leases\t1.53\t0.61\nNonperforming assets to total loans and leases and OREO\t0.23\t0.29\nNonperforming assets to total assets\t0.17\t0.20\nTotal portfolio loans and leases\t3676684\t3689313\nAllowance for credit losses on loans and leases\t56428\t22602\n", "q10k_tbl_82": "\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n(dollars in thousands)\t2020\t2019\t2020\t2019\nVisa debit card income\t753\t464\t1927\t1314\nBOLI income\t343\t312\t993\t909\nCommissions and fees\t339\t348\t907\t1047\nSafe deposit box rentals\t106\t117\t268\t288\nOther investment income\t13\t37\t52\t484\nRental income\t11\t7\t28\t23\nGain (loss) on trading investments\t357\t(19)\t396\t927\nRecovery of purchase accounting fair value loan mark\t0\t11\t0\t59\nMiscellaneous other income\t290\t978\t985\t3103\nOther operating income\t2212\t2255\t5556\t8154\n", "q10k_tbl_83": "\tAs of or for the Three Months Ended September 30\t\tAs of or for the Nine Months Ended September 30\t\n(dollars in thousands)\t2020\t2019\t2020\t2019\nMortgage originations\t37621\t48614\t105755\t132672\nMortgage loans sold:\t\t\t\t\nServicing retained\t0\t0\t0\t0\nServicing released\t33487\t30158\t80370\t61355\nTotal mortgage loans sold\t33487\t30158\t80370\t61355\nPercentage of originated mortgage loans sold\t89.0%\t62.0%\t76.0%\t46.2%\nServicing retained %\t0\t0\t0\t0\nServicing released %\t100.0\t100.0\t100.0\t100.0\nResidential mortgage loans serviced for others\t407781\t527869\t407781\t527869\nMortgage servicing rights\t2881\t4580\t2881\t4580\nGain on sale of mortgage loans\t986\t471\t2199\t1354\nLoan servicing and other fees\t373\t555\t1286\t1717\nAmortization of MSRs\t413\t183\t970\t459\n(Impairment) recovery of MSRs\t(146)\t19\t(599)\t(8)\n", "q10k_tbl_84": "(dollars in thousands)\tWealth Assets as of:\t\t\t\t\nFee Basis\tSeptember 30 2020\tJune 30 2020\tMarch 31 2020\tDecember 31 2019\tSeptember 30 2019\nMarket value\t6557898\t6661996\t6001999\t6977009\t6396399\nFixed fee\t10686409\t10350908\t9591733\t9571051\t9213387\nTotal\t17244307\t17012904\t15593732\t16548060\t15609786\n", "q10k_tbl_85": "\tPercentage of Wealth Assets as of:\t\t\t\t\nFee Basis\tSeptember 30 2020\tJune 30 2020\tMarch 31 2020\tDecember 31 2019\tSeptember 30 2019\nMarket value\t38.0%\t39.2%\t38.5%\t42.2%\t41.0%\nFixed fee\t62.0%\t60.8%\t61.5%\t57.8%\t59.0%\nTotal\t100.0%\t100.0%\t100.0%\t100.0%\t100.0%\n", "q10k_tbl_86": "(dollars in thousands)\tFor the Three Months Ended:\t\t\t\t\nFee Basis\tSeptember 30 2020\tJune 30 2020\tMarch 31 2020\tDecember 31 2019\tSeptember 30 2019\nMarket value\t8344\t5525\t8131\t8126\t7924\nFixed fee\t3363\t3544\t3037\t3546\t2902\nTotal\t11707\t9069\t11168\t11672\t10826\n", "q10k_tbl_87": "\tPercentage of Fees for Wealth Management for the Three Months Ended:\t\t\t\t\nFee Basis\tSeptember 30 2020\tJune 30 2020\tMarch 31 2020\tDecember 31 2019\tSeptember 30 2019\nMarket value\t71.3%\t60.9%\t72.8%\t69.6%\t73.2%\nFixed fee\t28.7%\t39.1%\t27.2%\t30.4%\t26.8%\nTotal\t100.0%\t100.0%\t100.0%\t100.0%\t100.0%\n", "q10k_tbl_88": "\tThree Months Ended September 30\t\tNine Months Ended September 30\t\n(dollars in thousands)\t2020\t2019\t2020\t2019\nContributions\t396\t349\t1364\t1103\nDeferred compensation expense\t129\t(49)\t(312)\t672\nDirector fees\t152\t144\t456\t430\nDues and subscriptions\t401\t406\t1285\t1225\nFDIC insurance\t627\t0\t1450\t910\nInsurance\t237\t224\t778\t655\nLoan processing\t90\t127\t372\t578\nMiscellaneous other expenses\t1394\t1503\t4045\t3254\nMSR amortization and impairment\t559\t165\t1569\t468\nOther taxes\t5\t30\t29\t153\nOutsourced services\t62\t65\t187\t195\nWealth custodian fees\t105\t101\t334\t317\nPostage\t138\t141\t452\t531\nProvision for credit losses / (release of reserve) on off-balance sheet credit exposures\t196\t47\t2344\t(91)\nProvision credit losses on accrued interest receivable on loans\t264\t0\t264\t0\nStationary and supplies\t100\t163\t324\t419\nTelephone and data lines\t426\t432\t1292\t1302\nTemporary help and recruiting\t41\t182\t175\t562\nTravel and entertainment\t8\t271\t268\t780\nOther operating expenses\t5330\t4301\t16676\t13463\n", "q10k_tbl_89": "\tSeptember 30 2020\t\tDecember 31 2019\t\tChange\t\n(dollars in thousands)\tBalance\tPercent of Portfolio\tBalance\tPercent of Portfolio\tAmount\tPercent\nCRE - nonowner-occupied\t1382757\t37.6%\t1337167\t36.2%\t45590\t3.4%\nCRE - owner-occupied\t568218\t15.5\t527607\t14.3\t40611\t7.7\nHome equity lines of credit\t179125\t4.9\t224262\t6.1\t(45137)\t(20.1)\nResidential mortgage - 1st liens\t660923\t18.0\t706690\t19.2\t(45767)\t(6.5)\nResidential mortgage - jr. liens\t26150\t0.7\t36843\t1.0\t(10693)\t(29.0)\nConstruction\t186415\t5.1\t202198\t5.5\t(15783)\t(7.8)\nCommercial & Industrial\t465316\t12.7\t432227\t11.7\t33089\t7.7\nConsumer\t47043\t1.3\t57241\t1.6\t(10198)\t(17.8)\nLeases\t160737\t4.4\t165078\t4.5\t(4341)\t(2.6)\nTotal portfolio loans and leases\t3676684\t100.0%\t3689313\t100.0%\t(12629)\t(0.3)\nLoans held for sale\t4574\t\t4249\t\t325\t7.6\nTotal loans and leases\t3681258\t\t3693562\t\t(12304)\t(0.3)%\n", "q10k_tbl_90": "\tSeptember 30 2020\t\tDecember 31 2019\t\tChange\t\n(dollars in thousands)\tBalance\tPercent of Deposits\tBalance\tPercent of Deposits\tAmount\tPercent\nInterest-bearing demand\t815561\t20.3%\t944915\t24.6%\t(129354)\t(13.7)%\nMoney market\t1199429\t29.9\t1106478\t28.8\t92951\t8.4\nSavings\t245167\t6.1\t220450\t5.7\t24717\t11.2\nRetail time deposits\t366245\t9.1\t405123\t10.5\t(38878)\t(9.6)\nWholesale non-maturity deposits\t77356\t1.9\t177865\t4.6\t(100509)\t(56.5)\nWholesale time deposits\t79430\t2.0\t89241\t2.3\t(9811)\t(11.0)\nInterest-bearing deposits\t2783188\t69.3\t2944072\t76.6\t(160884)\t(5.5)\nNoninterest-bearing deposits\t1230391\t30.7\t898173\t23.4\t332218\t37.0\nTotal deposits\t4013579\t100.0%\t3842245\t100.0%\t171334\t4.5%\n", "q10k_tbl_91": "\tSeptember 30 2020\t\tDecember 31 2019\t\tChange\t\n(dollars in thousands)\tBalance\tPercent of Borrowings\tBalance\tPercent of Borrowings\tAmount\tPercent\nShort-term borrowings\t23456\t12.4%\t493219\t74.1%\t(469763)\t(95.2)%\nLong-term FHLB advances\t44872\t23.7\t52269\t7.8\t(7397)\t(14.2)\nSubordinated notes\t98839\t52.3\t98705\t14.8\t134\t0.1\nJunior subordinated debentures\t21889\t11.6\t21753\t3.3\t136\t0.6\nTotal borrowed funds\t189056\t100.0%\t665946\t100.0%\t(476890)\t(71.6)%\n", "q10k_tbl_92": "\tActual\t\tMinimum to be Well Capitalized\t\n(dollars in thousands)\tAmount\tRatio\tAmount\tRatio\nSeptember 30 2020\t\t\t\t\nTotal capital to risk weighted assets:\t\t\t\t\nBMBC\t573309\t15.19%\t377345\t10.00%\nBank\t500242\t13.27\t376981\t10.00\nTier I capital to risk weighted assets:\t\t\t\t\nBMBC\t433302\t11.48\t301876\t8.00\nBank\t453107\t12.02\t301585\t8.00\nCommon equity Tier I risk weighted assets:\t\t\t\t\nBMBC\t412180\t10.92\t245275\t6.50\nBank\t453107\t12.02\t245038\t6.50\nTier I leverage ratio (Tier I capital to total quarterly average assets):\t\t\t\t\nBMBC\t433302\t8.75\t247626\t5.00\nBank\t453107\t9.16\t247452\t5.00\nDecember 31 2019\t\t\t\t\nTotal capital to risk weighted assets:\t\t\t\t\nBMBC\t547440\t14.69\t372690\t10.00\nBank\t450212\t12.09\t372435\t10.00\nTier I capital to risk weighted assets:\t\t\t\t\nBMBC\t425773\t11.42\t298152\t8.00\nBank\t427250\t11.47\t297948\t8.00\nCommon equity Tier I risk weighted assets:\t\t\t\t\nBMBC\t404715\t10.86\t242249\t6.50\nBank\t427250\t11.47\t242083\t6.50\nTier I leverage ratio (Tier I capital to total quarterly average assets):\t\t\t\t\nBMBC\t425773\t9.33\t228216\t5.00\nBank\t427250\t9.37\t227997\t5.00\n", "q10k_tbl_93": "(dollars in millions)\tAvailable Funds as of September 30 2020\tPercent of Total Borrowing Capacity\tAvailable Funds as of December 31 2019\tPercent of Total Borrowing Capacity\tDollar Change\tPercent Change\nFHLB of Pittsburgh\t1733.8\t97.5%\t1110.6\t67.5%\t623.2\t56.1%\nFRB of Philadelphia\t153.0\t100.0\t174.3\t100.0\t(21.3)\t(12.2)\nFed Funds Lines (six banks)\t74.0\t100.0\t79.0\t100.0\t(5.0)\t(6.3)\nTotal\t1960.8\t97.8\t1363.9\t71.8\t596.9\t43.8\n", "q10k_tbl_94": "(dollars in thousands)\tTotal\tLess Than 1 Year\t1 - 3 Years\t3 - 5 Years\tMore Than 5 Years\nDeposits without a stated maturity\t3567904\t3567904\t0\t0\t0\nWholesale and retail time deposit\t445675\t319640\t111232\t13822\t981\nShort-term borrowings\t23456\t23456\t0\t0\t0\nLong-term FHLB Advances\t44872\t19872\t25000\t0\t0\nSubordinated Notes\t100000\t0\t0\t30000\t70000\nJunior subordinated debentures\t25800\t0\t0\t0\t25800\nOperating lease liabilities\t55283\t4570\t8324\t8180\t34209\nPurchase obligations\t24539\t7713\t10726\t2663\t3437\nTotal\t4287529\t3943155\t155282\t54665\t134427\n", "q10k_tbl_95": "Period\tTotal Number of Shares Purchased(1)(2)\tAverage Price Paid Per Share\tTotal Number of Shares Purchased as Part of Publicly Announced Plans or Programs(3)\tMaximum Number of Shares that May Yet Be Purchased Under the Plan or Programs\nJuly 1 2020 - July 31 2020\t110\t26.23\t0\t710032\nAugust 1 2020 - August 31 2020\t15568\t28.71\t0\t710032\nSeptember 1 2020 - September 30 2020\t1530\t24.94\t0\t710032\nTotal\t17208\t28.36\t0\t\n", "q10k_tbl_96": "Exhibit No.\tDescription and References\n3.1\tAmended and Restated By-Laws effective November 20 2007 incorporated by reference to Exhibit 3.2 of the Corporation's Form 8-K filed with the SEC on November 21 2007\n3.2\tAmended and Restated Articles of Incorporation effective November 21 2007 incorporated by reference to Exhibit 3.1 of the Corporation's Form 8-K filed with the SEC on November 21 2007\n10.1\tForm of Indemnification Agreement\n31.1\tCertification of the Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 filed herewith\n31.2\tCertification of the Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 filed herewith\n*32.1\tCertification of Chief Executive Officer Pursuant to 18 U.S.C. Section 1350 as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 filed herewith\n*32.2\tCertification of Chief Financial Officer Pursuant to 18 U.S.C. Section 1350 as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 filed herewith\n101.INS XBRL\tInstance Document - the Instance Document does not appear in the interactive data file because its XBRL tags are embedded within the Inline XBRL Document\n101.SCH XBRL\tTaxonomy Extension Schema Document filed herewith\n101.CAL XBRL\tTaxonomy Extension Calculation Linkbase Document filed herewith\n101.DEF XBRL\tTaxonomy Extension Definition Linkbase Document filed herewith\n101.LAB XBRL\tTaxonomy Extension Label Linkbase Document filed herewith\n101.PRE XBRL\tTaxonomy Extension Presentation Linkbase Document filed herewith\n104\tThe cover page of Bryn Mawr Bank Corporation's Quarterly Report on Form 10-Q for the quarter ended September 30 2020 formatted in Inline XBRL (contained in Exhibit 101)\n*Furnished herewith. Notwithstanding any incorporation of this Quarterly Statement on Form 10-Q in any other filing by the Registrant Exhibits furnished herewith and designated with one (*) shall not be deemed incorporated by reference to any other filing unless specifically otherwise set forth herein or therein.\t\n"}{"bs": "q10k_tbl_1", "is": "q10k_tbl_2", "cf": "q10k_tbl_4"}None
Indicate by checkmark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15 (d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes☒ No ☐
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes☒ No ☐
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.
Large accelerated filer☒ Accelerated filer ☐
Non-accelerated filer ☐ Smaller reporting company ☐ Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Indicate by checkmark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐ No ☒
Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date.
Investment securities available for sale, at fair value (amortized cost of $549,846 and $1,001,034 as of September 30, 2020 and December 31, 2019, respectively)
564,774
1,005,984
Investment securities held to maturity, at amortized cost (fair value of $12,144 and $12,661 as of September 30, 2020 and December 31, 2019, respectively)
11,725
12,577
Investment securities, trading
8,030
8,621
Loans held for sale
4,574
4,249
Portfolio loans and leases, originated
3,396,068
3,320,816
Portfolio loans and leases, acquired
280,616
368,497
Total portfolio loans and leases
3,676,684
3,689,313
Less: Allowance for credit losses on originated loans and leases
(52,968)
(22,526)
Less: Allowance for credit losses on acquired loans and leases
(3,460)
(76)
Total allowance for credit losses on loans and leases
(56,428)
(22,602)
Net portfolio loans and leases
3,620,256
3,666,711
Premises and equipment, net
60,369
64,965
Operating lease right-of-use assets
38,536
40,961
Accrued interest receivable
16,609
12,482
Mortgage servicing rights
2,881
4,450
Bank owned life insurance
60,072
59,079
Federal Home Loan Bank stock
4,506
23,744
Goodwill
184,012
184,012
Intangible assets
16,433
19,131
Other investments
17,129
16,683
Other assets
179,600
85,679
Total assets
$
5,046,939
$
5,263,259
Liabilities
Deposits:
Noninterest-bearing
$
1,230,391
$
898,173
Interest-bearing
2,783,188
2,944,072
Total deposits
4,013,579
3,842,245
Short-term borrowings
23,456
493,219
Long-term FHLB advances
44,872
52,269
Subordinated notes
98,839
98,705
Junior subordinated debentures
21,889
21,753
Operating lease liabilities
42,895
45,258
Accrued interest payable
7,984
6,248
Other liabilities
180,808
91,335
Total liabilities
4,434,322
4,651,032
Shareholders' equity
Common stock, par value $1; authorized 100,000,000 shares; issued 24,709,662 and 24,650,051 shares as of September 30, 2020 and December 31, 2019, respectively and outstanding of 19,958,186 and 20,126,296 as of September 30, 2020 and December 31, 2019, respectively
24,710
24,650
Paid-in capital in excess of par value
380,770
378,606
Less: Common stock in treasury at cost - 4,751,476 and 4,523,755 shares as of September 30, 2020 and December 31, 2019, respectively
(89,100)
(81,174)
Accumulated other comprehensive income, net of tax
10,139
2,187
Retained earnings
286,865
288,653
Total Bryn Mawr Bank Corporation shareholders' equity
613,384
612,922
Noncontrolling interest
(767)
(695)
Total shareholders' equity
612,617
612,227
Total liabilities and shareholders' equity
$
5,046,939
$
5,263,259
The accompanying notes are an integral part of the Unaudited Consolidated Financial Statements.