0000844150--12-312023FYfalsetrue2023-12-31NatWest Group plcGB0.4920.3650.2300.0120.0270.0430.4790.3380.2730.4890.3620.2290.0120.0260.0430.4770.3360.2720.9286P5DP3D0.01670.4920.3650.2300.0120.0270.0430.4790.3380.2730.4890.3620.2290.0120.0260.0430.4770.3360.2720.928624P7D0000844150nwg:OffshoringVatAssessmentsMember2018-12-310000844150nwg:FederalCourtOfAustraliaFxAntitrustLitigationMemberifrs-full:BottomOfRangeMember2008-01-012013-10-150000844150nwg:PepperFinanceCorporationIrelandDacMembernwg:AgreementForSaleOfAssetsWithElmscottPropertyFinanceDacAndAbCarvalCarvalMember2023-12-310000844150country:NL2023-01-012023-12-310000844150country:IE2022-01-012022-12-310000844150country:NL2021-01-012021-12-310000844150country:IE2021-01-012021-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:VolatilityMeasurementInputMember2023-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:MeanReversalMeasurementInputMember2023-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:InflationVolatilityMeasurementInputMember2023-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:InflationRateMeasurementInputMember2023-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:CorrelationMeasurementInputMember2023-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMemberifrs-full:ConstantPrepaymentRateMeasurementInputMember2023-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMembernwg:VolatilityMeasurementInputMember2023-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMembernwg:InflationVolatilityMeasurementInputMember2023-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMembernwg:InflationRateMeasurementInputMember2023-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMembernwg:CorrelationMeasurementInputMember2023-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMemberifrs-full:ConstantPrepaymentRateMeasurementInputMember2023-12-310000844150nwg:IfrsLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:PriceMeasurementInputMember2023-12-310000844150nwg:IfrsLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:DiscountMarginMember2023-12-310000844150nwg:IfrsLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMemberifrs-full:CreditSpreadMeasurementInputMember2023-12-310000844150nwg:IfrsLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMembernwg:DiscountMarginMember2023-12-310000844150nwg:IfrsLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMemberifrs-full:CreditSpreadMeasurementInputMember2023-12-310000844150nwg:CreditDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:VolatilityMeasurementInputMember2023-12-310000844150nwg:CreditDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:UpfrontPointsMeasurementInputMember2023-12-310000844150nwg:CreditDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:RecoveryRateMeasurementInputMember2023-12-310000844150nwg:CreditDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:CorrelationMeasurementInputMember2023-12-310000844150nwg:CreditDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMemberifrs-full:CreditSpreadMeasurementInputMember2023-12-310000844150nwg:CreditDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMembernwg:VolatilityMeasurementInputMember2023-12-310000844150nwg:CreditDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMembernwg:CorrelationMeasurementInputMember2023-12-310000844150nwg:CreditDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMemberifrs-full:CreditSpreadMeasurementInputMember2023-12-310000844150ifrs-full:TradingEquitySecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:PriceMeasurementInputMember2023-12-310000844150ifrs-full:TradingEquitySecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:DiscountMarginMember2023-12-310000844150ifrs-full:TradingEquitySecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMemberifrs-full:CapitalisationRateMeasurementInputMember2023-12-310000844150ifrs-full:TradingEquitySecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMembernwg:DiscountMarginMember2023-12-310000844150ifrs-full:TradingEquitySecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMemberifrs-full:CapitalisationRateMeasurementInputMember2023-12-310000844150ifrs-full:DebtSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:PriceMeasurementInputMember2023-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:VolatilityMeasurementInputMember2022-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:MeanReversalMeasurementInputMember2022-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:InflationVolatilityMeasurementInputMember2022-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:InflationRateMeasurementInputMember2022-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:CorrelationMeasurementInputMember2022-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMemberifrs-full:ConstantPrepaymentRateMeasurementInputMember2022-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMembernwg:VolatilityMeasurementInputMember2022-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMembernwg:InflationVolatilityMeasurementInputMember2022-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMembernwg:InflationRateMeasurementInputMember2022-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMembernwg:CorrelationMeasurementInputMember2022-12-310000844150nwg:InterestAndForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMemberifrs-full:ConstantPrepaymentRateMeasurementInputMember2022-12-310000844150nwg:IfrsLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:PriceMeasurementInputMember2022-12-310000844150nwg:IfrsLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:DiscountMarginMember2022-12-310000844150nwg:IfrsLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMemberifrs-full:CreditSpreadMeasurementInputMember2022-12-310000844150nwg:IfrsLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMembernwg:DiscountMarginMember2022-12-310000844150nwg:IfrsLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMemberifrs-full:CreditSpreadMeasurementInputMember2022-12-310000844150nwg:CreditDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:VolatilityMeasurementInputMember2022-12-310000844150nwg:CreditDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:UpfrontPointsMeasurementInputMember2022-12-310000844150nwg:CreditDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:RecoveryRateMeasurementInputMember2022-12-310000844150nwg:CreditDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:CorrelationMeasurementInputMember2022-12-310000844150nwg:CreditDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMemberifrs-full:CreditSpreadMeasurementInputMember2022-12-310000844150nwg:CreditDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMembernwg:VolatilityMeasurementInputMember2022-12-310000844150nwg:CreditDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMembernwg:CorrelationMeasurementInputMember2022-12-310000844150nwg:CreditDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMemberifrs-full:CreditSpreadMeasurementInputMember2022-12-310000844150ifrs-full:TradingEquitySecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:PriceMeasurementInputMember2022-12-310000844150ifrs-full:TradingEquitySecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:DiscountMarginMember2022-12-310000844150ifrs-full:TradingEquitySecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMemberifrs-full:CapitalisationRateMeasurementInputMember2022-12-310000844150ifrs-full:TradingEquitySecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMembernwg:DiscountMarginMember2022-12-310000844150ifrs-full:TradingEquitySecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:BottomOfRangeMemberifrs-full:CapitalisationRateMeasurementInputMember2022-12-310000844150ifrs-full:DebtSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:TopOfRangeMembernwg:PriceMeasurementInputMember2022-12-310000844150nwg:IfrsTradingLiabilitiesMembernwg:CountriesOtherThanUsAndUkMember2023-12-310000844150nwg:IfrsTradingLiabilitiesMembercountry:US2023-12-310000844150nwg:IfrsTradingLiabilitiesMembercountry:GB2023-12-310000844150nwg:IfrsTradingLiabilitiesMembernwg:CountriesOtherThanUsAndUkMember2022-12-310000844150nwg:IfrsTradingLiabilitiesMembercountry:US2022-12-310000844150nwg:IfrsTradingLiabilitiesMembercountry:GB2022-12-310000844150ifrs-full:TreasurySharesMembernwg:ShareAndOptionAwardsMember2022-01-012022-12-3100008441502022-08-302022-08-300000844150nwg:StructuredEntitiesRelatingToOtherCreditRiskTransferSecuritisationMember2023-01-012023-12-310000844150nwg:StructuredEntitiesRelatingToOtherCreditRiskTransferSecuritisationMember2022-01-012022-12-310000844150nwg:ReserveOfExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperationsMembernwg:UbiDacMember2023-02-012023-02-280000844150nwg:HmTreasuryMember2023-12-310000844150nwg:OtherSubsidiaries140MillionNonCumulativePreferenceSharesOf1Member2022-12-310000844150nwg:UsInvestigationsRelatingToFixedIncomeSecuritiesMember2018-01-012018-12-310000844150nwg:EuaTradingLitigationMember2009-01-012009-12-310000844150ifrs-full:BottomOfRangeMember2023-01-012023-12-310000844150nwg:RoyalBankOfScotlandInternationalLimitedMembercountry:IMifrs-full:TopOfRangeMember2023-01-012023-12-310000844150nwg:OffshoringVatAssessmentsMember2020-12-012020-12-310000844150nwg:AssociatesAndJointVenturesMember2023-01-012023-12-310000844150nwg:AssociatesAndJointVenturesMember2022-01-012022-12-310000844150nwg:EquitySharesMember2023-01-012023-12-310000844150nwg:AssociatesJointVenturesJvAndEquitySharesMember2023-01-012023-12-310000844150nwg:EquitySharesMember2022-01-012022-12-310000844150nwg:AssociatesJointVenturesJvAndEquitySharesMember2022-01-012022-12-310000844150nwg:LegalProceedingInterestRateSwapsAntitrustLitigationMember2023-01-012023-12-310000844150ifrs-full:OrdinarySharesMember2021-03-012023-12-310000844150ifrs-full:OrdinarySharesMember2023-05-012023-05-310000844150ifrs-full:OrdinarySharesMember2021-03-012021-03-310000844150nwg:UsInvestigationsRelatingToFixedIncomeSecuritiesMember2021-12-012021-12-310000844150nwg:LegalProceedingCouttsAndCoLtdMembernwg:OnemdbLitigationMember2022-11-012022-11-300000844150nwg:FederalCourtOfAustraliaFxAntitrustLitigationMember2019-05-012019-05-310000844150nwg:RoyalBankOfScotlandInternationalLimitedMembercountry:IM2023-01-012023-12-310000844150nwg:LondonInterbankOfferedRateLiborLitigationMember2023-12-310000844150nwg:TelAvivDistrictCourtFxAntitrustLitigationsMember2018-09-012018-10-310000844150country:IE2023-01-012023-12-310000844150nwg:ReviewAndInvestigationOfTreatmentOfTrackerMortgageCustomersInUlsterBankIrelandDacMember2023-06-012023-06-300000844150nwg:LondonInterbankOfferedRateLiborLitigationMembernwg:FederalDepositInsuranceCorporationMember2017-07-012017-07-310000844150nwg:OtherIborRelatedCasesMember2023-12-310000844150nwg:LegalProceedingSpoofingLitigationMember2021-12-012021-12-310000844150nwg:OtherIborRelatedCasesMember2017-01-012017-01-310000844150nwg:PermanentTsbPlcMembernwg:BindingAgreementForSaleOfUbidacBusinessToPermanentTsbMember2023-01-012023-12-310000844150nwg:PermanentTsbPlcMember2023-01-012023-12-310000844150nwg:OffshoringVatAssessmentsMember2018-01-012018-12-310000844150nwg:LondonInterbankOfferedRateLiborLitigationMembernwg:FederalDepositInsuranceCorporationMember2023-12-310000844150nwg:UkCompetitionAppealTribunalFxLitigationMember2019-07-012019-12-3100008441502021-08-310000844150ifrs-full:CountryOfDomicileMember2023-12-310000844150nwg:FinancialCommitmentsAndGuaranteesMember2023-01-012023-12-310000844150nwg:EuaTradingLitigationMember2015-01-012015-12-3100008441502022-02-012022-02-280000844150nwg:OtherOperatingIncomeAndInterestIncomeMembernwg:OtherFinancialInstrumentsMemberifrs-full:Level3OfFairValueHierarchyMember2023-01-012023-12-310000844150nwg:IncomeFromTradingActivitiesMembernwg:TradingAssetsAndLiabilitiesMemberifrs-full:Level3OfFairValueHierarchyMember2023-01-012023-12-310000844150nwg:OtherOperatingIncomeAndInterestIncomeMembernwg:OtherFinancialInstrumentsMemberifrs-full:Level3OfFairValueHierarchyMember2022-01-012022-12-310000844150nwg:IncomeFromTradingActivitiesMembernwg:TradingAssetsAndLiabilitiesMemberifrs-full:Level3OfFairValueHierarchyMember2022-01-012022-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember2023-01-012023-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember2022-01-012022-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember2022-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2018-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMemberifrs-full:TopOfRangeMembernwg:DistributionsToShareholdersOfEqualAmountAreMadeMember2023-12-310000844150ifrs-full:FinancialLiabilitiesMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2023-12-310000844150ifrs-full:FinancialLiabilitiesMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150ifrs-full:FinancialLiabilitiesMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2023-12-310000844150ifrs-full:FinancialLiabilitiesMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2023-12-310000844150ifrs-full:FinancialLiabilitiesMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2023-12-310000844150ifrs-full:FinancialLiabilitiesMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2023-12-310000844150ifrs-full:FinancialLiabilitiesMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2022-12-310000844150ifrs-full:FinancialLiabilitiesMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150ifrs-full:FinancialLiabilitiesMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2022-12-310000844150ifrs-full:FinancialLiabilitiesMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2022-12-310000844150ifrs-full:FinancialLiabilitiesMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2022-12-310000844150ifrs-full:FinancialLiabilitiesMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2022-12-310000844150nwg:OverdraftsAndOtherUnsecuredLoansMemberifrs-full:TopOfRangeMember2023-01-012023-12-310000844150ifrs-full:MortgagesMemberifrs-full:TopOfRangeMember2023-01-012023-12-310000844150ifrs-full:CorporateLoansMemberifrs-full:TopOfRangeMember2023-01-012023-12-310000844150nwg:CreditCardsMember2023-01-012023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2023-12-310000844150nwg:SettlementBalancesAssetMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150nwg:OtherFinancialAssetsMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2023-12-310000844150nwg:OtherFinancialAssetsMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150nwg:OtherFinancialAssetsMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2023-12-310000844150nwg:OtherFinancialAssetsMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2023-12-310000844150nwg:OtherFinancialAssetsMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2023-12-310000844150nwg:OtherFinancialAssetsMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2023-12-310000844150nwg:IfrsCashAndCashEquivalentsMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150nwg:FinanceLeaseMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2023-12-310000844150nwg:FinanceLeaseMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150nwg:FinanceLeaseMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2023-12-310000844150nwg:FinanceLeaseMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2023-12-310000844150nwg:FinanceLeaseMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2023-12-310000844150nwg:FinanceLeaseMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2023-12-310000844150nwg:DerivativeFinancialAssetsHeldForHedgingMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2023-12-310000844150nwg:DerivativeFinancialAssetsHeldForHedgingMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150nwg:DerivativeFinancialAssetsHeldForHedgingMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2023-12-310000844150nwg:DerivativeFinancialAssetsHeldForHedgingMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2023-12-310000844150nwg:DerivativeFinancialAssetsHeldForHedgingMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2023-12-310000844150nwg:DerivativeFinancialAssetsHeldForHedgingMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2023-12-310000844150ifrs-full:FinancialAssetsMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2023-12-310000844150ifrs-full:FinancialAssetsMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150ifrs-full:FinancialAssetsMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2023-12-310000844150ifrs-full:FinancialAssetsMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2023-12-310000844150ifrs-full:FinancialAssetsMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2023-12-310000844150ifrs-full:FinancialAssetsMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2022-12-310000844150nwg:SettlementBalancesAssetMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150nwg:OtherFinancialAssetsMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2022-12-310000844150nwg:OtherFinancialAssetsMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150nwg:OtherFinancialAssetsMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2022-12-310000844150nwg:OtherFinancialAssetsMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2022-12-310000844150nwg:OtherFinancialAssetsMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2022-12-310000844150nwg:OtherFinancialAssetsMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2022-12-310000844150nwg:IfrsCashAndCashEquivalentsMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150nwg:FinanceLeaseMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2022-12-310000844150nwg:FinanceLeaseMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150nwg:FinanceLeaseMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2022-12-310000844150nwg:FinanceLeaseMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2022-12-310000844150nwg:FinanceLeaseMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2022-12-310000844150nwg:FinanceLeaseMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2022-12-310000844150nwg:DerivativeFinancialAssetsHeldForHedgingMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2022-12-310000844150nwg:DerivativeFinancialAssetsHeldForHedgingMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150nwg:DerivativeFinancialAssetsHeldForHedgingMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2022-12-310000844150nwg:DerivativeFinancialAssetsHeldForHedgingMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2022-12-310000844150nwg:DerivativeFinancialAssetsHeldForHedgingMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2022-12-310000844150nwg:DerivativeFinancialAssetsHeldForHedgingMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2022-12-310000844150ifrs-full:FinancialAssetsMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2022-12-310000844150ifrs-full:FinancialAssetsMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150ifrs-full:FinancialAssetsMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2022-12-310000844150ifrs-full:FinancialAssetsMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2022-12-310000844150ifrs-full:FinancialAssetsMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2022-12-310000844150ifrs-full:FinancialAssetsMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2022-12-310000844150nwg:TradingRepurchaseReverseRepurchaseAgreementsMember2022-12-310000844150nwg:NonTradingRepurchaseReverseRepurchaseAgreementsMember2022-12-310000844150nwg:ShareCapitalSharePremiumAndPaidInEquityMember2023-01-012023-12-310000844150nwg:ShareCapitalSharePremiumAndPaidInEquityMember2022-01-012022-12-310000844150nwg:SustainablyLinkedLoansMember2023-01-012023-12-310000844150nwg:LendingSubjectToPerformanceTriggersMember2023-01-012023-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2021-01-012022-12-3100008441502021-12-312021-12-310000844150nwg:LegalProceedingCouttsAndCoLtdMembernwg:OnemdbLitigationMember2009-01-012011-12-310000844150ifrs-full:AdditionalPaidinCapitalMemberifrs-full:BottomOfRangeMembernwg:InstrumentsAreConvertedToIntoOrdinarySharesAtFixedPriceMember2023-12-310000844150nwg:TradingRepurchaseReverseRepurchaseAgreementsMember2023-12-310000844150nwg:NonTradingRepurchaseReverseRepurchaseAgreementsMember2023-12-310000844150ifrs-full:DerivativesMember2022-12-310000844150ifrs-full:TopOfRangeMember2023-01-012023-12-310000844150ifrs-full:OrdinarySharesMember2022-01-012022-12-310000844150nwg:AaSectionOfGroupPensionFundMember2023-12-310000844150srt:ScenarioForecastMember2025-01-012025-12-310000844150srt:ScenarioForecastMember2024-01-012024-12-310000844150nwg:NonDeferredCashAwardsMember2023-01-012023-12-310000844150nwg:DeferredShareAwardsMember2023-01-012023-12-310000844150nwg:DeferredCashAwardsMember2023-01-012023-12-310000844150nwg:DeferredBonusAwardsMember2023-01-012023-12-310000844150nwg:BonusAwardsMember2023-01-012023-12-310000844150nwg:NonDeferredCashAwardsMember2022-01-012022-12-310000844150nwg:DeferredShareAwardsMember2022-01-012022-12-310000844150nwg:DeferredCashAwardsMember2022-01-012022-12-310000844150nwg:DeferredBonusAwardsMember2022-01-012022-12-310000844150nwg:BonusAwardsMember2022-01-012022-12-310000844150nwg:HedgingLiabilitiesMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingAssetsMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingAssetsMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:PepperFinanceCorporationIrelandDacMember2023-11-012023-11-300000844150nwg:EuaTradingLitigationMember2020-10-012020-10-310000844150nwg:LegalProceedingMadoffLitigationMember2023-01-012023-12-310000844150nwg:PermanentTsbPlcMember2023-12-310000844150nwg:AibMember2023-12-310000844150nwg:RoyalBankOfScotlandInternationalLimitedMembercountry:IM2023-12-310000844150nwg:ActuarialAssumptionOfLongevityIncreaseMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2023-01-012023-12-310000844150nwg:ActuarialAssumptionOfLongevityIncreaseMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2022-01-012022-12-310000844150nwg:ShortLeaseholdsForUnexpiredPeriodOfLeaseAndPropertyAdaptionCostsMemberifrs-full:TopOfRangeMember2023-01-012023-12-310000844150nwg:ShortLeaseholdsForUnexpiredPeriodOfLeaseAndPropertyAdaptionCostsMemberifrs-full:BottomOfRangeMember2023-01-012023-12-310000844150ifrs-full:OtherPropertyPlantAndEquipmentMemberifrs-full:TopOfRangeMember2023-01-012023-12-310000844150ifrs-full:OtherPropertyPlantAndEquipmentMemberifrs-full:BottomOfRangeMember2023-01-012023-12-310000844150ifrs-full:ComputerEquipmentMemberifrs-full:TopOfRangeMember2023-01-012023-12-310000844150nwg:FreeholdBuildingsAndLongLeaseholdsMember2023-01-012023-12-310000844150ifrs-full:OtherIntangibleAssetsMemberifrs-full:TopOfRangeMember2023-01-012023-12-310000844150ifrs-full:OtherIntangibleAssetsMemberifrs-full:BottomOfRangeMember2023-01-012023-12-310000844150ifrs-full:ComputerSoftwareMemberifrs-full:TopOfRangeMember2023-01-012023-12-310000844150ifrs-full:ComputerSoftwareMemberifrs-full:BottomOfRangeMember2023-01-012023-12-310000844150ifrs-full:LaterThanTwoYearsAndNotLaterThanThreeYearsMember2023-12-310000844150ifrs-full:LaterThanThreeYearsAndNotLaterThanFourYearsMember2023-12-310000844150ifrs-full:LaterThanOneYearAndNotLaterThanTwoYearsMember2023-12-310000844150ifrs-full:LaterThanFourYearsAndNotLaterThanFiveYearsMember2023-12-310000844150ifrs-full:LaterThanTwoYearsAndNotLaterThanThreeYearsMember2022-12-310000844150ifrs-full:LaterThanThreeYearsAndNotLaterThanFourYearsMember2022-12-310000844150ifrs-full:LaterThanOneYearAndNotLaterThanTwoYearsMember2022-12-310000844150ifrs-full:LaterThanFourYearsAndNotLaterThanFiveYearsMember2022-12-310000844150ifrs-full:LaterThanFiveYearsMember2022-12-310000844150nwg:OtherSubsidiaries4.9Million2.5FixedNotesMember2022-12-310000844150nwg:OtherSubsidiaries35Million11.5NotesMember2022-12-310000844150nwg:OtherSubsidiaries31Million7.38NotesMember2022-12-310000844150nwg:OtherSubsidiaries31Million11.375NotesMember2022-12-310000844150nwg:OtherSubsidiaries16Million5.63NotesMember2022-12-310000844150nwg:OtherSubsidiaries11Million11.75NotesMember2022-12-310000844150nwg:OtherSubsidiaries1.1MillionSonia2.8266NotesMember2022-12-310000844150ifrs-full:TreasurySharesMembernwg:ShareAndOptionAwardsMember2023-12-310000844150nwg:UkGovernmentInvestmentsLtdMember2023-12-310000844150ifrs-full:EliminationOfIntersegmentAmountsMembernwg:RetailBankingMember2022-01-012022-12-310000844150ifrs-full:EliminationOfIntersegmentAmountsMembernwg:RetailBankingMember2023-01-012023-12-310000844150ifrs-full:EliminationOfIntersegmentAmountsMembernwg:PrivateBankingMember2023-01-012023-12-310000844150ifrs-full:EliminationOfIntersegmentAmountsMembernwg:CommercialAndInstitutionalMember2023-01-012023-12-310000844150ifrs-full:EliminationOfIntersegmentAmountsMembernwg:CentralItemsAndOtherMember2023-01-012023-12-310000844150ifrs-full:EliminationOfIntersegmentAmountsMembernwg:PrivateBankingMember2022-01-012022-12-310000844150ifrs-full:EliminationOfIntersegmentAmountsMembernwg:CommercialAndInstitutionalMember2022-01-012022-12-310000844150ifrs-full:EliminationOfIntersegmentAmountsMembernwg:CentralItemsAndOtherMember2022-01-012022-12-310000844150ifrs-full:EliminationOfIntersegmentAmountsMembernwg:RetailBankingMember2021-01-012021-12-310000844150ifrs-full:EliminationOfIntersegmentAmountsMembernwg:PrivateBankingMember2021-01-012021-12-310000844150ifrs-full:EliminationOfIntersegmentAmountsMembernwg:CommercialAndInstitutionalMember2021-01-012021-12-310000844150ifrs-full:EliminationOfIntersegmentAmountsMembernwg:CentralItemsAndOtherMember2021-01-012021-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2021-01-012021-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2020-01-012020-12-3100008441502020-01-012020-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2019-01-012019-12-3100008441502019-01-012019-12-310000844150nwg:ExchangeRateRiskMember2023-12-310000844150ifrs-full:InterestRateRiskMember2023-12-310000844150nwg:ExchangeRateRiskMember2022-12-310000844150ifrs-full:InterestRateRiskMember2022-12-310000844150nwg:MortgageLoansMember2022-07-012022-07-010000844150nwg:LoansToCustomersAmortisedCostMember2022-07-012022-07-010000844150nwg:AssetsOfDisposalGroupsMember2022-07-012022-07-010000844150nwg:OperatingExpensesMembernwg:ExchangeRateRiskMember2023-01-012023-12-310000844150nwg:NonInterestIncomeMembernwg:ExchangeRateRiskMember2023-01-012023-12-310000844150nwg:NonInterestIncomeMemberifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150nwg:NetInterestIncomeMembernwg:ExchangeRateRiskMember2023-01-012023-12-310000844150nwg:NetInterestIncomeMemberifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150nwg:OperatingExpensesMembernwg:ExchangeRateRiskMember2022-01-012022-12-310000844150nwg:OperatingExpensesMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150nwg:NonInterestIncomeMembernwg:ExchangeRateRiskMember2022-01-012022-12-310000844150nwg:NonInterestIncomeMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150nwg:NetInterestIncomeMembernwg:ExchangeRateRiskMember2022-01-012022-12-310000844150nwg:NetInterestIncomeMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150nwg:IssuedCapitalAndSharePremiumMember2023-01-012023-12-310000844150ifrs-full:OrdinarySharesMembernwg:ShareAndOptionAwardsMember2022-01-012022-12-310000844150nwg:OtherStatutoryReservesMember2022-01-012022-12-310000844150nwg:IssuedCapitalAndSharePremiumMember2022-01-012022-12-310000844150nwg:VodenoLimitedMember2022-01-012022-12-310000844150nwg:PermanentTsbPlcMember2022-01-012022-12-310000844150nwg:UbsEquityFundsMember2023-01-012023-12-310000844150nwg:PermanentTsbPlcMember2023-01-012023-12-310000844150nwg:VisaIncMember2022-01-012022-12-310000844150nwg:UbsEquityFundsMember2022-01-012022-12-310000844150ifrs-full:MajorOrdinaryShareTransactionsMember2024-01-012024-02-150000844150nwg:OnMarketShareBuybackProgrammeMembernwg:SettlementAndCancellationOfOwnSharesMember2024-01-012024-01-310000844150nwg:UkGovernmentInvestmentsLtdMember2023-05-012023-05-310000844150nwg:OnMarketShareBuybackProgrammeMember2023-01-012023-12-310000844150nwg:UkGovernmentInvestmentsLtdMember2022-03-012022-03-310000844150nwg:OnMarketShareBuybackProgrammeMember2022-01-012022-12-310000844150nwg:UkGovernmentInvestmentsLtdMember2021-03-012021-03-310000844150nwg:OnMarketShareBuybackProgrammeMember2021-01-012021-12-310000844150ifrs-full:TreasurySharesMembernwg:ShareAndOptionAwardsMember2022-12-310000844150nwg:PropertyMember2023-12-310000844150nwg:MiscellaneousOtherProvisionMember2023-12-310000844150nwg:FinancialCommitmentsAndGuaranteesMember2023-12-310000844150nwg:CustomerRedressMember2023-12-310000844150ifrs-full:LegalProceedingsProvisionMember2023-12-310000844150nwg:PropertyMember2022-12-310000844150nwg:MiscellaneousOtherProvisionMember2022-12-310000844150nwg:FinancialCommitmentsAndGuaranteesMember2022-12-310000844150nwg:CustomerRedressMember2022-12-310000844150ifrs-full:LegalProceedingsProvisionMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMembernwg:CustomerAccountMember2023-12-310000844150nwg:SecuritisationMember2023-12-310000844150nwg:OtherMediumTermNotesMember2023-12-310000844150nwg:MinimumRequirementForOwnFundsAndEligibleLiabilitiesMember2023-12-310000844150nwg:CoveredBondsMember2023-12-310000844150nwg:CommercialPaperAndCertificatesOfDepositMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMembernwg:CustomerAccountMember2022-12-310000844150nwg:SecuritisationMember2022-12-310000844150nwg:OtherMediumTermNotesMember2022-12-310000844150nwg:MinimumRequirementForOwnFundsAndEligibleLiabilitiesMember2022-12-310000844150nwg:CoveredBondsMember2022-12-310000844150nwg:CommercialPaperAndCertificatesOfDepositMember2022-12-310000844150nwg:StructuredEntitiesRelatingToCoveredDebtProgrammeMember2023-12-310000844150nwg:StructuredEntitiesRelatingToCoveredDebtProgrammeMember2022-12-310000844150nwg:SharesaveOptionsMember2022-01-012022-12-310000844150nwg:SharesaveOptionsMember2021-01-012021-12-310000844150nwg:SharesaveOptionsMember2023-12-310000844150nwg:SharesaveOptionsMember2022-12-310000844150nwg:SharesaveOptionsMember2021-12-310000844150nwg:SharesaveOptionsMember2020-12-310000844150nwg:LongTermIncentiveMember2023-12-310000844150nwg:DeferredPerformanceAwardsMember2023-12-310000844150nwg:LongTermIncentiveMember2022-12-310000844150nwg:DeferredPerformanceAwardsMember2022-12-310000844150nwg:LongTermIncentiveMember2021-12-310000844150nwg:DeferredPerformanceAwardsMember2021-12-310000844150nwg:LongTermIncentiveMember2020-12-310000844150nwg:DeferredPerformanceAwardsMember2020-12-310000844150nwg:LongTermIncentiveMember2022-01-012022-12-310000844150nwg:DeferredPerformanceAwardsMember2022-01-012022-12-310000844150nwg:LongTermIncentiveMember2021-01-012021-12-310000844150nwg:DeferredPerformanceAwardsMember2021-01-012021-12-310000844150ifrs-full:OperatingSegmentsMembernwg:RetailBankingMember2023-12-310000844150ifrs-full:OperatingSegmentsMembernwg:PrivateBankingMember2023-12-310000844150ifrs-full:OperatingSegmentsMembernwg:CommercialAndInstitutionalMember2023-12-310000844150ifrs-full:OperatingSegmentsMembernwg:CentralItemsOtherMember2023-12-310000844150ifrs-full:DiscontinuedOperationsMembernwg:UlsterBankRoiMember2023-12-310000844150nwg:UlsterBankRoiMember2023-12-310000844150nwg:RestOfWorldMember2023-12-310000844150country:PL2023-12-310000844150country:IN2023-12-310000844150country:IE2023-12-310000844150ifrs-full:OperatingSegmentsMembernwg:RetailBankingMember2022-12-310000844150ifrs-full:OperatingSegmentsMembernwg:PrivateBankingMember2022-12-310000844150ifrs-full:OperatingSegmentsMembernwg:CommercialAndInstitutionalMember2022-12-310000844150ifrs-full:OperatingSegmentsMembernwg:CentralItemsOtherMember2022-12-310000844150ifrs-full:DiscontinuedOperationsMembernwg:UlsterBankRoiMember2022-12-310000844150nwg:UlsterBankRoiMember2022-12-310000844150nwg:RestOfWorldMember2022-12-310000844150country:PL2022-12-310000844150country:IN2022-12-310000844150country:IE2022-12-310000844150ifrs-full:OperatingSegmentsMembernwg:RetailBankingMember2021-12-310000844150ifrs-full:OperatingSegmentsMembernwg:PrivateBankingMember2021-12-310000844150ifrs-full:OperatingSegmentsMembernwg:CommercialAndInstitutionalMember2021-12-310000844150ifrs-full:OperatingSegmentsMembernwg:CentralItemsOtherMember2021-12-310000844150ifrs-full:DiscontinuedOperationsMembernwg:UlsterBankRoiMember2021-12-310000844150nwg:UlsterBankRoiMember2021-12-310000844150nwg:RestOfWorldMember2021-12-310000844150country:PL2021-12-310000844150country:IN2021-12-310000844150country:IE2021-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:NotLaterThanThreeMonthsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:NotLaterThanThreeMonthsMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:NotLaterThanThreeMonthsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanTenYearsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanTenYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:NotLaterThanThreeMonthsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:NotLaterThanThreeMonthsMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:NotLaterThanThreeMonthsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanTenYearsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-12-310000844150nwg:HedgingAssetsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:InterestRateForwardsAndFuturesMembernwg:DerivativesTradedOverCounterMember2023-12-310000844150nwg:InterestRateForwardsAndFuturesMembernwg:DerivativesTradedOnRecognisedExchangeMember2023-12-310000844150nwg:InterestRateDerivativesMembernwg:DerivativesTradedOverCounterAndSettledThroughClearingCounterpartiesMember2023-12-310000844150nwg:ExchangeRateOptionContractsMembernwg:DerivativesTradedOnRecognisedExchangeMember2023-12-310000844150nwg:ExchangeRateDerivativesMembernwg:DerivativesTradedOnRecognisedExchangeMember2023-12-310000844150nwg:OtherSubsidiaries145.6MillionFloatingRateNotesMaturityDatedApr2023Member2023-12-310000844150nwg:OtherSubsidiaries140MillionNonCumulativePreferenceSharesOf1Member2023-12-310000844150nwg:OtherSubsidiaries1.1MillionSonia2.8266NotesMember2023-12-310000844150nwg:InterestRateForwardsAndFuturesMember2023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:NotLaterThanThreeMonthsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:NotLaterThanThreeMonthsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanTenYearsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanTenYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingAssetsMemberifrs-full:NotLaterThanThreeMonthsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingAssetsMemberifrs-full:NotLaterThanThreeMonthsMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2022-12-310000844150nwg:HedgingAssetsMemberifrs-full:NotLaterThanThreeMonthsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanTenYearsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingAssetsMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingAssetsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:HedgingAssetsMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2022-12-310000844150nwg:HedgingAssetsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:InterestRateForwardsAndFuturesMembernwg:DerivativesTradedOverCounterMember2022-12-310000844150nwg:InterestRateForwardsAndFuturesMembernwg:DerivativesTradedOnRecognisedExchangeMember2022-12-310000844150nwg:InterestRateDerivativesMembernwg:DerivativesTradedOverCounterAndSettledThroughClearingCounterpartiesMember2022-12-310000844150nwg:ExchangeRateOptionContractsMembernwg:DerivativesTradedOnRecognisedExchangeMember2022-12-310000844150nwg:ExchangeRateDerivativesMembernwg:DerivativesTradedOnRecognisedExchangeMember2022-12-310000844150nwg:InterestRateForwardsAndFuturesMember2022-12-310000844150nwg:SubordinatedLiabilitiesMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2023-12-310000844150nwg:SubordinatedLiabilitiesMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150nwg:SubordinatedLiabilitiesMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2023-12-310000844150nwg:SubordinatedLiabilitiesMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2023-12-310000844150nwg:SubordinatedLiabilitiesMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2023-12-310000844150nwg:SubordinatedLiabilitiesMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2023-12-310000844150nwg:SettlementBalancesLiabilitiesMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150nwg:OtherFinancialLiabilitiesMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2023-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2023-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2023-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2023-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2023-12-310000844150nwg:NotesInCirculationMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150nwg:FinancialGuaranteesAndCommitmentsMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150nwg:FinancialCommitmentsMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150nwg:DepositsByBanksMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150nwg:DepositsByBanksMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2023-12-310000844150nwg:DepositsByBanksMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2023-12-310000844150nwg:DepositsByBanksMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2023-12-310000844150nwg:CustomerAccountMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2023-12-310000844150nwg:CustomerAccountMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150nwg:CustomerAccountMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2023-12-310000844150nwg:CustomerAccountMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2023-12-310000844150nwg:CustomerAccountMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2023-12-310000844150nwg:CustomerAccountMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2023-12-310000844150ifrs-full:LeaseLiabilitiesMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2023-12-310000844150ifrs-full:LeaseLiabilitiesMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150ifrs-full:LeaseLiabilitiesMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2023-12-310000844150ifrs-full:LeaseLiabilitiesMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2023-12-310000844150ifrs-full:LeaseLiabilitiesMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2023-12-310000844150ifrs-full:LeaseLiabilitiesMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2023-12-310000844150ifrs-full:FinancialGuaranteeContractsMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150nwg:SubordinatedLiabilitiesMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2022-12-310000844150nwg:SubordinatedLiabilitiesMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150nwg:SubordinatedLiabilitiesMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2022-12-310000844150nwg:SubordinatedLiabilitiesMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2022-12-310000844150nwg:SubordinatedLiabilitiesMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2022-12-310000844150nwg:SubordinatedLiabilitiesMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2022-12-310000844150nwg:SettlementBalancesLiabilitiesMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150nwg:OtherFinancialLiabilitiesMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2022-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2022-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2022-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2022-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2022-12-310000844150nwg:NotesInCirculationMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150nwg:FinancialGuaranteesAndCommitmentsMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150nwg:FinancialCommitmentsMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150nwg:DepositsByBanksMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150nwg:DepositsByBanksMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2022-12-310000844150nwg:DepositsByBanksMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2022-12-310000844150nwg:DepositsByBanksMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2022-12-310000844150nwg:DepositsByBanksMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2022-12-310000844150nwg:CustomerAccountMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2022-12-310000844150nwg:CustomerAccountMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150nwg:CustomerAccountMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2022-12-310000844150nwg:CustomerAccountMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2022-12-310000844150nwg:CustomerAccountMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2022-12-310000844150nwg:CustomerAccountMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2022-12-310000844150ifrs-full:LeaseLiabilitiesMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2022-12-310000844150ifrs-full:LeaseLiabilitiesMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150ifrs-full:LeaseLiabilitiesMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2022-12-310000844150ifrs-full:LeaseLiabilitiesMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2022-12-310000844150ifrs-full:LeaseLiabilitiesMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2022-12-310000844150ifrs-full:LeaseLiabilitiesMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2022-12-310000844150ifrs-full:FinancialGuaranteeContractsMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150nwg:FinancialAssetsOtherMemberifrs-full:Level3OfFairValueHierarchyMember2023-12-310000844150nwg:FinancialAssetsOtherMemberifrs-full:Level3OfFairValueHierarchyMember2022-12-310000844150nwg:PropertyMember2023-01-012023-12-310000844150nwg:RoyalBankOfScotlandInternationalLimitedMember2023-12-310000844150nwg:NatwestMarketNVMember2023-12-310000844150nwg:RoyalBankOfScotlandInternationalLimitedMember2022-12-310000844150nwg:NatwestMarketNVMember2022-12-310000844150nwg:RoyalBankOfScotlandInternationalLimitedMember2021-12-310000844150nwg:NatwestMarketNVMember2021-12-310000844150nwg:StructuredEntitiesRelatingToOtherCreditRiskTransferSecuritisationMember2023-12-310000844150nwg:StructuredEntitiesRelatingToOtherCreditRiskTransferSecuritisationMember2022-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMemberifrs-full:PresentValueOfDefinedBenefitObligationMember2023-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMemberifrs-full:PlanAssetsMember2023-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMemberifrs-full:EffectOfAssetCeilingMember2023-12-310000844150ifrs-full:PresentValueOfDefinedBenefitObligationMember2023-12-310000844150ifrs-full:PlanAssetsMember2023-12-310000844150ifrs-full:EffectOfAssetCeilingMember2023-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMemberifrs-full:PresentValueOfDefinedBenefitObligationMember2022-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMemberifrs-full:PlanAssetsMember2022-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMemberifrs-full:EffectOfAssetCeilingMember2022-12-310000844150ifrs-full:PresentValueOfDefinedBenefitObligationMember2022-12-310000844150ifrs-full:PlanAssetsMember2022-12-310000844150ifrs-full:EffectOfAssetCeilingMember2022-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMemberifrs-full:PresentValueOfDefinedBenefitObligationMember2021-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMemberifrs-full:PlanAssetsMember2021-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMemberifrs-full:EffectOfAssetCeilingMember2021-12-310000844150ifrs-full:PresentValueOfDefinedBenefitObligationMember2021-12-310000844150ifrs-full:PlanAssetsMember2021-12-310000844150ifrs-full:EffectOfAssetCeilingMember2021-12-310000844150nwg:DerivativeLiabilitiesMemberifrs-full:UnconsolidatedStructuredEntitiesMember2023-12-310000844150nwg:DerivativeLiabilitiesMemberifrs-full:SecuritisationVehiclesMember2023-12-310000844150nwg:DerivativeLiabilitiesMemberifrs-full:InvestmentFundsMember2023-12-310000844150nwg:DerivativeLiabilitiesMemberifrs-full:UnconsolidatedStructuredEntitiesMember2022-12-310000844150nwg:DerivativeLiabilitiesMemberifrs-full:SecuritisationVehiclesMember2022-12-310000844150nwg:DerivativeLiabilitiesMemberifrs-full:InvestmentFundsMember2022-12-310000844150ifrs-full:DisposalGroupsClassifiedAsHeldForSaleMember2023-12-310000844150ifrs-full:DisposalGroupsClassifiedAsHeldForSaleMember2022-12-310000844150nwg:SubordinatedLiabilitiesMember2023-12-310000844150nwg:MinimumRequirementForOwnFundsAndEligibleLiabilitiesMember2023-12-310000844150nwg:SubordinatedLiabilitiesMember2022-12-310000844150nwg:MinimumRequirementForOwnFundsAndEligibleLiabilitiesMember2022-12-310000844150nwg:SubordinatedLiabilitiesMember2021-12-310000844150nwg:MinimumRequirementForOwnFundsAndEligibleLiabilitiesMember2021-12-310000844150nwg:SubordinatedLiabilitiesMember2020-12-310000844150nwg:MinimumRequirementForOwnFundsAndEligibleLiabilitiesMember2020-12-310000844150nwg:OtherFinancialLiabilitiesCategoryMembernwg:IfrsOtherLiabilitiesMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMembernwg:IfrsTradingLiabilitiesMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMemberifrs-full:DerivativesMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMembernwg:SubordinatedFinancialLiabilitiesMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMembernwg:OtherFinancialLiabilitiesMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:OtherFinancialLiabilitiesMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:IfrsOtherLiabilitiesMember2023-12-310000844150nwg:SettlementBalancesLiabilitiesMember2023-12-310000844150nwg:OtherFinancialLiabilitiesCategoryMember2023-12-310000844150nwg:IfrsOtherLiabilitiesMember2023-12-310000844150nwg:DepositsByCustomerMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember2023-12-310000844150nwg:OtherFinancialLiabilitiesCategoryMembernwg:IfrsOtherLiabilitiesMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMembernwg:IfrsTradingLiabilitiesMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMemberifrs-full:DerivativesMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMembernwg:SubordinatedFinancialLiabilitiesMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMembernwg:OtherFinancialLiabilitiesMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:OtherFinancialLiabilitiesMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:IfrsOtherLiabilitiesMember2022-12-310000844150nwg:SettlementBalancesLiabilitiesMember2022-12-310000844150nwg:OtherFinancialLiabilitiesCategoryMember2022-12-310000844150nwg:IfrsOtherLiabilitiesMember2022-12-310000844150nwg:DepositsByCustomerMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMember2022-12-310000844150nwg:IssuedCapitalAndSharePremiumMember2021-01-012021-12-310000844150ifrs-full:SharePremiumMember2021-01-012021-12-310000844150ifrs-full:IssuedCapitalMember2021-01-012021-12-310000844150ifrs-full:AdditionalPaidinCapitalMember2021-01-012021-12-310000844150nwg:CumulativePreferenceShares1Member2023-12-310000844150nwg:CumulativePreferenceShares1Member2022-12-310000844150nwg:BusinessGrowthFundAssociateMember2023-12-310000844150nwg:BusinessGrowthFundAssociateMember2022-12-310000844150ifrs-full:GrossCarryingAmountMemberifrs-full:IntangibleAssetsOtherThanGoodwillMember2023-12-310000844150ifrs-full:GrossCarryingAmountMemberifrs-full:GoodwillMember2023-12-310000844150ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMemberifrs-full:IntangibleAssetsOtherThanGoodwillMember2023-12-310000844150ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMemberifrs-full:GoodwillMember2023-12-310000844150ifrs-full:IntangibleAssetsOtherThanGoodwillMember2023-12-310000844150ifrs-full:GrossCarryingAmountMember2023-12-310000844150ifrs-full:GoodwillMember2023-12-310000844150ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember2023-12-310000844150ifrs-full:GrossCarryingAmountMemberifrs-full:IntangibleAssetsOtherThanGoodwillMember2022-12-310000844150ifrs-full:GrossCarryingAmountMemberifrs-full:GoodwillMember2022-12-310000844150ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMemberifrs-full:IntangibleAssetsOtherThanGoodwillMember2022-12-310000844150ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMemberifrs-full:GoodwillMember2022-12-310000844150ifrs-full:IntangibleAssetsOtherThanGoodwillMember2022-12-310000844150ifrs-full:GrossCarryingAmountMember2022-12-310000844150ifrs-full:GoodwillMember2022-12-310000844150ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember2022-12-310000844150ifrs-full:GrossCarryingAmountMemberifrs-full:IntangibleAssetsOtherThanGoodwillMember2021-12-310000844150ifrs-full:GrossCarryingAmountMemberifrs-full:GoodwillMember2021-12-310000844150ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMemberifrs-full:IntangibleAssetsOtherThanGoodwillMember2021-12-310000844150ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMemberifrs-full:GoodwillMember2021-12-310000844150ifrs-full:GrossCarryingAmountMember2021-12-310000844150ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember2021-12-310000844150nwg:OtherStatutoryReservesMember2023-01-012023-12-310000844150nwg:OtherStatutoryReservesMember2021-01-012021-12-310000844150nwg:MiscellaneousOtherProvisionMember2023-01-012023-12-310000844150nwg:CustomerRedressMember2023-01-012023-12-310000844150ifrs-full:LegalProceedingsProvisionMember2023-01-012023-12-310000844150ifrs-full:GrossCarryingAmountMemberifrs-full:GoodwillMember2022-01-012022-12-310000844150ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMemberifrs-full:GoodwillMember2022-01-012022-12-310000844150nwg:ShareCapitalSharePremiumAndPaidInEquityMember2021-01-012021-12-310000844150nwg:SubordinatedLiabilitiesMember2023-01-012023-12-310000844150nwg:MinimumRequirementForOwnFundsAndEligibleLiabilitiesMember2023-01-012023-12-310000844150nwg:SubordinatedLiabilitiesMember2022-01-012022-12-310000844150nwg:MinimumRequirementForOwnFundsAndEligibleLiabilitiesMember2022-01-012022-12-310000844150nwg:SubordinatedLiabilitiesMember2021-01-012021-12-310000844150nwg:MinimumRequirementForOwnFundsAndEligibleLiabilitiesMember2021-01-012021-12-310000844150nwg:OtherDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-01-012023-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-01-012023-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-01-012022-12-310000844150nwg:OtherLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-01-012023-12-310000844150nwg:OtherDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-01-012023-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-01-012023-12-310000844150ifrs-full:OtherEquitySecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-01-012023-12-310000844150nwg:OtherLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-01-012022-12-310000844150nwg:OtherDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-01-012022-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-01-012022-12-310000844150nwg:IfrsLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-01-012022-12-310000844150nwg:ForeignExchangeDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-01-012022-12-310000844150ifrs-full:OtherEquitySecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-01-012022-12-310000844150ifrs-full:CreditSpreadMeasurementInputMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMembernwg:ActuarialAssumptionOfLongevityDecreaseByTwoYearsMember2023-12-310000844150nwg:ActuarialAssumptionOfLongevityIncreaseMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2023-12-310000844150nwg:ActuarialAssumptionOfExpectedRatesOfEquityValueIncreasesMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2023-12-310000844150ifrs-full:CreditSpreadMeasurementInputMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2023-12-310000844150ifrs-full:ActuarialAssumptionOfExpectedRatesOfPensionIncreasesMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2023-12-310000844150ifrs-full:ActuarialAssumptionOfExpectedRatesOfInflationMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2023-12-310000844150ifrs-full:ActuarialAssumptionOfDiscountRatesMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2023-12-310000844150nwg:ActuarialAssumptionOfLongevityIncreaseMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2022-12-310000844150nwg:ActuarialAssumptionOfExpectedRatesOfEquityValueIncreasesMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2022-12-310000844150ifrs-full:CreditSpreadMeasurementInputMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2022-12-310000844150ifrs-full:ActuarialAssumptionOfExpectedRatesOfPensionIncreasesMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2022-12-310000844150ifrs-full:ActuarialAssumptionOfExpectedRatesOfInflationMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2022-12-310000844150ifrs-full:ActuarialAssumptionOfDiscountRatesMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2022-12-310000844150ifrs-full:CreditSpreadMeasurementInputMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMembernwg:ActuarialAssumptionOfLongevityNoChangeMember2023-12-310000844150ifrs-full:CreditSpreadMeasurementInputMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMembernwg:ActuarialAssumptionOfLongevityIncreaseByTwoYearsMember2023-12-310000844150ifrs-full:CreditSpreadMeasurementInputMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMembernwg:ActuarialAssumptionOfLongevityIncreaseByOneYearMember2023-12-310000844150ifrs-full:CreditSpreadMeasurementInputMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMembernwg:ActuarialAssumptionOfLongevityDecreaseByOneYearMember2023-12-310000844150ifrs-full:CreditSpreadMeasurementInputMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMembernwg:ActuarialAssumptionOfLongevityNoChangeMember2022-12-310000844150ifrs-full:CreditSpreadMeasurementInputMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMembernwg:ActuarialAssumptionOfLongevityIncreaseByTwoYearsMember2022-12-310000844150ifrs-full:CreditSpreadMeasurementInputMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMembernwg:ActuarialAssumptionOfLongevityIncreaseByOneYearMember2022-12-310000844150ifrs-full:CreditSpreadMeasurementInputMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMembernwg:ActuarialAssumptionOfLongevityDecreaseByTwoYearsMember2022-12-310000844150ifrs-full:CreditSpreadMeasurementInputMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMembernwg:ActuarialAssumptionOfLongevityDecreaseByOneYearMember2022-12-310000844150nwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsCreditimpairedMemberifrs-full:ExpectedCreditLossesIndividuallyAssessedMemberifrs-full:LifetimeExpectedCreditLossesMember2023-01-012023-12-310000844150nwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsNotCreditimpairedMemberifrs-full:TwelvemonthExpectedCreditLossesMember2023-01-012023-12-310000844150nwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsNotCreditimpairedMemberifrs-full:LifetimeExpectedCreditLossesMember2023-01-012023-12-310000844150nwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMember2023-01-012023-12-310000844150ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMembernwg:OtherFinancialAssetsMember2023-01-012023-12-310000844150nwg:OtherFinancialAssetsMember2023-01-012023-12-310000844150nwg:ContingentLiabilityMember2023-01-012023-12-310000844150nwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsCreditimpairedMemberifrs-full:ExpectedCreditLossesIndividuallyAssessedMemberifrs-full:LifetimeExpectedCreditLossesMember2022-01-012022-12-310000844150nwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsNotCreditimpairedMemberifrs-full:TwelvemonthExpectedCreditLossesMember2022-01-012022-12-310000844150nwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsNotCreditimpairedMemberifrs-full:LifetimeExpectedCreditLossesMember2022-01-012022-12-310000844150nwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMember2022-01-012022-12-310000844150ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMembernwg:OtherFinancialAssetsMember2022-01-012022-12-310000844150nwg:OtherFinancialAssetsMember2022-01-012022-12-310000844150nwg:ContingentLiabilityMember2022-01-012022-12-310000844150ifrs-full:DiscontinuedOperationsMember2023-01-012023-12-310000844150ifrs-full:DiscontinuedOperationsMember2022-01-012022-12-310000844150ifrs-full:DiscontinuedOperationsMember2021-01-012021-12-310000844150ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMemberifrs-full:GoodwillMember2023-01-012023-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:FairValueHedgesMember2023-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:CashFlowHedgesMember2023-12-310000844150nwg:ExchangeRateDerivativesMemberifrs-full:HedgesOfNetInvestmentInForeignOperationsMember2023-12-310000844150nwg:ExchangeRateDerivativesMemberifrs-full:CashFlowHedgesMember2023-12-310000844150ifrs-full:DerivativesMembernwg:DerivativesBeforeIfrsNettingMember2023-12-310000844150nwg:IfrsNettingMember2023-12-310000844150nwg:DerivativesAfterIfrsNettingMember2023-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:FairValueHedgesMember2022-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:CashFlowHedgesMember2022-12-310000844150nwg:ExchangeRateDerivativesMemberifrs-full:HedgesOfNetInvestmentInForeignOperationsMember2022-12-310000844150nwg:ExchangeRateDerivativesMemberifrs-full:CashFlowHedgesMember2022-12-310000844150ifrs-full:DerivativesMembernwg:DerivativesBeforeIfrsNettingMember2022-12-310000844150nwg:IfrsNettingMember2022-12-310000844150nwg:DerivativesAfterIfrsNettingMember2022-12-310000844150nwg:DebtSecuritiesInIssueMembernwg:OtherFinancialLiabilitiesMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-12-310000844150nwg:DebtSecuritiesInIssueMembernwg:OtherFinancialLiabilitiesMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-12-310000844150nwg:DepositsByBankAndCustomerMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:DebtSecuritiesInIssueMembernwg:OtherFinancialLiabilitiesMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2022-12-310000844150nwg:DebtSecuritiesInIssueMembernwg:OtherFinancialLiabilitiesMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2022-12-310000844150nwg:DepositsByBankAndCustomerMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150ifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostCategoryMembernwg:LoansAndAdvancesToBanksAndCustomersMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostCategoryMembernwg:LoansAndAdvancesToBanksAndCustomersMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150nwg:FinancialAssetsOtherSecuritiesMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-12-310000844150nwg:FinancialAssetsOtherSecuritiesMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150ifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-12-310000844150ifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostCategoryMembernwg:LoansAndAdvancesToBanksAndCustomersMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:FinancialAssetsOtherSecuritiesMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150ifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-12-310000844150nwg:TradingAssetsMembernwg:CountriesOtherThanUsAndUkMember2023-12-310000844150nwg:TradingAssetsMembercountry:US2023-12-310000844150nwg:TradingAssetsMembercountry:GB2023-12-310000844150ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMembernwg:CountriesOtherThanUsAndUkMember2023-12-310000844150ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMembernwg:CountriesOtherThanUsAndUkMember2023-12-310000844150ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMembercountry:US2023-12-310000844150ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMembercountry:GB2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostCategoryMembernwg:CountriesOtherThanUsAndUkMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostCategoryMembercountry:US2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostCategoryMembercountry:GB2023-12-310000844150nwg:CountriesOtherThanUsAndUkMember2023-12-310000844150nwg:TradingAssetsMembernwg:CountriesOtherThanUsAndUkMember2022-12-310000844150nwg:TradingAssetsMembercountry:US2022-12-310000844150nwg:TradingAssetsMembercountry:GB2022-12-310000844150ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMembernwg:CountriesOtherThanUsAndUkMember2022-12-310000844150ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMembercountry:US2022-12-310000844150ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMembercountry:GB2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostCategoryMembernwg:CountriesOtherThanUsAndUkMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostCategoryMembercountry:US2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostCategoryMembercountry:GB2022-12-310000844150nwg:CountriesOtherThanUsAndUkMember2022-12-310000844150nwg:OtherTradingLiabilitiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-01-012022-12-310000844150ifrs-full:DerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-01-012022-12-310000844150ifrs-full:FinancialLiabilitiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-01-012023-12-310000844150nwg:OtherTradingAssetsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-01-012022-12-310000844150ifrs-full:DerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-01-012022-12-310000844150nwg:OtherTradingLiabilitiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-01-012023-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-01-012023-12-310000844150ifrs-full:DerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-01-012023-12-310000844150nwg:OtherTradingAssetsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-01-012023-12-310000844150nwg:FinancialAssetsOtherMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-01-012023-12-310000844150ifrs-full:DerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-01-012023-12-310000844150ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-01-012023-12-310000844150nwg:FinancialAssetsOtherMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-01-012022-12-310000844150ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-01-012022-12-310000844150nwg:ExchangeRateRiskMember2023-01-012023-12-310000844150ifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150nwg:ExchangeRateRiskMember2022-01-012022-12-310000844150ifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150nwg:PermanentTsbPlcMembernwg:UbiDacMember2023-01-012023-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMemberifrs-full:EffectOfAssetCeilingMember2022-01-012022-12-310000844150ifrs-full:EffectOfAssetCeilingMember2022-01-012022-12-310000844150ifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150ifrs-full:CashFlowHedgesMember2023-01-012023-12-310000844150ifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150ifrs-full:CashFlowHedgesMember2022-01-012022-12-310000844150ifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2021-01-012021-12-310000844150ifrs-full:CashFlowHedgesMember2021-01-012021-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMemberifrs-full:EffectOfAssetCeilingMember2023-01-012023-12-310000844150ifrs-full:EffectOfAssetCeilingMember2023-01-012023-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:FairValueHedgesMember2023-01-012023-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:CashFlowHedgesMember2023-01-012023-12-310000844150nwg:ExchangeRateDerivativesMemberifrs-full:HedgesOfNetInvestmentInForeignOperationsMember2023-01-012023-12-310000844150nwg:ExchangeRateDerivativesMemberifrs-full:CashFlowHedgesMember2023-01-012023-12-310000844150ifrs-full:DerivativesMembernwg:DerivativesBeforeIfrsNettingMember2023-01-012023-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:FairValueHedgesMember2022-01-012022-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:CashFlowHedgesMember2022-01-012022-12-310000844150nwg:ExchangeRateDerivativesMemberifrs-full:HedgesOfNetInvestmentInForeignOperationsMember2022-01-012022-12-310000844150nwg:ExchangeRateDerivativesMemberifrs-full:CashFlowHedgesMember2022-01-012022-12-310000844150ifrs-full:DerivativesMembernwg:DerivativesBeforeIfrsNettingMember2022-01-012022-12-310000844150nwg:DebtSecuritiesInIssueMembernwg:OtherFinancialLiabilitiesMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150nwg:DebtSecuritiesInIssueMembernwg:OtherFinancialLiabilitiesMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-01-012023-12-310000844150nwg:DebtSecuritiesInIssueMembernwg:OtherFinancialLiabilitiesMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostCategoryMembernwg:LoansAndAdvancesToBanksAndCustomersMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostCategoryMembernwg:LoansAndAdvancesToBanksAndCustomersMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150nwg:SubordinatedFinancialLiabilitiesMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-01-012023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2023-01-012023-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150nwg:HedgingAssetsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150nwg:HedgingAssetsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150nwg:FinancialAssetsOtherSecuritiesMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150nwg:FinancialAssetsOtherSecuritiesMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150nwg:DepositsByBankAndCustomerMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150nwg:DepositsByBankAndCustomerMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2023-01-012023-12-310000844150ifrs-full:FairValueHedgesMember2023-01-012023-12-310000844150nwg:DebtSecuritiesInIssueMembernwg:OtherFinancialLiabilitiesMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150nwg:DebtSecuritiesInIssueMembernwg:OtherFinancialLiabilitiesMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2022-01-012022-12-310000844150nwg:DebtSecuritiesInIssueMembernwg:OtherFinancialLiabilitiesMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostCategoryMembernwg:LoansAndAdvancesToBanksAndCustomersMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostCategoryMembernwg:LoansAndAdvancesToBanksAndCustomersMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150nwg:SubordinatedFinancialLiabilitiesMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2022-01-012022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:CashFlowHedgesMembernwg:ExchangeRateRiskMember2022-01-012022-12-310000844150nwg:HedgingLiabilitiesMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150nwg:HedgingAssetsMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150nwg:HedgingAssetsMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150nwg:FinancialAssetsOtherSecuritiesMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150nwg:FinancialAssetsOtherSecuritiesMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150nwg:DepositsByBankAndCustomerMemberifrs-full:FairValueHedgesMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150nwg:DepositsByBankAndCustomerMemberifrs-full:CashFlowHedgesMemberifrs-full:InterestRateRiskMember2022-01-012022-12-310000844150ifrs-full:FairValueHedgesMember2022-01-012022-12-310000844150ifrs-full:FairValueHedgesMember2021-01-012021-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:SubordinatedFinancialLiabilitiesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:FinancialLiabilitiesOtherMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:FinancialLiabilitiesOtherMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByCustomerMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByCustomerMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByBanksMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByBanksMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150nwg:TradingDepositsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:TradingDepositsMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:SubordinatedFinancialLiabilitiesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:ShortPositionsTradingMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:ShortPositionsTradingMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:ShortPositionsTradingMemberifrs-full:Level1OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:ShortPositionsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:OtherDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:OtherDerivativesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:OtherDepositsMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:OtherDebtSecuritiesInIssueMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:OtherDebtSecuritiesInIssueMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:IfrsDepositsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:ForeignExchangeDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:ForeignExchangeDerivativesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:DebtSecuritiesInIssueTradingMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:DebtSecuritiesInIssueMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:SubordinatedFinancialLiabilitiesMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:SettlementBalancesLiabilitiesMembernwg:ItemsWhereFairValueApproximatesCarryingValueMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:SettlementBalancesLiabilitiesMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:NotesInCirculationMembernwg:ItemsWhereFairValueApproximatesCarryingValueMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:NotesInCirculationMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:FinancialLiabilitiesOtherMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByCustomerMembernwg:ItemsWhereFairValueApproximatesCarryingValueMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByCustomerMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByBanksMembernwg:ItemsWhereFairValueApproximatesCarryingValueMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByBanksMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150nwg:TradingDepositsMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:SubordinatedFinancialLiabilitiesMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:ShortPositionsTradingMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:OtherDerivativesMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:OtherDepositsMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:OtherDebtSecuritiesInIssueMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:ForeignExchangeDerivativesMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:DebtSecuritiesInIssueTradingMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:SubordinatedFinancialLiabilitiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:SubordinatedFinancialLiabilitiesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:FinancialLiabilitiesOtherMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:FinancialLiabilitiesOtherMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByCustomerMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByCustomerMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByBanksMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByBanksMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150nwg:TradingDepositsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:TradingDepositsMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:SubordinatedFinancialLiabilitiesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:ShortPositionsTradingMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:ShortPositionsTradingMemberifrs-full:Level1OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:OtherDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:OtherDerivativesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:OtherDepositsMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:OtherDebtSecuritiesInIssueMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:Level1OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:IfrsDepositsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:ForeignExchangeDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:ForeignExchangeDerivativesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:DebtSecuritiesInIssueTradingMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:SubordinatedFinancialLiabilitiesMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:SettlementBalancesLiabilitiesMembernwg:ItemsWhereFairValueApproximatesCarryingValueMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:SettlementBalancesLiabilitiesMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:NotesInCirculationMembernwg:ItemsWhereFairValueApproximatesCarryingValueMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:NotesInCirculationMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:FinancialLiabilitiesOtherMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByCustomerMembernwg:ItemsWhereFairValueApproximatesCarryingValueMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByCustomerMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByBanksMembernwg:ItemsWhereFairValueApproximatesCarryingValueMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByBanksMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150nwg:TradingDepositsMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:SubordinatedFinancialLiabilitiesMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:ShortPositionsTradingMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:OtherDerivativesMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:OtherDepositsMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:OtherDebtSecuritiesInIssueMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:ForeignExchangeDerivativesMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:DebtSecuritiesInIssueTradingMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:OtherTradingLiabilitiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:DerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:SubordinatedFinancialLiabilitiesMemberifrs-full:NotLaterThanOneYearMember2023-12-310000844150nwg:SubordinatedFinancialLiabilitiesMemberifrs-full:LaterThanOneYearMember2023-12-310000844150nwg:SettlementBalancesAndShortPositionsMemberifrs-full:NotLaterThanOneYearMember2023-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:NotLaterThanOneYearMember2023-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:LaterThanOneYearMember2023-12-310000844150nwg:NotesInCirculationMemberifrs-full:NotLaterThanOneYearMember2023-12-310000844150nwg:IfrsTradingLiabilitiesMemberifrs-full:NotLaterThanOneYearMember2023-12-310000844150nwg:IfrsTradingLiabilitiesMemberifrs-full:LaterThanOneYearMember2023-12-310000844150nwg:DepositsByBanksMemberifrs-full:NotLaterThanOneYearMember2023-12-310000844150nwg:DepositsByBanksMemberifrs-full:LaterThanOneYearMember2023-12-310000844150nwg:CustomerAccountMemberifrs-full:NotLaterThanOneYearMember2023-12-310000844150nwg:CustomerAccountMemberifrs-full:LaterThanOneYearMember2023-12-310000844150ifrs-full:LeaseLiabilitiesMemberifrs-full:NotLaterThanOneYearMember2023-12-310000844150ifrs-full:LeaseLiabilitiesMemberifrs-full:LaterThanOneYearMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:SubordinatedFinancialLiabilitiesMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:SettlementBalancesLiabilitiesMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:NotesInCirculationMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:FinancialLiabilitiesOtherMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByCustomerMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByBanksMember2023-12-310000844150ifrs-full:DerivativesMemberifrs-full:NotLaterThanOneYearMember2023-12-310000844150ifrs-full:DerivativesMemberifrs-full:LaterThanOneYearMember2023-12-310000844150nwg:SubordinatedFinancialLiabilitiesMember2023-12-310000844150nwg:SettlementBalancesAndShortPositionsMember2023-12-310000844150nwg:OtherFinancialLiabilitiesMember2023-12-310000844150nwg:NotesInCirculationMember2023-12-310000844150nwg:DepositsByBanksMember2023-12-310000844150nwg:CustomerAccountMember2023-12-310000844150ifrs-full:LeaseLiabilitiesMember2023-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember2023-12-310000844150nwg:OtherTradingLiabilitiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150ifrs-full:DerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:SubordinatedFinancialLiabilitiesMemberifrs-full:NotLaterThanOneYearMember2022-12-310000844150nwg:SubordinatedFinancialLiabilitiesMemberifrs-full:LaterThanOneYearMember2022-12-310000844150nwg:SettlementBalancesAndShortPositionsMemberifrs-full:NotLaterThanOneYearMember2022-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:NotLaterThanOneYearMember2022-12-310000844150nwg:OtherFinancialLiabilitiesMemberifrs-full:LaterThanOneYearMember2022-12-310000844150nwg:NotesInCirculationMemberifrs-full:NotLaterThanOneYearMember2022-12-310000844150nwg:IfrsTradingLiabilitiesMemberifrs-full:NotLaterThanOneYearMember2022-12-310000844150nwg:IfrsTradingLiabilitiesMemberifrs-full:LaterThanOneYearMember2022-12-310000844150nwg:DepositsByBanksMemberifrs-full:NotLaterThanOneYearMember2022-12-310000844150nwg:DepositsByBanksMemberifrs-full:LaterThanOneYearMember2022-12-310000844150nwg:CustomerAccountMemberifrs-full:NotLaterThanOneYearMember2022-12-310000844150nwg:CustomerAccountMemberifrs-full:LaterThanOneYearMember2022-12-310000844150ifrs-full:LeaseLiabilitiesMemberifrs-full:NotLaterThanOneYearMember2022-12-310000844150ifrs-full:LeaseLiabilitiesMemberifrs-full:LaterThanOneYearMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:SubordinatedFinancialLiabilitiesMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:SettlementBalancesLiabilitiesMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:NotesInCirculationMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:FinancialLiabilitiesOtherMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByCustomerMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMembernwg:DepositsByBanksMember2022-12-310000844150ifrs-full:DerivativesMemberifrs-full:NotLaterThanOneYearMember2022-12-310000844150ifrs-full:DerivativesMemberifrs-full:LaterThanOneYearMember2022-12-310000844150nwg:SubordinatedFinancialLiabilitiesMember2022-12-310000844150nwg:SettlementBalancesAndShortPositionsMember2022-12-310000844150nwg:OtherFinancialLiabilitiesMember2022-12-310000844150nwg:NotesInCirculationMember2022-12-310000844150nwg:NonTradingRepurchaseAgreementMember2022-12-310000844150nwg:DepositsByBanksMember2022-12-310000844150nwg:CustomerAccountMember2022-12-310000844150ifrs-full:LeaseLiabilitiesMember2022-12-310000844150ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember2022-12-310000844150nwg:OtherTradingLiabilitiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2021-12-310000844150ifrs-full:DerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2021-12-310000844150nwg:TradingRepurchaseAgreementMember2022-12-310000844150ifrs-full:DebtSecuritiesMembernwg:StructuredEntitiesRelatingToLendingOfOwnIssuedSecuritiesMemberifrs-full:SecuritiesLendingMember2023-12-310000844150nwg:LoansToCustomersMembernwg:StructuredEntitiesRelatingToCoveredDebtProgrammeMember2023-12-310000844150nwg:LoansAndAdvancesToCustomersMember2023-12-310000844150nwg:LoansAndAdvancesToBanksMember2023-12-310000844150ifrs-full:DebtSecuritiesMembernwg:StructuredEntitiesRelatingToLendingOfOwnIssuedSecuritiesMemberifrs-full:SecuritiesLendingMember2022-12-310000844150nwg:LoansToCustomersMembernwg:StructuredEntitiesRelatingToCoveredDebtProgrammeMember2022-12-310000844150nwg:LoansAndAdvancesToCustomersMember2022-12-310000844150nwg:LoansAndAdvancesToBanksMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:OtherFinancialAssetsSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:OtherFinancialAssetsSecuritiesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:OtherFinancialAssetsSecuritiesMemberifrs-full:Level1OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150nwg:TradingLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:TradingLoansMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:OtherTradingAssetsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:OtherLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:OtherLoansMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:OtherDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:OtherDerivativesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:Level1OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:IfrsLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:ForeignExchangeDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:ForeignExchangeDerivativesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:FinancialAssetsOtherMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:TradingSecuritiesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:TradingSecuritiesMemberifrs-full:Level1OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:OtherEquitySecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:OtherEquitySecuritiesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:OtherEquitySecuritiesMemberifrs-full:Level1OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:SettlementBalancesAssetsMembernwg:ItemsWhereFairValueApproximatesCarryingValueMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:SettlementBalancesAssetsMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:OtherFinancialAssetsSecuritiesMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMembernwg:ItemsWhereFairValueApproximatesCarryingValueMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:IfrsCashAndCashEquivalentsMembernwg:ItemsWhereFairValueApproximatesCarryingValueMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:IfrsCashAndCashEquivalentsMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2023-12-310000844150ifrs-full:DerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:TradingLoansMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:OtherLoansMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:OtherDerivativesMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150nwg:ForeignExchangeDerivativesMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:TradingSecuritiesMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:OtherEquitySecuritiesMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:Level1OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:RecurringFairValueMeasurementMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:OtherFinancialAssetsSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:OtherFinancialAssetsSecuritiesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:OtherFinancialAssetsSecuritiesMemberifrs-full:Level1OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150nwg:TradingLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:TradingLoansMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:OtherTradingAssetsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:OtherLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:OtherLoansMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:OtherDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:OtherDerivativesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:Level1OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:IfrsLoansMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:ForeignExchangeDerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:ForeignExchangeDerivativesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:FinancialAssetsOtherMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150ifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150ifrs-full:TradingSecuritiesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150ifrs-full:TradingSecuritiesMemberifrs-full:Level1OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150ifrs-full:OtherEquitySecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150ifrs-full:OtherEquitySecuritiesMemberifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150ifrs-full:OtherEquitySecuritiesMemberifrs-full:Level1OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:SettlementBalancesAssetsMembernwg:ItemsWhereFairValueApproximatesCarryingValueMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:SettlementBalancesAssetsMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:OtherFinancialAssetsSecuritiesMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMembernwg:ItemsWhereFairValueApproximatesCarryingValueMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:IfrsCashAndCashEquivalentsMembernwg:ItemsWhereFairValueApproximatesCarryingValueMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:IfrsCashAndCashEquivalentsMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember2022-12-310000844150ifrs-full:DerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:TradingLoansMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:OtherLoansMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:OtherDerivativesMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:InterestRateDerivativesMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:ForeignExchangeDerivativesMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150ifrs-full:TradingSecuritiesMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150ifrs-full:OtherEquitySecuritiesMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150ifrs-full:Level2OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150ifrs-full:Level1OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150ifrs-full:RecurringFairValueMeasurementMember2022-12-310000844150nwg:OtherTradingAssetsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2021-12-310000844150nwg:FinancialAssetsOtherMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2021-12-310000844150ifrs-full:DerivativesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2021-12-310000844150ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember2021-12-310000844150ifrs-full:GrossCarryingAmountMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsCreditimpairedMemberifrs-full:ExpectedCreditLossesIndividuallyAssessedMemberifrs-full:LifetimeExpectedCreditLossesMember2023-12-310000844150ifrs-full:GrossCarryingAmountMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsCreditimpairedMemberifrs-full:ExpectedCreditLossesCollectivelyAssessedMemberifrs-full:LifetimeExpectedCreditLossesMember2023-12-310000844150ifrs-full:AccumulatedImpairmentMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsCreditimpairedMemberifrs-full:ExpectedCreditLossesIndividuallyAssessedMemberifrs-full:LifetimeExpectedCreditLossesMember2023-12-310000844150ifrs-full:AccumulatedImpairmentMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsCreditimpairedMemberifrs-full:ExpectedCreditLossesCollectivelyAssessedMemberifrs-full:LifetimeExpectedCreditLossesMember2023-12-310000844150ifrs-full:GrossCarryingAmountMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsNotCreditimpairedMemberifrs-full:TwelvemonthExpectedCreditLossesMember2023-12-310000844150ifrs-full:GrossCarryingAmountMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsNotCreditimpairedMemberifrs-full:LifetimeExpectedCreditLossesMember2023-12-310000844150ifrs-full:GrossCarryingAmountMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsCreditimpairedMemberifrs-full:LifetimeExpectedCreditLossesMember2023-12-310000844150ifrs-full:AccumulatedImpairmentMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsNotCreditimpairedMemberifrs-full:TwelvemonthExpectedCreditLossesMember2023-12-310000844150ifrs-full:AccumulatedImpairmentMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsNotCreditimpairedMemberifrs-full:LifetimeExpectedCreditLossesMember2023-12-310000844150ifrs-full:AccumulatedImpairmentMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsCreditimpairedMemberifrs-full:LifetimeExpectedCreditLossesMember2023-12-310000844150ifrs-full:GrossCarryingAmountMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:NotLaterThanOneYearMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:LaterThanOneYearMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:NotLaterThanOneYearMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:LaterThanOneYearMember2023-12-310000844150ifrs-full:AccumulatedImpairmentMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMember2023-12-310000844150nwg:TradingAssetsMemberifrs-full:NotLaterThanOneYearMember2023-12-310000844150nwg:TradingAssetsMemberifrs-full:LaterThanOneYearMember2023-12-310000844150nwg:SettlementBalancesAssetMemberifrs-full:NotLaterThanOneYearMember2023-12-310000844150nwg:OtherFinancialAssetsMembernwg:CashAtCentralBanksMember2023-12-310000844150nwg:OtherFinancialAssetsMemberifrs-full:NotLaterThanOneYearMember2023-12-310000844150nwg:OtherFinancialAssetsMemberifrs-full:LaterThanOneYearMember2023-12-310000844150nwg:OtherFinancialAssetsMemberifrs-full:DebtSecuritiesMember2023-12-310000844150nwg:IfrsCashAndCashEquivalentsMemberifrs-full:NotLaterThanOneYearMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:SettlementBalancesAssetsMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:OtherFinancialAssetsSecuritiesMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMember2023-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:IfrsCashAndCashEquivalentsMember2023-12-310000844150ifrs-full:DerivativesMemberifrs-full:NotLaterThanOneYearMember2023-12-310000844150ifrs-full:DerivativesMemberifrs-full:LaterThanOneYearMember2023-12-310000844150ifrs-full:AccumulatedImpairmentMembernwg:OffBalanceSheetExposuresMember2023-12-310000844150ifrs-full:AccumulatedImpairmentMemberifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember2023-12-310000844150ifrs-full:AccumulatedImpairmentMemberifrs-full:ConsumerLoansMember2023-12-310000844150nwg:SustainablyLinkedLoansMember2023-12-310000844150nwg:OtherProductsMember2023-12-310000844150nwg:LendingSubjectToPerformanceTriggersMember2023-12-310000844150ifrs-full:GrossCarryingAmountMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsCreditimpairedMemberifrs-full:ExpectedCreditLossesIndividuallyAssessedMemberifrs-full:LifetimeExpectedCreditLossesMember2022-12-310000844150ifrs-full:GrossCarryingAmountMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsCreditimpairedMemberifrs-full:ExpectedCreditLossesCollectivelyAssessedMemberifrs-full:LifetimeExpectedCreditLossesMember2022-12-310000844150ifrs-full:AccumulatedImpairmentMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsCreditimpairedMemberifrs-full:ExpectedCreditLossesIndividuallyAssessedMemberifrs-full:LifetimeExpectedCreditLossesMember2022-12-310000844150ifrs-full:AccumulatedImpairmentMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsCreditimpairedMemberifrs-full:ExpectedCreditLossesCollectivelyAssessedMemberifrs-full:LifetimeExpectedCreditLossesMember2022-12-310000844150ifrs-full:GrossCarryingAmountMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsNotCreditimpairedMemberifrs-full:TwelvemonthExpectedCreditLossesMember2022-12-310000844150ifrs-full:GrossCarryingAmountMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsNotCreditimpairedMemberifrs-full:LifetimeExpectedCreditLossesMember2022-12-310000844150ifrs-full:GrossCarryingAmountMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsCreditimpairedMemberifrs-full:LifetimeExpectedCreditLossesMember2022-12-310000844150ifrs-full:AccumulatedImpairmentMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsNotCreditimpairedMemberifrs-full:TwelvemonthExpectedCreditLossesMember2022-12-310000844150ifrs-full:AccumulatedImpairmentMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsNotCreditimpairedMemberifrs-full:LifetimeExpectedCreditLossesMember2022-12-310000844150ifrs-full:AccumulatedImpairmentMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMemberifrs-full:FinancialInstrumentsCreditimpairedMemberifrs-full:LifetimeExpectedCreditLossesMember2022-12-310000844150ifrs-full:GrossCarryingAmountMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:NotLaterThanOneYearMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMemberifrs-full:LaterThanOneYearMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:NotLaterThanOneYearMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMemberifrs-full:LaterThanOneYearMember2022-12-310000844150ifrs-full:AccumulatedImpairmentMembernwg:FinancialAssetsAtAmortisedCostAndFairValueThroughOtherComprehensiveIncomeMembernwg:LoansAndAdvancesMember2022-12-310000844150nwg:TradingAssetsMemberifrs-full:NotLaterThanOneYearMember2022-12-310000844150nwg:TradingAssetsMemberifrs-full:LaterThanOneYearMember2022-12-310000844150nwg:SettlementBalancesAssetMemberifrs-full:NotLaterThanOneYearMember2022-12-310000844150nwg:OtherFinancialAssetsMembernwg:CashAtCentralBanksMember2022-12-310000844150nwg:OtherFinancialAssetsMemberifrs-full:NotLaterThanOneYearMember2022-12-310000844150nwg:OtherFinancialAssetsMemberifrs-full:LaterThanOneYearMember2022-12-310000844150nwg:OtherFinancialAssetsMemberifrs-full:DebtSecuritiesMember2022-12-310000844150nwg:IfrsCashAndCashEquivalentsMemberifrs-full:NotLaterThanOneYearMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:SettlementBalancesAssetsMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:OtherFinancialAssetsSecuritiesMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToCustomersMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:LoansAndAdvancesToBanksMember2022-12-310000844150ifrs-full:FinancialAssetsAtAmortisedCostMembernwg:IfrsCashAndCashEquivalentsMember2022-12-310000844150ifrs-full:DerivativesMemberifrs-full:NotLaterThanOneYearMember2022-12-310000844150ifrs-full:DerivativesMemberifrs-full:LaterThanOneYearMember2022-12-310000844150ifrs-full:AccumulatedImpairmentMembernwg:OffBalanceSheetExposuresMember2022-12-310000844150ifrs-full:AccumulatedImpairmentMemberifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember2022-12-310000844150ifrs-full:AccumulatedImpairmentMemberifrs-full:ConsumerLoansMember2022-12-310000844150nwg:TradingReverseRepurchaseAgreementMember2022-12-310000844150nwg:SustainablyLinkedLoansMember2022-12-310000844150nwg:OtherProductsMember2022-12-310000844150nwg:NonTradingReverseRepurchaseAgreementMember2022-12-310000844150nwg:LendingSubjectToPerformanceTriggersMember2022-12-310000844150srt:EuropeMember2023-01-012023-12-310000844150nwg:RestOfWorldExcludingUnitedKingdomUnitedStatesAndEuropeMember2023-01-012023-12-310000844150country:US2023-01-012023-12-310000844150country:GB2023-01-012023-12-310000844150ifrs-full:OperatingSegmentsMembernwg:RetailBankingMember2022-01-012022-12-310000844150ifrs-full:OperatingSegmentsMembernwg:PrivateBankingMember2022-01-012022-12-310000844150srt:EuropeMember2022-01-012022-12-310000844150nwg:RestOfWorldExcludingUnitedKingdomUnitedStatesAndEuropeMember2022-01-012022-12-310000844150country:US2022-01-012022-12-310000844150country:GB2022-01-012022-12-310000844150ifrs-full:OperatingSegmentsMembernwg:PrivateBankingMember2021-01-012021-12-310000844150srt:EuropeMember2021-01-012021-12-310000844150nwg:RestOfWorldExcludingUnitedKingdomUnitedStatesAndEuropeMember2021-01-012021-12-310000844150country:US2021-01-012021-12-310000844150country:GB2021-01-012021-12-310000844150nwg:LoansToBanksAmortisedCostReverseRepurchaseAgreementMembernwg:LoansToBanksAmortisedCostReverseRepurchaseAgreementMember2023-12-310000844150nwg:TradingAssetsMember2023-12-310000844150nwg:OtherFinancialAssetsMember2023-12-310000844150nwg:LoansToCustomersAmortisedCostReverseRepurchaseAgreementMember2023-12-310000844150nwg:LoansToBanksAmortisedCostReverseRepurchaseAgreementMembernwg:LoansToBanksAmortisedCostReverseRepurchaseAgreementMember2022-12-310000844150nwg:TradingAssetsMember2022-12-310000844150nwg:OtherFinancialAssetsMember2022-12-310000844150nwg:LoansToCustomersAmortisedCostReverseRepurchaseAgreementMember2022-12-310000844150ifrs-full:TopOfRangeMembernwg:SharesaveOptionsMember2023-12-310000844150ifrs-full:BottomOfRangeMembernwg:SharesaveOptionsMember2023-12-310000844150ifrs-full:TopOfRangeMembernwg:SharesaveOptionsMember2022-12-310000844150ifrs-full:BottomOfRangeMembernwg:SharesaveOptionsMember2022-12-310000844150ifrs-full:TopOfRangeMembernwg:SharesaveOptionsMember2021-12-310000844150ifrs-full:BottomOfRangeMembernwg:SharesaveOptionsMember2021-12-310000844150ifrs-full:OtherContingentLiabilitiesMember2023-12-310000844150ifrs-full:ContingentLiabilityForGuaranteesMember2023-12-310000844150ifrs-full:OtherContingentLiabilitiesMember2022-12-310000844150ifrs-full:ContingentLiabilityForGuaranteesMember2022-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMembernwg:QuotedPlanAssetsMember2023-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMembernwg:QuotedPlanAssetsMember2022-12-310000844150nwg:NatwestGroupSCapitalResourcesUnderPrudentialRegulationAuthorityRequirementsMember2023-12-310000844150nwg:NatwestGroupSCapitalResourcesUnderPrudentialRegulationAuthorityRequirementsMember2022-12-310000844150nwg:AdditionalTier1NotesCallableMarch2028GbpMemberifrs-full:AdditionalPaidinCapitalMember2023-12-310000844150nwg:AdditionalTier1NotesCallableJune2031UsdMemberifrs-full:AdditionalPaidinCapitalMember2023-12-310000844150nwg:ShareCapitalSharePremiumAndPaidInEquityMember2023-12-310000844150nwg:IssuedCapitalAndSharePremiumMember2023-12-310000844150ifrs-full:RetainedEarningsMember2023-12-310000844150ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember2023-12-310000844150ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember2023-12-310000844150ifrs-full:ReserveOfCashFlowHedgesMember2023-12-310000844150ifrs-full:NoncontrollingInterestsMember2023-12-310000844150ifrs-full:MergerReserveMember2023-12-310000844150ifrs-full:EquityAttributableToOwnersOfParentMember2023-12-310000844150ifrs-full:AdditionalPaidinCapitalMember2023-12-310000844150nwg:AdditionalTier1NotesCallableMayNovember2027GbpMemberifrs-full:AdditionalPaidinCapitalMember2022-12-310000844150nwg:AdditionalTier1NotesCallableMarch2028GbpMemberifrs-full:AdditionalPaidinCapitalMember2022-12-310000844150nwg:AdditionalTier1NotesCallableJune2031UsdMemberifrs-full:AdditionalPaidinCapitalMember2022-12-310000844150nwg:AdditionalTier1NotesCallableDecember2025June2026UsdMemberifrs-full:AdditionalPaidinCapitalMember2022-12-310000844150nwg:AdditionalTier1NotesCallableAugust2025UsdMemberifrs-full:AdditionalPaidinCapitalMember2022-12-310000844150nwg:ShareCapitalSharePremiumAndPaidInEquityMember2022-12-310000844150nwg:IssuedCapitalAndSharePremiumMember2022-12-310000844150ifrs-full:RetainedEarningsMember2022-12-310000844150ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember2022-12-310000844150ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember2022-12-310000844150ifrs-full:ReserveOfCashFlowHedgesMember2022-12-310000844150ifrs-full:OrdinarySharesMember2022-12-310000844150ifrs-full:NoncontrollingInterestsMember2022-12-310000844150ifrs-full:MergerReserveMember2022-12-310000844150ifrs-full:EquityAttributableToOwnersOfParentMember2022-12-310000844150ifrs-full:AdditionalPaidinCapitalMember2022-12-310000844150nwg:AdditionalTier1NotesCallableMayNovember2027GbpMemberifrs-full:AdditionalPaidinCapitalMember2021-12-310000844150nwg:AdditionalTier1NotesCallableMarch2028GbpMemberifrs-full:AdditionalPaidinCapitalMember2021-12-310000844150nwg:AdditionalTier1NotesCallableJune2031UsdMemberifrs-full:AdditionalPaidinCapitalMember2021-12-310000844150nwg:AdditionalTier1NotesCallableDecember2025June2026UsdMemberifrs-full:AdditionalPaidinCapitalMember2021-12-310000844150nwg:AdditionalTier1NotesCallableAugust2025UsdMemberifrs-full:AdditionalPaidinCapitalMember2021-12-310000844150nwg:ShareCapitalSharePremiumAndPaidInEquityMember2021-12-310000844150nwg:IssuedCapitalAndSharePremiumMember2021-12-310000844150ifrs-full:RetainedEarningsMember2021-12-310000844150ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember2021-12-310000844150ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember2021-12-310000844150ifrs-full:ReserveOfCashFlowHedgesMember2021-12-310000844150ifrs-full:OrdinarySharesMember2021-12-310000844150ifrs-full:NoncontrollingInterestsMember2021-12-310000844150ifrs-full:MergerReserveMember2021-12-310000844150ifrs-full:EquityAttributableToOwnersOfParentMember2021-12-310000844150ifrs-full:AdditionalPaidinCapitalMember2021-12-310000844150nwg:ShareCapitalSharePremiumAndPaidInEquityMember2020-12-310000844150nwg:OtherStatutoryReservesMember2020-12-310000844150nwg:IssuedCapitalAndSharePremiumMember2020-12-310000844150ifrs-full:RetainedEarningsMember2020-12-310000844150ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember2020-12-310000844150ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember2020-12-310000844150ifrs-full:ReserveOfCashFlowHedgesMember2020-12-310000844150ifrs-full:NoncontrollingInterestsMember2020-12-310000844150ifrs-full:MergerReserveMember2020-12-310000844150ifrs-full:EquityAttributableToOwnersOfParentMember2020-12-310000844150ifrs-full:AdditionalPaidinCapitalMember2020-12-310000844150nwg:SharesaveOptionsMember2023-01-012023-12-310000844150nwg:LongTermIncentiveMember2023-01-012023-12-310000844150nwg:DeferredPerformanceAwardsMember2023-01-012023-12-310000844150nwg:RfbCommercialAndInstitutionalMember2023-12-310000844150nwg:RetailBankingMember2023-12-310000844150nwg:RbsInternationalMember2023-12-310000844150nwg:PrivateBankingMember2023-12-310000844150nwg:CushonMember2023-12-310000844150nwg:RfbCommercialAndInstitutionalMember2022-12-310000844150nwg:RetailBankingMember2022-12-310000844150nwg:RbsInternationalMember2022-12-310000844150nwg:PrivateBankingMember2022-12-310000844150nwg:CushonMember2022-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMembernwg:UnquotedPlanAssetsMember2023-12-310000844150nwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMembernwg:UnquotedPlanAssetsMember2022-12-310000844150ifrs-full:SwapContractMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2023-12-310000844150ifrs-full:SwapContractMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2022-12-310000844150nwg:DerivativeFinancialLiabilitiesHeldForHedgingMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2023-12-310000844150nwg:DerivativeFinancialLiabilitiesHeldForHedgingMemberifrs-full:NotLaterThanThreeMonthsMember2023-12-310000844150nwg:DerivativeFinancialLiabilitiesHeldForHedgingMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2023-12-310000844150nwg:DerivativeFinancialLiabilitiesHeldForHedgingMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2023-12-310000844150nwg:DerivativeFinancialLiabilitiesHeldForHedgingMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2023-12-310000844150nwg:DerivativeFinancialLiabilitiesHeldForHedgingMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2023-12-310000844150nwg:DerivativeFinancialLiabilitiesHeldForHedgingMembernwg:LaterThanTenYearsAndNotLaterThanTwentyYearsMember2022-12-310000844150nwg:DerivativeFinancialLiabilitiesHeldForHedgingMemberifrs-full:NotLaterThanThreeMonthsMember2022-12-310000844150nwg:DerivativeFinancialLiabilitiesHeldForHedgingMemberifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember2022-12-310000844150nwg:DerivativeFinancialLiabilitiesHeldForHedgingMemberifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember2022-12-310000844150nwg:DerivativeFinancialLiabilitiesHeldForHedgingMemberifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember2022-12-310000844150nwg:DerivativeFinancialLiabilitiesHeldForHedgingMemberifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember2022-12-310000844150nwg:EquityAndBondPutOptionsMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2023-12-310000844150nwg:OtherDerivativeInstrumentsMembernwg:MainSectionOfRoyalBankOfScotlandGroupPensionFundMember2023-12-31