UNITY BANCORP INC /NJ/ [UNTY] Filings

10-Q 1 unty-20230331x10q.htm 10-Q

Table of Contents

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 10-Q

(Mark One)

☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended March 31, 2023

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from ____ to ____.

Commission File Number 1-12431

Unity Bancorp, Inc.

(Exact name of registrant as specified in its charter)


New Jersey	22-3282551
(State or other jurisdiction of incorporation or organization)	(I.R.S. Employer Identification No.)

64 Old Highway 22, Clinton, NJ	08809
(Address of principal executive offices)	(Zip Code)

Registrant’s telephone number, including area code (800) 618-2265

Securities registered pursuant to Section 12(b) of the Exchange Act:


Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common stock	UNTY	NASDAQ

Securities registered pursuant to Section 12(g) of the Exchange Act: None

Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15 (d) of the Securities Exchange Act of 1934, as amended, during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days: Yes ⌧ No ☐

Indicate by check mark whether the registrant has submitted electronically, every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ⌧ No ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and "emerging growth company" in Rule 12b-2 of the Exchange Act.:


Large accelerated filer ◻	Accelerated filer ⌧	Nonaccelerated filer ◻	Smaller reporting company ☒
Emerging Growth Company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ◻

Indicate by check mark whether the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act: Yes ☐ No ⌧

Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant’s executive officers during the relevant recovery period pursuand 240.10D-1(b) ◻

The number of shares outstanding of each of the registrant’s classes of common equity stock, as of April 30, 2023 common stock, no par value: 10,068,593 shares outstanding.

Table of Contents

Table of Contents


		Page #
PART I	CONSOLIDATED FINANCIAL INFORMATION

ITEM 1	Consolidated Financial Statements (Unaudited)	3

	Consolidated Balance Sheets at March 31, 2023 and December 31, 2022	3

	Consolidated Statements of Income for the three months ended March 31, 2023 and 2022	4

	Consolidated Statements of Comprehensive Income for the three months ended March 31, 2023 and 2022	5

	Consolidated Statements of Changes in Shareholders’ Equity for the three months ended March 31, 2023 and 2022	6

	Consolidated Statements of Cash Flows for the three months ended March 31, 2023 and 2022	7

	Notes to the Consolidated Financial Statements	8

ITEM 2	Management’s Discussion and Analysis of Financial Condition and Results of Operations	35

ITEM 3	Quantitative and Qualitative Disclosures about Market Risk	54

ITEM 4	Controls and Procedures	54

PART II	OTHER INFORMATION	54

ITEM 1	Legal Proceedings	54

ITEM 1A	Risk Factors	54

ITEM 2	Unregistered Sales of Equity Securities and Use of Proceeds	54

ITEM 3	Defaults upon Senior Securities	55

ITEM 4	Mine Safety Disclosures	55

ITEM 5	Other Information	55

ITEM 6	Exhibits	56

	EXHIBIT INDEX	57

	Exhibit 31.1

	Exhibit 31.2

	Exhibit 32.1

	SIGNATURES	58

Table of Contents

PART I CONSOLIDATED FINANCIAL INFORMATION

ITEM 1 Consolidated Financial Statements (Unaudited)

Unity Bancorp, Inc.

Consolidated Balance Sheets

(Unaudited)


(In thousands)	March 31, 2023		December 31, 2022
ASSETS
Cash and due from banks	$	23,893	$	19,699
Interest-bearing deposits		103,194		95,094
Cash and cash equivalents		127,087		114,793
Securities:
Debt securities available for sale		94,113		95,393
Debt securities held to maturity		35,824		35,760
Equity securities with readily determinable fair values		8,327		9,793
Total securities		138,264		140,946
Loans:
SBA loans held for sale		23,314		27,928
SBA loans held for investment		39,370		38,468
SBA PPP loans		2,545		5,908
Commercial loans		1,205,642		1,187,543
Residential mortgage loans		619,140		605,091
Consumer loans		76,784		78,164
Residential construction loans		164,124		163,457
Total loans		2,130,919		2,106,559
Allowance for credit losses		(26,201)		(25,196)
Net loans		2,104,718		2,081,363
Premises and equipment, net		19,868		20,002
Bank owned life insurance ("BOLI")		26,856		26,776
Deferred tax assets, net		12,360		12,345
Federal Home Loan Bank ("FHLB") stock		18,688		19,064
Accrued interest receivable		14,314		13,403
Other real estate owned ("OREO"), net		176		—
Goodwill		1,516		1,516
Prepaid expenses and other assets		12,004		14,740
Total assets	$	2,475,851	$	2,444,948
LIABILITIES AND SHAREHOLDERS’ EQUITY
Liabilities:
Deposits:
Noninterest-bearing demand	$	450,058	$	494,184
Interest-bearing demand		289,451		276,218
Savings		560,711		591,826
Brokered time deposits		197,792		189,644
Time deposits		325,909		235,656
Total deposits		1,823,921		1,787,528
Borrowed funds		374,000		383,000
Subordinated debentures		10,310		10,310
Accrued interest payable		932		691
Accrued expenses and other liabilities		26,229		24,192
Total liabilities		2,235,392		2,205,721
Shareholders’ equity:
Common stock		98,197		97,204
Retained earnings		165,335		156,958
Treasury stock		(19,894)		(11,675)
Accumulated other comprehensive loss		(3,179)		(3,260)
Total shareholders’ equity		240,459		239,227
Total liabilities and shareholders’ equity	$	2,475,851	$	2,444,948

Shares issued		11,335		11,289
Shares outstanding		10,292		10,584
Treasury shares		1,043		705

The accompanying notes to the Consolidated Financial Statements are an integral part of these statements.

Table of Contents

Unity Bancorp, Inc.

Consolidated Statements of Income

(Unaudited)


	For the three months ended March 31,
(In thousands, except per share amounts)	2023		2022
INTEREST INCOME
Interest-bearing deposits	$	333	$	96
FHLB stock		331		33
Securities:
Taxable		1,739		652
Tax-exempt		19		6
Total securities		1,758		658
Loans:
SBA loans		1,404		923
SBA PPP loans		77		777
Commercial loans		17,401		11,497
Residential mortgage loans		8,109		4,390
Consumer loans		1,354		921
Residential construction loans		2,586		1,824
Total loans		30,931		20,332
Total interest income		33,353		21,119
INTEREST EXPENSE
Interest-bearing demand deposits		982		164
Savings deposits		1,953		345
Time deposits		2,709		480
Borrowed funds and subordinated debentures		3,799		226
Total interest expense		9,443		1,215
Net interest income		23,910		19,904
Provision (benefit) for credit losses		108		(178)
Net interest income after provision (benefit) for credit losses		23,802		20,082
NONINTEREST INCOME
Branch fee income		235		275
Service and loan fee income		503		584
Gain on sale of SBA loans held for sale, net		309		852
Gain on sale of mortgage loans, net		244		521
BOLI income		80		163
Net security losses		(322)		(557)
Other income		368		401
Total noninterest income		1,417		2,239
NONINTEREST EXPENSE
Compensation and benefits		7,090		6,508
Processing and communications		804		752
Occupancy		770		775
Furniture and equipment		689		576
Professional services		427		447
Advertising		260		225
Other loan expenses		128		135
Deposit insurance		348		269
Director fees		217		233
Loan collection expenses		47		58
Other expenses		648		432
Total noninterest expense		11,428		10,410
Income before provision for income taxes		13,791		11,911
Provision for income taxes		3,504		2,803
Net income	$	10,287	$	9,108
Net income per common share – Basic	$	0.98	$	0.87
Net income per common share – Diluted	$	0.96	$	0.85
Weighted average common shares outstanding – Basic		10,538		10,446
Weighted average common shares outstanding – Diluted		10,686		10,664

The accompanying notes to the Consolidated Financial Statements are an integral part of these statements.

Table of Contents

Unity Bancorp, Inc.

Consolidated Statements of Comprehensive Income

(Unaudited)


	For the three months ended
	March 31, 2023						March 31, 2022

			Income tax						Income tax
		Before tax		expense		Net of tax		Before tax		expense		Net of tax
(In thousands)	amount		(benefit)		amount		amount		(benefit)		amount
Net income	$	13,791		3,504		10,287	$	11,911		2,803		9,108
Other comprehensive income (loss) before reclassifications
Debt securities available for sale:
Unrealized holding gains (losses) on securities arising during the period		359		93		266		(1,627)		(375)		(1,252)
Less: reclassification adjustment for losses on securities included in net income		—		—		—		(557)		(118)		(439)
Total unrealized gains (losses) on securities available for sale		359		93		266		(1,070)		(257)		(813)
Net unrealized (losses) gains from cash flow hedges:
Unrealized holding (losses) gains on cash flow hedges arising during the period		(433)		(92)		(341)		1,533		434		1,099
Less: reclassification adjustment for gains on cash flow hedges included in net income		(198)		(42)		(156)		—		—		—
Total unrealized (losses) gains on cash flow hedges		(235)		(50)		(185)		1,533		434		1,099
Total other comprehensive income		124		43		81		463		177		286
Total comprehensive income	$	13,915	$	3,547	$	10,368	$	12,374	$	2,980	$	9,394

The accompanying notes to the Consolidated Financial Statements are an integral part of these statements.

Table of Contents

Unity Bancorp, Inc.

Consolidated Statements of Changes in Shareholders’ Equity

For the three months ended March 31, 2023 and 2022

(Unaudited)


									Accumulated
									other		Total
	Common Stock				Retained		Treasury		comprehensive		shareholders’
(In thousands)	Shares		Amount		earnings		stock		loss		equity
Balance, December 31, 2022	10,584		$	97,204	$	156,958	$	(11,675)	$	(3,260)	$	239,227
Net income	—	A		—		10,287		—		—		10,287
Other comprehensive income, net of tax	—			—		—		—		81		81
Dividends on common stock ($0.12 per share)	2			46		(1,261)		—		—		(1,215)
Effect of adopting Accounting Standards Update ("ASU") No. 2016-13 ("CECL")	—			—		(649)		—		—		(649)
Common stock issued & related tax effects (1)	44			947		—		—		—		947
Treasury stock purchased, at cost	(338)			—		—		(8,219)		—		(8,219)
Balance, March 31, 2023	10,292			98,197		165,335		(19,894)		(3,179)		240,459


									Accumulated
									other			Total
	Common Stock				Retained		Treasury		comprehensive			shareholders’
(In thousands)	Shares		Amount		earnings		stock		income		aa	equity
Balance, December 31, 2021	10,391		$	94,003	$	123,037	$	(11,633)	$	322		$	205,729
Net income	—	A		—		9,108		—		—			9,108
Other comprehensive income, net of tax	—			—		—		—		286			286
Dividends on common stock ($0.10 per share)	—			37		(1,045)		—		—			(1,008)
Common stock issued & related tax effects (1)	102			813		—		—		—			813
Balance, March 31, 2022	10,493			94,853		131,100		(11,633)		608			214,928

(1)	Includes the issuance of common stock under employee benefit plans, which includes nonqualified stock options and restricted stock expense related entries, employee option exercises and the tax benefit of options exercised.

The accompanying notes to the Consolidated Financial Statements are an integral part of these statements.

Table of Contents

Unity Bancorp, Inc.

Consolidated Statements of Cash Flows

(Unaudited)


	For the three months ended March 31,
(In thousands)	2023		2022
OPERATING ACTIVITIES:
Net income	$	10,287	$	9,108
Adjustments to reconcile net income to net cash provided by operating activities:
Provision (benefit) for credit losses		108		(178)
Net amortization of purchase premiums and discounts on securities		36		11
Depreciation and amortization		(738)		447
PPP deferred fees and costs		(68)		(686)
Deferred income tax (benefit) expense		91		(63)
Net realized security gains		(222)		—
Stock compensation expense		417		394
Valuation writedowns on OREO		113		—
Gain on sale of mortgage loans, net		(244)		(521)
Gain on sale of SBA loans held for sale, net		(309)		(852)
BOLI income		(80)		(163)
Net change in other assets and liabilities		4,359		12,114
Net cash provided by operating activities		13,750		19,611
INVESTING ACTIVITIES
Purchases of securities held to maturity		—		(18,666)
Purchases of equity securities		(126)		—
Purchases of securities available for sale		—		(24,245)
Proceeds from redemption of FHLB stock, at cost		376		9
Maturities and principal payments on securities held to maturity		—		2,584
Maturities, calls and principal payments on securities available for sale		1,639		1,756
Proceeds from sales of equity securities		1,269		—
Net decrease in SBA PPP loans		3,431		18,521
Net increase in loans		(26,339)		(68,439)
Proceeds from BOLI		—		119
Purchases of premises and equipment		(195)		(41)
Net cash used in investing activities		(19,945)		(88,402)
FINANCING ACTIVITIES
Net increase in deposits		36,393		12,288
Repayments of borrowings		(9,000)		—
Proceeds from exercise of stock options		754		639
Fair market value of shares withheld to cover employee tax liability		(224)		(220)
Dividends on common stock		(1,215)		(1,008)
Purchase of treasury stock		(8,219)		—
Net cash provided by financing activities		18,489		11,699
Increase (decrease) in cash and cash equivalents		12,294		(57,092)
Cash and cash equivalents, beginning of year		114,793		244,818
Cash and cash equivalents, end of period	$	127,087	$	187,726
SUPPLEMENTAL DISCLOSURES
Cash:
Interest paid	$	9,202	$	1,213
Income taxes paid		3,557		2,145
Noncash investing activities:
Establishment of lease liability and right-of-use asset		—		582
Capitalization of servicing rights		159		131
Transfer of loans to OREO		288		—

The accompanying notes to the Consolidated Financial Statements are an integral part of these statements.

Table of Contents

Unity Bancorp, Inc.

Notes to the Consolidated Financial Statements (Unaudited)

March 31, 2023

NOTE 1. Significant Accounting Policies

The accompanying Consolidated Financial Statements include the accounts of Unity Bancorp, Inc. (the "Parent Company") and its wholly-owned subsidiary, Unity Bank (the "Bank" or when consolidated with the Parent Company, the "Company"). The Bank has multiple subsidiaries used to hold part of its investment and loan portfolios. All significant intercompany balances and transactions have been eliminated in consolidation. Certain reclassifications have been made to prior period amounts to conform to the current year presentation, with no impact on current earnings or shareholders’ equity. The financial information has been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) and has not been audited. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and revenues and expenses during the reporting periods. Actual results could differ from those estimates. Amounts requiring the use of significant estimates include the allowance for credit losses, valuation of deferred tax and servicing assets, the carrying value of loans held for sale and other real estate owned, the valuation of securities and the determination of impairment for securities and fair value disclosures. Management believes that the allowance for credit losses is adequate. While management uses available information to recognize credit losses, future additions to the allowance for credit losses may be necessary based on changes in economic conditions.

The interim unaudited Consolidated Financial Statements included herein have been prepared in accordance with instructions for Form 10-Q and the rules and regulations of the Securities and Exchange Commission (“SEC”) and consist of normal recurring adjustments, that in the opnion of management, are necessary for the fair presentation of interim results. The results of operations for the three months ended March 31, 2023, are not necessarily indicative of the results which may be expected for the entire year. As used in this Form 10-Q, “we” and “us” and “our” refer to Unity Bancorp, Inc., and its consolidated subsidiary, Unity Bank, depending on the context. Certain information and financial disclosures required by U.S. GAAP have been condensed or omitted from interim reporting pursuant to SEC rules. Interim financial statements should be read in conjunction with the Company’s Consolidated Financial Statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2022.

Risks and Uncertainties

Overall, the markets and customers serviced by the Company may be significantly impacted by ongoing macro-economic trends, such as inflation and recessionary pressures created by a higher interest rate environment. The Company assesses the impact of inflation on an ongoing basis.

Recent industry events transpired, including the failures of Silicon Valley Bank (“SVB”) headquartered in Santa Clara, California and Signature Bank headquartered in New York, New York in March 2023, have led to uncertainty and concerns regarding the liquidity positions of the banking sector. SVB was placed into receivership on March 10, 2023, marking the second largest bank failure in U.S. history. Signature Bank was placed into receivership on March 12, 2023, marking the third largest bank failure in U.S. history.

Both banks appear to have had high ratios of uninsured deposits to total deposits, when compared to industry average. These failures underscore the importance of maintaining access to diverse sources of funding. The Company’s deposit base includes a combination of consumer, commercial and public funds deposits, without a high level of industry concentration.

Market conditions and external factors may unpredictably impact the competitive landscape for deposits in the banking industry. Additionally, the rising interest rate environment has increased competition for liquidity and the premium at which liquidity is available to meet funding needs. The Company believes the sources of liquidity presented in the Unaudited Consolidated Financial Statements and the Notes to the Unaudited Consolidated Financial Statements are sufficient to meet its needs on the balance sheet date.

Table of Contents

An unexpected influx of withdrawals of deposits could adversely impact the Company's ability to rely on organic deposits to primarily fund its operations, potentially requiring greater reliance on secondary sources of liquidity to meet withdrawal demands or to fund continuing operations. These sources may include proceeds from Federal Home Loan Bank advances, sales of investment securities and loans, federal funds lines of credit from correspondent banks and out-of market time deposits.

Such reliance on secondary funding sources could increase the Company's overall cost of funding and thereby reduce net income. While the Company believes its current sources of liquidity are adequate to fund operations, there is no guarantee they will suffice to meet future liquidity demands. This may necessitate slowing or discontinuing loan growth, capital expenditures or other investments, or liquidating assets.

New Accounting Guidance adopted in the First Quarter 2023

Accounting Standards Update (“ASU”) 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” amends the accounting guidance on the impairment of financial instruments. The Financial Accounting Standards Board (“FASB”) issued an amendment to replace the incurred loss impairment methodology under prior accounting guidance with a new current expected credit loss (“CECL”) model. Under the new guidance, the Company is required to measure expected credit losses by utilizing forward-looking information to assess its allowance for credit losses. The measurement of expected credit losses is based on relevant information about past events, including historical experience, current conditions and reasonable and supportable forecasts that affect the collectability of the reported amount. The measurement of expected credit losses under CECL methodology is applicable to financial assets measured at amortized cost, including loans and held to maturity debt securities. CECL also applies to certain off-balance sheet exposures.

The Company adopted ASU 2016-13 on January 1, 2023, using the modified retrospective approach for all financial assets measured at amortized cost and off-balance sheet credit exposures. The Company established a governance structure to implement the CECL accounting guidance and has developed a methodology and set of models to be used upon adoption. At adoption, the Company recorded $0.8 million increase to its allowance for credit losses, entirely related to loans. Further the Company increased its reserve for unfunded credit commitments by $0.1 million. The reserve for unfunded credit commitments is recorded in Accrued expenses and other liabilities on the consolidated balance sheet. These increases in reserves were recorded through retained earnings and was $0.6 million, net of tax.

For available for sale securities in an unrealized loss position, the Company first asseses whether it intends to sell, or is more likely than not that it will be required to sell the security before the recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the securiy’s amortized cost basis is written down to fair value through income. For securities available for sale that do not meet the above criteria, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, the Company considers the extent to which fair value is less than amortized cost and adverse conditions related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of the cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income, net of tax. The Company elected the practical expedient of zero loss estimates for securities issued by U.S. government entities and agencies. These securities are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major agencies and have a long history of no credit losses.

For other assets within the scope of the new CECL accounting guidance, such as held to maturity debt securities, available for sale securities and other receivables, management noted the impact from adoption to be inconsequential. Additionally, the Company noted the adoption of CECL had no significant impact on regulatory capital ratios of the Company and/or the Bank.

ASU 2022-01, “Derivatives and Hedging (Topic 815)”: ASU 2022-01 was issued to clarify the guidance in ASC 815 on fair value hedge accounting of interest rate risk for portfolios and financial assets. Among other things, the amended

Table of Contents

guidance established the “last-of-layer” method for making the fair value hedge accounting for these portfolios more accessible and renamed that method the “portfolio layer” method. ASU 2022-01 is effective January 1, 2023. The Company adopted the guidance effective January 1, 2023, noting no material impact.

ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326)”: ASU 2022-02 eliminates the guidance on troubled debt restructurings (“TDRs”) and requires entities to evaluate all loan modifications to determine if they result in a new loan or a continuation of the existing loan. ASU 2022-02 requires that entities disclose if the modifications result in a new loan or a continuation of the existing loan. ASU 2022-02 also requires that entities disclose current-period gross charge-offs by year of origination for loans and leases. The Company adopted ASU 2022-02 effective January 1, 2023, noting no material impact.

New Accounting Guidance issued in the First Quarter 2023

There were no material ASUs to the Company issued in the first quarter of 2023.

NOTE 2. Litigation

The Company may, in the ordinary course of business, become a party to litigation involving collection matters, contract claims and other legal proceedings relating to the conduct of its business. In the best judgment of management, based upon consultation with counsel, the consolidated financial position and results of operations of the Company will not be affected materially by the final outcome of any pending legal proceedings or other contingent liabilities and commitments.

NOTE 3. Net Income per Share

Basic net income per common share is calculated as net income divided by the weighted average common shares outstanding during the reporting period. Common shares include vested and unvested restricted shares.

Diluted net income per common share is computed similarly to that of basic net income per common share, except that the denominator is increased to include the number of additional common shares that would have been outstanding if all potentially dilutive common shares, principally stock options, were issued during the reporting period utilizing the treasury stock method.

The following is a reconciliation of the calculation of basic and diluted income per share:


	For the three months ended March 31,
(In thousands, except per share amounts)	2023		2022
Net income	$	10,287	$	9,108
Weighted average common shares outstanding - Basic		10,538		10,446
Plus: Potential dilutive common stock equivalents		148		218
Weighted average common shares outstanding - Diluted		10,686		10,664
Net income per common share - Basic	$	0.98	$	0.87
Net income per common share - Diluted		0.96		0.85
Stock options and common stock excluded from the income per share calculation as their effect would have been anti-dilutive		—		—

Table of Contents

NOTE 4. Other Comprehensive Income (Loss)

The following tables show the changes in other comprehensive (loss) income for the three months ended March 31, 2023 and 2022, net of tax:


	For the three months ended March 31, 2023
					Accumulated
	Net unrealized		Net unrealized		other
	(losses) gains on		gains (losses) from		comprehensive
(In thousands)	securities		cash flow hedges		income (loss)
Balance, beginning of period	$	(4,381)	$	1,121	$	(3,260)
Other comprehensive income before reclassifications

UNITY BANCORP INC /NJ/ [UNTY] Filings
10-Q	[2023-05-10]
10-K	[2023-03-10]
10-Q	[2022-11-10]
10-Q	[2022-08-10]
10-Q	[2022-05-10]
10-K	[2022-03-11]
10-Q	[2021-11-04]
10-Q	[2021-08-05]
10-Q	[2021-05-05]
10-K	[2021-03-25]
10-Q	[2020-11-04]
10-Q	[2020-08-06]
10-Q	[2020-05-05]
10-K	[2020-03-04]
10-Q	[2019-11-05]
10-Q	[2019-08-06]
10-Q	[2019-05-07]
10-K	[2019-03-05]
10-Q	[2018-11-06]
10-Q	[2018-08-07]
10-Q	[2018-05-03]
10-K	[2018-03-02]
10-Q	[2017-11-08]
10-Q	[2017-08-09]
10-Q	[2017-05-11]
10-K	[2017-03-03]
10-Q	[2016-11-09]
S-1	[2016-09-16]
10-Q	[2016-08-08]
10-Q	[2016-05-10]
10-K	[2016-03-04]
10-Q	[2015-11-06]
10-Q	[2015-08-12]
10-Q	[2015-05-08]
10-K	[2015-03-16]
10-Q	[2014-11-07]
10-Q	[2014-08-08]
10-Q	[2014-05-09]
S-1	[2014-04-15]
10-K	[2014-03-06]
10-Q	[2013-11-08]
10-Q	[2013-08-09]
10-Q	[2013-05-10]
10-K	[2013-03-21]
10-Q	[2012-11-09]
10-Q	[2012-08-10]
10-Q	[2012-05-11]
10-K	[2012-03-15]