Company Quick10K Filing
Consumers Bancorp
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 3 $51
10-Q 2019-11-08 Quarter: 2019-09-30
10-K 2019-09-12 Annual: 2019-06-30
10-Q 2019-05-15 Quarter: 2019-03-31
10-Q 2019-02-14 Quarter: 2018-12-31
10-Q 2018-11-14 Quarter: 2018-09-30
10-K 2018-09-12 Annual: 2018-06-30
10-Q 2018-05-15 Quarter: 2018-03-31
10-Q 2018-02-14 Quarter: 2017-12-31
10-Q 2017-11-07 Quarter: 2017-09-30
10-K 2017-09-21 Annual: 2017-06-30
10-Q 2017-05-15 Quarter: 2017-03-31
10-Q 2017-02-14 Quarter: 2016-12-31
10-Q 2016-11-14 Quarter: 2016-09-30
10-K 2016-09-22 Annual: 2016-06-30
10-Q 2016-05-16 Quarter: 2016-03-31
10-Q 2016-02-16 Quarter: 2015-12-31
10-Q 2015-11-16 Quarter: 2015-09-30
10-K 2015-09-23 Annual: 2015-06-30
10-Q 2015-05-15 Quarter: 2015-03-31
10-Q 2015-02-17 Quarter: 2014-12-31
10-Q 2014-11-14 Quarter: 2014-09-30
10-K 2014-09-24 Annual: 2014-06-30
10-Q 2014-05-15 Quarter: 2014-03-31
10-Q 2014-02-14 Quarter: 2013-12-31
10-Q 2013-11-14 Quarter: 2013-09-30
10-K 2013-09-24 Annual: 2013-06-30
10-Q 2013-05-15 Quarter: 2013-03-31
10-Q 2013-02-14 Quarter: 2012-12-31
10-Q 2012-11-14 Quarter: 2012-09-30
10-K 2012-09-21 Annual: 2012-06-30
10-Q 2012-05-14 Quarter: 2012-03-31
10-Q 2012-02-13 Quarter: 2011-12-31
10-Q 2011-11-10 Quarter: 2011-09-30
10-K 2011-09-16 Annual: 2011-06-30
10-Q 2011-05-16 Quarter: 2011-03-31
10-Q 2011-02-11 Quarter: 2010-12-31
10-Q 2010-11-15 Quarter: 2010-09-30
10-K 2010-09-22 Annual: 2010-06-30
10-Q 2010-05-17 Quarter: 2010-03-31
10-Q 2010-02-12 Quarter: 2009-12-31
8-K 2020-01-16 Earnings, Exhibits
8-K 2020-01-01 M&A, Officers, Other Events, Exhibits
8-K 2019-10-17
8-K 2019-10-16
8-K 2019-10-15
8-K 2019-07-31 Earnings, Other Events, Exhibits
8-K 2019-06-14 Regulation FD
8-K 2019-04-18 Earnings, Exhibits
8-K 2019-01-22 Earnings, Exhibits
8-K 2019-01-22 Other Events
8-K 2018-10-18 Officers, Shareholder Vote
8-K 2018-10-18 Earnings, Exhibits
8-K 2018-07-26 Earnings, Exhibits
8-K 2018-06-13 Enter Agreement, Exhibits
8-K 2018-04-24 Earnings, Exhibits
8-K 2018-01-26 Earnings, Exhibits

Consumers Bancorp Financials

CBKM Metrics, Comps, Filings

Annual | Quarterly

Business

Consumers Bancorp, Inc. (Corporation) is a bank holding company as defined under the Bank Holding Company Act of 1956, as amended (BHCA), and is a registered bank holding company under that act, and was incorporated under the laws of the State of Ohio in 1994. In February 1995, the Corporation acquired all the issued and outstanding capital stock of Consumers National Bank (Bank), a bank chartered under the laws of the United States of America. The Corporation's activities have been limited primarily to holding the common stock of the Bank.

Consumers National Bank is a community-oriented financial institution that offers a wide range of commercial and consumer loan and deposit products, as well as mortgage, financial planning and investment services to individuals, farmers and small and medium sized businesses in our markets. Since 1965, the Bank's main office has been serving the Minerva, Ohio, and surrounding areas from its location at 614 East Lincoln Way, Minerva, Ohio. The Bank seeks to be the provider of choice for financial solutions to customers who value exceptional personalized service, local decision making, and modern banking technology. The Bank's business involves attracting deposits from businesses and individual customers and using such deposits to originate commercial, mortgage and consumer loans in its market area, consisting primarily of Carroll, Columbiana, Jefferson, Stark, Summit, Wayne and contiguous counties in Ohio. The Bank currently has 15 full-service branch locations and one loan production office. The Bank also invests in securities consisting primarily of obligations of U.S. government-sponsored entities, municipal obligations and mortgage-backed securities issued by Fannie Mae, Freddie Mac and Ginnie Mae.

The Corporation and the Bank are subject to regulation by the Securities and Exchange Commission (SEC), the Board of Governors of the Federal Reserve System (Federal Reserve Board), the Office of the Comptroller of the Currency (OCC) and other federal and state regulators. The regulatory framework is intended primarily for the protection of depositors, federal deposit insurance funds and the banking system as a whole and not for the protection of shareholders and creditors. Earnings and dividends of the Corporation are affected by state and federal laws and regulations and by policies of various regulatory authorities. Changes in applicable law or in the policies of various regulatory authorities could affect materially the business and prospects of the Corporation and the Bank. The following describes selected federal and state statutory and regulatory provisions that have, or could have, a material impact on the Corporation. The following discussion of supervision and regulation is qualified in its entirety by reference to the statutory and regulatory provisions discussed.


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Annual)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Investview (INVU) 54 97% -129.0 -8% 11 12 27 26 -1 -0 53
Victory Oilfield Tech (VYEY) 53 46% -2.1 -166% 19 3 0 0 -32 -31 65
Discovery Energy (DENR) 53 6.3 200% 3 6 0 0 6 8 53
AIT Therapeutics (AITB) 53 0% -4.3 -74% 13 5 1 0 -10 -10 41
Cyberfort Software (CYBF) 52 -221.1 -1,194,273% 0 1 0 0 -0 -0 52
Skkynet Cloud Systems (SKKY) 51 139% -122.7 -45% 1 0 1 1 -0 -0 51
Pacific Health Care Organization (PFHO) 51 0% 24.0 12% 10 1 7 0 1 2 44
Farmers & Merchants Bancshares (FMFG) 51 4.2 1% 436 389 0 0 5 7 28
Xspand Products Lab (XSPL) 51 32% -21.7 -13% 30 17 16 5 -4 -2 49
Consumers Bancorp (CBKM) 51 0% 4.2 1% 554 503 3 0 6 10 41
Wave Sync (WAYS) 50 1% -8.9 -73,176% 0 1 0 0 -6 -6 50
Axim Biotechnologies (AXIM) 49 66% -7.7 -224% 3 9 0 0 -6 -6 47
Purebase (PUBC) 49 67% -58.5 -275% 0 6 0 0 -1 -1 49
Castle Biosciences (CSTL) 49 81% 110.6 -4% 33 37 11 9 -1 1 57
Surge Holdings (SURG) 49 38% -8.9 -108% 5 7 15 6 -6 -6 49
Pilgrim Bancshares (PLRM) 49 -255% 7.2 0% 265 231 0 -0 1 5 36
Emarine Global (EMRN) 49 43% -1.2 -28% 2,880 7,636 4,404 1,897 -814 -487 575
GB Sciences (GBLX) 48 5% -3.6 -59% 30 13 3 0 -18 -13 48
Cosmos Holdings (COSM) 48 7% 14.4 10% 22 27 39 3 2 3 50
IEH Corporation (IEHC) 48 28% 5.1 20% 28 4 27 7 6 8 41

Balance Sheet ($MM)2012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-30
Cash000001089
Accounts Receivable
Inventory
PP&E61271214131321
Assets2828404144458503554
Accounts Payable
Long-Term Debt
Liabilities307315342363387414459503
Stockholders' Equity2828404144444451
Income Statement ($MM)2012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-30
Revenue3
Cost of Revenue
Gross Profit
R&D
SG&A00000000
Tax01111111
Net Income33332346
Cash Flow ($MM)2012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-30
Cash Operating11111566
Cash Investing-36-17-200-32-51-47
Cash Financing-1-335-1-1264342