Company Quick10K Filing
Consumers Bancorp
10-Q 2020-03-31 Filed 2020-05-08
10-Q 2019-12-31 Filed 2020-02-12
10-Q 2019-09-30 Filed 2019-11-08
10-K 2019-06-30 Filed 2019-09-12
10-Q 2019-03-31 Filed 2019-05-15
10-Q 2018-12-31 Filed 2019-02-14
10-Q 2018-09-30 Filed 2018-11-14
10-K 2018-06-30 Filed 2018-09-12
10-Q 2018-03-31 Filed 2018-05-15
10-Q 2017-12-31 Filed 2018-02-14
10-Q 2017-09-30 Filed 2017-11-07
10-K 2017-06-30 Filed 2017-09-21
10-Q 2017-03-31 Filed 2017-05-15
10-Q 2016-12-31 Filed 2017-02-14
10-Q 2016-09-30 Filed 2016-11-14
10-K 2016-06-30 Filed 2016-09-22
10-Q 2016-03-31 Filed 2016-05-16
10-Q 2015-12-31 Filed 2016-02-16
10-Q 2015-09-30 Filed 2015-11-16
10-K 2015-06-30 Filed 2015-09-23
10-Q 2015-03-31 Filed 2015-05-15
10-Q 2014-12-31 Filed 2015-02-17
10-Q 2014-09-30 Filed 2014-11-14
10-K 2014-06-30 Filed 2014-09-24
10-Q 2014-03-31 Filed 2014-05-15
10-Q 2013-12-31 Filed 2014-02-14
10-Q 2013-09-30 Filed 2013-11-14
10-K 2013-06-30 Filed 2013-09-24
10-Q 2013-03-31 Filed 2013-05-15
10-Q 2012-12-31 Filed 2013-02-14
10-Q 2012-09-30 Filed 2012-11-14
10-K 2012-06-30 Filed 2012-09-21
10-Q 2012-03-31 Filed 2012-05-14
10-Q 2011-12-31 Filed 2012-02-13
10-Q 2011-09-30 Filed 2011-11-10
10-K 2011-06-30 Filed 2011-09-16
10-Q 2011-03-31 Filed 2011-05-16
10-Q 2010-12-31 Filed 2011-02-11
10-Q 2010-09-30 Filed 2010-11-15
10-K 2010-06-30 Filed 2010-09-22
10-Q 2010-03-31 Filed 2010-05-17
10-Q 2009-12-31 Filed 2010-02-12
8-K 2020-04-22 Earnings, Exhibits
8-K 2020-03-13 Officers
8-K 2020-03-11 Other Events
8-K 2020-01-16 Earnings, Exhibits
8-K 2020-01-01 M&A, Officers, Other Events, Exhibits
8-K 2019-10-17
8-K 2019-10-16
8-K 2019-10-15
8-K 2019-07-31 Earnings, Other Events, Exhibits
8-K 2019-06-14 Regulation FD
8-K 2019-04-18 Earnings, Exhibits
8-K 2019-01-22 Earnings, Exhibits
8-K 2019-01-22 Other Events
8-K 2018-10-18 Officers, Shareholder Vote
8-K 2018-10-18 Earnings, Exhibits
8-K 2018-07-26 Earnings, Exhibits
8-K 2018-06-13 Enter Agreement, Exhibits
8-K 2018-04-24 Earnings, Exhibits
8-K 2018-01-26 Earnings, Exhibits

Consumers Bancorp Financials

CBKM Metrics, Comps, Filings

Quarterly | Annual

Business

Consumers Bancorp, Inc. (Corporation) is a bank holding company as defined under the Bank Holding Company Act of 1956, as amended (BHCA), and is a registered bank holding company under that act, and was incorporated under the laws of the State of Ohio in 1994. In February 1995, the Corporation acquired all the issued and outstanding capital stock of Consumers National Bank (Bank), a bank chartered under the laws of the United States of America. The Corporation's activities have been limited primarily to holding the common stock of the Bank.

Consumers National Bank is a community-oriented financial institution that offers a wide range of commercial and consumer loan and deposit products, as well as mortgage, financial planning and investment services to individuals, farmers and small and medium sized businesses in our markets. Since 1965, the Bank's main office has been serving the Minerva, Ohio, and surrounding areas from its location at 614 East Lincoln Way, Minerva, Ohio. The Bank seeks to be the provider of choice for financial solutions to customers who value exceptional personalized service, local decision making, and modern banking technology. The Bank's business involves attracting deposits from businesses and individual customers and using such deposits to originate commercial, mortgage and consumer loans in its market area, consisting primarily of Carroll, Columbiana, Jefferson, Stark, Summit, Wayne and contiguous counties in Ohio. The Bank currently has 15 full-service branch locations and one loan production office. The Bank also invests in securities consisting primarily of obligations of U.S. government-sponsored entities, municipal obligations and mortgage-backed securities issued by Fannie Mae, Freddie Mac and Ginnie Mae.

The Corporation and the Bank are subject to regulation by the Securities and Exchange Commission (SEC), the Board of Governors of the Federal Reserve System (Federal Reserve Board), the Office of the Comptroller of the Currency (OCC) and other federal and state regulators. The regulatory framework is intended primarily for the protection of depositors, federal deposit insurance funds and the banking system as a whole and not for the protection of shareholders and creditors. Earnings and dividends of the Corporation are affected by state and federal laws and regulations and by policies of various regulatory authorities. Changes in applicable law or in the policies of various regulatory authorities could affect materially the business and prospects of the Corporation and the Bank. The following describes selected federal and state statutory and regulatory provisions that have, or could have, a material impact on the Corporation. The following discussion of supervision and regulation is qualified in its entirety by reference to the statutory and regulatory provisions discussed.


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Equity

Income Statement ($BB Quarterly)

Revenue, G Profit, Net Income

Cash Flow ($BB Quarterly)

Ops, Inv, Fin

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Lixte Biotechnology Holdings (LIXT) 54 -23.9 -69% 3 0 0 0 -2 -2 51
Discovery Energy (DENR) 53 6.3 200% 3 6 0 0 6 8 53
School Specialty (SCOO) 53 33% -10.8 -15% 354 300 650 214 -52 -23 247
Victory Oilfield Tech (VYEY) 53 46% -2.1 -166% 19 3 0 0 -32 -31 65
Applied Energetics (AERG) 53 -14.0 -128% 3 6 0 0 -4 -4 55
Uber (UBER) 51,975 49% -3.1 -50% 31,761 16,578 14,147 6,939 -15,919 -15,045 46,809
Ipsidy (IDTY) 52 74% -8.8 -42% 16 4 2 1 -7 -6 52
Skkynet Cloud Systems (SKKY) 51 99% -106.3 -52% 1 0 1 1 -0 -0 51
Achison (ACHI) 51 0% -1,789.5 -10% 0 0 0 0 -0 -0 51
Pacific Health Care Organization (PFHO) 51 0% 32.5 9% 10 1 5 0 1 1 43
Wave Sync (WAYS) 50 1% -8.7 -74,373% 0 1 0 0 -6 -6 50
Galaxy Gaming (GLXZ) 50 99% 20.6 9% 23 52 16 16 2 4 90
Consumers Bancorp (CBKM) 50 0% 3.8 1% 565 512 4 0 5 10 38
Mobivity Holdings (MFON) 50 40% -9.2 -81% 8 7 7 3 -6 -6 51
Cyber Apps World (CETC) 50 -3,249.8 -1% 1 0 0 0 -0 -0 50
BioLargo (BLGO) 50 48% -9.2 -169% 5 6 1 1 -9 -6 54
Purebase (PUBC) 49 70% -73.9 -190% 0 6 0 0 -1 -1 49
Netlist (NLST) 49 8% -3.8 -88% 17 29 26 2 -15 -15 57
Pilgrim Bancshares (PLRM) 49 -255% 7.2 0% 265 231 0 -0 1 5 36
Invo Bioscience (IVOB) 48 90% -44.5 -55% 3 6 1 1 -1 -1 46

Balance Sheet ($MM)2011-09-302011-12-312012-03-312012-06-302012-09-302012-12-312013-03-312013-06-302013-09-302013-12-312014-03-312014-06-302014-09-302014-12-312015-03-312015-06-302015-09-302015-12-312016-03-312016-06-302016-09-302016-12-312017-03-312017-06-302017-09-302017-12-312018-03-312018-06-302018-09-302018-12-312019-03-312019-06-302019-09-30
Cash221020141110179129131111121611141014101311121014918811108913
Accounts Receivable
Inventory
PP&E5561166612667138910181213141814131319131313201313142115
Assets316311330335337345349343361364376382390398402404415418426430433441448458472470489503511518528554565
Accounts Payable
Long-Term Debt
Liabilities290284302307308315320315323326337342349357360363373376382387389399406414427426445459467471479503512
Stockholders' Equity262727282929292838383940414142414242444444424344444443444447495153
Income Statement ($MM)2011-09-302011-12-312012-03-312012-06-302012-09-302012-12-312013-03-312013-06-302013-09-302013-12-312014-03-312014-06-302014-09-302014-12-312015-03-312015-06-302015-09-302015-12-312016-03-312016-06-302016-09-302016-12-312017-03-312017-06-302017-09-302017-12-312018-03-312018-06-302018-09-302018-12-312019-03-312019-06-302019-09-30
Revenue11111
Cost of Revenue
Gross Profit
R&D
SG&A000000000000000000000000000000000
Tax0000000-0000-10000000-00000000000000
Net Income111111111111111111101111111122112
Cash Flow ($MM)2011-09-302011-12-312012-03-312012-06-302012-09-302012-12-312013-03-312013-06-302013-09-302013-12-312014-03-312014-06-302014-09-302014-12-312015-03-312015-06-302015-09-302015-12-312016-03-312016-06-302016-09-302016-12-312017-03-312017-06-302017-09-302017-12-312018-03-312018-06-302018-09-302018-12-312019-03-312019-06-302019-09-30
Cash Operating111112121021121112213111111
Cash Investing-8-8-8-12-5-9115-16-6-8-71-9-8-2-1-13-7-9-6-11-24-5-10-23-6
Cash Financing14-5184175-517106722106210613-2191388239