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Cullen/Frost Bankers

Filings

10-Q	2020-03-31	Filed 2020-04-30
10-K	2019-12-31	Filed 2020-02-04
10-Q	2019-09-30	Filed 2019-10-31
10-Q	2019-06-30	Filed 2019-07-25
10-Q	2019-03-31	Filed 2019-04-25
10-K	2018-12-31	Filed 2019-02-06
10-Q	2018-09-30	Filed 2018-10-25
10-Q	2018-06-30	Filed 2018-07-26
10-Q	2018-03-31	Filed 2018-04-26
10-K	2017-12-31	Filed 2018-02-07
10-Q	2017-09-30	Filed 2017-10-26
10-Q	2017-06-30	Filed 2017-07-27
10-Q	2017-03-31	Filed 2017-04-26
10-K	2016-12-31	Filed 2017-02-03
10-Q	2016-09-30	Filed 2016-10-26
10-Q	2016-06-30	Filed 2016-07-27
10-Q	2016-03-31	Filed 2016-04-27
10-K	2015-12-31	Filed 2016-02-04
10-Q	2015-09-30	Filed 2015-10-28
10-Q	2015-06-30	Filed 2015-07-29
10-Q	2015-03-31	Filed 2015-04-29
10-K	2014-12-31	Filed 2015-02-05
10-Q	2014-09-30	Filed 2014-10-29
10-Q	2014-06-30	Filed 2014-07-30
10-Q	2014-03-31	Filed 2014-04-23
10-K	2013-12-31	Filed 2014-02-06
10-Q	2013-09-30	Filed 2013-10-30
10-Q	2013-06-30	Filed 2013-07-24
10-Q	2013-03-31	Filed 2013-04-24
10-K	2012-12-31	Filed 2013-02-08
10-Q	2012-09-30	Filed 2012-10-24
10-Q	2012-06-30	Filed 2012-07-25
10-Q	2012-03-31	Filed 2012-04-25
10-K	2011-12-31	Filed 2012-02-03
10-Q	2011-09-30	Filed 2011-10-26
10-Q	2011-06-30	Filed 2011-07-27
10-Q	2011-03-31	Filed 2011-04-27
10-K	2010-12-31	Filed 2011-02-03
10-Q	2010-09-30	Filed 2010-10-27
10-Q	2010-06-30	Filed 2010-07-28
10-Q	2010-03-31	Filed 2010-04-28
10-K	2009-12-31	Filed 2010-02-02

Reports

8-K	2020-04-30
8-K	2020-04-29
8-K	2020-02-14
8-K	2020-01-30
8-K	2020-01-21
8-K	2019-10-31
8-K	2019-07-25
8-K	2019-07-22
8-K	2019-04-25
8-K	2019-04-24
8-K	2019-01-31
8-K	2019-01-30
8-K	2018-10-25
8-K	2018-07-26
8-K	2018-07-25
8-K	2018-04-26
8-K	2018-04-25
8-K	2018-01-25
8-K	2018-01-24

Cullen/Frost Bankers Financials

CFR Metrics, Comps, Filings

Quarterly | Annual

Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Equity

Income Statement ($BB Quarterly)

Revenue, G Profit, Net Income

Cash Flow ($BB Quarterly)

Ops, Inv, Fin


Comps ($MM TTM)	Market Cap	Gross Margin	EV/EBITDA	Ret on Assets	Assets	Liabilities	Revenue	G Profit	Net Income	EBITDA	EV
East West Bancorp (EWBC)	6,663	0%	2.8	2%	43,275	38,392	42	0	659	1,336	3,773
Chemical Financial (CHFC)	6,160	0%	11.5	1%	45,693	39,999	50	0	231	495	5,697
BOK Financial (BOKF)	6,051		6.0	1%	43,127	38,290	0	0	391	810	4,824
Cullen/Frost Bankers (CFR)	5,632	0%	10.4	1%	33,098	29,217	1,022	0	340	541	5,632
First Citizens Bancshares (FCNCA)	5,339		12.3	1%	37,748	34,180	0	0	355	421	5,162
Synovus Financial (SNV)	5,313		6.0	1%	47,661	42,792	0	0	517	1,050	6,284
Popular (BPOP)	5,286		5.2	1%	52,480	46,572	0	0	504	913	4,778
First Horizon National (FHN)	5,154	0%	4.9	1%	43,718	38,722	1,333	0	331	750	3,658
Prosperity Bancshares (PB)	4,935		11.1	1%	22,093	17,966	0	0	246	406	4,514
Bank of The Ozarks (OZK)	4,754		6.5	2%	19,152	16,276	0	0	308	585	3,825
Western Alliance (WAL)	4,743		4.9	2%	26,324	23,401	0	0	492	785	3,871
First Financial (FFIN)	4,548		26.5	2%	8,114	6,909	0	0	123	172	4,548
CIT Group (CIT)	4,455		6.0	1%	51,403	45,370	0	0	491	1,499	9,053
Pinnacle Financial Partners (PNFP)	4,351		6.2	1%	27,548	23,253	0	0	400	702	4,351
PacWest Bancorp (PACW)	4,294	0%	5.7	2%	26,725	21,805	1,042	0	466	839	4,811
Webster Financial (WBS)	4,189	0%	6.4	1%	29,895	26,743	157	0	391	688	4,435
Sterling Bancorp (STL)	4,168	0%	8.0	1%	30,078	25,557	20	0	435	852	6,797
Iberiabank (IBKC)	4,053		7.1	1%	31,735	27,451	0	0	302	636	4,516
United Bankshares (UBSI)	3,949		11.0	1%	19,751	16,397	0	0	261	511	5,622
Wintrust Financial (WTFC)	3,774	0%	4.3	1%	34,912	31,372	1,088	0	349	780	3,325


Balance Sheet ($MM)	2010-06-30	2010-09-30	2010-12-31	2011-03-31	2011-06-30	2011-09-30	2011-12-31	2012-03-31	2012-06-30	2012-09-30	2012-12-31	2013-03-31	2013-06-30	2013-09-30	2013-12-31	2014-03-31	2014-06-30	2014-09-30	2014-12-31	2015-03-31	2015-06-30	2015-09-30	2015-12-31	2016-03-31	2016-06-30	2016-09-30	2016-12-31	2017-03-31	2017-06-30	2017-09-30	2017-12-31	2018-03-31	2018-06-30	2018-09-30	2018-12-31	2019-03-31	2019-06-30	2019-09-30
Cash	2,649	2,853	2,821	2,699	3,421	4,487	2,908	2,129	2,295	2,752	3,525	3,218			4,556				294				207				289
Accounts Receivable
Inventory
PP&E	319	315	317	313	316	322	609	322	320	317	609	303	306	307	612	321	369	397	626	487	526	540	760	557	564	564	723	521	520	521	752	521	540	541	803	750	915	988
Assets	17,060	17,738	17,617	17,942	18,478	19,490	20,317	20,417	20,866	21,848	23,124	22,498	22,572	23,530	24,313	24,685	26,523	27,371	28,278	28,159	27,782	28,341	28,567	28,400	28,976	29,603	30,196	30,525	30,206	30,990	31,748	31,459	30,687	31,223	32,293	31,665	31,819	33,098
Accounts Payable
Long-Term Debt
Liabilities	15,019	15,622	15,555	15,844	16,302	17,243	18,034	18,096	18,504	19,429	20,707	20,054	20,144	21,049	21,799	22,119	23,753	24,553	25,426	25,248	24,910	25,436	25,677	25,408	25,840	26,441	27,194	27,427	26,982	27,801	28,450	28,216	27,378	27,915	28,924	28,071	28,078	29,217
Stockholders' Equity	2,041	2,116	2,062	2,097	2,177	2,247	2,284	2,321	2,363	2,419	2,417	2,443	2,428	2,481	2,514	2,566	2,771	2,818	2,851	2,911	2,872	2,905	2,890	2,992	3,137	3,162	3,003	3,097	3,224	3,189	3,298	3,243	3,310	3,308	3,369	3,594	3,741	3,881


Income Statement ($MM)	2010-06-30	2010-09-30	2010-12-31	2011-03-31	2011-06-30	2011-09-30	2011-12-31	2012-03-31	2012-06-30	2012-09-30	2012-12-31	2013-03-31	2013-06-30	2013-09-30	2013-12-31	2014-03-31	2014-06-30	2014-09-30	2014-12-31	2015-03-31	2015-06-30	2015-09-30	2015-12-31	2016-03-31	2016-06-30	2016-09-30	2016-12-31	2017-03-31	2017-06-30	2017-09-30	2017-12-31	2018-03-31	2018-06-30	2018-09-30	2018-12-31	2019-03-31	2019-06-30	2019-09-30
Revenue													226	229	238	238	249	259	262	264	262	270	269	286	269	277	295	292	296	301	314	321	322	329		343	336	342
Cost of Revenue
Gross Profit
R&D
SG&A
Tax	16	15	14	13	14	24	19	18	16	25	20	14	13	12	15	12	13	17	16	12	13	12	4	9	8	11	9	11	14	10	14	11	14	15		14	32	14
Net Income	53	55	53	52	56	55	55	61	58	59	60	55	60	60	63	61	66	78	73	72	73	76	58	69	71	80	84	85	86	93	101	106	111	118		116	112	112


Cash Flow ($MM)	2010-06-30	2010-09-30	2010-12-31	2011-03-31	2011-06-30	2011-09-30	2011-12-31	2012-03-31	2012-06-30	2012-09-30	2012-12-31	2013-03-31	2013-06-30	2013-09-30	2013-12-31	2014-03-31	2014-06-30	2014-09-30	2014-12-31	2015-03-31	2015-06-30	2015-09-30	2015-12-31	2016-03-31	2016-06-30	2016-09-30	2016-12-31	2017-03-31	2017-06-30	2017-09-30	2017-12-31	2018-03-31	2018-06-30	2018-09-30	2018-12-31	2019-03-31	2019-06-30	2019-09-30
Cash Operating		125	142	71	94	94	15	102	66	102		-45	12	134	73	73	28	75	112	55	62	242	36	130	50	155	103	130	59	167	183	211	43	206		146	146
Cash Investing		-458	-151	-480	240	107	-2,323	-925	-258	-531		251	-384	347	-599	339	-29	-709	-1,884	-355	-280	-182	-422	563	-686	-424	-827	23	-363	493	-823	-253	-634	-517		-785	-170
Cash Financing		537	-23	286	387	866	728	45	359	887		-512	55	938	762	210	-157	914	836	-219	-358	427	223	-421	138	899	870	235	-518	726	601	-330	-775	415		-1,035	-311