Company Quick10K Filing
Curo Group Holdings
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 47 $722
10-Q 2019-11-04 Quarter: 2019-09-30
10-Q 2019-08-05 Quarter: 2019-06-30
10-Q 2019-05-06 Quarter: 2019-03-31
10-K 2019-03-18 Annual: 2018-12-31
10-Q 2018-11-01 Quarter: 2018-09-30
10-Q 2018-08-02 Quarter: 2018-06-30
S-1 2018-05-14 Public Filing
10-Q 2018-05-03 Quarter: 2017-12-31
10-K 2018-03-13 Annual: 2017-12-31
8-K 2020-02-05 Earnings, Other Events, Exhibits
8-K 2020-02-05 Officers, Exhibits
8-K 2020-01-06 M&A
8-K 2019-12-16 Enter Agreement, Regulation FD, Exhibits
8-K 2019-11-12 Regulation FD, Exhibits
8-K 2019-10-24 Earnings, Exhibits
8-K 2019-10-23 Officers
8-K 2019-09-16 Regulation FD, Exhibits
8-K 2019-09-03 Other Events, Exhibits
8-K 2019-08-06 Accountant, Exhibits
8-K 2019-07-29 Earnings, Exhibits
8-K 2019-07-24 Officers, Regulation FD, Other Events, Exhibits
8-K 2019-06-28 Other Events, Exhibits
8-K 2019-06-05 Regulation FD, Exhibits
8-K 2019-05-16 Shareholder Vote
8-K 2019-04-29 Earnings, Other Events, Exhibits
8-K 2019-04-16 Other Events, Exhibits
8-K 2019-03-19 Officers, Exhibits
8-K 2019-03-13 Regulation FD, Exhibits
8-K 2019-03-01 M&A, Earnings, Exhibits
8-K 2019-02-25 Other Events
8-K 2019-02-12 Regulation FD, Exhibits
8-K 2019-02-11 Other Events
8-K 2019-02-01 Other Events
8-K 2019-01-31 Earnings, Exhibits
8-K 2019-01-31 Other Events
8-K 2018-12-04 Officers, Regulation FD, Other Events, Exhibits
8-K 2018-11-13 Enter Agreement, Off-BS Arrangement, Exhibits
8-K 2018-11-07 Regulation FD, Exhibits
8-K 2018-10-24 Earnings, Exhibits
8-K 2018-08-27 Enter Agreement, Off-BS Arrangement, Exhibits
8-K 2018-08-02 Enter Agreement, Off-BS Arrangement, Exhibits
8-K 2018-07-30 Earnings, Exhibits
8-K 2018-06-04 Regulation FD, Exhibits
8-K 2018-05-16 Enter Agreement, Other Events, Exhibits
8-K 2018-04-26 Earnings, Shareholder Vote, Exhibits
8-K 2018-02-01 Earnings, Other Events, Exhibits

Curo Group Holdings Financials

CURO Metrics, Comps, Filings

Annual | Quarterly

Business

We are a growth-oriented, technology-enabled, highly-diversified, multi-channel and multi-product consumer finance company serving a wide range of underbanked consumers in the United States ("U.S."), Canada and, through February 25, 2019, the United Kingdom ("U.K."), and are a market leader in our industry based on revenues. We believe that we have the only true omni-channel customer acquisition, onboarding and servicing platform that is integrated across store, online, mobile and contact center touchpoints. Our IT platform, which we refer to as the "Curo Platform," seamlessly integrates customer acquisition loan underwriting, scoring, servicing, collections, regulatory compliance and reporting activities into a single, centralized system. We use advanced risk analytics powered by proprietary algorithms and over 15 years of loan performance data to efficiently and effectively score our customers' loan applications. From January 1, 2010 to December 31, 2018, we extended over $17.1 billion in total credit across approximately 43.8 million total loans.

CURO was founded in 1997 to meet the growing needs of underbanked consumers looking for access to credit. With more than 20 years of experience, we seek to offer a variety of convenient, easily-accessible financial and loan services across all of our markets.

CURO Financial Technologies Corp., previously known as Speedy Cash Holdings Corp. ("CFTC"), was incorporated in Delaware in July 2008. CURO Group Holdings Corp., previously known as Speedy Group Holdings Corp., was incorporated in Delaware in 2013 as the parent company of CFTC. The terms "CURO," "we," "our," "us" and the "Company" refer to CURO Group Holdings Corp. and its directly and indirectly owned subsidiaries as a combined entity, except where otherwise stated. The term "CFTC" refers to CURO Financial Technologies Corp., our wholly-owned subsidiary, and it's directly and indirectly owned subsidiaries as a consolidated entity, except where otherwise stated.


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Annual)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Yirendai (YRD) 1,293 0% 7,519 2,398 0 0 0 0 -646
PRA Group (PRAA) 1,221 0% 4.3 2% 4,165 3,010 729 0 67 258 1,116
Enova (ENVA) 771 48% 13.3 6% 1,383 977 1,185 567 84 111 1,468
Curo Group Holdings (CURO) 722 53% 15.0 -1% 1,085 1,028 641 338 -7 91 1,364
America First Multifamily Investors (ATAX) 445 0% 10.0 4% 1,001 586 81 0 42 46 457
China Rapid Finance (XRF) 377 0% 138 78 0 0 0 0 282
On Deck Capital (ONDK) 339 51% 5.3 3% 1,248 915 433 222 34 45 237
Regional Management (RM) 338 0% 9.9 3% 1,019 729 328 0 35 99 985
Ocwen Financial (OCN) 261 0% 59.5 -2% 9,628 9,205 1,127 0 -178 111 6,590
Elevate Credit (ELVT) 197 37% 5.4 3% 741 601 776 290 19 121 661
Hexindai (HX) 155 0% 173 47 0 0 0 0 117
Medallion Financial (MFIN) 154 0% 5.9 0% 1,482 1,196 0 0 1 44 263
Atlanticus (ATLC) 144 -410% -0.0 3% 710 719 8 -33 18 68 -1
Consumer Portfolio Services (CPSS) 86 0% -0.4 0% 2,525 2,324 361 0 12 117 -50
Security National Financial (SNFCA) 84 99% -2.1 1% 1,106 929 259 256 7 21 -44
Golden Bull (DNJR) 82 0% 12 0 0 0 0 0 79
Senmiao Technology (AIHS) 76 26% -19.1 -23% 18 9 8 2 -4 -4 70
LM Funding America (LMFA) 2 0% 0.6 -19% 10 5 3 0 -2 -1 -1
Merrill Lynch (IPB) 0 0% 12.0 0% 572,908 507,598 8,067 0 1,554 5,937 71,001
Cooperative Bankshares (COOP)

Balance Sheet ($MM)2018-12-31
Cash29
Accounts Receivable
Inventory
PP&E77
Assets920
Accounts Payable
Long-Term Debt821
Liabilities939
Stockholders' Equity-19
Income Statement ($MM)2018-12-31
Revenue651
Cost of Revenue310
Gross Profit341
R&D
SG&A
Tax1
Net Income-22
Cash Flow ($MM)2018-12-31
Cash Operating534
Cash Investing-621
Cash Financing19