Company Quick10K Filing
Equifax
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 122 $16,156
10-Q 2019-10-25 Quarter: 2019-09-30
10-Q 2019-07-25 Quarter: 2019-06-30
10-Q 2019-05-10 Quarter: 2019-03-31
10-K 2019-02-21 Annual: 2018-12-31
10-Q 2018-10-25 Quarter: 2018-09-30
10-Q 2018-07-26 Quarter: 2018-06-30
10-Q 2018-04-26 Quarter: 2018-03-31
10-K 2018-03-01 Annual: 2017-12-31
10-Q 2017-11-09 Quarter: 2017-09-30
10-Q 2017-07-27 Quarter: 2017-06-30
10-Q 2017-04-27 Quarter: 2017-03-31
10-K 2017-02-22 Annual: 2016-12-31
10-Q 2016-10-27 Quarter: 2016-09-30
10-Q 2016-07-28 Quarter: 2016-06-30
10-Q 2016-04-29 Quarter: 2016-03-31
10-K 2016-02-24 Annual: 2015-12-31
10-Q 2015-10-22 Quarter: 2015-09-30
10-Q 2015-07-23 Quarter: 2015-06-30
10-Q 2015-04-23 Quarter: 2015-03-31
10-K 2015-02-25 Annual: 2014-12-31
10-Q 2014-10-23 Quarter: 2014-09-30
10-Q 2014-07-24 Quarter: 2014-06-30
10-Q 2014-04-24 Quarter: 2014-03-31
10-K 2014-02-28 Annual: 2013-12-31
10-Q 2013-11-06 Quarter: 2013-09-30
10-Q 2013-07-25 Quarter: 2013-06-30
10-Q 2013-04-25 Quarter: 2013-03-31
10-K 2013-02-22 Annual: 2012-12-31
10-Q 2012-10-25 Quarter: 2012-09-30
10-Q 2012-07-26 Quarter: 2012-06-30
10-Q 2012-04-26 Quarter: 2012-03-31
10-K 2012-02-23 Annual: 2011-12-31
10-Q 2011-10-27 Quarter: 2011-09-30
10-Q 2011-07-28 Quarter: 2011-06-30
10-Q 2011-04-28 Quarter: 2011-03-31
10-K 2011-02-23 Annual: 2010-12-31
10-Q 2010-10-28 Quarter: 2010-09-30
10-Q 2010-07-29 Quarter: 2010-06-30
10-Q 2010-04-29 Quarter: 2010-03-31
10-K 2010-02-23 Annual: 2009-12-31
8-K 2019-11-15 Other Events, Exhibits
8-K 2019-10-23 Earnings, Exhibits
8-K 2019-07-24 Earnings, Exhibits
8-K 2019-07-19 Enter Agreement, Earnings, Exhibits
8-K 2019-05-10 Earnings, Exhibits
8-K 2019-05-02 Shareholder Vote
8-K 2019-02-22 Officers, Exhibits
8-K 2019-02-22 Officers, Exhibits
8-K 2019-02-20 Earnings, Exhibits
8-K 2019-02-04 Officers, Exhibits
8-K 2018-11-14 Officers
8-K 2018-10-24 Earnings, Exhibits
8-K 2018-10-01 Enter Agreement, Leave Agreement, Off-BS Arrangement, Exhibits
8-K 2018-09-12 Officers
8-K 2018-07-25 Earnings, Exhibits
8-K 2018-07-16 Officers, Exhibits
8-K 2018-06-25 Other Events, Exhibits
8-K 2018-05-23 Other Events, Exhibits
8-K 2018-05-04 Other Events, Exhibits
8-K 2018-05-03 Shareholder Vote
8-K 2018-04-25 Earnings, Exhibits
8-K 2018-03-27 Officers, Exhibits
8-K 2018-03-21 Officers, Exhibits
8-K 2018-03-01 Regulation FD, Exhibits
8-K 2018-03-01 Earnings, Exhibits

Equifax Financials

EFX Metrics, Comps, Filings

Annual | Quarterly

Business

Equifax Inc. is a global data, analytics and technology company. We provide information solutions and human resources business-process outsourcing services for businesses, governments and consumers. We have a large and diversified group of clients, including financial institutions, corporations, governments and individuals. Our services are based on comprehensive databases of consumer and business information derived from numerous sources including credit, financial assets, telecommunications and utility payments, employment, income, demographic and marketing data. We use advanced statistical techniques, machine learning and proprietary software tools to analyze available data to create customized insights, decision-making solutions and processing services for our clients. We also provide information, technology and services to support debt collections and recovery management. Additionally, we are a leading provider of payroll-related and human resource management business process outsourcing services in the United States of America (U.S.). For consumers, we provide products and services to help people understand, manage and protect their personal information and make more informed financial decisions.

We currently operate in four global regions: North America (U.S. and Canada), Asia Pacific (Australia, New Zealand and India), Europe (the United Kingdom (U.K.), Spain and Portugal) and Latin America (Argentina, Chile, Costa Rica, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru and Uruguay). We maintain support operations in the Republic of Ireland, Chile, Costa Rica and India. We also offer Equifax-branded credit services in Russia and India through joint ventures, have investments in consumer and/or commercial credit information companies through joint ventures in Cambodia, Malaysia, Singapore and the United Arab Emirates, and have an investment in a consumer and commercial credit information company in Brazil.

Equifax was originally incorporated under the laws of the State of Georgia in 1913, and its predecessor company dates back to 1899. As used herein, the terms Equifax, the Company, we, our and us refer to Equifax Inc., a Georgia corporation, and its consolidated subsidiaries as a combined entity, except where it is clear that the terms mean only Equifax Inc.


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Annual)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Discover Financial Services (DFS) 27,159 6.6 3% 110,707 99,214 0 0 2,886 6,221 40,969
Synchrony Financial (SYF) 23,924 4.7 3% 106,388 91,654 0 0 3,414 7,007 33,023
Equifax (EFX) 16,156 0% -289.9 -6% 7,474 4,886 3,396 0 -420 -66 19,021
Transunion (TRU) 13,821 0% 18.9 5% 7,127 5,019 2,498 0 332 927 17,545
Credit Acceptance (CACC) 9,025 0% 8.6 9% 6,908 4,693 1,399 0 632 1,006 8,677
Santander Consumer USA (SC) 8,271 1.4 2% 46,416 39,079 0 0 952 4,363 5,899
LendingTree (TREE) 6,270 94% -409.7 0% 981 607 941 882 0 -17 6,847
PPDAI Group (PPDF) 5,855 0% 13,142 7,157 0 0 0 0 561
Dun & Bradstreet (DNB) 5,302 0% 13.9 12% 1,931 2,662 1,792 0 238 461 6,392
360 Finance (QFIN) 4,528 0% 7,350 2,910 0 0 0 0 2,514
OneMain (OMF) 4,523 16.5 3% 21,017 16,876 0 0 662 1,167 19,220
Sallie Mae (SLM) 4,056 3.4 2% 29,585 26,488 0 0 560 1,408 4,779
Green Dot (GDOT) 3,214 0% 11.2 5% 2,502 1,580 1,087 0 118 189 2,113
LexinFintech (LX) 2,808 0% 12,471 8,364 0 0 0 0 469
Nelnet (NNI) 2,651 1.6 1% 24,220 21,893 0 0 131 1,030 1,598
PennyMac Financial Services (PFSI) 1,747 0% 3.3 3% 8,398 6,619 752 0 228 456 1,515
Wins Finance (WINS) 1,587 0% 309 35 0 0 0 0 1,545
Walker & Dunlop (WD) 1,580 0% 4.1 6% 2,994 2,030 787 0 170 367 1,486
World Acceptance (WRLD) 1,504 0% 12.1 6% 1,041 491 560 0 67 123 1,495
Blucora (BCOR) 1,461 53% 17.5 5% 1,236 530 616 328 63 99 1,734

Balance Sheet ($MM)2010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash11912814723612893129336224
Accounts Receivable263284317310337350433445469
Inventory
PP&E298293284761655367467567765
Assets3,4343,5094,5114,5404,6744,5096,6647,2337,153
Accounts Payable25282520204181110176
Long-Term Debt9799991,7201,4381,5281,1972,6852,1002,655
Liabilities1,7251,7862,5522,1992,4402,1593,9433,9943,998
Stockholders' Equity1,6911,7021,9332,3012,2002,3112,6633,1743,108
Income Statement ($MM)2010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Revenue1,8601,9602,1602,3042,4362,6643,1453,3623,412
Cost of Revenue7607688297878458871,1131,211
Gross Profit1,1001,1911,3311,5171,5921,7762,0322,152
R&D
SG&A5075556797167528849481,0391,213
Tax13216815917514820317314950
Net Income275242281360374435495598306
Cash Flow ($MM)2010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash Operating353409496566616742796816672
Cash Investing1-204-1,084-134-429-148-1,976-350-462
Cash Financing-335-196606-333-283-6121,188-264-311