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EZCorp

Filings

10-Q	2020-03-31	Filed 2020-05-11
10-Q	2019-12-31	Filed 2020-02-03
10-K	2019-09-30	Filed 2019-12-05
10-Q	2019-06-30	Filed 2019-07-31
10-Q	2019-03-31	Filed 2019-05-08
10-Q	2018-12-31	Filed 2019-01-30
10-K	2018-09-30	Filed 2018-11-14
10-Q	2018-06-30	Filed 2018-08-01
10-Q	2018-03-31	Filed 2018-05-02
10-Q	2017-12-31	Filed 2018-01-31
10-K	2017-09-30	Filed 2017-11-15
10-Q	2017-06-30	Filed 2017-07-31
10-Q	2017-03-31	Filed 2017-05-03
10-Q	2016-12-31	Filed 2017-02-02
10-K	2016-09-30	Filed 2016-12-14
10-Q	2016-06-30	Filed 2016-08-09
10-Q	2016-03-31	Filed 2016-05-09
10-Q	2015-12-31	Filed 2016-02-09
10-K	2015-09-30	Filed 2015-12-24
10-Q	2015-03-31	Filed 2015-11-09
10-Q	2014-12-31	Filed 2015-11-09
10-Q	2014-12-31	Filed 2015-02-06
10-K	2014-09-30	Filed 2014-11-26
10-Q	2014-06-30	Filed 2014-08-08
10-Q	2014-03-31	Filed 2014-05-12
10-Q	2013-12-31	Filed 2014-02-07
10-K	2013-09-30	Filed 2013-11-27
10-Q	2013-06-30	Filed 2013-08-09
10-Q	2013-03-31	Filed 2013-05-10
10-Q	2012-12-31	Filed 2013-02-07
10-K	2012-09-30	Filed 2012-11-20
10-Q	2012-06-30	Filed 2012-08-08
10-Q	2012-03-31	Filed 2012-05-10
10-Q	2011-12-31	Filed 2012-02-08
10-K	2011-09-30	Filed 2011-11-23
10-Q	2011-06-30	Filed 2011-08-05
10-Q	2011-03-31	Filed 2011-05-05
10-Q	2010-12-31	Filed 2011-02-08
10-K	2010-09-30	Filed 2010-11-24
10-Q	2010-06-30	Filed 2010-08-05
10-Q	2010-03-31	Filed 2010-05-07
10-Q	2009-12-31	Filed 2010-02-05

Reports

8-K	2020-05-19	Regulation FD
8-K	2020-05-11	Earnings, Regulation FD, Exhibits
8-K	2020-05-11	Officers
8-K	2020-03-05	Shareholder Vote, Regulation FD
8-K	2020-02-24	Officers, Regulation FD, Exhibits
8-K	2020-02-03	Earnings, Regulation FD, Exhibits
8-K	2020-01-08	Officers
8-K	2019-12-05	Earnings, Regulation FD, Other Events, Exhibits
8-K	2019-10-01	Enter Agreement, Exhibits
8-K	2019-09-18	Officers, Shareholder Vote, Regulation FD, Exhibits
8-K	2019-07-31	Earnings, Regulation FD, Exhibits
8-K	2019-06-24	Regulation FD, Exhibits
8-K	2019-06-17	Regulation FD, Exhibits
8-K	2019-05-13	Officers, Shareholder Vote, Exhibits
8-K	2019-05-08	Earnings, Regulation FD, Exhibits
8-K	2019-05-08	Earnings, Regulation FD, Exhibits
8-K	2019-04-08	Officers, Shareholder Vote, Regulation FD, Exhibits
8-K	2019-02-08	Regulation FD
8-K	2019-02-04	Regulation FD, Exhibits
8-K	2019-01-30	Earnings, Regulation FD, Exhibits
8-K	2018-11-23	Shareholder Vote, Regulation FD, Exhibits
8-K	2018-11-14	Earnings, Regulation FD, Exhibits
8-K	2018-10-23	Officers
8-K	2018-08-01	Earnings, Regulation FD, Exhibits
8-K	2018-06-25	Regulation FD, Exhibits
8-K	2018-06-11	Regulation FD, Exhibits
8-K	2018-05-30	Regulation FD
8-K	2018-05-15	Enter Agreement, Off-BS Arrangement, Sale of Shares, Exhibits
8-K	2018-05-09	Shareholder Vote, Other Events, Exhibits
8-K	2018-05-08	Other Events, Exhibits
8-K	2018-05-02	Earnings, Regulation FD, Exhibits
8-K	2018-03-19	Shareholder Vote, Regulation FD
8-K	2018-01-31	Earnings, Regulation FD, Exhibits

EZCorp Financials

EZPW Metrics, Comps, Filings

Quarterly | Annual

Business

EZCORP, Inc. is a Delaware corporation headquartered in Austin, Texas. We are a leading provider of pawn loans in the United States and Latin America with approximately 6,800 team members.

Our vision is to be the market leader in responsibly and respectfully meeting our customers' desire for access to cash when they want it. That vision is supported by four key imperatives:

As of September 30, 2019, we operated a total of 1,014 locations, consisting of:

Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Equity

Income Statement ($BB Quarterly)

Revenue, G Profit, Net Income

Cash Flow ($BB Quarterly)

Ops, Inv, Fin


Comps ($MM TTM)	Market Cap	Gross Margin	EV/EBITDA	Ret on Assets	Assets	Liabilities	Revenue	G Profit	Net Income	EBITDA	EV
Winmark (WINA)	706	0%	16.6	65%	49	52	74	0	31	43	721
Party City (PRTY)	533	46%	-95.9	-4%	4,232	3,446	1,617	741	-165	-22	2,076
Barnes & Noble (BKS)	493	30%	6.3	0%	1,706	1,261	3,553	1,073	4	110	687
Star Group (SGU)	472	3%	8.8	2%	753	492	1,754	48	18	71	621
EZCorp (EZPW)	377	58%	8.0	0%	1,084	339	847	495	3	66	533
MarineMax (HZO)	349	26%	4.3	5%	784	415	1,237	323	36	72	311
Titan Machinery (TITN)	325	26%	7.8	1%	1,030	687	954	245	11	39	308
Lovesac (LOVE)	268	51%	-14.2	-17%	119	34	141	72	-21	-17	240
Jumei (JMEI)	264			0%	5,142	1,404	0	0	0	0	-656
Secoo Holding (SECO)	230			0%	3,792	2,282	0	0	0	0	309
Sportsman's Warehouse (SPWH)	226	34%	7.2	2%	673	573	628	212	11	34	246
Zagg (ZAGG)	176	23%	11.2	1%	451	290	499	116	3	24	273
Barnes & Noble Education (BNED)	161	26%	11.8	-3%	1,380	923	1,977	509	-42	11	136
Ferrellgas Partners (FGP)	98	0%	22.0	1%	1,443	1,443	1,625	0	19	99	2,182
A-Mark Precious Metals (AMRK)	84	1%	7.4	0%	827	754	4,699	32	0	22	163
US Auto Parts (PRTS)	58	29%	-40.7	-6%	106	70	218	63	-6	-1	58
Big 5 Sporting Goods (BGFV)	50	31%	1.6	1%	693	512	752	235	8	28	45
Kirkland's (KIRK)	19	29%	-1.3	-7%	466	386	611	177	-34	-12	15
Advance Auto Parts (AAP)	11	44%	11.1	8%	11	8	10	4	1	1	11
Takung Art (TKAT)	7	44%	5.4	-9%	34	27	2	1	-3	-3	-17


Balance Sheet ($MM)	2010-12-31	2011-03-31	2011-06-30	2011-09-30	2011-12-31	2012-03-31	2012-06-30	2012-09-30	2012-12-31	2013-03-31	2013-09-30	2013-12-31	2014-03-31	2014-06-30	2014-09-30	2014-12-31	2014-12-31	2015-03-31	2015-09-30	2015-12-31	2016-03-31	2016-06-30	2016-09-30	2016-12-31	2017-03-31	2017-06-30	2017-09-30	2017-12-31	2018-03-31	2018-06-30	2018-09-30	2018-12-31	2019-03-31	2019-06-30	2019-09-30
Cash	24	60	27	24	23	47	51	48	47	41	36	38	32	50	56	78	114	138	59	23	75	29	66	64	120	114	164	114	160	285	286	297	348	139	162
Accounts Receivable			31	33		47	52	60	65	59				38															13	25	21	19	16	20	11
Inventory	78	70	79	90	100	88	94	109	120	117	145	143	129	132	139	134	115	116	124	133	126	130	140	143	137	135	154	163	159	151	167	175	173	176	179
PP&E	67	70	75	207	218	235	245	260	274	286	291	226	229	235	237	241	251	245	212	212	212	210	210	211	212	216	224	232	240	249	253	253	256	260	266
Assets	645	669	714	756	826	1,029	1,138	1,218	1,337	1,314	1,345	1,369	1,352	1,522	1,403	1,351	1,343	1,389	1,212	1,146	1,034	988	983	964	962	970	1,024	1,043	1,075	1,240	1,247	1,238	1,253	1,069	1,084
Accounts Payable				10				15			22				35				40
Long-Term Debt	22	20	26	18	40	132	208	222	209	138	216	236	214	361	356	324	341	356	306	282	253	248	318	310	295	286	345	352	355	522	515	514	514	318	318
Liabilities	87	75	89	92	247	361	422	420	404	307	375	370	340	508	493	451	517	542	521	467	444	421	389	366	349	346	364	374	386	504	502	505	513	322	339
Stockholders' Equity	558	594	624	664	698	756	786	835	912	955	915	941	954	978	875	868	798	818	677	665	592	570	595	600	615	625	662	671	691	740	748	739	740	747	745


Income Statement ($MM)	2010-12-31	2011-03-31	2011-06-30	2011-09-30	2011-12-31	2012-03-31	2012-06-30	2012-09-30	2012-12-31	2013-03-31	2013-09-30	2013-12-31	2014-03-31	2014-06-30	2014-09-30	2014-12-31	2014-12-31	2015-03-31	2015-09-30	2015-12-31	2016-03-31	2016-06-30	2016-09-30	2016-12-31	2017-03-31	2017-06-30	2017-09-30	2017-12-31	2018-03-31	2018-06-30	2018-09-30	2018-12-31	2019-03-31	2019-06-30	2019-09-30
Revenue	219	213	203	234	249	302	229	258	277	272	234	269	295	241	242	253	213	241	189	198	202	170	185	193	190	184	182	205	203	200	206	216	215	202	214
Cost of Revenue	74	77	69	76	84	103	72	95	102	98	89	102	107	88	99	102	84	99	83	87	88	70	78	81	80	78	74	82	82	85	82	86	87	87	93
Gross Profit	134	131	123	147	154	193	145	163	175	174	145	167	188	153	143	150	129	142	106	112	114	100	107	112	110	106	108	122	121	115	125	130	128	116	121
R&D
SG&A	26	16	14	19	20	27	23	30	14	9		16	20	14	12	10	13	11		20	16	14	18	14	13	14	12	13	13	13	14	15	16	15	17
Tax	15	17	14	20	20	26	13	18	16	16		10	4	4	2	6	-4	1		-4	6	1	-2	5	5	3	-2	7	6	2	3	-1	2	0	1
Net Income	27	32	27	36	39	55	37	39	40	44	-24	24	55	12	-87	15	-10	1	-90	-7	-74	-6	3	7	8	5	11	13	12	15	0	-4	4	3	-1


Cash Flow ($MM)	2010-12-31	2011-03-31	2011-06-30	2011-09-30	2011-12-31	2012-03-31	2012-06-30	2012-09-30	2012-12-31	2013-03-31	2013-09-30	2013-12-31	2014-03-31	2014-06-30	2014-09-30	2014-12-31	2014-12-31	2015-03-31	2015-09-30	2015-12-31	2016-03-31	2016-06-30	2016-09-30	2016-12-31	2017-03-31	2017-06-30	2017-09-30	2017-12-31	2018-03-31	2018-06-30	2018-09-30	2018-12-31	2019-03-31	2019-06-30	2019-09-30
Cash Operating	35	35	37	41	58	48	12	46	31	64		17	36	7	28	11		27		-4	60		64	-5	-46	12	22	17	28	24	20	23	28	14	39
Cash Investing	-30	4	-74	-36	2	-4	-91	-49	-7	-2		-4	20	-47	-4	39	-38	-15	-54	-9	23		7	5	30	-18	-25	-67	17	-68	-17	-8	23	-28	-15
Cash Financing	-7	-3	4	-9	22	-19	81	-0	16	-67		-11	-63	58	-18	-26		51		-22	-28		-63	-1	-0	0		-0	0		-3	-3		-195