Company Quick10K Filing
First Commonwealth Financial
10-K 2019-12-31 Filed 2020-03-02
10-Q 2019-09-30 Filed 2019-11-08
10-Q 2019-06-30 Filed 2019-08-07
10-Q 2019-03-31 Filed 2019-05-07
10-K 2018-12-31 Filed 2019-03-01
10-Q 2018-09-30 Filed 2018-11-08
10-Q 2018-06-30 Filed 2018-08-08
10-Q 2018-03-31 Filed 2018-05-09
10-K 2017-12-31 Filed 2018-03-01
10-Q 2017-09-30 Filed 2017-11-07
10-Q 2017-06-30 Filed 2017-08-09
10-Q 2017-03-31 Filed 2017-05-09
10-K 2016-12-31 Filed 2017-03-14
10-Q 2016-09-30 Filed 2016-11-09
10-Q 2016-06-30 Filed 2016-08-09
10-Q 2016-03-31 Filed 2016-05-09
10-K 2015-12-31 Filed 2016-02-29
10-Q 2015-09-30 Filed 2015-11-09
10-Q 2015-06-30 Filed 2015-08-07
10-Q 2015-03-31 Filed 2015-05-08
10-K 2014-12-31 Filed 2015-03-02
10-Q 2014-09-30 Filed 2014-11-10
10-Q 2014-06-30 Filed 2014-08-07
10-Q 2014-03-31 Filed 2014-05-09
10-K 2013-12-31 Filed 2014-03-03
10-Q 2013-09-30 Filed 2013-11-12
10-Q 2013-06-30 Filed 2013-08-08
10-Q 2013-03-31 Filed 2013-05-08
10-K 2012-12-31 Filed 2013-03-13
10-Q 2012-09-30 Filed 2012-11-08
10-Q 2012-06-30 Filed 2012-08-07
10-Q 2012-03-31 Filed 2012-05-08
10-K 2011-12-31 Filed 2012-03-05
10-Q 2011-09-30 Filed 2011-11-09
10-Q 2011-06-30 Filed 2011-08-05
10-Q 2011-03-31 Filed 2011-05-10
10-K 2010-12-31 Filed 2011-03-03
10-Q 2010-09-30 Filed 2010-11-05
10-Q 2010-06-30 Filed 2010-07-30
10-Q 2010-03-31 Filed 2010-05-10
10-K 2009-12-31 Filed 2010-03-01
8-K 2020-01-28 Earnings, Regulation FD, Exhibits
8-K 2019-11-14 Officers, Exhibits
8-K 2019-10-29 Earnings, Regulation FD, Exhibits
8-K 2019-07-23 Earnings, Regulation FD, Exhibits
8-K 2019-04-23 Shareholder Vote
8-K 2019-04-23 Earnings, Regulation FD, Exhibits
8-K 2019-04-22 Other Events, Exhibits
8-K 2019-03-04 Regulation FD, Exhibits
8-K 2019-02-21 Officers
8-K 2019-01-29 Earnings, Regulation FD, Exhibits
8-K 2018-10-23 Earnings, Regulation FD, Exhibits
8-K 2018-08-15 Accountant, Exhibits
8-K 2018-07-24 Earnings, Regulation FD, Exhibits
8-K 2018-05-21 Enter Agreement, Off-BS Arrangement, Exhibits
8-K 2018-05-16 Regulation FD, Exhibits
8-K 2018-05-11 Other Events, Exhibits
8-K 2018-05-01 Enter Agreement, Sale of Shares, Other Events, Exhibits
8-K 2018-04-24 Shareholder Vote
8-K 2018-04-24 Earnings, Regulation FD, Exhibits
8-K 2018-02-22 Officers
8-K 2018-01-23 Earnings, Regulation FD, Exhibits
8-K 2018-01-10 Other Events, Exhibits
8-K 2018-01-03 Other Events

First Commonwealth Financial Financials

FCF Metrics, Comps, Filings

Quarterly | Annual

Business

First Commonwealth Financial Corporation ("First Commonwealth," the "Company" or "we") is a financial holding company headquartered in Indiana, Pennsylvania. We provide a diversified array of consumer and commercial banking services through our bank subsidiary, First Commonwealth Bank ("FCB" or the "Bank"). We also provide trust and wealth management services and offer insurance products through FCB and our other operating subsidiaries. At December 31, 2018, we had total assets of $7.8 billion, total loans of $5.8 billion, total deposits of $5.9 billion and shareholders' equity of $975.4 million. Our principal executive office is located at 601 Philadelphia Street, Indiana, Pennsylvania 15701, and our telephone number is (724) 349-7220.

FCB is a Pennsylvania bank and trust company. At December 31, 2018, the Bank operated 137 community banking offices throughout western and central Pennsylvania, and northeasern, central and southwestern Ohio, as well as corporate banking centers in Pittsburgh, Pennsylvania, and Columbus and Cleveland, Ohio, and mortgage banking offices in Wexford, Pennsylvania, and Hudson and Dublin, Ohio. The Bank also operates a network of 150 automated teller machines, or ATMs, at various branch offices and offsite locations. All of our ATMs are part of the NYCE and MasterCard/Cirrus networks, both of which operate nationwide. The Bank is a member of the Allpoint ATM network, which allows surcharge-free access to over 55,000 ATMs. The Bank is also a member of the "Freedom ATM Alliance," which affords cardholders surcharge-free access to a network of over 670 ATMs in over 50 counties in Pennsylvania, Maryland, New York, and Ohio.

FCB began in 1934 as First National Bank of Indiana. First National Bank of Indiana changed its name to National Bank of the Commonwealth in 1971 and became a subsidiary of First Commonwealth in 1983.


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Quarterly)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Quarterly)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Park National (PRK) 1,616 10.7 1% 8,724 7,767 0 0 79 145 1,550
NBT Bancorp (NBTB) 1,604 8.3 1% 9,661 8,563 0 0 92 161 1,330
Heartland Financial (HTLF) 1,662 0% 4.6 1% 12,569 11,005 57 0 143 264 1,214
First Busey (BUSE) 1,437 4.2 1% 9,754 8,538 0 0 100 214 911
Veritex Holdings (VBTX) 1,341 6.7 1% 7,963 6,757 0 0 62 163 1,088
First Commonwealth Financial (FCF) 1,323 10.2 1% 8,152 7,113 0 0 79 141 1,429
Sandy Spring Bancorp (SASR) 1,295 4.3 1% 8,438 7,297 0 0 114 252 1,085
Seacoast Banking of Florida (SBCF) 1,337 8.7 1% 6,891 5,928 0 0 72 138 1,205
Tompkins Financial (TMP) 1,226,469 0% 8,261.8 1% 6,628 5,968 52 0 80 148 1,226,341
S&T Bancorp (STBA) 1,264 7.2 1% 7,572 6,590 0 0 76 167 1,205
1st Source (SRCE) 1,200 7.9 1% 6,691 5,858 0 0 70 136 1,073
OFG Bancorp (OFG) 1,142 1.5 1% 6,334 5,284 0 0 55 117 179
FB Financial (FBK) 1,178 6.9 1% 6,089 5,344 0 0 62 136 935
City Holding (CHCO) 1,258 0% 8.6 2% 4,958 4,308 47 0 77 133 1,142
Lakeland Financial (LKFN) 1,146 6.0 2% 4,948 4,364 0 0 86 167 1,009
Trico Bancshares (TCBK) 1,139 0% 6.2 1% 6,385 5,488 30 0 92 141 880
Enterprise Financial Services (EFSC) 1,101 4.9 1% 7,347 6,501 0 0 87 172 844
National Bank Holdings (NBHC) 1,089 7.5 1% 5,990 5,237 0 0 78 128 962
First Bancorp (FBNC) 1,069 6.1 1% 6,069 5,234 0 0 71 124 752
Southside Bancshares (SBSI) 1,177 7.4 1% 6,542 5,732 0 0 75 166 1,221

Balance Sheet ($MM)2010-06-302010-09-302011-06-302011-09-302011-12-312012-03-312012-06-302012-09-302012-12-312013-03-312013-06-302013-09-302013-12-312014-03-312014-06-302014-09-302014-12-312015-03-312015-06-302015-09-302015-12-312016-03-312016-06-302016-09-302016-12-312017-03-312017-06-302017-09-302017-12-312018-03-312018-06-302018-09-302018-12-312019-03-312019-06-302019-09-30
Cash88135131907882868910356829377919884756567736973998211612311612810776104969912496129
Accounts Receivable
Inventory
PP&E6968676767676767228696867235666666198656363198646463207668082224818280228129131138
Assets6,0585,9125,6915,6585,8415,9695,9475,9645,9956,0996,1536,1516,2156,2096,3006,3566,3606,3326,3176,3856,5676,6996,7506,6666,6846,8097,3837,3847,3097,3217,6497,6867,8287,9738,0718,152
Accounts Payable
Long-Term Debt26122517917820720718118028028021721721721620918916213611111181818181818188888888186185185185235234
Liabilities5,4045,1704,9294,8895,0835,2015,1745,1905,2495,3515,4425,4405,5035,4935,5765,6475,6445,6195,6065,6625,8475,9666,0085,9155,9346,0486,5046,4906,4206,4216,6886,7136,8536,9757,0497,113
Stockholders' Equity6547427627697597677727747467487117117127177257097167137117237207337427527507618798948888999619739759981,0221,039
Income Statement ($MM)2010-06-302010-09-302011-06-302011-09-302011-12-312012-03-312012-06-302012-09-302012-12-312013-03-312013-06-302013-09-302013-12-312014-03-312014-06-302014-09-302014-12-312015-03-312015-06-302015-09-302015-12-312016-03-312016-06-302016-09-302016-12-312017-03-312017-06-302017-09-302017-12-312018-03-312018-06-302018-09-302018-12-312019-03-312019-06-302019-09-30
Revenue
Cost of Revenue
Gross Profit
R&D
SG&A111111111111111111
Tax4622-647334260555266545578769115118676
Net Income141178-61115109116169121212814131210121217181614214233225252727
Cash Flow ($MM)2010-06-302010-09-302011-06-302011-09-302011-12-312012-03-312012-06-302012-09-302012-12-312013-03-312013-06-302013-09-302013-12-312014-03-312014-06-302014-09-302014-12-312015-03-312015-06-302015-09-302015-12-312016-03-312016-06-302016-09-302016-12-312017-03-312017-06-302017-09-302017-12-312018-03-312018-06-302018-09-302018-12-312019-03-312019-06-302019-09-30
Cash Operating23202520181724133124182126112516730202018222927142225213933191147
Cash Investing183-18-222-13926-22-36-157-694-8518-86-82-152711-67-113-123-2537605-128231735-47-103-56-59-92419
Cash Financing-159-43185123-398269764-1651-256757-19-52-15438910732-76-600108-44-26-81-692156553-433