Company Quick10K Filing
First Defiance Financial
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 20 $552
10-Q 2019-11-12 Quarter: 2019-09-30
10-Q 2019-08-09 Quarter: 2019-06-30
10-Q 2019-05-07 Quarter: 2019-03-31
10-K 2019-02-28 Annual: 2018-12-31
10-Q 2018-11-09 Quarter: 2018-09-30
10-Q 2018-08-07 Quarter: 2018-06-30
10-Q 2018-05-08 Quarter: 2018-03-31
10-K 2018-02-28 Annual: 2017-12-31
10-Q 2017-11-08 Quarter: 2017-09-30
10-Q 2017-08-04 Quarter: 2017-06-30
10-Q 2017-05-10 Quarter: 2017-03-31
10-K 2017-02-28 Annual: 2016-12-31
10-Q 2016-11-07 Quarter: 2016-09-30
10-Q 2016-08-08 Quarter: 2016-06-30
10-Q 2016-05-06 Quarter: 2016-03-31
10-K 2016-02-29 Annual: 2015-12-31
10-Q 2015-11-06 Quarter: 2015-09-30
10-Q 2015-08-07 Quarter: 2015-06-30
10-Q 2015-05-08 Quarter: 2015-03-31
10-Q 2014-11-07 Quarter: 2014-09-30
10-Q 2014-08-08 Quarter: 2014-06-30
10-Q 2014-05-08 Quarter: 2014-03-31
10-K 2014-02-28 Annual: 2013-12-31
10-Q 2013-11-08 Quarter: 2013-09-30
10-Q 2013-08-05 Quarter: 2013-06-30
10-Q 2013-05-06 Quarter: 2013-03-31
10-K 2013-02-28 Annual: 2012-12-31
10-Q 2012-11-09 Quarter: 2012-09-30
10-Q 2012-08-09 Quarter: 2012-06-30
10-Q 2012-05-10 Quarter: 2012-03-31
10-K 2012-03-07 Annual: 2011-12-31
10-Q 2011-11-08 Quarter: 2011-09-30
10-Q 2011-08-08 Quarter: 2011-06-30
10-Q 2011-05-03 Quarter: 2011-03-31
10-K 2011-03-01 Annual: 2010-12-31
10-Q 2010-11-02 Quarter: 2010-09-30
10-Q 2010-08-06 Quarter: 2010-06-30
10-Q 2010-05-05 Quarter: 2010-03-31
10-K 2010-03-03 Annual: 2009-12-31
8-K 2020-02-18 Regulation FD
8-K 2020-02-13 Other Events, Exhibits
8-K 2020-01-31 M&A, Shareholder Rights, Amend Bylaw, Other Events, Exhibits
8-K 2020-01-20 Earnings, Officers, Regulation FD, Other Events, Exhibits
8-K 2019-12-10 Shareholder Vote
8-K 2019-11-04 Other Events, Exhibits
8-K 2019-10-21 Earnings, Regulation FD, Exhibits
8-K 2019-09-09 Other Events, Exhibits
8-K 2019-09-09 Enter Agreement, Officers, Exhibits
8-K 2019-07-30 Other Events, Exhibits
8-K 2019-07-22 Earnings, Regulation FD, Exhibits
8-K 2019-05-29 Other Events, Exhibits
8-K 2019-05-23 Regulation FD
8-K 2019-04-30 Shareholder Vote
8-K 2019-04-16 Earnings, Officers, Regulation FD, Exhibits
8-K 2019-03-04 Officers, Other Events, Exhibits
8-K 2019-02-06 Other Events, Exhibits
8-K 2019-01-21 Earnings, Other Events, Exhibits
8-K 2019-01-01 Officers, Exhibits
8-K 2018-12-20 Officers, Exhibits
8-K 2018-10-15 Earnings, Other Events, Exhibits
8-K 2018-07-31 Other Events, Exhibits
8-K 2018-07-16 Earnings, Other Events, Exhibits
8-K 2018-06-22 Amend Bylaw, Exhibits
8-K 2018-04-24 Shareholder Vote, Other Events
8-K 2018-04-16 Earnings, Officers, Other Events, Exhibits
8-K 2018-03-16 Officers, Exhibits
8-K 2018-02-20 Officers, Exhibits
8-K 2018-01-22 Earnings, Other Events, Exhibits
8-K 2018-01-04 Officers, Other Events, Exhibits

First Defiance Financial Financials

FDEF Metrics, Comps, Filings

Annual | Quarterly

Business

First Defiance Financial Corp. (“First Defiance” or “the Company”) is a unitary thrift holding company that, through its subsidiaries, First Federal Bank of the Midwest (“First Federal” or “the Bank”), First Insurance Group of the Midwest, Inc. (“First Insurance”), and First Defiance Risk Management Inc. (collectively, “the Subsidiaries”), focuses on traditional banking and property, casualty, life and group health insurance products.

The Company's philosophy is to grow and prosper, building long-term relationships based on top quality service, high ethical standards, and safe and sound assets. The Company operates as a locally- oriented, community-based financial services organization, augmented by experienced, centralized support in select critical areas. The Company's local market orientation is reflected in its market area management and local advisory boards, which are comprised of local business persons, professionals and other community representatives that assist area management in responding to local banking needs.

The Company's operating objectives include expansion, diversification within its markets, growth of its fee-based income, and growth organically and through acquisitions of financial institutions, branches and financial services businesses. The Company seeks merger or acquisition partners that are culturally similar, have experienced management and possess either significant market area presence or have the potential for improved profitability through financial management, economies of scale and expanded services. The Company regularly evaluates merger and acquisition opportunities and conducts due diligence activities related to possible transactions with other financial institutions. As a result, merger or acquisition discussions and, in some cases, negotiations may take place and future mergers or acquisitions involving cash, debt or equity securities may occur. Acquisitions typically involve the payment of premiums over book and market values and, therefore, some dilution of the Company's tangible book value and net income per common share may occur in any future transaction.


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Annual)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Northfield Bancorp (NFBK) 793 0% 7.8 1% 4,768 4,087 2 0 36 96 746
Dime Community Bancshares (DCOM) 662 0% 3.3 1% 6,498 5,890 5 0 49 151 490
Access National (ANCX) 571 0% 8.5 1% 3,021 2,579 9 0 27 53 446
First Defiance Financial (FDEF) 552 5.4 1% 3,278 2,870 0 0 47 86 468
Sterling Bancorp (SBT) 509 3.1 2% 3,279 2,937 0 0 61 138 429
Waterstone Financial (WSBF) 468 14.0 2% 2,015 1,628 0 0 31 65 917
HomeTrust Bancshares (HTBI) 456 0% 6.0 1% 3,476 3,067 11 0 27 64 385
Farmers & Merchants Bancorp (FMAO) 348 7.2 1% 1,531 1,306 0 0 16 31 225
Territorial Bancorp (TBNK) 269 0% 4.8 1% 2,088 1,846 2 0 23 47 228
Provident Bancorp (PVBC) 258 13.5 1% 1,031 899 0 0 10 23 311
PDL Community Bancorp (PDLB) 252 11.4 0% 1,056 891 0 0 3 17 199
Northrim Bancorp (NRIM) 235 0% 5.3 1% 1,553 1,346 6 0 19 31 164
Western New England Bancorp (WNEB) 233 0% 9.9 1% 2,127 1,897 0 0 14 41 409
BCB Bancorp (BCBP) 214 -0.2 1% 2,738 2,517 0 0 19 65 -14
Codorus Valley Bancorp (CVLY) 205 3.9 1% 1,842 1,655 0 0 18 44 175
BankFinancial (BFIN) 189 0% 2.6 1% 1,534 1,362 4 0 16 33 86
First Guaranty Bancshares (FGBI) 173 4.0 1% 1,873 1,714 0 0 12 43 173
Riverview Bancorp (RVSB) 168 6.1 1% 1,165 1,027 0 0 17 28 172
Malvern Bancorp (MLVF) 164 0% 0.5 1% 1,266 1,126 1 0 9 29 14
First Capital (FCAP) 162 0% 10.9 1% 835 740 5 0 10 15 162

Balance Sheet ($MM)2011-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash17589139911499
Accounts Receivable
Inventory
PP&E40794038374041
Assets2,0683093163172,4782,9933,182
Accounts Payable
Long-Term Debt
Liabilities1,7901,8651,8992,0172,1852,6202,782
Stockholders' Equity278272280280293373400
Income Statement ($MM)2011-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Revenue
Cost of Revenue
Gross Profit
R&D
SG&A222222
Tax510910131611
Net Income16222426293246
Cash Flow ($MM)2011-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash Operating3942130273653
Cash Investing-41100-158-133-213
Cash Financing8-5-20-26151112145