Company Quick10K Filing
Isabella Bank
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 8 $218
10-Q 2019-11-06 Quarter: 2019-09-30
10-Q 2019-08-07 Quarter: 2019-06-30
10-Q 2019-05-06 Quarter: 2019-03-31
10-K 2019-03-14 Annual: 2018-12-31
10-Q 2018-11-09 Quarter: 2018-09-30
10-Q 2018-08-07 Quarter: 2018-06-30
10-Q 2018-05-07 Quarter: 2018-03-31
10-K 2018-03-16 Annual: 2017-12-31
10-Q 2017-11-03 Quarter: 2017-09-30
10-Q 2017-08-04 Quarter: 2017-06-30
10-Q 2017-05-05 Quarter: 2017-03-31
10-K 2017-03-07 Annual: 2016-12-31
10-Q 2016-11-09 Quarter: 2016-09-30
10-Q 2016-08-05 Quarter: 2016-06-30
10-Q 2016-05-09 Quarter: 2016-03-31
10-K 2016-03-14 Annual: 2015-12-31
10-Q 2015-11-05 Quarter: 2015-09-30
10-Q 2015-07-29 Quarter: 2015-06-30
10-Q 2015-05-04 Quarter: 2015-03-31
10-K 2015-03-13 Annual: 2014-12-31
10-Q 2014-11-07 Quarter: 2014-09-30
10-Q 2014-08-08 Quarter: 2014-06-30
10-Q 2014-05-08 Quarter: 2014-03-31
10-K 2014-03-10 Annual: 2013-12-31
10-Q 2013-11-08 Quarter: 2013-09-30
10-Q 2013-08-08 Quarter: 2013-06-30
10-Q 2013-05-07 Quarter: 2013-03-31
10-K 2013-03-14 Annual: 2012-12-31
10-Q 2012-08-08 Quarter: 2012-06-30
10-Q 2012-05-09 Quarter: 2012-03-31
10-K 2012-03-12 Annual: 2011-12-31
10-Q 2011-11-08 Quarter: 2011-09-30
10-Q 2011-08-08 Quarter: 2011-06-30
10-Q 2011-05-06 Quarter: 2011-03-31
10-K 2011-03-11 Annual: 2010-12-31
10-Q 2010-11-05 Quarter: 2010-09-30
10-Q 2010-08-06 Quarter: 2010-06-30
10-Q 2010-05-07 Quarter: 2010-03-31
10-K 2010-03-11 Annual: 2009-12-31
8-K 2019-12-23 Other Events, Exhibits
8-K 2019-12-04 Other Events, Exhibits
8-K 2019-10-29 Officers
8-K 2019-10-24 Earnings, Exhibits
8-K 2019-09-04 Other Events, Exhibits
8-K 2019-09-03 Officers
8-K 2019-08-01 Earnings, Exhibits
8-K 2019-07-22 Officers, Exhibits
8-K 2019-06-03 Other Events, Exhibits
8-K 2019-05-07 Shareholder Vote
8-K 2019-05-03 Earnings, Exhibits
8-K 2019-03-13 Officers, Exhibits
8-K 2019-03-01 Other Events, Exhibits
8-K 2019-02-13 Earnings, Exhibits
8-K 2019-02-06 Officers, Exhibits
8-K 2018-12-19 Officers
8-K 2018-12-04 Other Events, Exhibits
8-K 2018-11-08 Earnings, Exhibits
8-K 2018-08-24 Other Events, Exhibits
8-K 2018-08-02 Earnings, Exhibits
8-K 2018-05-30 Other Events, Exhibits
8-K 2018-05-08 Shareholder Vote
8-K 2018-04-30 Earnings, Exhibits
8-K 2018-03-12 Earnings, Exhibits
8-K 2018-03-02 Other Events, Exhibits
8-K 2018-02-23 Officers, Exhibits
8-K 2018-02-01 Officers, Exhibits

Isabella Bank Financials

ISBA Metrics, Comps, Filings

Annual | Quarterly

Business

Isabella Bank Corporation is a registered financial services holding company that was incorporated in September 1988 under Michigan law. The Corporation's wholly owned subsidiary, Isabella Bank, has 30 banking offices located throughout Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. The area includes significant agricultural production, manufacturing, retail, gaming and tourism, and several colleges and universities.

As used in Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations as well as in Item 8. Financial Statements and Supplementary Data, references to "the Corporation", "Isabella", "we", "our", "us", and similar terms refer to the consolidated entity consisting of Isabella Bank Corporation and its subsidiary. References to Isabella Bank or the "Bank" refers to Isabella Bank Corporation's subsidiary, Isabella Bank.

Our reportable segments are based on legal entities that account for at least 10% of net operating results. Retail banking operations for 2018, 2017, and 2016 represent approximately 90% or greater of total assets and operating results. As such, we have only one reportable segment.


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Annual)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
New Fortress Energy LLC (NFE) 241 -11% 2.8 -2% 1,057 590 70 -8 -20 -6 -17
Invesco CurrencyShares Euro Trust (FXE) 239 -20.5 -1% 228 6 0 0 -2 -1 11
ETFS Palladium Trust (PALL) 238 3.2 35% 209 0 0 0 73 73 238
American BriVision (ABVC) 236 96% -50.0 -70% 7 10 0 0 -5 -5 235
Novo Integrated Sciences (NVOS) 235 50% -426.2 -2% 32 6 7 4 -1 -1 232
Invesco CurrencyShares Japanese Yen Trust (FXY) 234 30,620.5 -0% 217 0 0 0 -1 -1 -23,110
Soliton (SOLY) 229 -22.0 -91% 13 2 0 0 -12 -10 218
Luboa Group (LBAO) 229 431.1 50% 1 1 0 0 1 1 228
ENB Financial (ENBP) 227 15.1 1% 1,132 1,019 0 0 10 17 250
Success Entertainment Group (SEGN) 225 83% 1,987.8 -1% 1 1 1 1 -0 0 225
Citizens Financial Services (CZFS) 220 0% 6.0 1% 1,447 1,299 7 0 18 34 203
Crimson Wine Group (CWGL) 218 45% 24.9 0% 246 36 69 31 0 9 229
Isabella Bank (ISBA) 218 0% 5.0 1% 1,825 1,616 6 0 15 37 182
Xerium Technologies (XRM) 218 10% 22.1 -2% 547 698 492 49 -11 34 744
Axcella Health (AXLA) 210 -4.6 -21% 122 32 0 0 -26 -26 119
Powercomm Holdings (PCC) 210 19% 142.3 15% 5 4 14 3 1 1 210
Bovie Medical (BVX) 205 65% -8.6 -14% 89 8 22 14 -13 -16 137
IDEAYA Biosciences (IDYA) 204 -8.1 -8% 133 13 0 0 -11 -10 84
Fuse Enterprises (FSNT) 200 86% 128.6 142% 1 0 1 1 2 2 200
Solbright (SBRT) 195 -11% -4.2 -411% 13 108 3 -0 -53 -46 194

Balance Sheet ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash2901141073
Accounts Receivable
Inventory
PP&E2522222228
Assets1,33817421841941952001,837
Accounts Payable
Long-Term Debt
Liabilities1,1831,2661,3331,3751,4841,5441,6181,642
Stockholders' Equity155164161175184188195196
Income Statement ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Revenue89111414166
Cost of Revenue
Gross Profit
R&D
SG&A2110111
Tax12213131
Net Income1012131415141314
Cash Flow ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash Operating1957775622
Cash Investing-1050-013-006
Cash Financing97-6-7-8-7-7-714