Company Quick10K Filing
Premier Financial Bancorp
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 15 $221
10-Q 2019-11-07 Quarter: 2019-09-30
10-Q 2019-08-08 Quarter: 2019-06-30
10-Q 2019-05-09 Quarter: 2019-03-31
10-K 2019-03-18 Annual: 2018-12-31
10-Q 2018-11-08 Quarter: 2018-09-30
10-Q 2018-08-09 Quarter: 2018-06-30
10-Q 2018-05-10 Quarter: 2018-03-31
10-K 2018-03-16 Annual: 2017-12-31
10-Q 2017-11-09 Quarter: 2017-09-30
10-Q 2017-08-09 Quarter: 2017-08-07
10-Q 2017-05-09 Quarter: 2017-03-31
10-K 2017-03-16 Annual: 2016-12-31
10-Q 2016-11-09 Quarter: 2016-09-30
10-Q 2016-08-09 Quarter: 2016-06-30
10-Q 2016-05-10 Quarter: 2016-03-31
10-K 2016-03-15 Annual: 2015-12-31
10-Q 2015-11-09 Quarter: 2015-09-30
10-Q 2015-08-10 Quarter: 2015-06-30
10-Q 2015-05-11 Quarter: 2015-03-31
10-K 2015-03-16 Annual: 2014-12-31
10-Q 2014-11-07 Quarter: 2014-09-30
10-Q 2014-08-08 Quarter: 2014-06-30
10-Q 2014-05-08 Quarter: 2014-03-31
10-K 2014-03-13 Annual: 2013-12-31
10-Q 2013-11-07 Quarter: 2013-09-30
10-Q 2013-08-09 Quarter: 2013-06-30
10-Q 2013-05-10 Quarter: 2013-03-31
10-K 2013-03-28 Annual: 2012-12-31
10-Q 2012-11-14 Quarter: 2012-09-30
10-Q 2012-08-14 Quarter: 2012-06-30
10-Q 2012-05-15 Quarter: 2012-03-31
10-K 2012-03-30 Annual: 2011-12-31
10-Q 2011-11-14 Quarter: 2011-09-30
10-Q 2011-08-15 Quarter: 2011-06-30
10-Q 2011-05-16 Quarter: 2011-03-31
10-K 2011-03-29 Annual: 2010-12-31
10-Q 2010-11-15 Quarter: 2010-09-30
10-Q 2010-08-13 Quarter: 2010-06-30
10-Q 2010-05-14 Quarter: 2010-03-31
10-K 2010-03-30 Annual: 2009-12-31
8-K 2020-02-24 Regulation FD, Exhibits
8-K 2020-02-18 Earnings, Exhibits
8-K 2019-11-21 Regulation FD, Exhibits
8-K 2019-10-25 M&A, Exhibits
8-K 2019-10-23 Earnings, Exhibits
8-K 2019-09-11 Off-BS Arrangement, Exhibits
8-K 2019-08-27 Regulation FD, Exhibits
8-K 2019-07-23 Earnings, Exhibits
8-K 2019-07-08 Enter Agreement, Regulation FD, Exhibits
8-K 2019-06-27 Off-BS Arrangement, Exhibits
8-K 2019-06-19 Shareholder Vote
8-K 2019-05-16 Regulation FD, Exhibits
8-K 2019-05-02 Earnings, Exhibits
8-K 2019-03-06 Earnings, Exhibits
8-K 2019-02-26 Regulation FD, Exhibits
8-K 2018-11-27 Regulation FD, Exhibits
8-K 2018-10-12 M&A, Exhibits
8-K 2018-09-24 Off-BS Arrangement, Exhibits
8-K 2018-09-05 Shareholder Vote
8-K 2018-09-05 Amend Bylaw, Exhibits
8-K 2018-08-17 Regulation FD, Exhibits
8-K 2018-06-29 Enter Agreement, Exhibits
8-K 2018-06-20 Shareholder Vote
8-K 2018-05-21 Amend Bylaw, Regulation FD, Exhibits
8-K 2018-05-02 Earnings, Exhibits
8-K 2018-04-18 Enter Agreement, Regulation FD, Exhibits
8-K 2018-03-01 Regulation FD, Exhibits
8-K 2018-02-27 Earnings, Exhibits

Premier Financial Bancorp Financials

PFBI Metrics, Comps, Filings

Annual | Quarterly

Business

Premier Financial Bancorp, Inc. (the "Company" or "Premier") is a multi-bank holding company and financial holding company that, as of March 5, 2019 operates eleven banking offices in Kentucky, three banking offices in Ohio, twenty-six banking offices in West Virginia, four banking offices in Washington, DC, one banking office in Maryland and three banking offices in Virginia. At December 31, 2018, Premier had total consolidated assets of $1.690 billion, total consolidated deposits of $1.430 billion and total consolidated stockholders' equity of $216.7 million. The banking subsidiaries (the "Banks" or "Affiliate Banks") consist of Citizens Deposit Bank and Trust, Inc., Vanceburg, Kentucky and Premier Bank, Inc., Huntington, West Virginia.

Premier was incorporated as a Kentucky corporation in 1991 and has functioned as a bank holding company since its formation. During 2002, Premier moved its principal executive offices from Georgetown, Kentucky to its present location at 2883 5th Avenue, Huntington, West Virginia, 25702. The purpose of the move was to be more centrally located among Premier's Affiliate Banks and its directorship. Premier's telephone number is (304) 525-1600.

Premier is a legal entity separate and distinct from its Affiliate Banks. Accordingly, the right of Premier, and thus the right of Premier's creditors and shareholders, to participate in any distribution of the assets or earnings of any of the Affiliate Banks is necessarily subject to the prior claims of creditors of such subsidiaries, except to the extent that claims of Premier, in its capacity as a creditor, may be recognized. The principal source of Premier's revenue is dividends from its Affiliate Banks. See "REGULATORY MATTERS -- Dividend Restrictions" for discussion of the restrictions on the Affiliate Banks' ability to pay dividends to Premier.


Valuation ($MM)

Market Cap, Enterprise Value

Balance Sheet ($MM)

Assets, Stockholders' Equity

Income Statement ($MM Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($MM Annual)

Operating, Investing, Financing

Comps ($'000 TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
First Choice Bancorp (FCBP) 250,103 0% 0.3 1% 1,730,433 1,476,312 2,106 0 23,136 45,136 12,500
National Bankshares (NKSH) 249,853 0% 11.9 1% 1,269,517 1,085,669 6,146 0 17,251 21,002 249,853
Fidelity D&D Bancorp (FDBC) 248,234 11.3 1% 997,039 895,613 0 0 11,514 20,314 229,044
LCNB (LCNB) 245,899 6.8 1% 1,642,012 1,419,040 0 0 18,749 32,521 222,714
Investar Holding (ISTR) 236,136 3.9 1% 1,996,641 1,791,142 0 0 16,235 43,788 172,217
Monroe Bank and Trust (MBTF) 231,777 -6.6 1% 1,326,547 1,191,110 0 0 10,048 16,197 -106,841
Chemung Financial (CHMG) 229,675 3.1 1% 1,752,997 1,574,610 0 0 22,109 36,742 113,215
Unity Bancorp (UNTY) 228,238 1.5 1% 1,626,737 1,477,354 0 0 22,867 48,675 73,398
Premier Financial Bancorp (PFBI) 220,776 3.3 1% 1,704,131 1,471,829 0 0 22,695 37,652 125,375
Select Bancorp (SLCT) 220,704 0% 4.4 1% 1,316,797 1,099,952 708 0 15,530 30,687 134,634
MVB Financial (MVBF) 219,825 0% 7.0 1% 1,833,018 1,632,342 1,526 0 25,147 57,250 402,040
Bankwell Financial (BWFG) 216,101 2.5 1% 1,859,665 1,682,725 0 0 18,774 54,338 137,217
SB One Bank (SBBX) 211,786 5.1 1% 1,866,344 1,673,928 0 0 17,690 43,133 218,050
First Internet Bancorp (INBK) 209,849 -1.4 1% 3,958,829 3,662,709 0 0 21,681 98,651 -138,449
Mid Penn Bancorp (MPB) 209,344 3.7 1% 2,136,122 1,904,860 0 0 15,293 43,215 161,199
Norwood Financial (NWFL) 204,546 0% 9.0 1% 1,222,528 1,091,045 2,580 0 13,721 25,620 230,379
First Business Financial Services (FBIZ) 204,437 2.9 1% 2,070,304 1,881,449 0 0 21,836 54,490 158,562
Penns Woods Bancorp (PWOD) 201,272 0% 3.6 1% 1,711,500 1,559,959 828 0 16,210 33,442 121,747
Shore Bancshares (SHBI) 200,070 0% 4.6 2% 1,488,562 1,297,255 4,706 0 24,526 38,455 175,790
Pacific Mercantile Bancorp (PMBC) 196,957 -2.3 1% 1,419,117 1,273,201 0 0 11,873 29,967 -68,284

Balance Sheet ($'000)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash82,8886,1308,7614,0805,424
Accounts Receivable
Inventory
PP&E16,35519127,24716523029323,81529,385
Assets1,124,087161,163161,5066,2376,258188,9396,4817,113
Accounts Payable
Long-Term Debt16,04913,80011,72211,2928,8595,0002,500
Liabilities980,08016,86714,56612,25511,80614,7551,310,0691,473,386
Stockholders' Equity144,007144,296146,940145,782147,232174,184183,355216,729
Income Statement ($'000)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Revenue15,13811,01416,71014,95712,615
Cost of Revenue
Gross Profit
R&D
SG&A
Tax3,800-1,144-9874,3025,9467,1238,6075,898
Net Income7,16810,32313,22913,150-1,81112,174-1,818-2,504
Cash Flow ($'000)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash Operating14,42712,3028,50213,48111,9199,00720,39127,134
Cash Investing18,430-108-69914-149-134-25,261-23,068
Cash Financing-72,217-13,859-5,802-19,076-10,426-7,598-17,185-5,954