Company Quick10K Filing
People's Utah Bancorp
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 19 $555
10-Q 2019-11-08 Quarter: 2019-09-30
10-Q 2019-08-09 Quarter: 2019-06-30
10-Q 2019-05-10 Quarter: 2019-03-31
10-K 2019-03-15 Annual: 2018-12-31
10-Q 2018-11-09 Quarter: 2018-09-30
10-Q 2018-08-09 Quarter: 2018-06-30
10-Q 2018-05-09 Quarter: 2018-03-31
10-K 2018-03-15 Annual: 2017-12-31
10-Q 2017-11-07 Quarter: 2017-09-30
10-Q 2017-08-08 Quarter: 2017-06-30
10-Q 2017-05-09 Quarter: 2017-03-31
10-K 2017-03-10 Annual: 2016-12-31
10-Q 2016-11-10 Quarter: 2016-09-30
10-Q 2016-08-11 Quarter: 2016-06-30
10-Q 2016-05-13 Quarter: 2016-03-31
10-K 2016-03-23 Annual: 2015-12-31
10-Q 2015-11-12 Quarter: 2015-09-30
10-Q 2015-08-14 Quarter: 2015-06-30
8-K 2019-12-31 Earnings, Regulation FD, Exhibits
8-K 2019-11-20
8-K 2019-11-12
8-K 2019-09-25 Officers, Exhibits
8-K 2019-09-25 Other Events
8-K 2019-09-03
8-K 2019-07-25 Earnings, Exhibits
8-K 2019-06-10
8-K 2019-05-22
8-K 2019-05-22
8-K 2019-05-06
8-K 2019-03-31
8-K 2019-02-28
8-K 2019-02-27
8-K 2019-02-07
8-K 2019-01-30
8-K 2018-12-31 Earnings, Exhibits
8-K 2018-11-28
8-K 2018-09-30
8-K 2018-09-05
8-K 2018-06-30
8-K 2018-05-23
8-K 2018-05-08
8-K 2018-04-03
8-K 2018-03-31
8-K 2018-03-06
8-K 2018-01-31
8-K 2018-01-10
8-K 2017-12-31

People's Utah Bancorp Financials

PUB Metrics, Comps, Filings

Annual | Quarterly

Business

People's Utah Bancorp ("PUB" or the "Company") is a Utah registered bank holding company organized in 1998. As a Utah registered bank holding company, PUB is subject to regulation, supervision and examination by the Board of Governors of the Federal Reserve System and by the Utah Department of Financial Institutions ("UDFI"). The Company operates all business activities through its wholly-owned banking subsidiary, People's Intermountain Bank ("PIB" or the "Bank"), which was organized in 1913. The Bank is a Utah State chartered bank subject to primary regulation, supervision and examination by the Federal Deposit Insurance Corporation ("FDIC") and by the UDFI.

PIB is a community bank that provides highly personalized retail and commercial banking products and services to small and medium sized businesses and individuals. Products and services are offered primarily through 26 retail branches located throughout Utah and southern Idaho. PIB has three banking divisions, Bank of American Fork, Lewiston State Bank, and People's Town & Country Bank; and a mortgage division, People's Intermountain Bank Mortgage.

Most of the major business and economic activity in Utah is located in the counties where our Bank branches are located. Over 75% of Utah's population is concentrated along Interstate 15, specifically within Davis, Weber, Salt Lake and Utah Counties. The next largest population centers in the state are in Washington and Cache Counties. These six counties make up approximately 85% of Utah's population. Utah has grown considerably over the past several years and provides several other benefits to the Company:


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Annual)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Tristate Capital Holdings (TSC) 619 0.9 1% 6,846 6,257 0 0 59 186 160
Nicolet Bankshares (NCBS) 601 6.0 2% 3,055 2,643 0 0 51 88 523
First Foundation (FFWM) 599 0% 3.3 1% 6,286 5,699 14 0 53 157 514
Harborone Bancorp (HONE) 599 12.2 0% 3,737 3,366 0 0 13 60 731
Luther Burbank (LBC) 592 2.6 1% 7,114 6,517 0 0 46 195 498
The Bancorp (TBBK) 585 3.2 0% 4,604 4,145 0 0 7 87 273
Flushing Financial (FFIC) 582 0% 3.1 1% 6,946 6,380 4 0 47 171 525
First Mid Illinois Bancshares (FMBH) 576 5.2 1% 3,843 3,334 0 0 42 78 407
Bank of Marin Bancorp (BMRC) 574 -6.2 1% 2,464 2,136 0 0 34 53 -328
Bridge Bancorp (BDGE) 568 0% 4.2 1% 4,715 4,239 10 0 44 97 409
People's Utah Bancorp (PUB) 555 9.2 2% 2,312 1,999 0 0 43 60 555
QCR Holdings (QCRH) 548 0% 3.8 1% 5,195 4,691 262 0 49 121 460
Mercantile Bank (MBWM) 530 6.3 1% 3,576 3,176 0 0 45 84 530
Heritage Commerce (HTBK) 528 0% 3.0 2% 3,108 2,720 5 0 49 84 252
First of Long Island (FLIC) 527 0% 8.9 1% 4,202 3,811 2 0 42 92 818
First Community Bancshares (FCBC) 516 6.6 2% 2,212 1,878 0 0 38 54 359
Independent Bank (IBCP) 509 0% 6.2 1% 3,438 3,107 27 0 42 73 454
Midwestone Financial Group (MOFG) 495 9.4 1% 4,662 4,174 0 0 32 79 748
First Financial (THFF) 492 6.4 1% 3,064 2,586 0 0 45 67 431
Merchants Bancorp (MBIN) 485 0.6 1% 5,287 4,772 0 0 59 153 86

Balance Sheet ($MM)2015-12-312016-12-312017-12-312018-12-31
Cash3
Accounts Receivable
Inventory
PP&E22223037
Assets2102302,1242,184
Accounts Payable
Long-Term Debt
Liabilities1,3471,4371,8661,894
Stockholders' Equity209229257290
Income Statement ($MM)2015-12-312016-12-312017-12-312018-12-31
Revenue
Cost of Revenue
Gross Profit
R&D
SG&A1111
Tax10141612
Net Income20242041
Cash Flow ($MM)2015-12-312016-12-312017-12-312018-12-31
Cash Operating443758
Cash Investing-350-192-76
Cash Financing31-413816