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Republic Bancorp

Filings

10-K	2019-12-31	Filed 2020-03-13
10-Q	2019-09-30	Filed 2019-11-08
10-Q	2019-06-30	Filed 2019-08-09
10-Q	2019-03-31	Filed 2019-05-10
10-K	2018-12-31	Filed 2019-03-15
10-Q	2018-09-30	Filed 2018-11-09
10-Q	2018-06-30	Filed 2018-08-09
10-Q	2018-03-31	Filed 2018-05-10
10-K	2017-12-31	Filed 2018-03-09
10-Q	2017-09-30	Filed 2017-11-09
10-Q	2017-06-30	Filed 2017-08-09
10-Q	2017-03-31	Filed 2017-05-10
10-K	2016-12-31	Filed 2017-03-10
10-Q	2016-09-30	Filed 2016-11-09
10-Q	2016-06-30	Filed 2016-08-09
10-Q	2016-03-31	Filed 2016-05-10
10-K	2015-12-31	Filed 2016-03-11
10-Q	2015-09-30	Filed 2015-11-06
10-Q	2015-06-30	Filed 2015-08-07
10-Q	2015-03-31	Filed 2015-05-08
10-K	2014-12-31	Filed 2015-03-13
10-Q	2014-09-30	Filed 2014-11-07
10-Q	2014-06-30	Filed 2014-08-08
10-Q	2014-03-31	Filed 2014-05-09
10-K	2013-12-31	Filed 2014-03-14
10-Q	2013-09-30	Filed 2013-11-07
10-Q	2013-06-30	Filed 2013-08-09
10-Q	2013-03-31	Filed 2013-05-09
10-K	2012-12-31	Filed 2013-03-14
10-Q	2012-06-30	Filed 2012-08-09
10-Q	2012-03-31	Filed 2012-05-09
10-K	2011-12-31	Filed 2012-03-07
10-Q	2011-09-30	Filed 2011-10-28
10-Q	2011-06-30	Filed 2011-07-28
10-Q	2011-03-31	Filed 2011-04-20
10-K	2010-12-31	Filed 2011-03-03
10-Q	2010-09-30	Filed 2010-10-27
10-Q	2010-06-30	Filed 2010-07-26
10-Q	2010-03-31	Filed 2010-04-23
10-K	2009-12-31	Filed 2010-03-11

Reports

8-K	2020-01-24	Earnings, Exhibits
8-K	2020-01-22	Regulation FD, Exhibits
8-K	2019-11-20	Regulation FD, Exhibits
8-K	2019-07-24	Regulation FD, Exhibits
8-K	2019-07-19	Earnings, Exhibits
8-K	2019-07-17	Regulation FD, Exhibits
8-K	2019-05-15	Regulation FD, Exhibits
8-K	2019-04-26	Shareholder Vote
8-K	2019-04-24	Regulation FD, Exhibits
8-K	2019-04-24	Earnings, Exhibits
8-K	2019-01-25	Earnings, Exhibits
8-K	2019-01-23	Regulation FD, Exhibits
8-K	2018-11-14	Regulation FD, Exhibits
8-K	2018-10-19	Earnings, Exhibits
8-K	2018-07-20	Earnings, Exhibits
8-K	2018-07-18	Regulation FD, Exhibits
8-K	2018-04-20	Shareholder Vote
8-K	2018-04-19	Regulation FD, Exhibits
8-K	2018-04-19	Earnings, Exhibits
8-K	2018-03-31
8-K	2018-01-26	Earnings, Exhibits
8-K	2018-01-24	Regulation FD, Exhibits

Republic Bancorp Financials

RBCA Metrics, Comps, Filings

Quarterly | Annual

Business

Republic is a financial holding company headquartered in Louisville, Kentucky. Republic is the parent company of the Bank and the Captive. The Bank is a Kentucky-based, state-chartered non-member financial institution that provides both traditional and non-traditional banking products through five reportable segments using a multitude of delivery channels. While the Bank operates primarily in its market footprint, its non-brick-and-mortar delivery channels allow it to reach clients across the United States. The Captive is a Nevada-based, wholly-owned insurance subsidiary of the Company. The Captive provides property and casualty insurance coverage to the Company and the Bank as well as a group of third-party insurance captives for which insurance may not be available or economically feasible.

RBCT is a Delaware statutory business trust that is a 100%-owned unconsolidated finance subsidiary of Republic.

As of December 31, 2018, Republic had 45 full-service banking centers and one LPO with locations as follows:

Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Equity

Income Statement ($BB Quarterly)

Revenue, G Profit, Net Income

Cash Flow ($BB Quarterly)

Ops, Inv, Fin


Comps ($MM TTM)	Market Cap	Gross Margin	EV/EBITDA	Ret on Assets	Assets	Liabilities	Revenue	G Profit	Net Income	EBITDA	EV
Love International Group (LOVV)			0.0	4,074,400%			0	0	-0	-0	-0
Grocery Outlet Holding (GO)		31%	18.4	-0%	2,082	1,365	1,943	599	-9	25	457
Xtribe (XTRIB)		0%	0.0	-499%	0	3	0	0	-1	-1	-0
Pismo Coast Village (PCV)		94%	-2.0	7%	21	3	9	8	1	3	-5
SQN Asset Income Fund V (SQNF)		0%	3.7	2%	20	1	2	0	0	0	1
Intelligent Buying (INTB)			0.0	-533%	0	0	0	0	-0	-0	-0
Quantum Business Strategies (QBSI)			0.3	-3%	2	2	0	0	-0	-0	-0
Voya Retirement Insurance & Annuity (VRIAC)		0%	-1.0	0%	113,599	109,248	1,769	0	304	334	-331
US Highland (UHLN)		30%	-0.7	-672%	0	3	0	0	-3	-2	2
Royal Energy Resources (ROYE)		9%	-5.6	-10%	236	164	167	15	-24	-5	26
Diversified 2000 Futures Fund (DIFU)			-0.0	15%	15	4	0	0	2	2	-0
Cole Credit Property Trust V (CCPTV)		0%	24.1	-0%	625	360	14	0	-0	14	341
Telos (TLSRP)		33%	-0.4	-6%	84	219	149	50	-5	4	-2
Andes 7 (ANDES)		66%	0.0	-21%	1	2	0	0	-0	-0	-0
CNH Industrial Capital (CNHC)		0%	8.0	1%	12,759	11,445	890	0	145	711	5,717
Sabine Pass Liquefaction (SPL)		24%	8.0	5%	14,871	14,350	6,516	1,539	814	1,669	13,333
Republic Bancorp (RBCA)		0%	-2.6	2%	5,222	4,546	225	0	82	139	-366
Exent (EXENT)			0.2	-295%	0	0	0	0	-0	-0	-0
Sino United (SUIC)		40%	-1.2	11%	0	0	0	0	0	0	-0
Public Service Co of Colorado (PSCO)		0%	6.6	3%	18,866	11,861	4,218	0	533	768	5,056


Balance Sheet ($MM)	2011-06-30	2011-09-30	2011-12-31	2012-03-31	2012-06-30	2012-09-30	2013-03-31	2013-06-30	2013-09-30	2013-12-31	2014-03-31	2014-06-30	2014-09-30	2014-12-31	2015-03-31	2015-06-30	2015-09-30	2015-12-31	2016-03-31	2016-06-30	2016-09-30	2016-12-31	2017-03-31	2017-06-30	2017-09-30	2017-12-31	2018-03-31	2018-06-30	2018-09-30
Cash	130	76	363	187	124	96	207	98	142	171	343	84	70	134	136	93	91	210	198	143	302	289	206	333	330	299	362	387	366
Accounts Receivable
Inventory
PP&E	36	34	35	34	33	33	34	33	33	84	33	32	32	83	32	31	30	77	29	43	43	99	44	44	42	98	44	44	43
Assets	3,105	3,095	3,420	3,345	3,279	3,436	3,401	3,317	3,332	3,372	3,507	3,465	3,626	3,747	3,952	4,066	4,036	4,230	4,247	4,647	4,827	4,816	4,665	4,956	4,993	5,085	5,078	5,266	5,222
Accounts Payable
Long-Term Debt
Liabilities	2,659	2,642	2,968	2,811	2,739	2,878	2,859	2,773	2,786	2,829	2,956	2,910	3,068	3,188	3,383	3,493	3,461	3,654	3,655	4,052	4,227	4,212	4,044	4,329	4,360	4,453	4,425	4,602	4,546
Stockholders' Equity	446	453	452	533	540	558	543	544	546	543	551	555	557	559	569	573	575	577	592	595	601	604	621	627	633	632	653	664	677


Income Statement ($MM)	2011-06-30	2011-09-30	2011-12-31	2012-03-31	2012-06-30	2012-09-30	2013-03-31	2013-06-30	2013-09-30	2013-12-31	2014-03-31	2014-06-30	2014-09-30	2014-12-31	2015-03-31	2015-06-30	2015-09-30	2015-12-31	2016-03-31	2016-06-30	2016-09-30	2016-12-31	2017-03-31	2017-06-30	2017-09-30	2017-12-31	2018-03-31	2018-06-30	2018-09-30
Revenue																											95	65	64
Cost of Revenue
Gross Profit
R&D
SG&A	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	2	1	1	1	1
Tax	5	13	14	45	23	44	8	18	3	2	7	3	3	3	7	4	3	4	9	4	5	5	10	10	6	12	7	8	2
Net Income	9	8	6	82	84	21	13	6	5	1	12	6	5	5	14	8	6	7	18	8	10	10	20	20	11	5	27	32	17


Cash Flow ($MM)	2011-06-30	2011-09-30	2011-12-31	2012-03-31	2012-06-30	2012-09-30	2013-03-31	2013-06-30	2013-09-30	2013-12-31	2014-03-31	2014-06-30	2014-09-30	2014-12-31	2015-03-31	2015-06-30	2015-09-30	2015-12-31	2016-03-31	2016-06-30	2016-09-30	2016-12-31	2017-03-31	2017-06-30	2017-09-30	2017-12-31	2018-03-31	2018-06-30	2018-09-30
Cash Operating		-5	-10	118	10	-25	18	-14	21	1	21	-2	8	-0	17	2	16	15	26	-8	21	9	46	8	13	10	52	11	23
Cash Investing		-70	-43	866	-19	59	71	-19	5	-17	28	-207	-174	-118	-137	-158	23	-86	-25	-233	-35	-4	52	-167	-42	-130	57	-157	24
Cash Financing		20	341	-1,161	-53	-62	-19	-76	18	45	123	-49	152	121	184	113	-41	190	-12	186	173	-19	-181	285	26	89	-46	170	-68