Company Quick10K Filing
Travelers Companies
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 264 $39,287
10-K 2020-02-13 Annual: 2019-12-31
10-Q 2019-07-23 Quarter: 2019-06-30
10-Q 2019-04-18 Quarter: 2019-03-31
10-K 2019-02-14 Annual: 2018-12-31
10-Q 2018-10-18 Quarter: 2018-09-30
10-Q 2018-07-19 Quarter: 2018-06-30
10-Q 2018-04-24 Quarter: 2018-03-31
10-K 2018-02-15 Annual: 2017-12-31
10-Q 2017-10-19 Quarter: 2017-09-30
10-Q 2017-07-20 Quarter: 2017-06-30
10-Q 2017-04-20 Quarter: 2017-03-31
10-K 2017-02-16 Annual: 2016-12-31
10-Q 2016-10-20 Quarter: 2016-09-30
10-Q 2016-07-21 Quarter: 2016-06-30
10-Q 2016-04-21 Quarter: 2016-03-31
10-K 2016-02-11 Annual: 2015-12-31
10-Q 2015-10-20 Quarter: 2015-09-30
10-Q 2015-07-21 Quarter: 2015-06-30
10-Q 2015-04-21 Quarter: 2015-03-31
10-K 2015-02-12 Annual: 2014-12-31
10-Q 2014-10-21 Quarter: 2014-09-30
10-Q 2014-07-22 Quarter: 2014-06-30
10-Q 2014-04-22 Quarter: 2014-03-31
10-K 2014-02-13 Annual: 2013-12-31
10-Q 2013-10-22 Quarter: 2013-09-30
10-Q 2013-07-23 Quarter: 2013-06-30
10-Q 2013-04-23 Quarter: 2013-03-31
10-K 2013-02-19 Annual: 2012-12-31
10-Q 2012-10-18 Quarter: 2012-09-30
10-Q 2012-07-19 Quarter: 2012-06-30
10-Q 2012-04-19 Quarter: 2012-03-31
10-K 2012-02-16 Annual: 2011-12-31
10-Q 2011-10-19 Quarter: 2011-09-30
10-Q 2011-07-21 Quarter: 2011-06-30
10-Q 2011-04-21 Quarter: 2011-03-31
10-Q 2010-10-21 Quarter: 2010-09-30
10-Q 2010-07-22 Quarter: 2010-06-30
10-Q 2010-04-23 Quarter: 2010-03-31
10-K 2010-02-18 Annual: 2009-12-31
8-K 2020-01-23 Earnings, Exhibits
8-K 2019-07-23 Earnings, Exhibits
8-K 2019-05-22 Officers, Shareholder Vote, Exhibits
8-K 2019-04-18 Earnings, Exhibits
8-K 2019-02-27 Other Events, Exhibits
8-K 2019-01-22 Earnings, Exhibits
8-K 2018-10-18 Earnings, Exhibits
8-K 2018-08-07 Officers, Exhibits
8-K 2018-07-19 Earnings, Exhibits
8-K 2018-06-04 Enter Agreement, Off-BS Arrangement, Exhibits
8-K 2018-05-23 Shareholder Vote
8-K 2018-04-24 Earnings, Exhibits
8-K 2018-02-28 Other Events, Exhibits
8-K 2018-01-30 Officers
8-K 2018-01-23 Earnings, Exhibits

Travelers Companies Financials

TRV Metrics, Comps, Filings

Annual | Quarterly

Business

The Travelers Companies, Inc. (together with its consolidated subsidiaries, the Company) is a holding company principally engaged, through its subsidiaries, in providing a wide range of commercial and personal property and casualty insurance products and services to businesses, government units, associations and individuals. The Company is incorporated as a general business corporation under the laws of the State of Minnesota and is one of the oldest insurance organizations in the United States, dating back to 1853. The principal executive offices of the Company are located at 485 Lexington Avenue, New York, New York 10017, and its telephone number is (917) 778-6000. The Company also maintains executive offices in Hartford, Connecticut, and St. Paul, Minnesota. The term "TRV" in this document refers to The Travelers Companies, Inc., the parent holding company excluding subsidiaries.

The property and casualty insurance industry is highly competitive in the areas of price, service, product offerings, agent relationships and methods of distribution. Distribution methods include the use of independent agents, exclusive agents, direct marketing and/or salaried employees. According to A.M. Best, there are approximately 1,150 property and casualty groups in the United States, comprising approximately 2,600 property and casualty companies. Of those groups, the top 150 accounted for approximately 92% of the consolidated industry's total net written premiums in 2017. The Company competes with both foreign and domestic insurers. In addition, several property and casualty insurers writing commercial lines of business, including the Company, offer products for alternative forms of risk protection in addition to traditional insurance products. These products include large deductible programs and various forms of self-insurance, some of which utilize captive insurance companies and risk retention groups. The Company's competitive position in the marketplace is based on many factors, including the following:

-ability to profitably price business, retain existing customers and obtain new business;


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Annual)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Chubb (CB) 67,822 0% 15.5 2% 187,607 120,714 32,779 0 4,015 5,141 79,470
Progressive (PGR) 47,163 0% 10.8 6% 51,324 37,773 35,282 0 3,257 4,838 52,026
American International Group (AIG) 46,424 0% 12.8 1% 522,269 456,164 50,033 0 3,073 6,197 79,530
Travelers Companies (TRV) 39,287 0% 8.3 3% 108,572 83,251 31,024 0 2,770 4,665 38,871
Cincinnati Financial (CINF) 20,829 0% 13.6 5% 24,337 15,206 6,697 0 1,224 1,534 20,873
Everest RE (RE) 17,529 0% 26.3 2% 26,388 17,504 7,718 0 515 641 16,868
Loew's (L) 16,620 48% 16.4 1% 82,277 59,883 14,275 6,857 885 1,686 27,636
Markel (MKL) 15,008 0% 10.9 2% 36,422 25,857 8,190 0 742 1,133 12,367
Arch Capital Group (ACGL) 14,870 0% 9.9 4% 34,852 23,032 6,258 0 1,367 1,641 16,277
CNA Financial (CNA) 12,628 0% 11.9 1% 59,963 47,876 10,330 0 872 1,259 15,035
WR Berkley (WRB) 12,560 0% 9.4 3% 26,488 20,468 7,850 0 696 1,198 11,302
Hartford Financial Services Group (HGH) 10,376 0% 6.4 2% 69,472 54,180 19,507 0 1,630 2,220 14,143
Alleghany (Y) 9,871 0% 16.0 1% 26,356 17,495 7,984 0 330 674 10,761
American Financial Group (AFG) 9,191 0% 8.7 1% 67,697 61,607 7,682 0 714 952 8,260
Old Republic (ORI) 6,689 0% 6.6 4% 20,988 15,094 6,574 0 746 992 6,589
Renaissancere Holdings (RNR) 6,298 0% 10.3 2% 24,560 16,896 2,464 0 579 631 6,471
Hanover Insurance Group (THG) 5,247 0% 10.7 4% 12,160 9,219 4,688 0 442 533 5,720
Kemper (KMPR) 5,145 0% 8.6 3% 12,616 8,933 4,802 0 376 690 5,914
Axis Capital Holdings (AXS) 5,046 0% 16.4 1% 25,870 20,304 3,877 0 152 241 3,952
MGIC Investment (MTG) 5,036 0% 6.4 11% 6,056 2,020 1,160 0 659 880 5,643

Balance Sheet ($MM)2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash25586114177294374225141344373
Accounts Receivable
Inventory
PP&E
Assets109,560-27,469-27,56570,299103,812103,07868,42968,948103,483104,233
Accounts Payable
Long-Term Debt6,6287,7106,3616,2615,861
Liabilities82,145-4750,56750,65479,01678,24248,51377,02479,75281,339
Stockholders' Equity19,9167,55423,73122,894
Income Statement ($MM)2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Revenue24,680-117,24317,50726,19127,16218,40227,62528,90230,282
Cost of Revenue
Gross Profit
R&D
SG&A3,3662,3062,3772,4453,7573,9522,83854,1704,297
Tax1,0897981115881,2721,1471,032737674438
Net Income-3,497-1,5641,8573,6733,6922,6663,0142,0562,523
Cash Flow ($MM)2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash Operating4,231-6,694-2,2902,5723,8163,6932,0894,2023,7624,380
Cash Investing-8992,383-111-1,156-910206366-1,214-1,816-2,329
Cash Financing-3,4426,6942,290-1,353-2,939-3,809-2,450-858-1,920-2,012