Company Quick10K Filing
Travelers Companies
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 264 $39,287
10-K 2020-02-13 Annual: 2019-12-31
10-Q 2019-07-23 Quarter: 2019-06-30
10-Q 2019-04-18 Quarter: 2019-03-31
10-K 2019-02-14 Annual: 2018-12-31
10-Q 2018-10-18 Quarter: 2018-09-30
10-Q 2018-07-19 Quarter: 2018-06-30
10-Q 2018-04-24 Quarter: 2018-03-31
10-K 2018-02-15 Annual: 2017-12-31
10-Q 2017-10-19 Quarter: 2017-09-30
10-Q 2017-07-20 Quarter: 2017-06-30
10-Q 2017-04-20 Quarter: 2017-03-31
10-K 2017-02-16 Annual: 2016-12-31
10-Q 2016-10-20 Quarter: 2016-09-30
10-Q 2016-07-21 Quarter: 2016-06-30
10-Q 2016-04-21 Quarter: 2016-03-31
10-K 2016-02-11 Annual: 2015-12-31
10-Q 2015-10-20 Quarter: 2015-09-30
10-Q 2015-07-21 Quarter: 2015-06-30
10-Q 2015-04-21 Quarter: 2015-03-31
10-K 2015-02-12 Annual: 2014-12-31
10-Q 2014-10-21 Quarter: 2014-09-30
10-Q 2014-07-22 Quarter: 2014-06-30
10-Q 2014-04-22 Quarter: 2014-03-31
10-K 2014-02-13 Annual: 2013-12-31
10-Q 2013-10-22 Quarter: 2013-09-30
10-Q 2013-07-23 Quarter: 2013-06-30
10-Q 2013-04-23 Quarter: 2013-03-31
10-K 2013-02-19 Annual: 2012-12-31
10-Q 2012-10-18 Quarter: 2012-09-30
10-Q 2012-07-19 Quarter: 2012-06-30
10-Q 2012-04-19 Quarter: 2012-03-31
10-K 2012-02-16 Annual: 2011-12-31
10-Q 2011-10-19 Quarter: 2011-09-30
10-Q 2011-07-21 Quarter: 2011-06-30
10-Q 2011-04-21 Quarter: 2011-03-31
10-Q 2010-10-21 Quarter: 2010-09-30
10-Q 2010-07-22 Quarter: 2010-06-30
10-Q 2010-04-23 Quarter: 2010-03-31
10-K 2010-02-18 Annual: 2009-12-31
8-K 2020-01-23 Earnings, Exhibits
8-K 2019-07-23 Earnings, Exhibits
8-K 2019-05-22 Officers, Shareholder Vote, Exhibits
8-K 2019-04-18 Earnings, Exhibits
8-K 2019-02-27 Other Events, Exhibits
8-K 2019-01-22 Earnings, Exhibits
8-K 2018-10-18 Earnings, Exhibits
8-K 2018-08-07 Officers, Exhibits
8-K 2018-07-19 Earnings, Exhibits
8-K 2018-06-04 Enter Agreement, Off-BS Arrangement, Exhibits
8-K 2018-05-23 Shareholder Vote
8-K 2018-04-24 Earnings, Exhibits
8-K 2018-02-28 Other Events, Exhibits
8-K 2018-01-30 Officers
8-K 2018-01-23 Earnings, Exhibits

Travelers Companies Financials

TRV Metrics, Comps, Filings

Annual | Quarterly

Business

The Travelers Companies, Inc. (together with its consolidated subsidiaries, the Company) is a holding company principally engaged, through its subsidiaries, in providing a wide range of commercial and personal property and casualty insurance products and services to businesses, government units, associations and individuals. The Company is incorporated as a general business corporation under the laws of the State of Minnesota and is one of the oldest insurance organizations in the United States, dating back to 1853. The principal executive offices of the Company are located at 485 Lexington Avenue, New York, New York 10017, and its telephone number is (917) 778-6000. The Company also maintains executive offices in Hartford, Connecticut, and St. Paul, Minnesota. The term "TRV" in this document refers to The Travelers Companies, Inc., the parent holding company excluding subsidiaries.

The property and casualty insurance industry is highly competitive in the areas of price, service, product offerings, agent relationships and methods of distribution. Distribution methods include the use of independent agents, exclusive agents, direct marketing and/or salaried employees. According to A.M. Best, there are approximately 1,150 property and casualty groups in the United States, comprising approximately 2,600 property and casualty companies. Of those groups, the top 150 accounted for approximately 92% of the consolidated industry's total net written premiums in 2017. The Company competes with both foreign and domestic insurers. In addition, several property and casualty insurers writing commercial lines of business, including the Company, offer products for alternative forms of risk protection in addition to traditional insurance products. These products include large deductible programs and various forms of self-insurance, some of which utilize captive insurance companies and risk retention groups. The Company's competitive position in the marketplace is based on many factors, including the following:

-ability to profitably price business, retain existing customers and obtain new business;


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Annual)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Chubb (CB) 73,031 0% 17.1 2% 189,527 120,576 33,074 0 3,875 4,869 83,499
Progressive (PGR) 45,240 0% 12.0 5% 54,008 39,662 28,281 0 2,906 4,192 50,307
American International Group (AIG) 51,330 0% 17.4 1% 525,122 457,677 50,491 0 2,740 4,747 82,822
Travelers Companies (TRV) 38,599 0% 9.4 2% 110,241 84,634 31,314 0 2,545 4,039 38,091
Cincinnati Financial (CINF) 22,824 0% 17.9 4% 24,742 15,371 6,482 0 919 1,279 22,884
Everest RE (RE) 18,461 0% 33.7 2% 27,024 18,040 6,022 0 414 526 17,743
Loew's (L) 15,748 71% 15.3 1% 82,499 60,241 14,342 10,254 1,111 1,743 26,701
Markel (MKL) 16,319 0% 12.8 1% 37,036 26,236 7,988 0 538 1,024 13,120
Arch Capital Group (ACGL) 17,374 0% 9.5 4% 35,573 23,511 5,185 0 1,517 1,735 16,412
CNA Financial (CNA) 13,409 0% 16.5 1% 60,450 48,327 10,393 0 643 956 15,747
WR Berkley (WRB) 13,884 0% 12.8 3% 26,219 20,119 7,878 0 697 1,023 13,072
Hartford Financial Services Group (HGH) 10,757 0% 6.5 2% 70,256 54,178 20,012 0 1,733 2,274 14,813
Alleghany (Y) 9,860 0% 25.1 1% 26,491 17,481 7,967 0 142 424 10,658
American Financial Group (AFG) 9,747 0% 9.7 1% 69,067 62,746 7,797 0 657 878 8,497
Old Republic (ORI) 7,037 0% 8.0 3% 21,182 15,388 6,565 0 674 870 6,927
Renaissancere Holdings (RNR) 8,388 0% 18.3 2% 25,644 16,914 3,036 0 435 490 8,977
Hanover Insurance Group (THG) 5,388 0% 10.0 3% 12,627 9,540 4,736 0 439 526 5,231
Kemper (KMPR) 5,246 0% 10.5 3% 12,820 8,926 4,850 0 413 563 5,930
Axis Capital Holdings (AXS) 5,663 0% 11.2 1% 25,496 19,910 3,836 0 324 398 4,454
MGIC Investment (MTG) 4,777 0% 6.3 11% 6,147 1,987 902 0 654 861 5,438

Balance Sheet ($MM)2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash25586114177294374225141344373
Accounts Receivable
Inventory
PP&E
Assets109,560-27,469-27,56570,299103,812103,07868,42968,948103,483104,233
Accounts Payable
Long-Term Debt6,6287,7106,3616,2615,861
Liabilities82,145-4750,56750,65479,01678,24248,51377,02479,75281,339
Stockholders' Equity19,9167,55423,73122,894
Income Statement ($MM)2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Revenue24,680-117,24317,50726,19127,16218,40227,62528,90230,282
Cost of Revenue
Gross Profit
R&D
SG&A3,3662,3062,3772,4453,7573,9522,83854,1704,297
Tax1,0897981115881,2721,1471,032737674438
Net Income-3,497-1,5641,8573,6733,6922,6663,0142,0562,523
Cash Flow ($MM)2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash Operating4,231-6,694-2,2902,5723,8163,6932,0894,2023,7624,380
Cash Investing-8992,383-111-1,156-910206366-1,214-1,816-2,329
Cash Financing-3,4426,6942,290-1,353-2,939-3,809-2,450-858-1,920-2,012