Company Quick10K Filing
Western Union
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 436 $8,548
10-K 2020-02-20 Annual: 2019-12-31
10-Q 2019-10-31 Quarter: 2019-09-30
10-Q 2019-08-01 Quarter: 2019-06-30
10-Q 2019-05-07 Quarter: 2019-03-31
10-K 2019-02-21 Annual: 2018-12-31
10-Q 2018-11-01 Quarter: 2018-09-30
10-Q 2018-08-02 Quarter: 2018-06-30
10-Q 2018-05-01 Quarter: 2018-03-31
10-K 2018-02-22 Annual: 2017-12-31
10-Q 2017-11-02 Quarter: 2017-09-30
10-Q 2017-08-03 Quarter: 2017-06-30
10-Q 2017-05-02 Quarter: 2017-03-31
10-K 2017-02-22 Annual: 2016-12-31
10-Q 2016-11-01 Quarter: 2016-09-30
10-Q 2016-08-03 Quarter: 2016-06-30
10-Q 2016-05-03 Quarter: 2016-03-31
10-K 2016-02-19 Annual: 2015-12-31
10-Q 2015-10-29 Quarter: 2015-09-30
10-Q 2015-07-30 Quarter: 2015-06-30
10-Q 2015-04-30 Quarter: 2015-03-31
10-K 2015-02-20 Annual: 2014-12-31
10-Q 2014-10-30 Quarter: 2014-09-30
10-Q 2014-07-31 Quarter: 2014-06-30
10-Q 2014-05-01 Quarter: 2014-03-31
10-K 2014-02-24 Annual: 2013-12-31
10-Q 2013-11-04 Quarter: 2013-09-30
10-Q 2013-08-07 Quarter: 2013-06-30
10-Q 2013-05-06 Quarter: 2013-03-31
10-K 2013-02-22 Annual: 2012-12-31
10-Q 2012-11-06 Quarter: 2012-09-30
10-Q 2012-08-02 Quarter: 2012-06-30
10-Q 2012-05-01 Quarter: 2012-03-31
10-Q 2011-11-03 Quarter: 2011-09-30
10-Q 2011-08-02 Quarter: 2011-06-30
10-Q 2011-05-04 Quarter: 2011-03-31
10-K 2011-02-25 Annual: 2010-12-31
10-Q 2010-11-05 Quarter: 2010-09-30
10-Q 2010-08-04 Quarter: 2010-06-30
10-Q 2010-05-06 Quarter: 2010-03-31
10-K 2010-02-26 Annual: 2009-12-31
8-K 2020-03-24 Officers, Exhibits
8-K 2020-02-11 Earnings, Regulation FD, Exhibits
8-K 2019-12-18 Enter Agreement, Off-BS Arrangement, Exhibits
8-K 2019-12-04 Officers, Exhibits
8-K 2019-11-25 Other Events, Exhibits
8-K 2019-11-18 Other Events, Exhibits
8-K 2019-10-31 Earnings, Regulation FD, Exhibits
8-K 2019-09-24 Regulation FD, Exhibits
8-K 2019-08-01 Earnings, Officers, Regulation FD, Exhibits
8-K 2019-05-29 Officers
8-K 2019-05-17 Shareholder Vote
8-K 2019-05-09 M&A, Other Events, Exhibits
8-K 2019-05-07 Earnings, Regulation FD, Exhibits
8-K 2019-03-12 Officers
8-K 2019-02-28 Other Events, Exhibits
8-K 2019-02-07 Earnings, Regulation FD, Exhibits
8-K 2018-12-18 Enter Agreement, Leave Agreement, Off-BS Arrangement, Exhibits
8-K 2018-12-11 Amend Bylaw, Exhibits
8-K 2018-07-19 Officers, Exhibits
8-K 2018-06-11 Other Events, Exhibits
8-K 2018-05-18 Amend Bylaw, Shareholder Vote, Exhibits
8-K 2018-05-01 Earnings, Regulation FD, Exhibits
8-K 2018-02-13 Earnings, Regulation FD, Exhibits
8-K 2018-01-04 Regulation FD, Other Events, Exhibits

Western Union Financials

WU Metrics, Comps, Filings

Annual | Quarterly

Business

The Western Union Company (the “Company,” “Western Union,” “we,” “our” or “us”) is a leader in global money movement and payment services, providing people and businesses with fast, reliable and convenient ways to send money and make payments around the world.

The Western Union® brand is globally recognized and represents speed, reliability, trust and convenience. As people move and travel around the world, they are able to use the services of a well-recognized brand to transfer funds. Our Consumer-to-Consumer money transfer service enables people to send money around the world, usually within minutes. As of December 31, 2018, our services were available through a global network of over 550,000 agent locations in more than 200 countries and territories, with more than 90% of those locations outside the United States, and through many Western Union branded websites in a growing number of countries and territories. Each location in our agent network is capable of facilitating a consumer’s use of one or more of our services, with the majority offering a Western Union branded service. As of December 31, 2018, more than 70% of our locations had experienced money transfer activity in the previous 12 months.

Our Business Solutions services facilitate payment and foreign exchange solutions, primarily cross-border, cross-currency transactions, for small and medium size enterprises and other organizations and individuals. The majority of this business relates to exchanges of currency at spot rates, which enable customers to make cross-currency payments. In addition, in certain countries, we write foreign currency forward and option contracts for customers to facilitate future payments.


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Annual)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Akamai Technologies (AKAM) 14,608 66% 15.9 7% 6,357 2,856 2,835 1,861 453 873 13,869
Fair Isaac (FICO) 9,621 71% 33.8 13% 1,433 1,144 1,160 823 192 295 10,000
Zillow Group (Z) 6,113 54% -36.0 -3% 6,076 2,624 1,799 976 -204 -144 5,193
WEX (WEX) 8,953 63% 44.1 1% 8,541 6,543 1,284 804 91 254 11,219
Western Union (WU) 9,487 31% 5.2 13% 8,804 8,823 5,386 1,654 1,135 1,550 8,089
Nielsen (NLSN) 7,490 42% -23.4 -9% 14,343 11,990 6,465 2,719 -1,247 -660 15,468
Etsy (ETSY) 6,880 67% 66.4 4% 1,499 1,110 548 368 65 105 6,979
Alliance Data Systems (ADS) 6,663 35% 1.1 2% 27,158 25,661 6,176 2,138 465 1,473 1,611
Grubhub (GRUB) 5,193 0% 49.8 0% 2,379 878 971 0 9 106 5,294
CDK Global (CDK) 5,735 49% 18.7 4% 3,059 3,730 2,176 1,076 124 445 8,346
Athenahealth (ATHN) 5,427 54% 28.0 8% 1,589 521 1,311 705 126 192 5,382
Maximus (MMS) 5,086 23% 14.7 14% 1,746 498 2,887 671 241 338 4,970
Trinet Group (TNET) 4,652 23% 17.2 9% 2,245 1,768 3,755 870 193 235 4,050
HealthEquity (HQY) 4,032 63% 51.5 2% 2,560 1,542 407 257 53 99 5,107
Envestnet (ENV) 2,988 52% 131.4 -1% 1,787 926 870 455 -21 22 2,916
Ritchie Bros Auctioneers (RBA) 4,292 64% 18.5 6% 2,358 1,515 1,342 864 133 245 4,530
HMS Holdings (HMSY) 3,319 26% 19.8 9% 1,197 363 619 163 103 153 3,039
Sotheby's (BID) 2,655 0% 22.0 4% 2,311 1,869 1,003 0 82 145 3,190
WNS (WNS) 2,617 0% 786 233 0 0 0 0 2,573
EXL Service (EXLS) 2,287 34% 21.6 4% 1,146 498 969 327 50 113 2,438

Balance Sheet ($MM)2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash1,6858913841511441,31608386
Accounts Receivable14151615
Inventory
PP&E2043133346384123235214270
Assets7,3534,2365,0485,9065,8876,3159,4597,3669,2318,997
Accounts Payable
Long-Term Debt
Liabilities7,0003,6534,1544,9654,7825,0148,0546,4649,7239,307
Stockholders' Equity
Income Statement ($MM)2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Revenue5,084000005,48405,5245,590
Cost of Revenue2,8752,9783,1023,1943,2353,2973,1993,2703,3553,301
Gross Profit2,209-2,978-3,102-3,194-3,235-3,2972,284-3,2702,1692,289
R&D
SG&A9269141,0041,1411,2001,1691,1751,6691,2321,167
Tax283-69-70-681581799368905140
Net Income8499101,1651,026798852838253-557852
Cash Flow ($MM)2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash Operating1,2186326982286893811,071192736821
Cash Investing-3240-4-3-10890-286-13-205-329
Cash Financing-504-570-782158-813-478-1,252-180-570-357