| 10-Q | 2020-06-30 | Filed 2020-08-06 |
| 10-Q | 2020-03-31 | Filed 2020-05-08 |
| 10-K | 2019-12-31 | Filed 2020-03-06 |
| 10-Q | 2019-09-30 | Filed 2019-11-06 |
| 10-Q | 2019-06-30 | Filed 2019-08-07 |
| 10-Q | 2019-03-31 | Filed 2019-05-01 |
| 10-K | 2018-12-31 | Filed 2019-03-15 |
| 10-Q | 2018-09-30 | Filed 2018-11-08 |
| 10-Q | 2018-06-30 | Filed 2018-07-31 |
| 10-Q | 2018-03-31 | Filed 2018-05-02 |
| 10-K | 2017-12-31 | Filed 2018-03-08 |
| 10-Q | 2017-09-30 | Filed 2017-10-18 |
| 10-Q | 2017-06-30 | Filed 2017-07-31 |
| 10-Q | 2017-03-31 | Filed 2017-05-03 |
| 10-K | 2016-12-31 | Filed 2017-03-13 |
| 10-Q | 2016-09-30 | Filed 2016-11-08 |
| 8-K | 2020-07-24 | Other Events, Exhibits |
| 8-K | 2020-07-23 | Earnings, Regulation FD, Exhibits |
| 8-K | 2020-07-01 | M&A, Other Events, Exhibits |
| 8-K | 2020-06-29 | Enter Agreement, Off-BS Arrangement, Regulation FD, Exhibits |
| 8-K | 2020-06-16 | |
| 8-K | 2020-05-04 | |
| 8-K | 2020-04-28 | |
| 8-K | 2020-04-27 | |
| 8-K | 2020-04-24 | |
| 8-K | 2020-04-24 | |
| 8-K | 2020-03-10 | |
| 8-K | 2020-01-23 | |
| 8-K | 2020-01-23 | |
| 8-K | 2020-01-23 | |
| 8-K | 2019-12-04 | |
| 8-K | 2019-10-24 | |
| 8-K | 2019-10-24 | |
| 8-K | 2019-09-12 | |
| 8-K | 2019-09-09 | |
| 8-K | 2019-09-05 | |
| 8-K | 2019-07-25 | |
| 8-K | 2019-06-05 | |
| 8-K | 2019-05-13 | |
| 8-K | 2019-04-25 | |
| 8-K | 2019-04-25 | |
| 8-K | 2019-04-24 | |
| 8-K | 2019-02-19 | |
| 8-K | 2019-02-01 | |
| 8-K | 2019-01-24 | |
| 8-K | 2018-12-28 | |
| 8-K | 2018-12-21 | |
| 8-K | 2018-11-06 | |
| 8-K | 2018-10-24 | |
| 8-K | 2018-10-24 | |
| 8-K | 2018-10-01 | |
| 8-K | 2018-09-13 | |
| 8-K | 2018-08-29 | |
| 8-K | 2018-07-26 | |
| 8-K | 2018-06-11 | |
| 8-K | 2018-06-11 | |
| 8-K | 2018-04-26 | |
| 8-K | 2018-04-26 | |
| 8-K | 2018-01-25 |
| Comps ($MM TTM) | Market Cap | Gross Margin | EV/EBITDA | Ret on Assets | Assets | Liabilities | Revenue | G Profit | Net Income | EBITDA | EV |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Howard Bancorp (HBMD) | 312 | 0% | 9.3 | 0% | 2,293 | 1,985 | 2 | 0 | 11 | 36 | 340 |
| SmartFinancial (SMBK) | 305 | 2.8 | 1% | 2,390 | 2,084 | 0 | 0 | 20 | 48 | 134 | |
| Marlin Business Services (MRLN) | 300 | 0% | 2.7 | 2% | 1,247 | 1,039 | 12 | 0 | 25 | 59 | 160 |
| First Bancorp (FNLC) | 299 | 5.1 | 1% | 2,033 | 1,825 | 0 | 0 | 25 | 57 | 288 | |
| Central Valley Community Bancorp (CVCY) | 293 | 8.9 | 1% | 1,584 | 1,351 | 0 | 0 | 17 | 28 | 250 | |
| CapStar Financial (CSTR) | 281 | 0% | 2.7 | 1% | 2,034 | 1,766 | 7 | 0 | 16 | 47 | 127 |
| Pacific City Financial (PCB) | 276 | 0% | 2.3 | 2% | 1,699 | 1,475 | 2 | 0 | 27 | 66 | 154 |
| Mutualfirst Financial (MFSF) | 276 | 5.9 | 1% | 2,074 | 1,852 | 0 | 0 | 17 | 41 | 244 | |
| Southern First Bancshares (SFST) | 275 | 0% | 3.1 | 1% | 2,202 | 2,003 | 8 | 0 | 21 | 45 | 140 |
| Reliant Bancorp (RBNC) | 270 | 0% | 6.0 | 1% | 1,852 | 1,633 | 1 | 0 | 16 | 37 | 219 |
| AMES National (ATLO) | 265 | 9.0 | 1% | 1,500 | 1,314 | 0 | 0 | 13 | 26 | 232 | |
| Republic First Bancorp (FRBK) | 265 | 0% | 8.6 | 0% | 3,086 | 2,835 | 6 | 0 | 1 | 31 | 265 |
| Baycom (BCML) | 265 | -2.9 | 1% | 1,771 | 1,530 | 0 | 0 | 13 | 25 | -72 | |
| Premier Financial Bancorp (PFBI) | 263 | 3.9 | 1% | 1,710 | 1,474 | 0 | 0 | 24 | 36 | 140 | |
| National Bankshares (NKSH) | 262 | 0% | 15.1 | 1% | 1,273 | 1,085 | 5 | 0 | 13 | 17 | 262 |
| First Choice Bancorp (FCBP) | 258 | 0% | 1.8 | 1% | 1,656 | 1,397 | 2 | 0 | 22 | 43 | 78 |
| Orrstown Financial (ORRF) | 253 | 7.4 | 1% | 2,314 | 2,090 | 0 | 0 | 13 | 36 | 265 | |
| Parke Bank (PKBK) | 247 | 2.0 | 1% | 1,598 | 1,425 | 0 | 0 | 23 | 47 | 96 | |
| MVB Financial (MVBF) | 246 | 0% | 8.6 | 1% | 1,962 | 1,756 | 2 | 0 | 26 | 53 | 455 |
| ACNB (ACNB) | 244 | 6.8 | 1% | 1,736 | 1,550 | 0 | 0 | 19 | 29 | 199 |
| Balance Sheet ($MM) | 2016-09-30 | 2016-12-31 | 2017-03-31 | 2017-06-30 | 2017-09-30 | 2017-12-31 | 2018-03-31 | 2018-06-30 | 2018-09-30 | 2018-12-31 | 2019-03-31 | 2019-06-30 | 2019-09-30 |
| Cash | 73 | 22,952 | 60 | 48 | 70 | 83 | 51 | 58 | 53 | 105 | 120 | 156 | 154 |
| Accounts Receivable | |||||||||||||
| Inventory | |||||||||||||
| PP&E | 5 | 9 | 6 | 6 | 6 | 8 | 6 | 6 | 10 | 22 | 20 | 20 | 19 |
| Assets | 1,318 | 139,262 | 1,382 | 1,372 | 1,339 | 1,344 | 1,383 | 1,401 | 1,417 | 1,964 | 2,036 | 2,018 | 2,034 |
| Accounts Payable | |||||||||||||
| Long-Term Debt | |||||||||||||
| Liabilities | 1,180 | 1,194 | 1,241 | 1,234 | 1,194 | 1,197 | 1,234 | 1,248 | 1,259 | 1,710 | 1,776 | 1,756 | 1,766 |
| Stockholders' Equity | 138 | 139,207 | 140 | 138 | 144 | 147 | 149 | 153 | 158 | 254 | 260 | 263 | 268 |
| Income Statement ($MM) | 2016-09-30 | 2016-12-31 | 2017-03-31 | 2017-06-30 | 2017-09-30 | 2017-12-31 | 2018-03-31 | 2018-06-30 | 2018-09-30 | 2018-12-31 | 2019-03-31 | 2019-06-30 | 2019-09-30 |
| Revenue | 1 | 3 | 3 | ||||||||||
| Cost of Revenue | |||||||||||||
| Gross Profit | |||||||||||||
| R&D | |||||||||||||
| SG&A | |||||||||||||
| Tax | 1 | 1 | -0 | -1 | 2 | 4 | 0 | 1 | 1 | -1 | 1 | 2 | 2 |
| Net Income | 2 | 3 | 0 | -3 | 4 | 0 | 3 | 4 | 4 | -1 | 5 | 6 | 6 |
| Cash Flow ($MM) | 2016-09-30 | 2016-12-31 | 2017-03-31 | 2017-06-30 | 2017-09-30 | 2017-12-31 | 2018-03-31 | 2018-06-30 | 2018-09-30 | 2018-12-31 | 2019-03-31 | 2019-06-30 | 2019-09-30 |
| Cash Operating | 26 | 7 | -33 | 26 | -17 | 15 | 19 | -14 | -6 | -32 | |||
| Cash Investing | -35 | -76 | 28 | 34 | 26 | -86 | -36 | -28 | 69 | 23 | |||
| Cash Financing | 16 | 49 | -7 | -39 | 4 | 39 | 12 | 57 | -27 | 7 | |||