| 10-Q | 2020-03-31 | Filed 2020-05-08 |
| 10-K | 2019-12-31 | Filed 2020-03-06 |
| 10-Q | 2019-09-30 | Filed 2019-11-06 |
| 10-Q | 2019-06-30 | Filed 2019-08-07 |
| 10-Q | 2019-03-31 | Filed 2019-05-01 |
| 10-K | 2018-12-31 | Filed 2019-03-15 |
| 10-Q | 2018-09-30 | Filed 2018-11-08 |
| 10-Q | 2018-06-30 | Filed 2018-07-31 |
| 10-Q | 2018-03-31 | Filed 2018-05-02 |
| 10-K | 2017-12-31 | Filed 2018-03-08 |
| 10-Q | 2017-09-30 | Filed 2017-10-18 |
| 10-Q | 2017-06-30 | Filed 2017-07-31 |
| 10-Q | 2017-03-31 | Filed 2017-05-03 |
| 10-K | 2016-12-31 | Filed 2017-03-13 |
| 10-Q | 2016-09-30 | Filed 2016-11-08 |
| 8-K | 2020-05-04 | Officers, Regulation FD, Exhibits |
| 8-K | 2020-04-28 | Earnings, Regulation FD, Exhibits |
| 8-K | 2020-04-27 | Earnings, Regulation FD, Exhibits |
| 8-K | 2020-04-24 | Regulation FD, Exhibits |
| 8-K | 2020-04-24 | Amend Bylaw, Shareholder Vote, Exhibits |
| 8-K | 2020-03-10 | Regulation FD, Other Events, Exhibits |
| 8-K | 2020-01-23 | Enter Agreement, Other Events, Exhibits |
| 8-K | 2020-01-23 | Other Events, Exhibits |
| 8-K | 2020-01-23 | Earnings, Regulation FD, Exhibits |
| 8-K | 2019-12-04 | Officers, Regulation FD |
| 8-K | 2019-10-24 | Earnings, Regulation FD, Exhibits |
| 8-K | 2019-10-24 | Amend Bylaw, Exhibits |
| 8-K | 2019-09-12 | Regulation FD, Other Events, Exhibits |
| 8-K | 2019-09-09 | Enter Agreement, Regulation FD, Exhibits |
| 8-K | 2019-09-05 | Regulation FD, Other Events, Exhibits |
| 8-K | 2019-07-25 | Earnings, Regulation FD, Exhibits |
| 8-K | 2019-06-05 | Regulation FD, Exhibits |
| 8-K | 2019-05-13 | Officers, Regulation FD, Exhibits |
| 8-K | 2019-04-25 | Regulation FD, Other Events, Exhibits |
| 8-K | 2019-04-25 | Shareholder Vote |
| 8-K | 2019-04-24 | Earnings, Regulation FD, Exhibits |
| 8-K | 2019-02-19 | Regulation FD, Exhibits |
| 8-K | 2019-02-01 | Officers |
| 8-K | 2019-01-24 | Earnings, Regulation FD, Exhibits |
| 8-K | 2018-12-28 | Officers, Exhibits |
| 8-K | 2018-12-21 | Regulation FD, Other Events, Exhibits |
| 8-K | 2018-11-06 | Regulation FD, Exhibits |
| 8-K | 2018-10-24 | Officers |
| 8-K | 2018-10-24 | Earnings, Regulation FD, Exhibits |
| 8-K | 2018-10-01 | M&A, Other Events, Exhibits |
| 8-K | 2018-09-13 | Other Events |
| 8-K | 2018-08-29 | Shareholder Vote |
| 8-K | 2018-07-26 | Earnings, Regulation FD, Exhibits |
| 8-K | 2018-06-11 | Other Events, Exhibits |
| 8-K | 2018-06-11 | Enter Agreement, Other Events, Exhibits |
| 8-K | 2018-04-26 | Earnings, Regulation FD, Exhibits |
| 8-K | 2018-04-26 | Shareholder Vote |
| 8-K | 2018-01-25 | Earnings, Regulation FD, Exhibits |
CapStar Financial Holdings, Inc., a Tennessee corporation, is a bank holding company that is headquartered in Nashville, Tennessee and that operates primarily through its wholly owned subsidiary, CapStar Bank, a Tennessee-chartered state bank. CapStar Bank was incorporated in the State of Tennessee in 2007 and acquired a state charter in 2008 which was accomplished through a de novo application with the Tennessee Department of Financial Institutions ("TDFI") and the Federal Reserve Bank of Atlanta. Upon approval of its charter, CapStar Bank opened for business to the public on July 14, 2008. CapStar Financial Holdings, Inc. was incorporated in 2015 and, on February 5, 2016, completed a share exchange with CapStar Bank's shareholders that resulted in CapStar Bank becoming a wholly owned subsidiary of the Company.
We are a bank that seeks to establish and maintain comprehensive relationships with our clients by delivering customized and creative banking solutions and superior client service. Our products and services include (i) commercial and industrial loans to small and medium sized businesses, with a particular focus on businesses operating in the healthcare industry, (ii) commercial real estate loans, (iii) private banking and wealth management services for the owners and operators of our business clients and other high net worth individuals; (iv) correspondent banking services to meet the needs of Tennessee's smaller community banks and (v) various retail and consumer products. Our operations are presently concentrated in Tennessee.
As of December 31, 2018, on a consolidated basis, we had total assets of $2.0 billion, total deposits of $1.6 billion, total net loans of $1.4 billion, and shareholders' equity of $254 million.
| Comps ($MM TTM) | Market Cap | Gross Margin | EV/EBITDA | Ret on Assets | Assets | Liabilities | Revenue | G Profit | Net Income | EBITDA | EV |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Howard Bancorp (HBMD) | 312 | 0% | 9.3 | 0% | 2,293 | 1,985 | 2 | 0 | 11 | 36 | 340 |
| SmartFinancial (SMBK) | 305 | 2.8 | 1% | 2,390 | 2,084 | 0 | 0 | 20 | 48 | 134 | |
| Marlin Business Services (MRLN) | 300 | 0% | 2.7 | 2% | 1,247 | 1,039 | 12 | 0 | 25 | 59 | 160 |
| First Bancorp (FNLC) | 299 | 5.1 | 1% | 2,033 | 1,825 | 0 | 0 | 25 | 57 | 288 | |
| Central Valley Community Bancorp (CVCY) | 293 | 8.9 | 1% | 1,584 | 1,351 | 0 | 0 | 17 | 28 | 250 | |
| CapStar Financial (CSTR) | 281 | 0% | 2.7 | 1% | 2,034 | 1,766 | 7 | 0 | 16 | 47 | 127 |
| Pacific City Financial (PCB) | 276 | 0% | 2.3 | 2% | 1,699 | 1,475 | 2 | 0 | 27 | 66 | 154 |
| Mutualfirst Financial (MFSF) | 276 | 5.9 | 1% | 2,074 | 1,852 | 0 | 0 | 17 | 41 | 244 | |
| Southern First Bancshares (SFST) | 275 | 0% | 3.1 | 1% | 2,202 | 2,003 | 8 | 0 | 21 | 45 | 140 |
| Reliant Bancorp (RBNC) | 270 | 0% | 6.0 | 1% | 1,852 | 1,633 | 1 | 0 | 16 | 37 | 219 |
| AMES National (ATLO) | 265 | 9.0 | 1% | 1,500 | 1,314 | 0 | 0 | 13 | 26 | 232 | |
| Republic First Bancorp (FRBK) | 265 | 0% | 8.6 | 0% | 3,086 | 2,835 | 6 | 0 | 1 | 31 | 265 |
| Baycom (BCML) | 265 | -2.9 | 1% | 1,771 | 1,530 | 0 | 0 | 13 | 25 | -72 | |
| Premier Financial Bancorp (PFBI) | 263 | 3.9 | 1% | 1,710 | 1,474 | 0 | 0 | 24 | 36 | 140 | |
| National Bankshares (NKSH) | 262 | 0% | 15.1 | 1% | 1,273 | 1,085 | 5 | 0 | 13 | 17 | 262 |
| First Choice Bancorp (FCBP) | 258 | 0% | 1.8 | 1% | 1,656 | 1,397 | 2 | 0 | 22 | 43 | 78 |
| Orrstown Financial (ORRF) | 253 | 7.4 | 1% | 2,314 | 2,090 | 0 | 0 | 13 | 36 | 265 | |
| Parke Bank (PKBK) | 247 | 2.0 | 1% | 1,598 | 1,425 | 0 | 0 | 23 | 47 | 96 | |
| MVB Financial (MVBF) | 246 | 0% | 8.6 | 1% | 1,962 | 1,756 | 2 | 0 | 26 | 53 | 455 |
| ACNB (ACNB) | 244 | 6.8 | 1% | 1,736 | 1,550 | 0 | 0 | 19 | 29 | 199 |
| Balance Sheet ($MM) | 2016-09-30 | 2016-12-31 | 2017-03-31 | 2017-06-30 | 2017-09-30 | 2017-12-31 | 2018-03-31 | 2018-06-30 | 2018-09-30 | 2018-12-31 | 2019-03-31 | 2019-06-30 | 2019-09-30 |
| Cash | 73 | 22,952 | 60 | 48 | 70 | 83 | 51 | 58 | 53 | 105 | 120 | 156 | 154 |
| Accounts Receivable | |||||||||||||
| Inventory | |||||||||||||
| PP&E | 5 | 9 | 6 | 6 | 6 | 8 | 6 | 6 | 10 | 22 | 20 | 20 | 19 |
| Assets | 1,318 | 139,262 | 1,382 | 1,372 | 1,339 | 1,344 | 1,383 | 1,401 | 1,417 | 1,964 | 2,036 | 2,018 | 2,034 |
| Accounts Payable | |||||||||||||
| Long-Term Debt | |||||||||||||
| Liabilities | 1,180 | 1,194 | 1,241 | 1,234 | 1,194 | 1,197 | 1,234 | 1,248 | 1,259 | 1,710 | 1,776 | 1,756 | 1,766 |
| Stockholders' Equity | 138 | 139,207 | 140 | 138 | 144 | 147 | 149 | 153 | 158 | 254 | 260 | 263 | 268 |
| Income Statement ($MM) | 2016-09-30 | 2016-12-31 | 2017-03-31 | 2017-06-30 | 2017-09-30 | 2017-12-31 | 2018-03-31 | 2018-06-30 | 2018-09-30 | 2018-12-31 | 2019-03-31 | 2019-06-30 | 2019-09-30 |
| Revenue | 1 | 3 | 3 | ||||||||||
| Cost of Revenue | |||||||||||||
| Gross Profit | |||||||||||||
| R&D | |||||||||||||
| SG&A | |||||||||||||
| Tax | 1 | 1 | -0 | -1 | 2 | 4 | 0 | 1 | 1 | -1 | 1 | 2 | 2 |
| Net Income | 2 | 3 | 0 | -3 | 4 | 0 | 3 | 4 | 4 | -1 | 5 | 6 | 6 |
| Cash Flow ($MM) | 2016-09-30 | 2016-12-31 | 2017-03-31 | 2017-06-30 | 2017-09-30 | 2017-12-31 | 2018-03-31 | 2018-06-30 | 2018-09-30 | 2018-12-31 | 2019-03-31 | 2019-06-30 | 2019-09-30 |
| Cash Operating | 26 | 7 | -33 | 26 | -17 | 15 | 19 | -14 | -6 | -32 | |||
| Cash Investing | -35 | -76 | 28 | 34 | 26 | -86 | -36 | -28 | 69 | 23 | |||
| Cash Financing | 16 | 49 | -7 | -39 | 4 | 39 | 12 | 57 | -27 | 7 | |||