Company Quick10K Filing
Codorus Valley Bancorp
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 10 $205
10-Q 2019-11-04 Quarter: 2019-09-30
10-Q 2019-08-05 Quarter: 2019-06-30
10-Q 2019-05-08 Quarter: 2019-03-31
10-K 2019-03-15 Annual: 2018-12-31
10-Q 2018-11-08 Quarter: 2018-09-30
10-Q 2018-08-06 Quarter: 2018-06-30
10-Q 2018-05-07 Quarter: 2018-03-31
10-K 2018-03-13 Annual: 2017-12-31
10-Q 2017-11-06 Quarter: 2017-09-30
10-Q 2017-08-07 Quarter: 2017-06-30
10-Q 2017-05-08 Quarter: 2017-03-31
10-K 2017-03-15 Annual: 2016-12-31
10-Q 2016-11-03 Quarter: 2016-09-30
10-Q 2016-08-08 Quarter: 2016-06-30
10-Q 2016-05-05 Quarter: 2016-03-31
10-K 2016-03-08 Annual: 2015-12-31
10-Q 2015-11-04 Quarter: 2015-09-30
10-Q 2015-08-05 Quarter: 2015-06-30
10-Q 2015-05-06 Quarter: 2015-03-31
10-K 2015-03-10 Annual: 2014-12-31
10-Q 2014-11-07 Quarter: 2014-09-30
10-Q 2014-08-08 Quarter: 2014-06-30
10-Q 2014-05-09 Quarter: 2014-03-31
10-K 2014-03-25 Annual: 2013-12-31
10-Q 2013-11-12 Quarter: 2013-09-30
10-Q 2013-08-13 Quarter: 2013-06-30
10-Q 2013-05-13 Quarter: 2013-03-31
10-K 2013-03-28 Annual: 2012-12-31
10-Q 2012-11-13 Quarter: 2012-09-30
10-Q 2012-08-14 Quarter: 2012-06-30
10-Q 2012-05-08 Quarter: 2012-03-31
10-K 2012-03-28 Annual: 2011-12-31
10-Q 2011-11-14 Quarter: 2011-09-30
10-Q 2011-08-10 Quarter: 2011-06-30
10-Q 2011-05-12 Quarter: 2011-03-31
10-K 2011-03-28 Annual: 2010-12-31
10-Q 2010-11-15 Quarter: 2010-09-30
10-Q 2010-08-11 Quarter: 2010-06-30
10-Q 2010-05-12 Quarter: 2010-03-31
10-K 2010-03-24 Annual: 2009-12-31
8-K 2020-01-16 Earnings, Exhibits
8-K 2020-01-14 Other Events, Exhibits
8-K 2019-10-17
8-K 2019-10-08 Officers, Exhibits
8-K 2019-10-08 Other Events, Exhibits
8-K 2019-08-26 Other Events, Exhibits
8-K 2019-08-06 Regulation FD, Exhibits
8-K 2019-07-18 Earnings, Exhibits
8-K 2019-07-09 Other Events, Exhibits
8-K 2019-05-21 Shareholder Vote
8-K 2019-05-02 Other Events, Exhibits
8-K 2019-04-18 Earnings, Exhibits
8-K 2019-04-10 Other Events, Exhibits
8-K 2019-02-21 Officers, Exhibits
8-K 2019-01-29 Officers, Exhibits
8-K 2019-01-17 Earnings, Exhibits
8-K 2019-01-08 Other Events, Exhibits
8-K 2018-10-18 Earnings, Exhibits
8-K 2018-10-09 Other Events, Exhibits
8-K 2018-08-16 Officers, Exhibits
8-K 2018-08-09 Officers, Exhibits
8-K 2018-08-08 Regulation FD, Exhibits
8-K 2018-08-06 Officers, Exhibits
8-K 2018-07-19 Earnings, Exhibits
8-K 2018-07-10 Other Events, Exhibits
8-K 2018-05-15 Shareholder Vote
8-K 2018-04-19 Earnings, Exhibits
8-K 2018-04-10 Other Events, Exhibits
8-K 2018-02-13 Other Events, Exhibits
8-K 2018-02-13 Officers
8-K 2018-02-13 Other Events, Exhibits
8-K 2018-02-05 Officers
8-K 2018-01-18 Earnings, Exhibits
8-K 2018-01-09 Other Events, Exhibits

Codorus Valley Bancorp Financials

CVLY Metrics, Comps, Filings

Annual | Quarterly

Business

Codorus Valley Bancorp, Inc. (“Codorus Valley” or the “Corporation”) is a Pennsylvania business corporation, incorporated on October 7, 1986. On March 2, 1987, Codorus Valley became a bank holding company under the Bank Holding Company Act of 1956, as amended. PeoplesBank, A Codorus Valley Company (“PeoplesBank”) is its wholly owned bank subsidiary. The Corporation's business consists primarily of managing PeoplesBank, and its principal source of income is dividends received from PeoplesBank. The Corporation also wholly-owns one non-bank subsidiary, SYC Realty Co., Inc., a subsidiary for holding certain foreclosed assets pending liquidation. On December 31, 2018, Codorus Valley had total consolidated assets of $1.81 billion, total deposits and other liabilities of $1.63 billion, and total shareholders' equity of $178,746,000.

PeoplesBank, organized in 1934, is a Pennsylvania chartered bank that offers a full range of consumer, business, wealth management, and mortgage services at financial centers located in communities throughout South Central Pennsylvania and Central Maryland. In addition to the twenty-six full service financial centers there are eleven financial centers located primarily within retirement communities that provide a full suite of services on a limited basis. PeoplesBank, with origins dating back to 1864, is focused on acquiring and nurturing financial relationships with small and mid-sized businesses. The Federal Deposit Insurance Corporation insures the deposits of PeoplesBank to the maximum extent provided by law. On December 31, 2018, PeoplesBank had total gross loans of $1.49 billion, excluding loans held for sale, and total deposits of $1.50 billion. PeoplesBank had the second largest share of deposits in York County, Pennsylvania, with deposits totaling 15.5 percent of the market as of June 30, 2018, the latest available measurement date.

PeoplesBank is not dependent on deposits of, or exposed to a loan concentration to, a single client, or a small group of clients. Therefore, the loss of a single client, or a small client group, would not have a material adverse effect on the financial condition of PeoplesBank. At December 31, 2018, the largest indebtedness of a single PeoplesBank client was approximately $23,550,000 or 1.6 percent of the total loan portfolio, which was within PeoplesBank's regulatory lending limit of $30,535,000.


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Annual)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Territorial Bancorp (TBNK) 269 0% 4.8 1% 2,088 1,846 2 0 23 47 228
Provident Bancorp (PVBC) 258 13.5 1% 1,031 899 0 0 10 23 311
PDL Community Bancorp (PDLB) 252 11.4 0% 1,056 891 0 0 3 17 199
Northrim Bancorp (NRIM) 235 0% 5.3 1% 1,553 1,346 6 0 19 31 164
Western New England Bancorp (WNEB) 233 0% 9.9 1% 2,127 1,897 0 0 14 41 409
BCB Bancorp (BCBP) 214 -0.2 1% 2,738 2,517 0 0 19 65 -14
Codorus Valley Bancorp (CVLY) 205 3.9 1% 1,842 1,655 0 0 18 44 175
BankFinancial (BFIN) 189 0% 2.6 1% 1,534 1,362 4 0 16 33 86
First Guaranty Bancshares (FGBI) 173 4.0 1% 1,873 1,714 0 0 12 43 173
Riverview Bancorp (RVSB) 168 6.1 1% 1,165 1,027 0 0 17 28 172
Malvern Bancorp (MLVF) 164 0% 0.5 1% 1,266 1,126 1 0 9 29 14
First Capital (FCAP) 162 0% 10.9 1% 835 740 5 0 10 15 162
Provident Financial (PROV) 159 6.9 0% 1,085 964 0 0 4 13 88
1st Constitution Bancorp (FCCY) 157 0% 3.9 1% 1,304 1,169 0 0 14 32 127
Oconee Federal Financial (OFED) 147 11.6 1% 528 440 0 0 4 9 111
First Savings Financial Group (FSFG) 137 0% 2.4 1% 1,229 1,113 3 0 15 30 72
Citizens Community Bancorp (CZWI) 126 10.3 0% 1,348 1,205 0 0 7 25 259
Salisbury Bancorp (SAL) 110 2.3 1% 1,119 1,010 0 0 10 26 62
Sound Financial Bancorp (SFBC) 92 0.8 1% 686 611 0 0 7 16 12
Lake Shore Bancorp (LSBK) 91 0% 10.4 1% 578 496 1 0 4 9 91

Balance Sheet ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash320011308097
Accounts Receivable
Inventory
PP&E1143338432425
Assets1,0121131191301701661,7091,807
Accounts Payable
Long-Term Debt4710608011010130115
Liabilities91912121111111,5451,629
Stockholders' Equity93101108118159155164179
Income Statement ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Revenue222163
Cost of Revenue
Gross Profit
R&D
SG&A11111222
Tax200-065105
Net Income79111211131220
Cash Flow ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash Operating182121631721
Cash Investing-710-00-34-0-97-82
Cash Financing42-2-1-230-168578