Company Quick10K Filing
Evans Bancorp
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 5 $173
10-Q 2019-10-31 Quarter: 2019-09-30
10-Q 2019-08-09 Quarter: 2019-06-30
10-Q 2019-05-02 Quarter: 2019-03-31
10-K 2019-02-28 Annual: 2018-12-31
10-Q 2018-11-01 Quarter: 2018-09-30
10-Q 2018-08-01 Quarter: 2018-06-30
10-Q 2018-05-02 Quarter: 2018-03-31
10-K 2018-03-01 Annual: 2017-12-31
10-Q 2017-11-02 Quarter: 2017-09-30
10-Q 2017-08-03 Quarter: 2017-06-30
10-Q 2017-05-02 Quarter: 2017-03-31
10-K 2017-03-07 Annual: 2016-12-31
10-Q 2016-11-02 Quarter: 2016-09-30
10-Q 2016-08-04 Quarter: 2016-06-30
10-Q 2016-05-02 Quarter: 2016-03-31
10-K 2016-03-03 Annual: 2015-12-31
10-Q 2015-11-05 Quarter: 2015-09-30
10-Q 2015-08-03 Quarter: 2015-06-30
10-Q 2015-05-01 Quarter: 2015-03-31
10-K 2015-03-09 Annual: 2014-12-31
10-Q 2014-10-31 Quarter: 2014-09-30
10-Q 2014-08-04 Quarter: 2014-06-30
10-Q 2014-05-02 Quarter: 2014-03-31
10-K 2014-03-03 Annual: 2013-12-31
10-Q 2013-11-01 Quarter: 2013-09-30
10-Q 2013-08-02 Quarter: 2013-06-30
10-Q 2013-05-03 Quarter: 2013-03-31
10-K 2013-03-04 Annual: 2012-12-31
10-Q 2012-11-02 Quarter: 2012-09-30
10-Q 2012-08-03 Quarter: 2012-06-30
10-Q 2012-05-04 Quarter: 2012-03-31
10-K 2012-03-06 Annual: 2011-12-31
10-Q 2011-11-04 Quarter: 2011-09-30
10-Q 2011-08-05 Quarter: 2011-06-30
10-Q 2011-05-06 Quarter: 2011-03-31
10-K 2011-03-04 Annual: 2010-12-31
10-Q 2010-11-03 Quarter: 2010-09-30
10-Q 2010-08-04 Quarter: 2010-06-30
10-Q 2010-05-03 Quarter: 2010-03-31
10-K 2010-03-05 Annual: 2009-12-31
8-K 2020-02-19 Regulation FD
8-K 2020-01-31 Earnings, Exhibits
8-K 2019-12-23 Officers, Exhibits
8-K 2019-12-20 Enter Agreement, Exhibits
8-K 2019-12-19 Regulation FD, Other Events, Exhibits
8-K 2019-10-25 Earnings, Exhibits
8-K 2019-08-26 Regulation FD
8-K 2019-07-26 Earnings, Exhibits
8-K 2019-04-26 Officers, Shareholder Vote, Exhibits
8-K 2019-04-24 Earnings, Exhibits
8-K 2019-02-20 Regulation FD
8-K 2019-02-01 Earnings, Exhibits
8-K 2018-11-13 Officers, Exhibits
8-K 2018-10-25 Earnings, Exhibits
8-K 2018-08-09 Regulation FD
8-K 2018-07-27 Earnings, Exhibits
8-K 2018-05-15 Other Events, Exhibits
8-K 2018-04-27 Shareholder Vote
8-K 2018-03-31 Earnings, Exhibits
8-K 2018-02-21 Regulation FD
8-K 2018-02-01 Earnings, Exhibits
8-K 2018-01-26 Officers, Exhibits

Evans Bancorp Financials

EVBN Metrics, Comps, Filings

Annual | Quarterly

Business

Evans Bancorp, Inc. (the “Company”) is a New York business corporation which is registered as a financial holding company under the Bank Holding Company Act of 1956, as amended (the “BHCA”). The principal office of the Company is located at One Grimsby Drive, Hamburg, NY 14075 and its telephone number is (716) 926-2000. This facility is occupied by the Office of the President and Chief Executive Officer of the Company, as well as the Administrative and Loan Divisions of Evans Bank. The Company was incorporated on October 28, 1988, but the continuity of its banking business is traced to the organization of the Evans National Bank of Angola on January 20, 1920. Except as the context otherwise requires, the Company and its direct and indirect subsidiaries are collectively referred to in this report as the “Company.” The Company’s common stock is traded on the NYSE American, LLC under the symbol “EVBN.”

At December 31, 2018, the Company had consolidated total assets of $1.4 billion, deposits of $1.2 billion and stockholders’ equity of $132 million.

The Bank is a nationally chartered bank that has its headquarters at One Grimsby Drive, Hamburg, NY, and a total of 15 full-service banking offices in Erie County, Niagara County, and Chautauqua County, NY.


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Annual)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
DNB Financial (DNBF) 190 5.7 1% 1,154 1,036 0 0 11 25 144
Midsouth Bancorp (MSL) 190 1.5 -2% 1,715 1,494 0 0 -36 -28 -42
Community Financial (TCFC) 189 0% 4.6 1% 1,756 1,593 28 0 15 40 181
United Security Bancshares (UBFO) 187 -4.9 2% 1,006 893 0 0 16 25 -123
Coastal Financial (CCB) 186 6.1 1% 1,031 914 0 0 12 22 132
Level One Bancorp (LEVL) 184 4.9 1% 1,505 1,343 0 0 14 36 180
Northeast Bancorp (NBN) 177 0.5 2% 1,231 1,078 0 0 19 46 25
C&F Financial (CFFI) 177 0% 4.9 1% 1,568 1,409 122 0 19 36 177
Ohio Valley Banc (OVBC) 174 5.9 1% 1,035 911 0 0 10 18 104
Evans Bancorp (EVBN) 173 0% 9.6 0% 1,471 1,330 11 0 0 12 113
Community Bankers Trust (ESXB) 172 0% 5.4 1% 1,431 1,284 2 0 14 32 172
Mackinac Financial (MFNC) 170 0% 3.7 1% 1,331 1,173 1 0 13 29 109
Bank7 (BSVN) 168 1.2 3% 798 699 0 0 23 35 44
Capital Bancorp (CBNK) 167 3.3 1% 1,234 1,111 0 0 11 27 87
Peoples Bancorp of North Carolina (PEBK) 165 6.0 1% 1,111 985 0 0 14 19 114
Hawthorn Bancshares (HWBK) 165 3.9 1% 1,471 1,362 0 0 15 35 136
Oak Valley Bancorp (OVLY) 159 3.7 1% 1,069 962 0 0 12 18 68
FNCB Bancorp (FNCB) 158 0% 7.4 1% 1,199 1,069 1 0 14 31 226
OP Bancorp (OPBK) 158 0% 2.1 1% 1,128 992 2 0 16 36 75
Union Bankshares (UNB) 155 11.6 1% 774 705 0 0 7 13 155

Balance Sheet ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash15003102140
Accounts Receivable
Inventory
PP&E1011252511111110
Assets74188941001061091,2961,388
Accounts Payable
Long-Term Debt199
Liabilities67213131414131,1771,257
Stockholders' Equity697581869197118132
Income Statement ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Revenue9
Cost of Revenue
Gross Profit
R&D
SG&A11111111
Tax34233252
Net Income68888
Cash Flow ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash Operating11117121325
Cash Investing-701-8100-0-187-83
Cash Financing61-3-1-4-3-318176