Company Quick10K Filing
Fair Isaac
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 30 $9,459
10-K 2019-11-08 Annual: 2019-09-30
10-Q 2019-07-31 Quarter: 2019-06-30
10-Q 2019-04-30 Quarter: 2019-03-31
10-Q 2019-01-30 Quarter: 2018-12-31
10-K 2018-11-09 Annual: 2018-09-30
10-Q 2018-07-26 Quarter: 2018-06-30
10-Q 2018-04-26 Quarter: 2018-03-31
10-Q 2018-01-25 Quarter: 2017-12-31
10-K 2017-11-09 Annual: 2017-09-30
10-Q 2017-07-31 Quarter: 2017-06-30
10-Q 2017-04-27 Quarter: 2017-03-31
10-Q 2017-01-31 Quarter: 2016-12-31
10-K 2016-11-10 Annual: 2016-09-30
10-Q 2016-07-28 Quarter: 2016-06-30
10-Q 2016-05-04 Quarter: 2016-03-31
10-Q 2016-01-28 Quarter: 2015-12-31
10-K 2015-11-10 Annual: 2015-09-30
10-Q 2015-07-30 Quarter: 2015-06-30
10-Q 2015-04-27 Quarter: 2015-03-31
10-Q 2015-01-29 Quarter: 2014-12-31
10-K 2014-11-10 Annual: 2014-09-30
10-Q 2014-07-28 Quarter: 2014-06-30
10-Q 2014-04-28 Quarter: 2014-03-31
10-Q 2014-01-28 Quarter: 2013-12-31
10-K 2013-11-12 Annual: 2013-09-30
10-Q 2013-07-30 Quarter: 2013-06-30
10-Q 2013-04-29 Quarter: 2013-03-31
10-Q 2013-01-30 Quarter: 2012-12-31
10-K 2012-11-16 Annual: 2012-09-30
10-Q 2012-07-30 Quarter: 2012-06-30
10-Q 2012-04-30 Quarter: 2012-03-31
10-Q 2012-02-02 Quarter: 2011-12-31
10-K 2011-11-18 Annual: 2011-09-30
10-Q 2011-08-08 Quarter: 2011-06-30
10-Q 2011-05-10 Quarter: 2011-03-31
10-Q 2011-02-09 Quarter: 2010-12-31
10-K 2010-11-23 Annual: 2010-09-30
10-Q 2010-08-06 Quarter: 2010-06-30
10-Q 2010-05-07 Quarter: 2010-03-31
10-Q 2010-02-08 Quarter: 2009-12-31
8-K 2019-12-06 Enter Agreement, Off-BS Arrangement, Exhibits
8-K 2019-12-03 Other Events, Exhibits
8-K 2019-12-03 Other Events, Exhibits
8-K 2019-11-04 Earnings, Earnings, Exhibits
8-K 2019-08-21 Officers, Exhibits
8-K 2019-07-31 Earnings, Earnings, Exhibits
8-K 2019-06-24 Officers, Exhibits
8-K 2019-04-30 Earnings, Earnings, Exhibits
8-K 2019-02-28 Shareholder Vote
8-K 2019-01-30 Officers, Exhibits
8-K 2019-01-30 Earnings, Earnings, Exhibits
8-K 2018-11-01 Earnings, Earnings, Exhibits
8-K 2018-07-26 Earnings, Earnings, Exhibits
8-K 2018-05-08 Enter Agreement, Off-BS Arrangement, Exhibits
8-K 2018-05-01 Other Events, Exhibits
8-K 2018-04-30 Other Events, Exhibits
8-K 2018-04-26 Earnings, Earnings, Exhibits
8-K 2018-03-30 Officers
8-K 2018-02-28 Shareholder Vote
8-K 2018-01-25 Earnings, Earnings, Exhibits

Fair Isaac Financials

FICO Metrics, Comps, Filings

Annual | Quarterly

Business

Fair Isaac Corporation (NYSE: FICO) (together with its consolidated subsidiaries, the "Company," which may also be referred to in this report as "we," "us," "our," and "FICO") provides products, solutions and services that enable businesses to automate, improve and connect decisions to enhance business performance. Our predictive analytics, which includes the industry-standard FICO® Score, and our decision management systems leverage the use of big data and mathematical algorithms to predict consumer behavior and power hundreds of billions of customer decisions each year.

We were founded in 1956 on the premise that data, used intelligently, can improve business decisions. Today, we help thousands of companies in over 100 countries use our decision management technology to target and acquire customers more efficiently, increase customer value, reduce fraud and credit losses, lower operating expenses, and enter new markets more profitably. Most leading banks and credit card issuers rely on our solutions, as do insurers, retailers, telecommunications providers, automotive companies, pharmaceutical companies, healthcare organizations, public agencies and organizations in other industries. We also serve consumers through online services that enable people to purchase and understand their FICO® Scores, the standard measure in the U.S. of consumer credit risk, empowering them to manage their financial health.

We use analytics to help businesses automate, improve and connect decisions across their enterprise, an approach we commonly refer to as decision management. Most of our solutions address customer engagement, including customer acquisition, customer onboarding, customer servicing and management, and customer protection. We also help businesses improve non-customer decisions such as transaction and claims processing. Our solutions enable users to make decisions that are more precise, consistent and agile, and that systematically advance business goals. This helps our clients to reduce the cost of doing business, increase revenues and profitability, reduce losses from risks and fraud, and increase customer loyalty.


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Annual)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Broadridge (BR) 15,509 28% 26.1 12% 3,881 2,753 4,362 1,230 482 642 16,727
Akamai Technologies (AKAM) 12,962 65% 12.6 8% 5,343 1,948 2,795 1,828 423 991 12,446
Fair Isaac (FICO) 9,459 71% 34.7 14% 1,374 1,105 1,135 806 188 288 9,985
Zillow Group (Z) 9,228 70% -48.3 -5% 4,826 1,548 1,762 1,235 -238 -175 8,461
WEX (WEX) 8,698 50% 36.4 2% 8,573 6,612 1,482 748 129 296 10,778
Western Union (WU) 8,548 20% 3.9 13% 9,043 9,013 5,467 1,116 1,209 1,859 7,330
Nielsen (NLSN) 7,963 57% 24.6 -4% 15,588 12,600 6,449 3,667 -681 653 16,064
Etsy (ETSY) 7,896 69% 58.5 11% 1,022 579 701 486 111 129 7,520
Alliance Data Systems (ADS) 7,263 48% 1.5 3% 30,740 28,348 6,686 3,185 869 2,084 3,108
Grubhub (GRUB) 7,073 0% 52.0 1% 2,343 862 1,184 0 26 139 7,209
CDK Global (CDK) 6,125 49% 17.2 4% 2,999 3,714 2,236 1,102 132 509 8,734
Athenahealth (ATHN) 5,427 54% 28.0 8% 1,589 521 1,311 705 126 192 5,382
Maximus (MMS) 4,832 24% 14.9 13% 1,691 476 2,690 646 227 318 4,753
Trinet Group (TNET) 4,781 69% 15.4 8% 2,318 1,879 3,661 2,541 189 266 4,098
HealthEquity (HQY) 4,363 65% 27.8 8% 1,098 81 320 206 90 128 3,547
Envestnet (ENV) 3,693 68% 105.6 -1% 1,812 959 837 571 -16 34 3,615
Ritchie Bros Auctioneers (RBA) 3,682 65% 14.9 6% 2,375 1,538 1,356 881 131 272 4,048
HMS Holdings (HMSY) 3,261 36% 17.3 9% 1,160 362 626 225 101 173 2,992
Sotheby's (BID) 2,756 0% 14.6 4% 2,751 2,257 1,030 0 108 219 3,209
WNS (WNS) 2,617 0% 786 233 0 0 0 0 2,573

Balance Sheet ($MM)2010-09-302011-09-302012-09-302013-09-302014-09-302015-09-302016-09-302017-09-302018-09-30
Cash1461367283105867610690
Accounts Receivable113105143144155159168169209
Inventory
PP&E313341453738454149
Assets1,1241,1291,1591,1621,1921,2301,2211,2561,255
Accounts Payable91119192220232020
Long-Term Debt512504455447376316244513
Liabilities649664684631738793774829991
Stockholders' Equity475465474531455437447427264
Income Statement ($MM)2010-09-302011-09-302012-09-302013-09-302014-09-302015-09-302016-09-302017-09-302018-09-30
Revenue6066206767437898398819321,032
Cost of Revenue181186198229249271265287311
Gross Profit425433478514540568616645722
R&D746260678399104111128
SG&A225224239268278300329340380
Tax282644423834112346
Net Income647292909587109128142
Cash Flow ($MM)2010-09-302011-09-302012-09-302013-09-302014-09-302015-09-302016-09-302017-09-302018-09-30
Cash Operating106136130136175133185226223
Cash Investing111-52-66-35-20-82-28-21-14
Cash Financing-248-94-128-87-130-59-165-181-219