Company Quick10K Filing
Ally Financial
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 403 $12,225
10-Q 2019-11-05 Quarter: 2019-09-30
10-Q 2019-08-01 Quarter: 2019-06-30
10-Q 2019-05-06 Quarter: 2019-03-31
10-K 2019-02-20 Annual: 2018-12-31
10-Q 2018-11-01 Quarter: 2018-09-30
10-Q 2018-08-01 Quarter: 2018-06-30
10-Q 2018-05-07 Quarter: 2018-03-31
10-K 2018-02-21 Annual: 2017-12-31
10-Q 2017-10-31 Quarter: 2017-09-30
10-Q 2017-07-31 Quarter: 2017-06-30
10-Q 2017-05-04 Quarter: 2017-03-31
10-K 2017-02-27 Annual: 2016-12-31
10-Q 2016-11-02 Quarter: 2016-09-30
10-Q 2016-08-04 Quarter: 2016-06-30
10-Q 2016-05-05 Quarter: 2016-03-31
10-K 2016-02-24 Annual: 2015-12-31
10-Q 2015-10-29 Quarter: 2015-09-30
10-Q 2015-07-30 Quarter: 2015-06-30
10-Q 2015-05-01 Quarter: 2015-03-31
10-K 2015-02-27 Annual: 2014-12-31
10-Q 2014-10-31 Quarter: 2014-09-30
10-Q 2014-08-01 Quarter: 2014-06-30
10-Q 2014-05-01 Quarter: 2014-03-31
10-K 2014-03-03 Annual: 2013-12-31
10-Q 2013-11-05 Quarter: 2013-09-30
10-Q 2013-08-02 Quarter: 2013-06-30
10-Q 2013-05-01 Quarter: 2013-03-31
10-Q 2012-11-02 Quarter: 2012-09-30
10-Q 2012-08-03 Quarter: 2012-06-30
10-Q 2012-04-27 Quarter: 2012-03-31
10-K 2012-02-28 Annual: 2011-12-31
10-Q 2011-11-04 Quarter: 2011-09-30
10-Q 2011-08-09 Quarter: 2011-06-30
10-Q 2011-05-06 Quarter: 2011-03-31
10-K 2011-02-25 Annual: 2010-12-31
10-Q 2010-11-09 Quarter: 2010-09-30
10-Q 2010-08-06 Quarter: 2010-06-30
10-Q 2010-05-07 Quarter: 2010-03-31
10-K 2010-03-01 Annual: 2009-12-31
8-K 2019-10-16
8-K 2019-10-07 Amend Bylaw, Exhibits
8-K 2019-07-18 Earnings, Exhibits
8-K 2019-05-16 Other Events, Exhibits
8-K 2019-05-07 Shareholder Vote, Regulation FD, Exhibits
8-K 2019-04-18 Earnings, Exhibits
8-K 2019-04-15 Other Events, Exhibits
8-K 2019-04-01 Other Events, Exhibits
8-K 2019-01-30 Earnings, Exhibits
8-K 2019-01-15 Other Events, Exhibits
8-K 2018-12-04 Regulation FD, Exhibits
8-K 2018-10-25 Earnings, Exhibits
8-K 2018-10-10 Other Events, Exhibits
8-K 2018-10-05 Regulation FD, Exhibits
8-K 2018-08-01 Officers
8-K 2018-07-26 Earnings, Exhibits
8-K 2018-07-16 Other Events, Exhibits
8-K 2018-06-28 Regulation FD, Exhibits
8-K 2018-06-21 Regulation FD, Exhibits
8-K 2018-05-08 Shareholder Vote, Regulation FD, Exhibits
8-K 2018-04-26 Earnings, Exhibits
8-K 2018-04-18 Officers, Regulation FD, Exhibits
8-K 2018-04-12 Other Events, Exhibits
8-K 2018-03-15 Regulation FD, Exhibits
8-K 2018-02-26 Officers, Exhibits
8-K 2018-01-30 Earnings, Exhibits
8-K 2018-01-11 Other Events, Exhibits

Ally Financial Financials

ALLY Metrics, Comps, Filings

Annual | Quarterly

Business

Ally Financial Inc. (together with its consolidated subsidiaries unless the context otherwise requires, Ally, the Company, or we, us, or our) is a leading digital financial-services company with $178.9 billion in assets as of December 31, 2018. As a customer-centric company with passionate customer service and innovative financial solutions, we are relentlessly focused on "Doing It Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. We are one of the largest full-service automotive-finance operations in the country and offer a wide range of financial services and insurance products to automotive dealerships and consumers. Our award-winning online bank (Ally Bank, Member FDIC and Equal Housing Lender) offers mortgage-lending services and a variety of deposit and other banking products, including savings, money-market, and checking accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). We also support the Ally CashBack Credit Card. Additionally, we offer securities-brokerage and investment-advisory services through Ally Invest. Our robust corporate-finance business offers capital for equity sponsors and middle-market companies.

We are a Delaware corporation and are registered as a bank holding company (BHC) under the Bank Holding Company Act of 1956, as amended (BHC Act), and a financial holding company (FHC) under the Gramm-Leach-Bliley Act of 1999, as amended (GLB Act). Our primary business lines are Dealer Financial Services, which comprises our Automotive Finance and Insurance operations, Mortgage Finance, and Corporate Finance. Corporate and Other primarily consists of centralized corporate treasury activities, the management of our legacy mortgage portfolio, the activity related to Ally Invest, and reclassifications and eliminations between the reportable operating segments. Ally Bank's assets and operating results are included within our Automotive Finance, Mortgage Finance, and Corporate Finance segments, as well as Corporate and Other, based on its underlying business activities. As of December 31, 2018, Ally Bank had total assets of $159.0 billion and total deposits of $106.2 billion.

Our strategic focus is centered around continuing to optimize our Automotive Finance and Insurance operations, to grow our deposits and customers, to increase the scale of our digital product offerings, to maintain efficient capital management and disciplined risk management, to build the long-term value of our business, and to foster a culture of relentlessly focusing on our customers, communities, associates, and stockholders. Within our Automotive Finance and Insurance operations, we are focused on strengthening our network of dealer relationships and pursuing digital distribution channels for our products and services, including through our operation of a direct-lending platform, our participation in other direct-lending platforms, and our work with dealers innovating in digital transactions-all while maintaining an appropriate level of risk. We also seek to extend our leading position in automotive finance in the United States by continuing to provide automotive dealers and their retail customers with premium service, a comprehensive product suite, consistent funding, and competitive pricing-reflecting our commitment to the automotive industry. Within our other banking operations-including Mortgage Finance and Corporate Finance-we seek to prudently expand our consumer and commercial banking products and services while providing a high level of customer service. In addition, we continue to focus on delivering significant and sustainable growth in deposit customers and balances while optimizing our cost of funds. At Ally Invest, we look to augment our securities brokerage and investment advisory services to more comprehensively assist our customers in managing their savings and wealth.


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Annual)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Northern Trust (NTRS) 19,168 0% 6.6 1% 126,551 115,745 956 0 1,521 2,922 19,168
KeyCorp (KEY) 17,241 0% 8.5 1% 144,545 127,574 5,083 0 1,798 3,652 30,946
Shinhan Financial Group (SHG) 16,868 0% 459,600,510 422,949,080 0 0 0 0 -2,600,363
Deutsche Bank (DB) 16,131 0% 1,348,137 1,279,400 0 0 0 0 168,214
Citizens Financial Group (CFG) 15,826 0% 6.4 1% 162,749 140,732 5,066 0 1,800 3,802 24,430
Regions Financial (RF) 14,719 6.6 1% 127,518 110,910 0 0 1,754 2,924 19,444
Huntington Bancshares (HBAN) 14,254 0% 7.0 1% 108,247 96,579 907 0 1,434 3,084 21,629
Ally Financial (ALLY) 12,225 0% 7.6 1% 180,448 166,132 4,827 0 1,620 5,951 45,421
Silicon Valley Bank (SIVB) 11,427 0% 1.8 2% 63,774 58,068 803 0 1,184 1,763 3,103
Comerica (CMA) 10,992 0% 6.5 2% 72,537 65,214 755 0 1,265 2,163 13,969
Zions Bancorporation (ZION) 8,649 0% 5.9 1% 70,065 62,466 1,497 0 860 1,662 9,885
East West Bancorp (EWBC) 6,704 0% 2.4 2% 42,892 38,158 53 0 659 1,347 3,235
Cullen/Frost Bankers (CFR) 5,851 0% 8.3 1% 31,819 28,078 1,345 0 465 706 5,851
BOK Financial (BOKF) 5,592 4.5 1% 41,893 37,175 0 0 474 950 4,256
Synovus Financial (SNV) 5,390 0% 6.7 1% 47,318 42,564 112 0 490 982 6,545
Popular (BPOP) 5,130 4.1 1% 50,617 44,897 0 0 586 1,155 4,731
First Citizens Bancshares (FCNCA) 4,982 0% 9.5 1% 37,655 34,080 87 0 438 498 4,716
CIT Group (CIT) 4,942 6.3 1% 50,558 44,642 0 0 480 1,525 9,596
Bank of The Ozarks (OZK) 4,754 6.5 2% 19,152 16,276 0 0 308 585 3,825
First Horizon National (FHN) 4,674 0% 4.0 1% 42,172 37,246 1,935 0 590 1,166 4,674

Balance Sheet ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash13,035889-41012212011194124
Accounts Receivable
Inventory
PP&E282709225235376456564
Assets48,15294,80098,700104,500111,300123,50021,620178,869
Accounts Payable
Long-Term Debt830000013,25910,19744,193
Liabilities34,357-8,551-8,865-9,878-8,99113,27110,206165,601
Stockholders' Equity19,371-51,506-42,101-43,504-43,90513,31713,49413,268
Income Statement ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Revenue6,071476-10,604-6,518-4,5608905,7655,804
Cost of Revenue
Gross Profit
R&D
SG&A150136111107112133172
Tax17977589619581359
Net Income-157-5,406-5,156-4,156-4,0031,0679291,263
Cash Flow ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash Operating5,493-1,221-9,391-4,249-2,1742414,0794,150
Cash Investing-14,128-5,931271-1,825-2,0982,046-8,727-14,509
Cash Financing10,0507,1779,2015,8694,037-3,1022,03310,721