Company Quick10K Filing
Colony Bankcorp
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 9 $152
10-Q 2019-11-07 Quarter: 2019-09-30
10-Q 2019-07-30 Quarter: 2019-06-30
10-Q 2019-05-08 Quarter: 2019-03-31
10-K 2019-03-15 Annual: 2018-12-31
10-Q 2018-11-02 Quarter: 2018-09-30
10-Q 2018-08-03 Quarter: 2018-06-30
10-Q 2018-05-04 Quarter: 2018-03-31
10-K 2018-03-15 Annual: 2017-12-31
10-Q 2017-10-31 Quarter: 2017-09-30
10-Q 2017-08-02 Quarter: 2017-06-30
10-Q 2017-05-02 Quarter: 2017-03-31
10-K 2017-03-10 Annual: 2016-12-31
10-Q 2016-11-01 Quarter: 2016-09-30
10-Q 2016-08-02 Quarter: 2016-06-30
10-Q 2016-05-05 Quarter: 2016-03-31
10-K 2016-03-10 Annual: 2015-12-31
10-Q 2015-11-02 Quarter: 2015-09-30
10-Q 2015-08-03 Quarter: 2015-06-30
10-Q 2015-05-04 Quarter: 2015-03-31
10-K 2015-03-10 Annual: 2014-12-31
10-Q 2014-11-03 Quarter: 2014-09-30
10-Q 2014-08-04 Quarter: 2014-06-30
10-Q 2014-05-05 Quarter: 2014-03-31
10-K 2014-03-14 Annual: 2013-12-31
10-Q 2013-11-04 Quarter: 2013-09-30
10-Q 2013-08-05 Quarter: 2013-06-30
10-Q 2013-05-06 Quarter: 2013-03-31
10-K 2013-03-12 Annual: 2012-12-31
10-Q 2012-11-05 Quarter: 2012-09-30
10-Q 2012-08-06 Quarter: 2012-06-30
10-Q 2012-05-07 Quarter: 2012-03-31
10-K 2012-03-15 Annual: 2011-12-31
10-Q 2011-11-10 Quarter: 2011-09-30
10-Q 2011-08-12 Quarter: 2011-06-30
10-Q 2011-05-13 Quarter: 2011-03-31
10-K 2011-03-15 Annual: 2010-12-31
10-Q 2010-11-12 Quarter: 2010-09-30
10-Q 2010-08-13 Quarter: 2010-06-30
10-Q 2010-05-14 Quarter: 2010-03-31
10-K 2010-03-15 Annual: 2009-12-31
8-K 2020-02-24 Regulation FD, Exhibits
8-K 2020-01-21 Regulation FD, Exhibits
8-K 2020-01-16 Earnings, Exhibits
8-K 2019-11-01 Regulation FD, Exhibits
8-K 2019-10-18
8-K 2019-07-30 Regulation FD, Exhibits
8-K 2019-07-18 Earnings, Exhibits
8-K 2019-06-03 Regulation FD, Exhibits
8-K 2019-05-28 Shareholder Vote, Exhibits
8-K 2019-05-20 Officers, Regulation FD, Exhibits
8-K 2019-05-01 Other Events, Exhibits
8-K 2019-04-18 Earnings, Exhibits
8-K 2019-03-21 Other Events, Exhibits
8-K 2019-03-11 Officers, Exhibits
8-K 2019-01-30 Regulation FD, Exhibits
8-K 2019-01-17 Earnings, Officers, Exhibits
8-K 2018-12-17 Enter Agreement, Exhibits
8-K 2018-10-18 Earnings, Regulation FD, Exhibits
8-K 2018-08-23 Other Events, Exhibits
8-K 2018-08-22 Other Events, Exhibits
8-K 2018-08-14 Officers
8-K 2018-07-27 Officers, Other Events, Exhibits
8-K 2018-07-17 Earnings, Exhibits
8-K 2018-05-23 Other Events, Exhibits
8-K 2018-05-22 Shareholder Vote
8-K 2018-05-10 Enter Agreement, Exhibits
8-K 2018-04-18 Earnings, Exhibits
8-K 2018-02-21 Other Events, Exhibits
8-K 2018-02-20 Officers
8-K 2018-01-26 Earnings, Exhibits

Colony Bankcorp Financials

CBAN Metrics, Comps, Filings

Annual | Quarterly

Business

Colony Bankcorp, Inc. (the “Company” or “Colony”) is a Georgia business corporation which was incorporated on November 8, 1982. The Company was organized for the purpose of operating as a bank holding company under the Bank Holding Company Act of 1956, as amended, and the bank holding company laws of Georgia (Georgia Laws 1976, p. 168, et. seq.). On July 22, 1983, the Company, after obtaining the requisite regulatory approvals, acquired 100 percent of the issued and outstanding common stock of Colony Bank (formerly Colony Bank of Fitzgerald and The Bank of Fitzgerald), Fitzgerald, Georgia (the “Bank” or “Colony Bank”), through the merger of the Bank with a subsidiary of the Company which was created for the purpose of organizing the Bank into a one-bank holding company. Since that time, Colony Bank has operated as a wholly-owned subsidiary of the Company. Our business is conducted primarily through our wholly-owned bank subsidiary, which provides a broad range of banking services to its retail and commercial customers. The company headquarters is located at 115 South Grant Street, Fitzgerald, Georgia 31750, its telephone number is 229-426-6000 and its Internet address is http://www.colonybank.com. We operate twenty-seven domestic banking offices and two corporate operations offices and, at December 31, 2018, we had approximately $1.25 billion in total assets, $782.03 million in total loans, $1.09 billion in total deposits and $95.69 million in stockholder's equity. Deposits are insured, up to applicable limits, by the Federal Deposit Insurance Corporation.

Because the Company is a bank holding company, its principal operations are conducted through the Bank. It has 100 percent ownership of its subsidiary and maintains systems of financial, operational and administrative controls that permit centralized evaluation of the operations of the subsidiary bank in selected functional areas including operations, accounting, marketing, investment management, purchasing, human resources, computer services, auditing, compliance and credit review. As a bank holding company, we perform certain stockholder and investor relations functions.

Our principal subsidiary is the Bank. The Bank, headquartered in Fitzgerald, Georgia, offers traditional banking products and services to commercial and consumer customers in our markets. Our product line includes, among other things, loans to small and medium-sized businesses, residential and commercial construction and land development loans, commercial real estate loans, commercial loans, agri-business and production loans, residential mortgage loans, home equity loans, consumer loans and a variety of demand, savings and time deposit products. We also offer internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, remote depository products and access to a network of ATMs to our customers. The Bank conducts a general full service commercial, consumer and mortgage banking business through twenty-seven offices located in central, south and coastal Georgia cities of Fitzgerald, Warner Robins, Centerville, Ashburn, Leesburg, Cordele, Albany, Thomaston, Columbus, Sylvester, Tifton, Moultrie, Douglas, Broxton, Savannah, Eastman, Soperton, Rochelle, Quitman, Valdosta and Statesboro, Georgia.


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Annual)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Ohio Valley Banc (OVBC) 178 5.9 1% 1,046 921 0 0 10 18 108
Evans Bancorp (EVBN) 182 0% 8.9 0% 1,456 1,311 9 0 0 17 147
Community Bankers Trust (ESXB) 193 0% 7.4 1% 1,423 1,270 2 0 12 26 193
Mackinac Financial (MFNC) 166 0% 3.4 1% 1,355 1,195 1 0 11 24 83
Bank7 (BSVN) 193 3.6 1% 827 726 0 0 9 23 82
Capital Bancorp (CBNK) 196 3.8 1% 1,311 1,184 0 0 15 37 141
Peoples Bancorp of North Carolina (PEBK) 171 2.1 1% 1,223 1,091 0 0 14 20 41
Hawthorn Bancshares (HWBK) 149 2.8 1% 1,449 1,337 0 0 17 37 105
Oak Valley Bancorp (OVLY) 138 1.6 1% 1,101 992 0 0 9 14 22
FNCB Bancorp (FNCB) 158 0% 9.0 1% 1,197 1,065 2 0 8 23 211
OP Bancorp (OPBK) 158 0% 1.8 1% 1,152 1,014 1 0 16 38 69
Union Bankshares (UNB) 140 9.9 1% 845 774 0 0 7 14 140
First Financial Northwest (FFNW) 153 0% 4.6 1% 1,308 1,153 3 0 10 30 139
Colony Bankcorp (CBAN) 149 5.0 1% 1,478 1,348 0 0 7 19 93
First Community (FCCO) 151 0% 6.6 1% 1,130 1,011 1 0 11 18 118
Stewardship Financial (SSFN) 134 6.1 1% 964 880 0 0 7 20 122
Standard AVB Financial (STND) 130 9.9 0% 991 850 0 0 0 10 100
First United (FUNC) 159 8.2 1% 1,441 1,312 0 0 10 21 175
HopFed Bancorp (HFBC) 130 0% 5.2 1% 934 838 1 0 5 16 83
Middlefield Banc (MBCN) 156 1.2 1% 1,281 1,145 0 0 13 29 36

Balance Sheet ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash83016422310
Accounts Receivable
Inventory
PP&E261111282829
Assets1,1951221181241201181,2331,252
Accounts Payable
Long-Term Debt
Liabilities1,099240001,1421,156
Stockholders' Equity9796909995939096
Income Statement ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Revenue12131110
Cost of Revenue
Gross Profit
R&D
SG&A
Tax1-0-005373
Net Income335889812
Cash Flow ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash Operating15-11101181315
Cash Investing99-1-35-3-56-35-33-24
Cash Financing-85013-14-12-1015-3