Company Quick10K Filing
S&T Bancorp
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 34 $1,255
10-Q 2019-10-31 Quarter: 2019-09-30
10-Q 2019-08-01 Quarter: 2019-06-30
10-Q 2019-05-01 Quarter: 2019-03-31
10-K 2019-02-21 Annual: 2018-12-31
10-Q 2018-11-01 Quarter: 2018-09-30
10-Q 2018-08-01 Quarter: 2018-06-30
10-Q 2018-05-04 Quarter: 2018-03-31
10-K 2018-03-01 Annual: 2017-12-31
10-Q 2017-11-02 Quarter: 2017-09-30
10-Q 2017-08-02 Quarter: 2017-06-30
10-Q 2017-05-04 Quarter: 2017-03-31
10-K 2017-02-24 Annual: 2016-12-31
10-Q 2016-11-02 Quarter: 2016-09-30
10-Q 2016-08-03 Quarter: 2016-06-30
10-Q 2016-05-04 Quarter: 2016-03-31
10-K 2016-02-23 Annual: 2015-12-31
10-Q 2015-11-03 Quarter: 2015-09-30
10-Q 2015-08-05 Quarter: 2015-06-30
10-Q 2015-05-06 Quarter: 2015-03-31
10-K 2015-02-23 Annual: 2014-12-31
10-Q 2014-11-05 Quarter: 2014-09-30
10-Q 2014-08-07 Quarter: 2014-06-30
10-Q 2014-05-07 Quarter: 2014-03-31
10-K 2014-02-21 Annual: 2013-12-31
10-Q 2013-10-31 Quarter: 2013-09-30
10-Q 2013-08-01 Quarter: 2013-06-30
10-Q 2013-05-01 Quarter: 2013-03-31
10-K 2013-02-25 Annual: 2012-12-31
10-Q 2012-11-02 Quarter: 2012-09-30
10-Q 2012-08-02 Quarter: 2012-06-30
10-Q 2012-05-10 Quarter: 2012-03-31
10-K 2012-02-29 Annual: 2011-12-31
10-Q 2011-11-04 Quarter: 2011-09-30
10-Q 2011-08-05 Quarter: 2011-06-30
10-Q 2011-05-06 Quarter: 2011-03-31
10-K 2011-03-16 Annual: 2010-12-31
10-Q 2010-11-05 Quarter: 2010-09-30
10-Q 2010-08-05 Quarter: 2010-06-30
10-Q 2010-05-06 Quarter: 2010-03-31
10-K 2010-02-26 Annual: 2009-12-31
8-K 2020-02-12 Regulation FD, Exhibits
8-K 2020-01-27 Earnings, Regulation FD, Other Events, Exhibits
8-K 2019-11-30 Other Events, Exhibits
8-K 2019-11-04 Regulation FD, Exhibits
8-K 2019-10-21 Earnings, Other Events, Exhibits
8-K 2019-10-21 Exhibits
8-K 2019-09-17 Other Events, Exhibits
8-K 2019-09-05 Other Events, Exhibits
8-K 2019-09-03 Regulation FD, Exhibits
8-K 2019-07-18 Earnings, Other Events, Exhibits
8-K 2019-07-15 Exhibits
8-K 2019-06-05 Enter Agreement, Regulation FD, Other Events, Exhibits
8-K 2019-05-21 Shareholder Vote
8-K 2019-05-20 Regulation FD, Exhibits
8-K 2019-05-17 Officers
8-K 2019-05-06 Regulation FD, Exhibits
8-K 2019-05-06 Officers
8-K 2019-04-18 Earnings, Other Events, Exhibits
8-K 2019-02-12 Regulation FD, Exhibits
8-K 2019-01-31 Earnings, Regulation FD, Other Events, Exhibits
8-K 2019-01-30 Officers, Amend Bylaw, Exhibits
8-K 2019-01-07 Officers, Exhibits
8-K 2018-12-07 Regulation FD, Exhibits
8-K 2018-11-13 Regulation FD, Exhibits
8-K 2018-10-18 Earnings, Other Events, Exhibits
8-K 2018-08-15 Regulation FD, Exhibits
8-K 2018-08-01 Accountant
8-K 2018-07-19 Earnings, Other Events, Exhibits
8-K 2018-06-07 Accountant, Exhibits
8-K 2018-06-01 Regulation FD
8-K 2018-05-24 Shareholder Vote
8-K 2018-05-22 Officers, Exhibits
8-K 2018-05-21 Regulation FD, Exhibits
8-K 2018-05-08 Regulation FD, Exhibits
8-K 2018-04-16 Earnings, Other Events, Exhibits
8-K 2018-03-22 Other Events, Exhibits
8-K 2018-02-07 Regulation FD, Exhibits
8-K 2018-02-06 Exhibits
8-K 2018-01-22 Earnings, Regulation FD, Other Events, Exhibits
8-K 2018-01-12 Earnings, Other Events

S&T Bancorp Financials

STBA Metrics, Comps, Filings

Annual | Quarterly

Business

S&T Bancorp, Inc. was incorporated on March 17, 1983 under the laws of the Commonwealth of Pennsylvania as a bank holding company and is registered with the Board of Governors of the Federal Reserve System, or the Federal Reserve Board, under the Bank Holding Company Act of 1956, as amended, or the BHCA, as a bank holding company and a financial holding company. S&T Bancorp, Inc. has three direct wholly-owned subsidiaries, S&T Bank, 9th Street Holdings, Inc. and STBA Capital Trust I, and also owns a 50 percent interest in Commonwealth Trust Credit Life Insurance Company, or CTCLIC. When used in this Report, "S&T", "we", "us" or "our" may refer to S&T Bancorp, Inc. individually, S&T Bancorp, Inc. and its consolidated subsidiaries, or certain of S&T Bancorp, Inc.'s subsidiaries or affiliates, depending on the context. As of December 31, 2018, we had approximately $7.3 billion in assets, $5.9 billion in loans, $5.7 billion in deposits and $935.8 million in shareholders' equity.

S&T Bank is a full service bank, providing services to its customers through locations in Pennsylvania, Ohio and New York. S&T Bank deposits are insured by the Federal Deposit Insurance Corporation, or FDIC, to the maximum extent provided by law. S&T Bank has three wholly-owned operating subsidiaries: S&T Insurance Group, LLC, S&T Bancholdings, Inc. and Stewart Capital Advisors, LLC. Effective January 1, 2018, S&T Insurance Group, LLC, sold a majority interest in its previously wholly-owned subsidiary S&T-Evergreen Insurance, LLC.

Prior to 2017, we reported three operating segments: Community Banking, Wealth Management and Insurance. Effective January 1, 2017, we no longer report Wealth Management and Insurance segment information, as they do not meet the quantitative thresholds required for disclosure.


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Annual)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Heartland Financial (HTLF) 1,560 0% 3.3 1% 12,160 10,639 77 0 143 281 918
First Busey (BUSE) 1,444 4.8 1% 9,613 8,409 0 0 102 213 1,024
Veritex Holdings (VBTX) 1,391 8.0 1% 8,010 6,805 0 0 53 141 1,125
First Commonwealth Financial (FCF) 1,319 8.0 1% 8,071 7,049 0 0 104 182 1,457
Sandy Spring Bancorp (SASR) 1,292 4.2 1% 8,399 7,279 0 0 113 251 1,060
Seacoast Banking of Florida (SBCF) 1,278 7.3 1% 6,825 5,895 0 0 78 154 1,118
Tompkins Financial (TMP) 1,261 0% 7.8 1% 6,654 5,997 67 0 80 151 1,180
S&T Bancorp (STBA) 1,255 6.4 1% 7,335 6,370 0 0 107 194 1,248
1st Source (SRCE) 1,228 6.8 1% 6,650 5,845 0 0 87 166 1,131
OFG Bancorp (OFG) 1,223 2.9 1% 6,464 5,419 0 0 95 185 545
FB Financial (FBK) 1,212 6.5 1% 5,940 5,222 0 0 77 161 1,048
City Holding (CHCO) 1,212 0% 8.1 2% 4,940 4,304 46 0 76 129 1,043
Lakeland Financial (LKFN) 1,164 0% 5.9 2% 4,976 4,410 0 0 85 164 968
Trico Bancshares (TCBK) 1,140 0% 7.4 1% 6,395 5,519 39 0 85 131 964
Enterprise Financial Services (EFSC) 1,101 5.7 1% 7,182 6,356 0 0 81 161 912
National Bank Holdings (NBHC) 1,092 8.2 1% 5,858 5,124 0 0 75 120 990
First Bancorp (FBNC) 1,076 4.7 2% 6,012 5,197 0 0 92 158 737
Southside Bancshares (SBSI) 1,067 6.6 1% 6,373 5,585 0 0 75 166 1,094
Meridian Bancorp (EBSB) 938 7.2 1% 6,369 5,673 0 0 60 164 1,178
Boston Private Financial Holdings (BPFH) 933 0% 4.2 1% 8,713 7,913 363 0 91 207 867

Balance Sheet ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash27112153813373639
Accounts Receivable
Inventory
PP&E3839803849454342
Assets4,1205595936308148637,0607,252
Accounts Payable
Long-Term Debt322121212121
Liabilities3,62922212221216,1766,316
Stockholders' Equity491537571608792842884936
Income Statement ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Revenue
Cost of Revenue
Gross Profit
R&D
SG&A33334444
Tax157141823274618
Net Income47345158677173105
Cash Flow ($MM)2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-31
Cash Operating743421447631114128
Cash Investing132-19-3100-680-212-202
Cash Financing-43-16-18-20-33-2776112