Company Quick10K Filing
Byline Bancorp
Closing Price ($) Shares Out (MM) Market Cap ($MM)
$0.00 38 $726
10-Q 2019-11-08 Quarter: 2019-09-30
10-Q 2019-08-08 Quarter: 2019-06-30
10-Q 2019-05-09 Quarter: 2019-03-31
10-K 2019-03-15 Annual: 2018-12-31
10-Q 2018-11-13 Quarter: 2018-09-30
10-Q 2018-08-13 Quarter: 2018-06-30
10-Q 2018-05-11 Quarter: 2018-03-31
10-K 2018-03-30 Annual: 2017-12-31
10-Q 2017-11-14 Quarter: 2017-09-30
10-Q 2017-08-14 Quarter: 2017-06-30
8-K 2020-01-27 Regulation FD, Exhibits
8-K 2020-01-24 Regulation FD, Exhibits
8-K 2020-01-23 Earnings, Exhibits
8-K 2019-12-13 Regulation FD, Exhibits
8-K 2019-12-12 Other Events, Exhibits
8-K 2019-10-30 Other Events, Exhibits
8-K 2019-10-25 Regulation FD, Exhibits
8-K 2019-10-24 Earnings, Exhibits
8-K 2019-10-10
8-K 2019-08-30 Other Events, Exhibits
8-K 2019-07-29 Regulation FD, Exhibits
8-K 2019-07-26 Regulation FD, Exhibits
8-K 2019-07-25 Earnings, Exhibits
8-K 2019-06-07 Officers, Exhibits
8-K 2019-06-07 Shareholder Vote
8-K 2019-05-13 Officers, Exhibits
8-K 2019-05-03 Regulation FD, Exhibits
8-K 2019-04-26 Regulation FD, Exhibits
8-K 2019-04-25 Earnings, Exhibits
8-K 2019-04-02 Officers, Exhibits
8-K 2019-01-25 Regulation FD, Exhibits
8-K 2019-01-24 Earnings, Exhibits
8-K 2019-01-09 Other Events, Exhibits
8-K 2018-11-05 Regulation FD, Exhibits
8-K 2018-10-26 Regulation FD, Exhibits
8-K 2018-10-25 Earnings, Exhibits
8-K 2018-10-17 Exhibits
8-K 2018-10-11 Enter Agreement, Off-BS Arrangement, Exhibits
8-K 2018-09-28 Officers, Exhibits
8-K 2018-07-30 Regulation FD, Exhibits
8-K 2018-07-27 Regulation FD, Exhibits
8-K 2018-07-26 Earnings, Exhibits
8-K 2018-07-11 Regulation FD, Exhibits
8-K 2018-06-13 Regulation FD, Exhibits
8-K 2018-06-05 Shareholder Vote
8-K 2018-05-31 M&A, Officers, Regulation FD, Exhibits
8-K 2018-05-14 Regulation FD, Exhibits
8-K 2018-04-30 Officers
8-K 2018-04-27 Regulation FD, Exhibits
8-K 2018-04-23 Earnings, Officers, Exhibits
8-K 2018-04-18 Shareholder Vote, Other Events, Exhibits
8-K 2018-04-12 Regulation FD, Exhibits
8-K 2018-01-26 Regulation FD, Exhibits
8-K 2018-01-25 Earnings, Exhibits
8-K 2018-01-16 Regulation FD, Exhibits

Byline Bancorp Financials

BY Metrics, Comps, Filings

Annual | Quarterly

Business

Byline Bancorp, Inc., headquartered in Chicago, Illinois, is a bank holding company and we conduct all our business activities through our subsidiary, Byline Bank, a full service commercial bank, and Byline Bank's subsidiaries. The words "the Company," "we," "Byline," "our" and "us" refer to Byline Bancorp, Inc. and its consolidated subsidiaries, unless we indicate otherwise.

Through Byline Bank, we offer a broad range of banking products and services to small and medium sized businesses, commercial real estate and financial sponsors and to consumers who generally live or work near our branches. In addition to our traditional commercial banking business, we provide small ticket equipment leasing solutions through Byline Financial Group, a wholly-owned subsidiary of Byline Bank, headquartered in Bannockburn, Illinois with sales offices in Illinois and New York, and sales representatives in Illinois, Michigan, New Jersey, and New York. Following our acquisition of Ridgestone Financial Services, Inc. ("Ridgestone") in October 2016, we also participate in U.S. government guaranteed lending programs and originate U.S. government guaranteed loans. Byline Bank was the fifth most active originator of SBA loans in the country and the most active SBA lender in Illinois and Wisconsin, as reported by the SBA for the quarter ended December 31, 2018. Following our acquisition of First Evanston Bancorp, Inc. ("First Evanston") and its subsidiary bank, First Bank & Trust, at the end of May 2018, we also provide trust and wealth management services to our customers. As of December 31, 2018, we had consolidated total assets of $4.9 billion, total gross loans and leases outstanding of $3.5 billion, total deposits of $3.7 billion, and total stockholders' equity of $650.7 million.

On October 14, 2016, we completed the acquisition of Ridgestone Financial Services, Inc., under the terms of a definitive merger agreement. As of the acquisition date, Ridgestone had $447.4 million in assets, including $347.3 million of loans, $14.7 million of loans held for sale, $27.2 million of securities, $21.5 million of servicing assets and total deposits of $358.7 million. Ridgestone's loan portfolio was primarily comprised of the retained unguaranteed portion of U.S. government guaranteed loans as a participant in the SBA and USDA (together, "U.S. government guaranteed") lending programs.


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Annual)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Annual)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Origin Bancorp (OBNK) 795 5.4 1% 5,120 4,535 0 0 52 110 596
Carolina Financial (CARO) 786 0% 6.9 2% 3,888 3,282 4 0 60 111 765
ConnectOne Bancorp (CNOB) 784 7.4 1% 6,109 5,410 0 0 69 163 1,197
HomeStreet (HMST) 782 6.5 0% 7,201 6,477 0 0 20 125 808
Community Trust Bancorp (CTBI) 756 4.0 1% 4,377 3,783 0 0 65 109 434
Triumph Bancorp (TBK) 755 3.8 1% 4,783 4,140 0 0 55 142 546
Bryn Mawr Bank (BMTC) 749 5.8 1% 4,737 4,146 0 0 60 118 686
Univest of Pennsylvania (UVSP) 748 6.9 1% 5,154 4,503 0 0 66 121 834
German American Bancorp (GABC) 744 7.5 1% 3,971 3,471 0 0 54 99 744
National Commerce (NCOM) 740 6.4 1% 4,205 3,508 0 0 45 82 523
Trustco Bank N Y (TRST) 732 1.6 1% 5,228 4,712 0 0 60 108 172
Oritani Financial (ORIT) 731 0% 9.9 1% 4,071 3,541 2 0 52 124 1,227
Horizon Bancorp (HBNC) 729 5.7 1% 5,099 4,472 0 0 54 112 634
Byline Bancorp (BY) 726 5.0 1% 5,391 4,674 0 0 57 128 637
Allegiance Bancshares (ABTX) 712 4.4 1% 4,794 4,090 0 0 49 110 480
CBTX (CBTX) 709 5.2 2% 3,380 2,866 0 0 52 84 442
Banc of California (BANC) 699 0% 2.4 0% 9,360 8,396 4 0 46 234 563
Camden National (CAC) 690 5.4 1% 4,447 3,979 0 0 56 113 614
Live Oak Bancshares (LOB) 676 4.7 1% 4,274 3,755 0 0 32 144 676
Hanmi Financial (HAFC) 658 3.3 1% 5,571 5,007 0 0 58 148 488

Balance Sheet ($MM)2017-12-312018-12-31
Cash58122
Accounts Receivable
Inventory
PP&E9598
Assets3,3664,943
Accounts Payable
Long-Term Debt
Liabilities2,9084,292
Stockholders' Equity459651
Income Statement ($MM)2017-12-312018-12-31
Revenue
Cost of Revenue
Gross Profit
R&D
SG&A12
Tax1914
Net Income2241
Cash Flow ($MM)2017-12-312018-12-31
Cash Operating280
Cash Investing-37-369
Cash Financing47353