Company Quick10K Filing
Sandy Spring Bancorp
10-K 2019-12-31 Filed 2020-02-21
10-Q 2019-09-30 Filed 2019-11-08
10-Q 2019-06-30 Filed 2019-08-09
10-Q 2019-03-31 Filed 2019-05-03
10-K 2018-12-31 Filed 2019-02-22
10-Q 2018-09-30 Filed 2018-11-09
10-Q 2018-06-30 Filed 2018-08-03
10-Q 2018-03-31 Filed 2018-05-04
10-K 2017-12-31 Filed 2018-02-23
10-Q 2017-09-30 Filed 2017-11-03
10-Q 2017-06-30 Filed 2017-08-04
10-Q 2017-03-31 Filed 2017-05-05
10-K 2016-12-31 Filed 2017-03-03
10-Q 2016-09-30 Filed 2016-11-04
10-Q 2016-06-30 Filed 2016-08-05
10-Q 2016-03-31 Filed 2016-05-05
10-K 2015-12-31 Filed 2016-03-04
10-Q 2015-09-30 Filed 2015-11-05
10-Q 2015-06-30 Filed 2015-08-06
10-Q 2015-03-31 Filed 2015-05-08
10-K 2014-12-31 Filed 2015-03-06
10-Q 2014-09-30 Filed 2014-11-06
10-Q 2014-06-30 Filed 2014-08-07
10-Q 2014-03-31 Filed 2014-05-09
10-K 2013-12-31 Filed 2014-03-14
10-Q 2013-09-30 Filed 2013-11-08
10-Q 2013-06-30 Filed 2013-08-08
10-Q 2013-03-31 Filed 2013-05-09
10-K 2012-12-31 Filed 2013-03-18
10-Q 2012-09-30 Filed 2012-11-09
10-Q 2012-06-30 Filed 2012-08-09
10-Q 2012-03-31 Filed 2012-05-10
10-K 2011-12-31 Filed 2012-03-15
10-Q 2011-09-30 Filed 2011-11-08
10-Q 2011-06-30 Filed 2011-08-08
10-Q 2011-03-31 Filed 2011-05-10
10-K 2010-12-31 Filed 2011-03-16
10-Q 2010-09-30 Filed 2010-11-12
10-Q 2010-06-30 Filed 2010-08-09
10-Q 2010-03-31 Filed 2010-05-10
10-K 2009-12-31 Filed 2010-03-12
8-K 2020-03-11 Officers, Exhibits
8-K 2020-02-11 Shareholder Vote, Other Events, Exhibits
8-K 2020-01-27 Other Events, Exhibits
8-K 2020-01-23 Earnings, Exhibits
8-K 2019-11-05 Enter Agreement, Off-BS Arrangement, Exhibits
8-K 2019-10-29 Other Events, Exhibits
8-K 2019-10-29 Enter Agreement, Other Events, Exhibits
8-K 2019-10-17 Earnings, Exhibits
8-K 2019-09-24 Regulation FD, Other Events, Exhibits
8-K 2019-09-23 Enter Agreement, Other Events, Exhibits
8-K 2019-07-18 Earnings, Exhibits
8-K 2019-04-24 Shareholder Vote
8-K 2019-04-18 Earnings, Exhibits
8-K 2019-01-17 Earnings, Exhibits
8-K 2018-12-13 Other Events, Exhibits
8-K 2018-11-26
8-K 2018-10-18 Earnings, Exhibits
8-K 2018-10-18 Regulation FD, Exhibits
8-K 2018-07-19 Earnings, Exhibits
8-K 2018-04-27 Amend Bylaw, Exhibits
8-K 2018-04-25 Shareholder Vote
8-K 2018-04-19 Earnings, Exhibits
8-K 2018-01-18 Earnings, Exhibits
8-K 2018-01-01 M&A, Officers, Other Events, Exhibits

Sandy Spring Bancorp Financials

SASR Metrics, Comps, Filings

Quarterly | Annual

Business

Sandy Spring Bancorp, Inc. (the "Company") is the bank holding company for Sandy Spring Bank (the "Bank"). The Company is registered as a bank holding company pursuant to the Bank Holding Company Act of 1956, as amended (the "Holding Company Act"). As such, the Company is subject to supervision and regulation by the Board of Governors of the Federal Reserve System (the "Federal Reserve"). The Company began operating in 1988. Sandy Spring Bank traces its origin to 1868, making it among the oldest banking institutions in the region. The Bank is independent, community oriented, and conducts a full-service commercial banking business through 55 community offices and 6 financial centers located in Central Maryland, Northern Virginia, and Washington D. C as of December 31, 2018. The Bank is a state chartered bank subject to supervision and regulation by the Federal Reserve and the State of Maryland. The Bank's deposit accounts are insured by the Deposit Insurance Fund administered by the Federal Deposit Insurance Corporation (the "FDIC") to the maximum permitted by law. The Bank is a member of the Federal Reserve System and is an Equal Housing Lender. The Company, the Bank, and their other subsidiaries are Affirmative Action/Equal Opportunity Employers.

The Company is a community banking organization that focuses its lending and other services on businesses and consumers in the local market area. Through its subsidiaries, Sandy Spring Insurance Corporation and West Financial Services, Inc., Sandy Spring Bank offers a comprehensive menu of insurance and investment management services. On January 1, 2018, the Company completed its acquisition of WashingtonFirst Bankshares, Inc. ("WashingtonFirst"), the parent company for WashingtonFirst Bank, in a transaction valued at $447 million. WashingtonFirst was headquartered in Reston, Virginia, and had assets of $2.1 billion, loans of $1.7 billion and deposits of $1.6 billion as of December 31, 2017. The results of operations from the acquisition are included in the Company's consolidated results of operations for 2018.

The Company's and the Bank's principal executive office is located at 17801 Georgia Avenue, Olney, Maryland 20832, and its telephone number is 301-774-6400.


Valuation ($BB)

Market Cap, Enterprise Value

Balance Sheet ($BB)

Assets, Stockholders' Equity

Income Statement ($BB Quarterly)

Revenue, Gross Profit, Net Income

Cash Flow ($BB Quarterly)

Operating, Investing, Financing

Comps ($MM TTM) Market Cap Gross Margin EV/EBITDA Ret on Assets Assets Liabilities Revenue G Profit Net Income EBITDA EV
Park National (PRK) 1,616 10.7 1% 8,724 7,767 0 0 79 145 1,550
NBT Bancorp (NBTB) 1,604 8.3 1% 9,661 8,563 0 0 92 161 1,330
Heartland Financial (HTLF) 1,662 0% 4.6 1% 12,569 11,005 57 0 143 264 1,214
First Busey (BUSE) 1,437 4.2 1% 9,754 8,538 0 0 100 214 911
Veritex Holdings (VBTX) 1,341 6.7 1% 7,963 6,757 0 0 62 163 1,088
First Commonwealth Financial (FCF) 1,323 10.2 1% 8,152 7,113 0 0 79 141 1,429
Sandy Spring Bancorp (SASR) 1,295 4.3 1% 8,438 7,297 0 0 114 252 1,085
Seacoast Banking of Florida (SBCF) 1,337 8.7 1% 6,891 5,928 0 0 72 138 1,205
Tompkins Financial (TMP) 1,226,469 0% 8,261.8 1% 6,628 5,968 52 0 80 148 1,226,341
S&T Bancorp (STBA) 1,264 7.2 1% 7,572 6,590 0 0 76 167 1,205
1st Source (SRCE) 1,200 7.9 1% 6,691 5,858 0 0 70 136 1,073
OFG Bancorp (OFG) 1,142 1.5 1% 6,334 5,284 0 0 55 117 179
FB Financial (FBK) 1,178 6.9 1% 6,089 5,344 0 0 62 136 935
City Holding (CHCO) 1,258 0% 8.6 2% 4,958 4,308 47 0 77 133 1,142
Lakeland Financial (LKFN) 1,146 6.0 2% 4,948 4,364 0 0 86 167 1,009
Trico Bancshares (TCBK) 1,139 0% 6.2 1% 6,385 5,488 30 0 92 141 880
Enterprise Financial Services (EFSC) 1,101 4.9 1% 7,347 6,501 0 0 87 172 844
National Bank Holdings (NBHC) 1,089 7.5 1% 5,990 5,237 0 0 78 128 962
First Bancorp (FBNC) 1,069 6.1 1% 6,069 5,234 0 0 71 124 752
Southside Bancshares (SBSI) 1,177 7.4 1% 6,542 5,732 0 0 75 166 1,221

Balance Sheet ($MM)2011-06-302011-09-302011-12-312012-03-312012-06-302012-09-302012-12-312013-03-312013-06-302013-09-302013-12-312014-03-312014-06-302014-09-302014-12-312015-03-312015-06-302015-09-302015-12-312016-03-312016-06-302016-09-302016-12-312017-03-312017-06-302017-09-302017-12-312018-03-312018-06-302018-09-302018-12-312019-03-312019-06-302019-09-30
Cash1217172102123798685108807411611192968190967315994981341027710211221929579101134232210
Accounts Receivable
Inventory
PP&E494948494949110484747111464546111515253103535353108535354112606262125616059
Assets3,6123,6263,7113,6683,8553,8873,9553,9324,0734,0534,1064,1694,2344,2494,3974,4014,5074,6114,6554,7174,7394,8115,0915,2015,2715,3355,4477,8958,1538,0358,2438,3288,3998,438
Accounts Payable
Long-Term Debt
Liabilities3,1883,1853,2653,2163,3843,4063,4723,4433,5873,5593,6073,6593,7173,7263,8753,8803,9884,0874,1314,1944,2104,2744,5584,6574,7164,7704,8836,8807,1266,9927,1757,2327,2797,297
Stockholders' Equity4244414464524714824844894864944995105175225225225195245245225295375345445555645641,0151,0261,0431,0681,0961,1191,140
Income Statement ($MM)2011-06-302011-09-302011-12-312012-03-312012-06-302012-09-302012-12-312013-03-312013-06-302013-09-302013-12-312014-03-312014-06-302014-09-302014-12-312015-03-312015-06-302015-09-302015-12-312016-03-312016-06-302016-09-302016-12-312017-03-312017-06-302017-09-302017-12-312018-03-312018-06-302018-09-302018-12-312019-03-312019-06-302019-09-30
Revenue
Cost of Revenue
Gross Profit
R&D
SG&A101011111111111111111111111111112
Tax46444655665535455566577878127129991910
Net Income8117871110111212101171191110111311111313151615822242926302829
Cash Flow ($MM)2011-06-302011-09-302011-12-312012-03-312012-06-302012-09-302012-12-312013-03-312013-06-302013-09-302013-12-312014-03-312014-06-302014-09-302014-12-312015-03-312015-06-302015-09-302015-12-312016-03-312016-06-302016-09-302016-12-312017-03-312017-06-302017-09-302017-12-312018-03-312018-06-302018-09-302018-12-312019-03-312019-06-302019-09-30
Cash Operating29227320635411422317121010716281234346171244105027412
Cash Investing-47-8556-147105-7126-155-33-72-25-57-41-140-16-98-7224-102-71-274-153-92-38286-10-178-1223255-37
Cash Financing-578-49160-15158-34143-365245495132-997414796327587614610773243-143-27394